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How Can I Make the Most of My Summer Job Income? · Becoming Financially Confident

• 0:37
  Summer
• 0:38
  jobs
• 0:38
  mean
• 0:38
  extra
• 0:38
  cash,
• 0:39
  right?
• 0:40
  But
• 0:40
  let
• 0:40
  me
• 0:40
  ask
• 0:41
  you
• 0:41
  something.
• 0:41
  Does
• 0:41
  that
• 0:41
  money
• 0:42
  seem
• 0:42
  to
• 0:42
  disappear
• 0:42
  as
• 0:43
  fast
• 0:43
  as
• 0:43
  you
• 0:43
  earn
• 0:44
  it,
• 0:44
  leaving
• 0:45
  you
• 0:45
  with
• 0:45
  little
• 0:45
  to
• 0:46
  show
• 0:46
  for
• 0:46
  your
• 0:46
  hard
• 0:46
  work
• 0:47
  when
• 0:47
  fall
• 0:47
  arrives?
• 0:48
  What
• 0:49
  if
• 0:49
  you
• 0:49
  could
• 0:49
  harness
• 0:49
  that
• 0:50
  summer
• 0:50
  income
• 0:50
  to
• 0:51
  powerfully
• 0:51
  boost
• 0:51
  your
• 0:51
  financial
• 0:52
  goals
• 0:53
  and
• 0:53
  set
• 0:53
  yourself
• 0:54
  up
• 0:54
  for
• 0:54
  future
• 0:54
  success?
• 0:55
  Well,
• 0:55
  stick
• 0:56
  with
• 0:56
  me
• 0:56
  today
• 0:56
  because
• 0:57
  that's
• 0:57
  exactly
• 0:57
  what
• 0:57
  I'm
• 0:58
  going
• 0:58
  to
• 0:58
  share
• 0:58
  on
• 0:58
  today's
• 0:59
  show.
• 1:01
  This
• 1:02
  is
• 1:02
  Financially
• 1:02
  Confident
• 1:03
  Christian,
• 1:04
  your
• 1:04
  daily
• 1:04
  dose
• 1:04
  of
• 1:05
  gospel,
• 1:05
  grounded
• 1:06
  insight
• 1:06
  and
• 1:06
  faith
• 1:07
  driven
• 1:07
  tips
• 1:07
  to
• 1:08
  help
• 1:08
  you
• 1:08
  break
• 1:08
  the
• 1:08
  cycle
• 1:09
  of
• 1:09
  financial
• 1:09
  financial
• 1:09
  shame
• 1:10
  with
• 1:10
  confidence.
• 1:15
  Hey
• 1:15
  there.
• 1:16
  Welcome
• 1:16
  back
• 1:16
  to
• 1:16
  your
• 1:17
  daily
• 1:17
  Financially
• 1:18
  Confident
• 1:18
  Christian.
• 1:18
  I'm
• 1:19
  Ralph
• 1:19
  and
• 1:19
  this
• 1:19
  is
• 1:19
  the
• 1:20
  show
• 1:20
  where
• 1:20
  we
• 1:20
  answer
• 1:21
  that
• 1:21
  big
• 1:21
  question,
• 1:22
  how
• 1:22
  can
• 1:22
  I
• 1:22
  become
• 1:22
  a
• 1:23
  financially
• 1:23
  confident
• 1:24
  Christian?
• 1:24
  And
• 1:25
  we're
• 1:25
  in
• 1:25
  our
• 1:25
  Smart
• 1:25
  Money
• 1:26
  for
• 1:26
  Back
• 1:26
  to
• 1:26
  School
• 1:26
  and
• 1:27
  Beyond
• 1:27
  series.
• 1:27
  I
• 1:28
  hope
• 1:28
  you're
• 1:28
  really
• 1:28
  enjoying
• 1:29
  it.
• 1:29
  Now
• 1:29
  yesterday
• 1:30
  we
• 1:30
  talked
• 1:30
  about
• 1:31
  reviewing
• 1:31
  your
• 1:32
  insurance
• 1:32
  needs
• 1:33
  to
• 1:33
  make
• 1:33
  sure
• 1:33
  you're
• 1:33
  adequately
• 1:34
  protected.
• 1:34
  Hey
• 1:35
  everybody,
• 1:35
  everybody
• 1:35
  needs
• 1:35
  to
• 1:36
  be
• 1:36
  protected
• 1:36
  because
• 1:36
  you
• 1:36
  never
• 1:37
  know
• 1:37
  what's
• 1:37
  coming
• 1:37
  around
• 1:37
  the
• 1:37
  corner.
• 1:38
  If
• 1:38
  you
• 1:39
  missed
• 1:39
  the
• 1:39
  show
• 1:39
  yesterday,
• 1:40
  I'm
• 1:40
  going
• 1:40
  to
• 1:40
  encourage
• 1:40
  you
• 1:41
  to
• 1:41
  check
• 1:41
  it
• 1:41
  out.
• 1:41
  You
• 1:41
  can
• 1:41
  do
• 1:42
  that
• 1:43
  at
• 1:44
  financiallyconfidentchristian.com
• 1:45
  and
• 1:45
  hey,
• 1:45
  while
• 1:45
  you're
• 1:46
  there,
• 1:46
  follow
• 1:46
  the
• 1:47
  show
• 1:47
  and
• 1:47
  it'll
• 1:47
  be
• 1:47
  right
• 1:47
  there
• 1:48
  for
• 1:48
  you
• 1:48
  waiting
• 1:49
  every
• 1:49
  day
• 1:49
  when
• 1:49
  you
• 1:49
  go
• 1:49
  to
• 1:50
  listen
• 1:50
  to
• 1:50
  your
• 1:50
  shows.
• 1:51
  But
• 1:51
  today
• 1:51
  we're
• 1:52
  going
• 1:52
  to
• 1:52
  talk
• 1:52
  about
• 1:52
  something
• 1:53
  completely
• 1:53
  different.
• 1:54
  It's
• 1:54
  summertime.
• 1:55
  Right
• 1:55
  now
• 1:55
  we're
• 1:55
  getting
• 1:56
  towards
• 1:56
  the
• 1:56
  end
• 1:57
  of
• 1:57
  summer,
• 1:57
  but
• 1:58
  today
• 1:58
  we're
• 1:58
  going
• 1:58
  to
• 1:58
  talk
• 1:58
  about
• 1:58
  how
• 1:59
  to
• 1:59
  make
• 1:59
  the
• 1:59
  most
• 1:59
  of
• 1:59
  your
• 2:00
  summer
• 2:00
  job
• 2:00
  income.
• 2:01
  I
• 2:01
  can
• 2:01
  still
• 2:02
  remember
• 2:02
  way
• 2:02
  back
• 2:02
  in
• 2:03
  the
• 2:03
  day
• 2:03
  when
• 2:03
  I
• 2:04
  had
• 2:04
  my
• 2:04
  first
• 2:04
  summer
• 2:05
  job,
• 2:05
  I
• 2:05
  worked
• 2:06
  at
• 2:06
  a
• 2:06
  place
• 2:06
  called
• 2:06
  Roy
• 2:07
  Roger.
• 2:07
  It's
• 2:07
  sort
• 2:08
  of
• 2:08
  a
• 2:08
  fast
• 2:08
  food
• 2:09
  joint
• 2:09
  and
• 2:09
  man,
• 2:09
  I
• 2:09
  was
• 2:10
  so
• 2:10
  excited
• 2:10
  to
• 2:10
  have
• 2:11
  my
• 2:11
  own
• 2:11
  job.
• 2:11
  But
• 2:12
  let
• 2:12
  me
• 2:12
  just
• 2:12
  be
• 2:12
  blunt
• 2:12
  with
• 2:13
  you,
• 2:13
  seems
• 2:13
  like
• 2:13
  by
• 2:14
  the
• 2:14
  time
• 2:14
  I
• 2:14
  got
• 2:14
  my
• 2:14
  paycheck,
• 2:15
  there
• 2:15
  was
• 2:15
  very
• 2:15
  much,
• 2:16
  very
• 2:16
  little
• 2:17
  left
• 2:17
  of
• 2:17
  it.
• 2:17
  So
• 2:17
  today's
• 2:18
  question
• 2:18
  is,
• 2:18
  how
• 2:19
  can
• 2:19
  I
• 2:19
  make
• 2:19
  the
• 2:19
  most
• 2:20
  of
• 2:20
  my
• 2:20
  summer
• 2:21
  job
• 2:21
  income?
• 2:22
  Maybe
• 2:22
  you're
• 2:23
  a
• 2:23
  student
• 2:23
  home
• 2:23
  for
• 2:23
  the
• 2:24
  summer
• 2:24
  or
• 2:24
  maybe
• 2:25
  you're
• 2:25
  a
• 2:25
  seasonal
• 2:26
  worker
• 2:26
  and
• 2:26
  you're
• 2:26
  earning
• 2:27
  some
• 2:27
  extra
• 2:27
  cash
• 2:28
  by
• 2:28
  doing
• 2:28
  some
• 2:28
  extra
• 2:29
  work
• 2:29
  over
• 2:29
  the
• 2:30
  summer.
• 2:30
  But
• 2:31
  like
• 2:31
  most
• 2:31
  of
• 2:31
  us,
• 2:31
  you
• 2:32
  know
• 2:32
  the
• 2:32
  big
• 2:32
  problem?
• 2:33
  Money
• 2:33
  quickly
• 2:33
  disappears
• 2:34
  on
• 2:34
  those
• 2:34
  fun
• 2:35
  activities.
• 2:35
  Those
• 2:36
  impulse
• 2:37
  buys
• 2:37
  are,
• 2:37
  hey,
• 2:37
  listen,
• 2:38
  here's
• 2:38
  the
• 2:38
  real
• 2:38
  brutal
• 2:39
  truth.
• 2:39
  Or
• 2:40
  sometimes
• 2:40
  it
• 2:40
  just
• 2:40
  disappears
• 2:41
  because
• 2:41
  you
• 2:41
  don't
• 2:41
  have
• 2:42
  a
• 2:42
  plan.
• 2:43
  And
• 2:43
  see,
• 2:43
  there's
• 2:44
  a
• 2:44
  tendency
• 2:44
  to
• 2:45
  see
• 2:45
  summer
• 2:45
  income
• 2:46
  as
• 2:46
  fleeting
• 2:46
  or
• 2:47
  hey,
• 2:47
  that's
• 2:47
  my
• 2:47
  fun
• 2:47
  money.
• 2:48
  I'm
• 2:48
  just,
• 2:48
  I'm
• 2:48
  just
• 2:49
  going
• 2:49
  to
• 2:49
  go
• 2:49
  live
• 2:49
  my
• 2:50
  life
• 2:50
  without
• 2:50
  a
• 2:51
  Clear
• 2:51
  purpose.
• 2:52
  But
• 2:52
  the
• 2:53
  problem
• 2:53
  with
• 2:53
  that
• 2:53
  is
• 2:53
  then
• 2:54
  come
• 2:54
  the
• 2:54
  fall,
• 2:54
  we
• 2:54
  start
• 2:55
  to
• 2:55
  regret
• 2:55
  some
• 2:55
  lost
• 2:56
  opportunities
• 2:56
  to
• 2:57
  save
• 2:57
  money.
• 2:58
  Maybe
• 2:58
  this
• 2:58
  would
• 2:58
  have
• 2:58
  been
• 2:59
  a
• 2:59
  great
• 2:59
  opportunity
• 2:59
  to
• 3:00
  pay
• 3:00
  down
• 3:00
  some
• 3:01
  debt.
• 3:01
  Or
• 3:01
  hey,
• 3:02
  even
• 3:02
  better,
• 3:02
  prepare
• 3:03
  for
• 3:03
  some
• 3:03
  future
• 3:04
  expenses.
• 3:04
  I
• 3:04
  know
• 3:05
  a
• 3:05
  lot
• 3:05
  of
• 3:05
  college
• 3:06
  kids
• 3:06
  are
• 3:06
  doing
• 3:06
  those
• 3:07
  summer
• 3:07
  jobs
• 3:07
  because
• 3:08
  that
• 3:08
  money's
• 3:09
  got
• 3:09
  to
• 3:09
  last
• 3:09
  them
• 3:09
  throughout
• 3:10
  the
• 3:10
  school
• 3:10
  season.
• 3:10
  So
• 3:11
  today
• 3:11
  I
• 3:11
  really
• 3:12
  want
• 3:12
  to
• 3:12
  focus
• 3:13
  on
• 3:13
  how
• 3:13
  we
• 3:14
  can
• 3:14
  make
• 3:14
  that,
• 3:14
  even
• 3:15
  when
• 3:15
  it's
• 3:15
  temporary
• 3:16
  income,
• 3:17
  a
• 3:17
  resource
• 3:18
  for
• 3:18
  intentional
• 3:18
  stewardship.
• 3:19
  So
• 3:20
  let's
• 3:20
  get
• 3:20
  right
• 3:20
  into
• 3:21
  the
• 3:21
  Bible.
• 3:21
  I've
• 3:22
  got
• 3:22
  a
• 3:22
  couple
• 3:22
  of
• 3:22
  great
• 3:22
  verses
• 3:23
  I
• 3:23
  found
• 3:23
  in
• 3:23
  the
• 3:23
  Bible
• 3:24
  that
• 3:24
  really
• 3:24
  address
• 3:25
  this.
• 3:25
  And
• 3:25
  the
• 3:25
  first
• 3:25
  biblical
• 3:26
  principle
• 3:26
  I
• 3:27
  want
• 3:27
  to
• 3:27
  talk
• 3:27
  about
• 3:27
  today
• 3:28
  is
• 3:28
  this.
• 3:29
  Hard
• 3:29
  work
• 3:30
  brings
• 3:30
  profit.
• 3:31
  I
• 3:31
  bet
• 3:31
  you've
• 3:32
  heard
• 3:32
  that
• 3:32
  somewhere
• 3:32
  before.
• 3:33
  Well,
• 3:33
  guess
• 3:33
  what?
• 3:34
  It's
• 3:34
  right
• 3:34
  in
• 3:34
  the
• 3:34
  book
• 3:34
  of
• 3:35
  Proverbs.
• 3:35
  This
• 3:36
  is
• 3:36
  chapter
• 3:36
  14,
• 3:37
  verse
• 3:37
  23.
• 3:38
  And
• 3:38
  it
• 3:38
  says
• 3:38
  this.
• 3:39
  All
• 3:40
  hard
• 3:40
  work
• 3:40
  brings
• 3:41
  a
• 3:41
  profit,
• 3:42
  but
• 3:42
  mere
• 3:42
  talk
• 3:43
  only
• 3:43
  leads
• 3:44
  to
• 3:44
  poverty.
• 3:45
  Hey,
• 3:45
  I
• 3:45
  can
• 3:45
  hear
• 3:45
  my
• 3:46
  grandfather
• 3:46
  still.
• 3:47
  Oh,
• 3:47
  you
• 3:47
  do
• 3:48
  a
• 3:48
  lot
• 3:48
  of
• 3:48
  talking,
• 3:48
  but
• 3:49
  get
• 3:49
  to
• 3:49
  work,
• 3:50
  get
• 3:50
  to
• 3:50
  hard
• 3:50
  work.
• 3:51
  My
• 3:51
  grandfather
• 3:52
  was
• 3:52
  a
• 3:52
  hard
• 3:52
  working
• 3:53
  guy,
• 3:53
  always
• 3:53
  kept
• 3:54
  a
• 3:54
  garden.
• 3:54
  He
• 3:54
  was
• 3:54
  an
• 3:54
  electrician.
• 3:55
  But
• 3:56
  what
• 3:56
  is
• 3:56
  the
• 3:56
  Bible
• 3:56
  saying
• 3:57
  here?
• 3:57
  And
• 3:57
  this
• 3:57
  is
• 3:57
  a
• 3:57
  beautiful
• 3:58
  piece
• 3:58
  of
• 3:58
  scripture
• 3:59
  that
• 3:59
  really
• 4:00
  addresses
• 4:00
  what
• 4:00
  we're
• 4:01
  talking
• 4:01
  about
• 4:01
  today.
• 4:01
  Again,
• 4:02
  Proverbs
• 4:03
  14,
• 4:03
  verse
• 4:03
  23.
• 4:04
  All.
• 4:04
  All
• 4:05
  hard
• 4:05
  work
• 4:05
  brings
• 4:05
  a
• 4:06
  profit,
• 4:06
  but
• 4:07
  mere
• 4:07
  talk
• 4:07
  only
• 4:08
  leads
• 4:08
  to
• 4:08
  poverty.
• 4:09
  So
• 4:09
  what's
• 4:09
  our
• 4:09
  first
• 4:09
  life's
• 4:10
  lesson?
• 4:10
  Do
• 4:11
  more
• 4:11
  than
• 4:11
  talk.
• 4:11
  Let's
• 4:11
  look
• 4:12
  at
• 4:12
  our
• 4:12
  second
• 4:12
  biblical
• 4:13
  principle,
• 4:13
  and
• 4:13
  that's
• 4:14
  faithfulness
• 4:14
  in
• 4:15
  stewardship.
• 4:15
  Hey,
• 4:16
  if
• 4:16
  you
• 4:16
  want
• 4:16
  to
• 4:16
  encapsulate
• 4:17
  this
• 4:17
  whole
• 4:17
  show,
• 4:18
  you
• 4:18
  know,
• 4:18
  this
• 4:19
  whole
• 4:19
  show
• 4:19
  is
• 4:19
  about
• 4:20
  becoming
• 4:20
  that
• 4:21
  financially
• 4:21
  confident
• 4:22
  Christian.
• 4:22
  Well,
• 4:23
  part
• 4:23
  of
• 4:23
  that
• 4:23
  financial
• 4:24
  confidence
• 4:24
  is
• 4:25
  living
• 4:25
  in
• 4:25
  stewardship
• 4:26
  of
• 4:26
  what
• 4:26
  the
• 4:26
  Lord
• 4:26
  has
• 4:27
  given
• 4:27
  you.
• 4:27
  So
• 4:27
  let's
• 4:27
  look
• 4:27
  at
• 4:28
  another
• 4:28
  verse
• 4:28
  from
• 4:29
  the
• 4:29
  Bible.
• 4:29
  This
• 4:30
  one
• 4:30
  is
• 4:30
  First
• 4:30
  Corinthians,
• 4:31
  chapter
• 4:31
  4,
• 4:32
  verse
• 4:32
  2.
• 4:32
  And
• 4:32
  it
• 4:32
  reminds
• 4:33
  us
• 4:33
  this.
• 4:34
  It
• 4:34
  is
• 4:34
  required
• 4:35
  that
• 4:35
  those
• 4:36
  who
• 4:36
  have
• 4:36
  been
• 4:36
  given
• 4:36
  a
• 4:37
  trust
• 4:38
  must
• 4:38
  prove
• 4:38
  faithful.
• 4:39
  Think
• 4:39
  about
• 4:40
  that
• 4:40
  for
• 4:40
  a
• 4:40
  second.
• 4:41
  All
• 4:42
  of
• 4:42
  the
• 4:42
  things
• 4:42
  that
• 4:42
  you
• 4:42
  have,
• 4:43
  and
• 4:43
  I
• 4:43
  get
• 4:43
  in
• 4:43
  trouble
• 4:44
  when
• 4:44
  I
• 4:44
  say
• 4:44
  this
• 4:44
  sometimes,
• 4:45
  they're
• 4:46
  not
• 4:46
  yours.
• 4:47
  One
• 4:47
  of
• 4:47
  the
• 4:47
  fundamental
• 4:48
  principles
• 4:48
  that
• 4:48
  I
• 4:49
  live
• 4:49
  my
• 4:49
  life
• 4:49
  by
• 4:50
  is
• 4:50
  the
• 4:51
  things
• 4:51
  that
• 4:51
  I
• 4:51
  have
• 4:52
  aren't
• 4:52
  mine.
• 4:53
  They're
• 4:53
  mine
• 4:53
  to
• 4:54
  steward.
• 4:54
  I'm
• 4:54
  a
• 4:54
  good
• 4:54
  manager.
• 4:55
  Well,
• 4:56
  that's
• 4:56
  exactly
• 4:56
  what
• 4:56
  you
• 4:57
  should
• 4:57
  be
• 4:57
  doing
• 4:57
  with
• 4:57
  your
• 4:58
  summer
• 4:58
  income,
• 4:58
  with
• 4:59
  all
• 4:59
  your
• 4:59
  income,
• 4:59
  for
• 4:59
  that
• 4:59
  matter.
• 5:00
  But
• 5:00
  today
• 5:00
  I'm
• 5:00
  really
• 5:00
  focused
• 5:01
  on
• 5:01
  summer
• 5:01
  income.
• 5:03
  What
• 5:03
  does
• 5:03
  the
• 5:03
  Bible
• 5:03
  say?
• 5:04
  First
• 5:04
  Corinthians,
• 5:05
  chapter
• 5:05
  four,
• 5:05
  verse
• 5:05
  two.
• 5:06
  It
• 5:06
  is
• 5:06
  required.
• 5:07
  It's
• 5:08
  not
• 5:08
  a.
• 5:08
  Hey,
• 5:08
  if
• 5:08
  you
• 5:08
  want
• 5:09
  to.
• 5:09
  The
• 5:09
  Bible
• 5:10
  is
• 5:10
  very
• 5:10
  Clear
• 5:10
  about
• 5:11
  this.
• 5:11
  It
• 5:11
  is
• 5:11
  required
• 5:13
  that
• 5:13
  those
• 5:13
  who
• 5:13
  have
• 5:14
  been
• 5:14
  given
• 5:14
  a
• 5:14
  trust.
• 5:15
  Hey,
• 5:15
  that
• 5:15
  trust
• 5:16
  to
• 5:16
  steward,
• 5:17
  to
• 5:17
  manage
• 5:17
  what
• 5:18
  the
• 5:18
  Lord
• 5:18
  has
• 5:18
  given,
• 5:18
  you
• 5:19
  must
• 5:19
  prove
• 5:20
  faithful.
• 5:20
  So,
• 5:20
  hey,
• 5:20
  we
• 5:21
  want
• 5:21
  to
• 5:21
  be
• 5:21
  faithful,
• 5:21
  right?
• 5:22
  So
• 5:22
  now
• 5:22
  you're
• 5:22
  asking,
• 5:23
  what
• 5:23
  can
• 5:23
  we
• 5:23
  do,
• 5:23
  Ralph?
• 5:24
  How
• 5:24
  do
• 5:24
  we.
• 5:24
  How
• 5:25
  do
• 5:25
  we
• 5:25
  make
• 5:25
  this
• 5:25
  happen?
• 5:25
  How
• 5:26
  do
• 5:26
  we
• 5:26
  transform
• 5:27
  that
• 5:27
  summer
• 5:27
  job
• 5:28
  income
• 5:28
  from
• 5:28
  that
• 5:28
  fleeting
• 5:29
  cash?
• 5:30
  It
• 5:30
  goes
• 5:30
  in
• 5:30
  one
• 5:30
  pocket
• 5:31
  and
• 5:31
  it
• 5:31
  goes
• 5:31
  out
• 5:31
  as
• 5:31
  soon
• 5:32
  as
• 5:32
  you
• 5:32
  get
• 5:32
  it.
• 5:32
  And
• 5:33
  into
• 5:33
  a
• 5:33
  powerful
• 5:34
  tool
• 5:34
  for
• 5:34
  really
• 5:34
  accelerating
• 5:35
  our
• 5:36
  goals?
• 5:36
  Well,
• 5:37
  here's
• 5:37
  the
• 5:37
  truth.
• 5:38
  It's
• 5:38
  all
• 5:38
  about
• 5:38
  intentionality.
• 5:39
  This
• 5:40
  is
• 5:40
  the
• 5:40
  time
• 5:40
  to
• 5:40
  create
• 5:41
  a
• 5:41
  clear
• 5:41
  allocation
• 5:42
  plan
• 5:42
  for
• 5:42
  your
• 5:42
  summer
• 5:43
  job
• 5:43
  income
• 5:43
  before
• 5:44
  you
• 5:44
  even
• 5:44
  earn
• 5:45
  it.
• 5:45
  Now,
• 5:45
  I
• 5:45
  guess,
• 5:45
  listen,
• 5:46
  we're
• 5:46
  in
• 5:46
  August
• 5:46
  right
• 5:47
  now,
• 5:47
  so
• 5:47
  you've
• 5:47
  kind
• 5:48
  of
• 5:48
  jumped
• 5:48
  the
• 5:48
  gun
• 5:49
  here
• 5:49
  a
• 5:49
  little
• 5:49
  bit.
• 5:49
  But
• 5:49
  there's
• 5:50
  still
• 5:50
  time
• 5:50
  to
• 5:50
  turn
• 5:50
  this
• 5:51
  around.
• 5:51
  We've
• 5:52
  got
• 5:52
  to
• 5:52
  think
• 5:52
  about
• 5:53
  a
• 5:53
  plan,
• 5:53
  even
• 5:53
  if
• 5:54
  it's
• 5:54
  just
• 5:54
  right
• 5:54
  now.
• 5:54
  Let's
• 5:54
  plan
• 5:55
  to
• 5:55
  allocate
• 5:55
  the
• 5:56
  rest
• 5:56
  of
• 5:56
  what's
• 5:56
  left.
• 5:57
  Let's
• 5:57
  talk
• 5:57
  about
• 5:57
  savings.
• 5:58
  Let's
• 5:58
  talk
• 5:58
  about
• 5:59
  debt
• 5:59
  reduction,
• 6:00
  or
• 6:00
  let's
• 6:00
  talk
• 6:00
  about
• 6:01
  setting
• 6:01
  aside
• 6:01
  for
• 6:01
  those
• 6:02
  fall
• 6:02
  expenses.
• 6:03
  So
• 6:03
  as
• 6:03
  I
• 6:04
  do
• 6:04
  every
• 6:04
  day,
• 6:04
  I
• 6:04
  want
• 6:04
  to
• 6:04
  give
• 6:05
  you
• 6:05
  just
• 6:05
  one
• 6:05
  action
• 6:06
  item
• 6:06
  to
• 6:07
  really
• 6:07
  help
• 6:07
  you
• 6:07
  get
• 6:07
  to
• 6:08
  this.
• 6:08
  This
• 6:08
  is
• 6:08
  my
• 6:08
  goal
• 6:08
  today.
• 6:09
  The
• 6:09
  goal
• 6:10
  that
• 6:10
  you
• 6:10
  want,
• 6:10
  that
• 6:10
  I
• 6:10
  want
• 6:11
  you
• 6:11
  to
• 6:11
  take
• 6:11
  on,
• 6:11
  is
• 6:11
  to
• 6:12
  make
• 6:12
  the
• 6:12
  most
• 6:12
  of
• 6:12
  your
• 6:13
  summer
• 6:13
  job
• 6:13
  income.
• 6:14
  So
• 6:14
  the
• 6:15
  first
• 6:15
  thing
• 6:15
  you've
• 6:15
  got
• 6:15
  to
• 6:16
  do.
• 6:16
  We
• 6:16
  talked
• 6:16
  about
• 6:17
  this
• 6:17
  a
• 6:17
  second
• 6:17
  ago.
• 6:17
  What's
• 6:17
  the
• 6:18
  intentionality?
• 6:19
  Let's
• 6:19
  talk
• 6:19
  about
• 6:20
  one
• 6:20
  or
• 6:20
  two
• 6:20
  of
• 6:20
  those
• 6:21
  summer
• 6:21
  income
• 6:22
  goals.
• 6:22
  What
• 6:22
  are
• 6:23
  the.
• 6:23
  Some
• 6:23
  meaningful
• 6:24
  goals
• 6:24
  that
• 6:25
  you
• 6:25
  want
• 6:25
  to
• 6:25
  set
• 6:25
  for
• 6:25
  this
• 6:26
  money
• 6:26
  with
• 6:26
  just
• 6:26
  a
• 6:27
  little
• 6:27
  bit
• 6:27
  of
• 6:27
  summer
• 6:27
  left.
• 6:28
  But
• 6:28
  be
• 6:29
  clear
• 6:29
  and
• 6:29
  specific
• 6:30
  about
• 6:30
  it.
• 6:30
  Here's
• 6:31
  a
• 6:31
  great
• 6:31
  one.
• 6:31
  Maybe
• 6:32
  you
• 6:32
  want
• 6:32
  to
• 6:32
  fully
• 6:32
  fund
• 6:32
  that
• 6:33
  emergency
• 6:33
  savings
• 6:34
  fund.
• 6:34
  You
• 6:34
  hear
• 6:34
  me
• 6:35
  talk
• 6:35
  about
• 6:35
  it
• 6:35
  on
• 6:35
  the
• 6:35
  show
• 6:36
  all
• 6:36
  the
• 6:36
  time.
• 6:36
  You're
• 6:36
  like,
• 6:36
  Ralph.
• 6:37
  Yes,
• 6:37
  I
• 6:37
  hear
• 6:38
  you.
• 6:38
  Let's
• 6:38
  do
• 6:38
  this.
• 6:39
  Well,
• 6:39
  that
• 6:39
  could
• 6:39
  be
• 6:39
  a
• 6:39
  great
• 6:40
  goal
• 6:40
  for
• 6:40
  that
• 6:40
  summer
• 6:41
  income.
• 6:41
  And
• 6:41
  hey,
• 6:41
  maybe
• 6:42
  you're
• 6:42
  not
• 6:42
  a
• 6:42
  student.
• 6:42
  Maybe
• 6:42
  you're
• 6:43
  just
• 6:43
  doing
• 6:43
  some
• 6:43
  extra
• 6:44
  work
• 6:44
  over
• 6:44
  the
• 6:44
  summer.
• 6:45
  You
• 6:45
  picked
• 6:45
  up
• 6:45
  some
• 6:46
  side
• 6:46
  gigs
• 6:46
  or
• 6:46
  some.
• 6:47
  Some
• 6:47
  side
• 6:47
  hustles,
• 6:48
  as
• 6:48
  they
• 6:48
  call
• 6:48
  them,
• 6:48
  just
• 6:48
  to
• 6:49
  kind
• 6:49
  of
• 6:49
  build
• 6:49
  some
• 6:50
  savings.
• 6:50
  Well,
• 6:50
  this
• 6:50
  is
• 6:50
  a
• 6:50
  great
• 6:51
  thing
• 6:51
  to
• 6:51
  do.
• 6:51
  Fund
• 6:52
  that
• 6:52
  emergency
• 6:52
  savings.
• 6:53
  Hey,
• 6:53
  another
• 6:54
  great
• 6:54
  thing
• 6:54
  you
• 6:54
  can
• 6:54
  do
• 6:55
  is
• 6:55
  get
• 6:55
  yourself
• 6:56
  out
• 6:56
  from
• 6:56
  some
• 6:57
  of
• 6:57
  that
• 6:57
  credit
• 6:57
  card
• 6:57
  debt.
• 6:58
  Listen,
• 6:59
  in
• 6:59
  our
• 6:59
  culture,
• 6:59
  there
• 7:00
  are
• 7:00
  so
• 7:00
  many
• 7:00
  people
• 7:01
  that
• 7:01
  are
• 7:01
  burdened
• 7:02
  with
• 7:02
  this
• 7:02
  complete
• 7:03
  harness
• 7:04
  of
• 7:04
  credit
• 7:04
  card
• 7:04
  debt.
• 7:05
  This
• 7:05
  is
• 7:05
  a
• 7:05
  great
• 7:06
  thing
• 7:06
  to
• 7:06
  do.
• 7:06
  Or
• 7:06
  maybe.
• 7:07
  Let's
• 7:07
  talk
• 7:07
  about
• 7:07
  this.
• 7:08
  Maybe
• 7:08
  you
• 7:09
  went
• 7:09
  to
• 7:09
  school
• 7:09
  for
• 7:09
  the
• 7:09
  summer
• 7:10
  or
• 7:10
  you
• 7:10
  went
• 7:10
  to
• 7:11
  work
• 7:11
  for
• 7:11
  the
• 7:11
  summer
• 7:12
  because
• 7:12
  you
• 7:12
  want
• 7:12
  to
• 7:12
  put
• 7:13
  aside
• 7:13
  some
• 7:13
  money
• 7:13
  for
• 7:13
  tuition
• 7:14
  or
• 7:14
  for
• 7:15
  books
• 7:15
  for
• 7:15
  the
• 7:15
  fall.
• 7:15
  Hey,
• 7:16
  all
• 7:16
  those
• 7:16
  things
• 7:16
  are
• 7:17
  great
• 7:17
  things,
• 7:17
  but
• 7:17
  that's
• 7:18
  where
• 7:18
  we
• 7:18
  need
• 7:18
  to
• 7:18
  start.
• 7:19
  So
• 7:19
  step
• 7:19
  one
• 7:20
  is
• 7:20
  identify
• 7:20
  one
• 7:21
  or
• 7:21
  two
• 7:21
  of
• 7:22
  those
• 7:22
  summer
• 7:22
  income
• 7:23
  goals.
• 7:24
  The
• 7:24
  second
• 7:24
  thing
• 7:24
  I
• 7:24
  want
• 7:24
  you
• 7:25
  to
• 7:25
  do
• 7:25
  is
• 7:25
  actually
• 7:25
  put
• 7:26
  those
• 7:26
  goals
• 7:26
  into
• 7:27
  an
• 7:27
  action
• 7:28
  plan,
• 7:28
  a
• 7:29
  really
• 7:29
  simple
• 7:29
  action
• 7:29
  plan.
• 7:30
  And
• 7:30
  I'm
• 7:30
  going
• 7:30
  to
• 7:30
  give
• 7:31
  you
• 7:31
  a
• 7:31
  little
• 7:31
  bit
• 7:31
  of
• 7:32
  a
• 7:32
  headspace
• 7:33
  here
• 7:33
  to
• 7:33
  really
• 7:33
  kind
• 7:34
  of
• 7:34
  get
• 7:34
  you
• 7:34
  started
• 7:34
  with
• 7:34
  this.
• 7:35
  This
• 7:35
  is
• 7:35
  the
• 7:35
  thing
• 7:35
  I
• 7:35
  think
• 7:36
  you
• 7:36
  should
• 7:36
  really
• 7:36
  do.
• 7:36
  Give
• 7:37
  first.
• 7:38
  I
• 7:38
  talk
• 7:38
  about
• 7:38
  that
• 7:38
  on
• 7:38
  the
• 7:38
  program
• 7:39
  all
• 7:39
  the
• 7:39
  time.
• 7:40
  If
• 7:40
  you're
• 7:40
  working
• 7:41
  and
• 7:41
  you're
• 7:41
  making
• 7:41
  money,
• 7:42
  what's
• 7:42
  the,
• 7:42
  what's
• 7:43
  the
• 7:43
  Bible
• 7:43
  say
• 7:43
  all
• 7:43
  the
• 7:43
  time?
• 7:44
  The
• 7:44
  first
• 7:44
  thing
• 7:45
  is
• 7:45
  to
• 7:45
  give
• 7:45
  your
• 7:45
  first
• 7:45
  fruits.
• 7:46
  I'm
• 7:46
  going
• 7:46
  to
• 7:46
  start
• 7:46
  there,
• 7:47
  create
• 7:47
  that
• 7:47
  simple
• 7:48
  plan,
• 7:48
  but
• 7:48
  give
• 7:48
  first
• 7:49
  and
• 7:49
  then
• 7:49
  start
• 7:50
  those
• 7:50
  goals,
• 7:51
  whether
• 7:51
  it's
• 7:51
  that
• 7:51
  emergency
• 7:52
  savings
• 7:53
  fund,
• 7:53
  maybe
• 7:53
  you're
• 7:53
  paying
• 7:54
  off
• 7:54
  that
• 7:54
  credit
• 7:55
  card
• 7:55
  debt,
• 7:55
  or
• 7:55
  may,
• 7:55
  maybe
• 7:55
  you
• 7:56
  just
• 7:56
  put
• 7:56
  money
• 7:56
  aside
• 7:57
  for
• 7:57
  fall
• 7:57
  or
• 7:57
  for
• 7:58
  the
• 7:58
  books
• 7:58
  or
• 7:58
  for
• 7:58
  those.
• 7:59
  And,
• 7:59
  you
• 7:59
  know,
• 7:59
  maybe
• 7:59
  it's
• 8:00
  even
• 8:00
  holiday
• 8:00
  savings
• 8:01
  at
• 8:01
  this
• 8:01
  point.
• 8:01
  But
• 8:02
  give
• 8:02
  first,
• 8:03
  make
• 8:03
  your
• 8:03
  goal
• 8:03
  second,
• 8:04
  and
• 8:04
  then
• 8:04
  listen,
• 8:05
  you
• 8:05
  can
• 8:06
  have
• 8:06
  some
• 8:06
  fun
• 8:06
  with
• 8:06
  this.
• 8:07
  I'm
• 8:07
  not
• 8:07
  telling
• 8:07
  you
• 8:07
  you
• 8:08
  can't
• 8:08
  have
• 8:08
  any
• 8:08
  fun,
• 8:08
  but
• 8:09
  make
• 8:09
  that
• 8:09
  the
• 8:09
  last.
• 8:10
  And
• 8:10
  I
• 8:10
  want
• 8:10
  you
• 8:10
  to
• 8:10
  write
• 8:10
  this
• 8:11
  plan
• 8:11
  down
• 8:11
  and
• 8:12
  then
• 8:12
  I
• 8:12
  want
• 8:12
  you
• 8:12
  to
• 8:12
  put
• 8:13
  it
• 8:13
  up
• 8:13
  somewhere
• 8:13
  where
• 8:13
  you
• 8:13
  can
• 8:13
  see
• 8:14
  it.
• 8:14
  So
• 8:14
  that's
• 8:14
  the
• 8:15
  second
• 8:15
  goal.
• 8:15
  Create
• 8:16
  that
• 8:16
  summer
• 8:16
  income
• 8:17
  allocation
• 8:18
  plan.
• 8:18
  Third
• 8:19
  thing,
• 8:19
  I
• 8:19
  talk
• 8:20
  about
• 8:20
  this
• 8:20
  on
• 8:20
  the
• 8:20
  show
• 8:20
  all
• 8:20
  the
• 8:20
  time.
• 8:21
  If
• 8:21
  you
• 8:21
  can
• 8:22
  automate
• 8:22
  this
• 8:22
  or
• 8:23
  listen,
• 8:23
  as
• 8:24
  soon
• 8:24
  as
• 8:24
  you
• 8:24
  get
• 8:24
  paid,
• 8:25
  put
• 8:25
  that
• 8:26
  money
• 8:26
  into
• 8:27
  those
• 8:27
  goal
• 8:28
  plans.
• 8:28
  Maybe
• 8:28
  you
• 8:28
  set
• 8:29
  up
• 8:29
  an
• 8:29
  envelope
• 8:30
  system
• 8:30
  for
• 8:30
  yourself.
• 8:31
  Maybe
• 8:31
  you
• 8:31
  set
• 8:31
  up
• 8:31
  some
• 8:32
  separate
• 8:32
  sinking
• 8:33
  funds
• 8:33
  on
• 8:33
  your
• 8:33
  online
• 8:34
  bank
• 8:34
  account.
• 8:35
  But
• 8:35
  as
• 8:35
  soon
• 8:35
  as
• 8:35
  you
• 8:35
  get
• 8:36
  paid
• 8:36
  and
• 8:36
  automate
• 8:37
  it
• 8:37
  if
• 8:37
  you
• 8:37
  can,
• 8:37
  hey,
• 8:38
  grab
• 8:38
  that
• 8:38
  money
• 8:38
  right
• 8:39
  away
• 8:39
  because
• 8:39
  you
• 8:39
  want
• 8:40
  to
• 8:40
  get
• 8:40
  rid
• 8:40
  of
• 8:40
  that
• 8:41
  urge
• 8:41
  to
• 8:41
  go
• 8:41
  spend
• 8:42
  that.
• 8:42
  Which
• 8:42
  leads
• 8:43
  me
• 8:43
  to
• 8:43
  the
• 8:43
  fourth
• 8:44
  step.
• 8:44
  You
• 8:44
  got
• 8:45
  to
• 8:45
  stop
• 8:45
  thinking
• 8:46
  about
• 8:46
  this
• 8:46
  as
• 8:47
  bonus
• 8:47
  spending.
• 8:47
  So
• 8:48
  many
• 8:48
  people
• 8:48
  see
• 8:48
  those
• 8:49
  summer
• 8:49
  job
• 8:49
  or
• 8:50
  those
• 8:50
  extra
• 8:50
  jobs
• 8:51
  as,
• 8:51
  hey,
• 8:51
  this
• 8:51
  is
• 8:51
  extra
• 8:52
  spending
• 8:52
  money.
• 8:52
  I
• 8:52
  can
• 8:52
  go
• 8:53
  do
• 8:53
  what
• 8:53
  I
• 8:53
  want
• 8:53
  with
• 8:54
  it.
• 8:54
  Problem
• 8:55
  with
• 8:55
  that
• 8:55
  is
• 8:55
  then
• 8:55
  you
• 8:56
  won't
• 8:56
  get
• 8:56
  to
• 8:56
  your
• 8:57
  goals.
• 8:57
  You
• 8:57
  won't
• 8:58
  meet
• 8:58
  those
• 8:58
  things
• 8:59
  that
• 8:59
  you
• 8:59
  really
• 8:59
  found
• 9:00
  in
• 9:00
  the
• 9:00
  first
• 9:00
  step
• 9:00
  today
• 9:00
  of
• 9:01
  those
• 9:01
  one
• 9:01
  or
• 9:01
  two
• 9:01
  things
• 9:02
  that
• 9:02
  are
• 9:02
  so
• 9:02
  important
• 9:02
  to
• 9:03
  you.
• 9:03
  This
• 9:03
  is
• 9:03
  a
• 9:04
  time
• 9:04
  to
• 9:04
  really
• 9:04
  stick
• 9:05
  to
• 9:05
  your
• 9:05
  allocation
• 9:06
  plan.
• 9:07
  Because
• 9:07
  here's
• 9:08
  the
• 9:08
  thing.
• 9:08
  Big
• 9:09
  takeaway
• 9:09
  today.
• 9:10
  You
• 9:10
  don't
• 9:10
  want
• 9:11
  that
• 9:11
  income
• 9:11
  disappearing
• 9:12
  without
• 9:12
  purpose.
• 9:13
  I
• 9:13
  remember,
• 9:13
  like
• 9:13
  I
• 9:14
  said,
• 9:14
  my
• 9:14
  first
• 9:14
  job
• 9:14
  at
• 9:14
  Roy
• 9:15
  Rogers,
• 9:16
  I've
• 9:16
  got
• 9:17
  to
• 9:17
  be
• 9:17
  Honest
• 9:17
  with
• 9:17
  you,
• 9:17
  I
• 9:17
  might
• 9:18
  made
• 9:18
  it
• 9:18
  work
• 9:18
  30
• 9:19
  hours
• 9:19
  a
• 9:19
  week
• 9:19
  or
• 9:19
  something
• 9:20
  like
• 9:20
  that.
• 9:20
  But
• 9:20
  the
• 9:20
  truth
• 9:20
  is
• 9:20
  by
• 9:21
  the
• 9:21
  time
• 9:21
  I
• 9:21
  got
• 9:21
  listen,
• 9:22
  I
• 9:22
  was
• 9:22
  about
• 9:22
  14
• 9:22
  or
• 9:23
  15
• 9:23
  years
• 9:23
  old,
• 9:23
  but
• 9:24
  the
• 9:24
  time
• 9:24
  I
• 9:24
  got
• 9:24
  to
• 9:25
  the
• 9:25
  the
• 9:25
  arcade,
• 9:25
  hey,
• 9:25
  that
• 9:26
  money
• 9:26
  was
• 9:26
  gone.
• 9:27
  There
• 9:27
  was
• 9:27
  no
• 9:27
  intentionality.
• 9:28
  And
• 9:29
  the
• 9:29
  thing
• 9:29
  is,
• 9:29
  if
• 9:30
  we
• 9:30
  use
• 9:30
  this
• 9:31
  as
• 9:32
  these
• 9:32
  temporary
• 9:32
  earnings,
• 9:33
  they
• 9:33
  can
• 9:33
  make
• 9:34
  powerful
• 9:34
  progress
• 9:34
  to
• 9:35
  those
• 9:35
  goals.
• 9:35
  That
• 9:35
  emergency
• 9:36
  savings
• 9:37
  fund,
• 9:37
  that
• 9:37
  credit
• 9:38
  card.
• 9:39
  And
• 9:39
  it's
• 9:39
  all
• 9:39
  about
• 9:40
  building
• 9:40
  that
• 9:40
  discipline
• 9:41
  and
• 9:41
  that
• 9:42
  intentionality
• 9:43
  with
• 9:43
  money
• 9:43
  management.
• 9:44
  Hey,
• 9:44
  what
• 9:44
  did
• 9:44
  I
• 9:44
  talk
• 9:44
  about
• 9:44
  in
• 9:45
  the
• 9:45
  scripture?
• 9:46
  It's
• 9:46
  all
• 9:46
  about
• 9:47
  being
• 9:47
  faithful,
• 9:48
  being
• 9:48
  a
• 9:49
  wise
• 9:49
  steward.
• 9:50
  And
• 9:50
  this
• 9:51
  hard
• 9:51
  work.
• 9:51
  We
• 9:51
  started
• 9:52
  that
• 9:52
  with
• 9:52
  that
• 9:52
  verse
• 9:53
  from
• 9:53
  the
• 9:53
  Bible
• 9:53
  about
• 9:53
  hard
• 9:54
  work.
• 9:55
  This
• 9:55
  hard
• 9:55
  work
• 9:56
  of
• 9:56
  making
• 9:57
  sure
• 9:57
  you're
• 9:57
  being
• 9:58
  intentional
• 9:58
  and
• 9:58
  allocating
• 9:59
  these
• 9:59
  monies
• 10:00
  sets
• 10:00
  you
• 10:01
  up
• 10:01
  for
• 10:01
  future
• 10:01
  success.
• 10:02
  And
• 10:02
  hey,
• 10:02
  in
• 10:03
  the
• 10:03
  end,
• 10:04
  financial
• 10:04
  peace.
• 10:04
  And
• 10:04
  that's
• 10:05
  what
• 10:05
  we're
• 10:05
  all
• 10:05
  looking
• 10:05
  for.
• 10:06
  How
• 10:06
  about
• 10:06
  we
• 10:07
  pray
• 10:07
  together
• 10:07
  now?
• 10:08
  Father
• 10:08
  God,
• 10:08
  we
• 10:09
  just
• 10:09
  thank
• 10:09
  you
• 10:09
  for
• 10:09
  the
• 10:09
  opportunities
• 10:10
  to
• 10:10
  work
• 10:10
  for
• 10:11
  the
• 10:11
  income
• 10:11
  that
• 10:11
  you
• 10:11
  provide.
• 10:12
  Yes,
• 10:12
  Lord,
• 10:12
  you
• 10:13
  provided
• 10:13
  to
• 10:13
  us.
• 10:14
  And
• 10:14
  we
• 10:15
  confess
• 10:15
  that
• 10:15
  sometimes
• 10:16
  we
• 10:16
  treat
• 10:16
  temporary
• 10:17
  income
• 10:17
  carelessly,
• 10:18
  Lord,
• 10:18
  missing
• 10:19
  opportunities
• 10:19
  for
• 10:20
  growth
• 10:20
  and
• 10:20
  to
• 10:20
  really
• 10:21
  be
• 10:21
  good
• 10:22
  stewards
• 10:22
  of
• 10:22
  it.
• 10:23
  So
• 10:23
  we
• 10:23
  would
• 10:23
  ask
• 10:24
  that
• 10:24
  you
• 10:24
  would
• 10:24
  grant
• 10:24
  us
• 10:25
  wisdom,
• 10:25
  Lord,
• 10:25
  in
• 10:25
  managing
• 10:26
  our
• 10:26
  summer
• 10:26
  job
• 10:27
  earnings.
• 10:27
  Help
• 10:28
  us
• 10:28
  to
• 10:28
  be
• 10:28
  intentional,
• 10:29
  Lord,
• 10:29
  in
• 10:29
  allocating
• 10:30
  these
• 10:30
  resources
• 10:31
  towards
• 10:31
  your
• 10:31
  purpose
• 10:32
  and
• 10:32
  our
• 10:33
  financial
• 10:33
  goals.
• 10:34
  Guide
• 10:34
  us
• 10:34
  in
• 10:35
  building
• 10:35
  lasting
• 10:35
  habits
• 10:36
  of
• 10:36
  savings,
• 10:36
  Lord,
• 10:37
  and
• 10:37
  help
• 10:37
  us
• 10:38
  to
• 10:38
  build
• 10:38
  lasting
• 10:38
  habits
• 10:39
  of
• 10:39
  diligence.
• 10:40
  And
• 10:41
  Lord,
• 10:41
  in
• 10:41
  the
• 10:41
  end,
• 10:41
  may
• 10:41
  our
• 10:42
  work
• 10:42
  glorify
• 10:43
  you
• 10:43
  and
• 10:43
  may
• 10:43
  our
• 10:44
  summer
• 10:44
  income
• 10:44
  bring
• 10:45
  us
• 10:45
  peace
• 10:46
  and
• 10:46
  progress.
• 10:46
  And
• 10:47
  we
• 10:47
  ask
• 10:47
  this
• 10:47
  in
• 10:47
  confidence
• 10:49
  in
• 10:49
  Jesus
• 10:49
  name.
• 10:50
  Amen.
• 10:51
  Listen,
• 10:52
  Intentional
• 10:53
  spending.
• 10:54
  An
• 10:54
  intentional
• 10:54
  spending
• 10:55
  plan
• 10:55
  can
• 10:56
  make
• 10:56
  your
• 10:56
  summer
• 10:56
  job
• 10:57
  income
• 10:57
  incredibly
• 10:58
  powerful
• 10:58
  for
• 10:59
  your
• 10:59
  financial
• 10:59
  future.
• 11:00
  So
• 11:00
  I'm
• 11:00
  going
• 11:00
  to
• 11:00
  encourage
• 11:00
  you,
• 11:01
  take
• 11:01
  that
• 11:01
  step
• 11:01
  today.
• 11:02
  Set
• 11:02
  out
• 11:02
  that
• 11:03
  plan
• 11:03
  and
• 11:03
  start
• 11:04
  doing
• 11:04
  it.
• 11:04
  And
• 11:05
  listen,
• 11:05
  if
• 11:05
  this
• 11:05
  show
• 11:06
  is
• 11:06
  resonating
• 11:06
  with
• 11:07
  you,
• 11:07
  I
• 11:07
  would
• 11:07
  really
• 11:08
  encourage
• 11:08
  you
• 11:08
  to
• 11:09
  share
• 11:09
  it
• 11:09
  with
• 11:09
  somebody
• 11:09
  else
• 11:10
  who
• 11:10
  might
• 11:10
  need
• 11:10
  to
• 11:10
  hear
• 11:10
  it.
• 11:10
  Maybe
• 11:11
  you've
• 11:11
  got
• 11:11
  some
• 11:11
  friends
• 11:12
  or
• 11:12
  doing
• 11:12
  summer
• 11:13
  work
• 11:13
  or
• 11:13
  maybe
• 11:13
  share
• 11:14
  it
• 11:14
  with
• 11:14
  your
• 11:14
  children
• 11:15
  or
• 11:15
  your
• 11:15
  grandchildren.
• 11:16
  Just
• 11:16
  say,
• 11:16
  hey,
• 11:16
  I
• 11:16
  listened
• 11:17
  to
• 11:17
  this
• 11:17
  guy
• 11:17
  Ralph.
• 11:17
  He
• 11:18
  does
• 11:18
  a
• 11:18
  great
• 11:18
  mini
• 11:19
  show
• 11:19
  every
• 11:19
  day.
• 11:20
  He
• 11:20
  really
• 11:20
  hits
• 11:21
  home
• 11:21
  with
• 11:21
  some
• 11:21
  great
• 11:21
  topics
• 11:22
  and
• 11:22
  he
• 11:22
  really
• 11:22
  hit
• 11:23
  a
• 11:23
  home
• 11:23
  run
• 11:23
  today
• 11:23
  on
• 11:23
  summer
• 11:24
  Income.
• 11:24
  But
• 11:24
  share
• 11:24
  with
• 11:25
  them,
• 11:25
  you
• 11:25
  can
• 11:25
  point
• 11:26
  them
• 11:26
  right
• 11:26
  to
• 11:26
  our
• 11:26
  website.
• 11:27
  That's
• 11:27
  financiallyconfidentchristian.com
• 11:30
  hey,
• 11:30
  there's
• 11:30
  a
• 11:31
  ton
• 11:31
  of
• 11:31
  resources
• 11:31
  there.
• 11:32
  Catch
• 11:32
  all
• 11:32
  of
• 11:32
  our
• 11:32
  old
• 11:33
  shows.
• 11:33
  You
• 11:33
  can
• 11:34
  watch
• 11:34
  me
• 11:34
  on
• 11:34
  video.
• 11:34
  Hey,
• 11:35
  I
• 11:35
  even
• 11:35
  write
• 11:35
  a
• 11:35
  daily
• 11:35
  blog
• 11:36
  post.
• 11:36
  So
• 11:36
  again,
• 11:36
  just
• 11:37
  point
• 11:37
  them
• 11:37
  to
• 11:37
  financiallyconfidentchristian.com
• 11:40
  now
• 11:41
  tomorrow
• 11:41
  we're
• 11:42
  going
• 11:42
  to
• 11:42
  talk
• 11:42
  about
• 11:42
  establishing
• 11:43
  goals.
• 11:43
  But
• 11:43
  hey,
• 11:44
  these
• 11:44
  goals
• 11:44
  are
• 11:44
  going
• 11:44
  to
• 11:44
  be
• 11:44
  bigger.
• 11:45
  These
• 11:45
  are
• 11:45
  going
• 11:46
  to
• 11:46
  be
• 11:46
  goals
• 11:46
  for
• 11:46
  the
• 11:46
  rest
• 11:47
  of
• 11:47
  the
• 11:47
  year.
• 11:48
  Help
• 11:48
  you
• 11:48
  be
• 11:48
  develop
• 11:49
  a
• 11:49
  clear
• 11:49
  roadmap
• 11:50
  for
• 11:50
  intentional
• 11:51
  progress.
• 11:51
  So
• 11:52
  make
• 11:52
  sure
• 11:52
  you
• 11:52
  join
• 11:52
  me
• 11:53
  tomorrow.
• 11:53
  Now,
• 11:54
  today,
• 11:54
  here's
• 11:54
  your
• 11:54
  charge.
• 11:55
  Let's
• 11:55
  all
• 11:55
  go
• 11:56
  out
• 11:56
  there
• 11:56
  and
• 11:56
  be
• 11:56
  those
• 11:57
  financially
• 11:57
  confident
• 11:58
  Christians.
• 11:59
  You
• 11:59
  can
• 11:59
  do
• 11:59
  this.
• 12:00
  I
• 12:00
  have
• 12:00
  confidence
• 12:01
  in
• 12:01
  you.
• 12:02
  Have
• 12:02
  confidence
• 12:02
  in
• 12:02
  yourself.
• 12:03
  Stay
• 12:03
  financially
• 12:04
  savvy.
• 12:04
  God
• 12:05
  bless
• 12:05
  you.
• 12:05
  And
• 12:05
  you
• 12:05
  have
• 12:06
  a
• 12:06
  great
• 12:06
  day
• 12:06
  today.