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5B STANDARD BANK YOUTH BAROMETER - CREDIT WITH TUMELO RAMUGONDO: HEAD OF CREDIT CARD AT STANDARD BANK (04 AUGUST 26)

Young South Africans are using credit more strategically than previous generations. Credit cards, personal loans and revolving credit are being used to manage everyday finances, build credit profiles and, in some cases, support longer-term asset building. Their credit behaviour becomes more structured as they get older.

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