Latest / You Minding Your Own Business / Episode 72 - How To Heal And Recover From Financial Failure and Losses?

Transcript

Episode 72 - How To Heal And Recover From Financial Failure and Losses? · You Minding Your Own Business

0:00
Speaker 1: Hello, Hello, Hello everybody. Welcome to you Minding your Own
0:04
Speaker 1: Business radio podcast. I'm your host, Goddess Osha Mariama. I
0:09
Speaker 1: hope you guys are doing well. Welcome to my channel.
0:13
Speaker 1: I know it's been a while, and today is about
0:17
Speaker 1: just having a conversation about what's been going on why
0:22
Speaker 1: I have not been doing any actual podcast as of lately.
0:28
Speaker 1: I really do want to say thank you to everybody
0:31
Speaker 1: who's been still keeping my podcast alive, those of you
0:35
Speaker 1: that have been enjoying the conversations I've had with so
0:38
Speaker 1: many people. Now, mind you, a lot of these conversations
0:43
Speaker 1: that you are hearing are pre conversations, and I want
0:47
Speaker 1: to talk about that process. So anybody that comes on
0:52
Speaker 1: my channel that's going to be a guest, I want
0:54
Speaker 1: you to understand how the process works before we get
0:58
Speaker 1: into that.
0:59
Speaker 2: A little bit about me.
1:00
Speaker 1: I'm a certified recovery, healing and recovery coach that's all
1:03
Speaker 1: about helping people through their path to the purpose and
1:06
Speaker 1: their journey to a new and better you. I'm also
1:08
Speaker 1: a mental health practitioner. I just became a travel agent.
1:12
Speaker 1: I also designed my own jewelry. I also am writing
1:16
Speaker 1: two books about healing and recovery. And also it's about
1:22
Speaker 1: people becoming the best versions of themselves through self discovery,
1:27
Speaker 1: going from being lost to being found. You finding who
1:31
Speaker 1: you are not based on society standards, but based on
1:35
Speaker 1: your journey and your spiritual journey. Now, this podcast is
1:40
Speaker 1: more about the financial struggles when it comes to healing
1:45
Speaker 1: and recovery, and we're going to get very much into that.
1:49
Speaker 1: So that way you guys will understand what I mean
1:52
Speaker 1: by financial healing and recovery, because that's going to be
1:55
Speaker 1: the topic for today. Also, I want to talk about
2:00
Speaker 1: also retirement and what this channel is going to be
2:04
Speaker 1: consisting of moving forward. Now, if you want one on
2:10
Speaker 1: one coaching, if you want to be a guest on
2:12
Speaker 1: my podcast, if you would like to send me Dear
2:16
Speaker 1: Asha letters about how this podcast has inspired you, you
2:20
Speaker 1: can reach me at a s h A dot M
2:23
Speaker 1: A r I A M A zero one at gmail
2:26
Speaker 1: dot com. That's a s h A dot M A
2:30
Speaker 1: r I A M A zero one at gmail dot com.
2:34
Speaker 1: Any sponsors or anyone that wants to sponsor my podcast,
2:38
Speaker 1: you can also reach me there as well. Now, I
2:43
Speaker 1: have been gone for a little while and I have
2:46
Speaker 1: been posting a lot of conversations that I've had with
2:51
Speaker 1: many different people, and I will I first want to
2:53
Speaker 1: say thank you to every guest that has been on
2:57
Speaker 1: my podcast. I greatly appreciate all all of you for
3:00
Speaker 1: coming on my podcast. But what a lot of people
3:04
Speaker 1: don't know is I have ten podcasts, okay ten Now,
3:10
Speaker 1: based on the pre conversation, the person may think they're
3:15
Speaker 1: only going to be on one podcast.
3:17
Speaker 2: No, you might be on all ten.
3:19
Speaker 1: It just depends on the topic, depending on what we
3:23
Speaker 1: talk about and depending on how the conversation goes. Now,
3:26
Speaker 1: some pre conversations I have not posted because they didn't
3:30
Speaker 1: want me to, but some of them I did because
3:33
Speaker 1: the information was so profound, And I also have it
3:38
Speaker 1: recorded visually and I have not I have not posted
3:43
Speaker 1: some of them as of yet, but I plan to.
3:47
Speaker 1: Now for those of you that have been guessed on
3:50
Speaker 1: my podcast, I will be reaching out to you very
3:53
Speaker 1: soon about the post conversations. But as you know, my
3:57
Speaker 1: father passed away on on February twelfth of this year,
4:02
Speaker 1: so I am still in the grieving process. I'm also
4:08
Speaker 1: just became a travel agent, and I'm also gonna talk
4:11
Speaker 1: about that on this podcast as well. In the upcoming
4:14
Speaker 1: episode next week, I will be talking about travel agency
4:17
Speaker 1: and what I've learned and you know, helping people through
4:21
Speaker 1: that journey as well. But what I want to say
4:26
Speaker 1: is when you are going through financial struggles and a
4:31
Speaker 1: lot of you are okay, not just me, also you
4:35
Speaker 1: I lost my job January ninth of twenty twenty six.
4:40
Speaker 1: My father passed away February twelfth of this year, and
4:45
Speaker 1: we have been dealing with his estate. So we've had
4:48
Speaker 1: a lot on our shoulders and we're still cleaning out
4:52
Speaker 1: my father's house. We're still trying to get the house situated.
4:57
Speaker 1: It's a lot. Okay, That's why y'all have not seen me.
5:01
Speaker 1: That's why nobody has really hurt for me. I've been
5:04
Speaker 1: doing some things on social media, but I'm just I'm
5:07
Speaker 1: stepping away from that for a little bit to focus
5:10
Speaker 1: on my podcast full time. So starting next week, my
5:14
Speaker 1: podcast will be on time and post it on the
5:17
Speaker 1: times that you see now, sometimes we as human beings
5:25
Speaker 1: got to take a very well needed break from everything, jobs, bills, everything,
5:34
Speaker 1: and unfortunately a lot of people aren't allowed to do
5:38
Speaker 1: that because when they lose their jobs, they're told to
5:43
Speaker 1: go right back to work. They're told to get right
5:48
Speaker 1: back on the saddle and not having time to just
5:54
Speaker 1: be now.
5:56
Speaker 2: I will say this on both ends.
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Speaker 1: I've had people that are very successful business people, and
6:03
Speaker 1: as you've heard on.
6:04
Speaker 2: Some of the episodes, as far as the pre.
6:06
Speaker 1: Conversations, you have heard how how their starts and how
6:12
Speaker 1: there begins beginnings were. And that's how I always start
6:16
Speaker 1: every conversation off, what was their path, what was their
6:20
Speaker 1: journey that got them to where they are. The next
6:23
Speaker 1: time I talked to the person, it will be about
6:27
Speaker 1: their journey as of right now, and how they can
6:30
Speaker 1: help you through your journeys based on their journeys that
6:34
Speaker 1: they went through as multimillionaires, multi billionaires, things.
6:39
Speaker 2: Of that nature.
6:41
Speaker 1: Everybody has a beginning, everybody. There's not one person that's
6:45
Speaker 1: in business, including Donald Trump himself that didn't have a beginning. Now,
6:52
Speaker 1: even though some of these people at like everything came
6:56
Speaker 1: to them, and some of them did because some of
6:58
Speaker 1: them are related to the rock the Rockefellers, the Joneses,
7:02
Speaker 1: so on and so forth, and they did not have
7:04
Speaker 1: to struggle because their parents and their great grandparents and
7:09
Speaker 1: their family members did all the work and they just
7:12
Speaker 1: get to reap the benefits of it because their parents
7:16
Speaker 1: basically gave them money to invest in the business. It's
7:20
Speaker 1: just like Hilson. The one thing that parents and Nikki
7:24
Speaker 1: and her kids and their kids' kids, they never have
7:28
Speaker 1: to worry about number one money and they do not
7:31
Speaker 1: have to worry about not having a business to fall
7:35
Speaker 1: back on. Now, as regular people, what we tend to
7:40
Speaker 1: do is we start a business, it becomes successful, we
7:45
Speaker 1: end up selling it, and then we're starting over.
7:48
Speaker 2: Now, don't get me wrong.
7:49
Speaker 1: Some people can do it, and as you've heard in
7:52
Speaker 1: some of the episodes, they were able to do it.
7:55
Speaker 1: They were able to sell the company, move on to
7:57
Speaker 1: something else and be good. But you also heard in
8:02
Speaker 1: these episodes how exhausting the long hours, the putting everything
8:08
Speaker 1: together and building everything and putting everything in place. Whereas
8:13
Speaker 1: some people buy companies that are already put together and
8:16
Speaker 1: you think, oh, it's just gonna be easy because it's
8:19
Speaker 1: already put together.
8:20
Speaker 2: No it ain't.
8:21
Speaker 1: It's not because then you got to find out why
8:25
Speaker 1: there were so many issues. Then you got to go
8:27
Speaker 1: in and fix the issues, and then you gotta know,
8:30
Speaker 1: revamp everything and make things into something new, and then
8:34
Speaker 1: newly turn it into something and then it debuts is
8:38
Speaker 1: something completely different than.
8:39
Speaker 2: What it was.
8:41
Speaker 1: So even though you're re doing or re whatever for
8:45
Speaker 1: that prefix r E, it doesn't mean that it's not
8:49
Speaker 1: going to be something new, because that's the whole old
8:52
Speaker 1: point is to go from something old to something new
8:56
Speaker 1: and something different. It's never supposed to be the same.
9:00
Speaker 1: So a lot of you right now have been out
9:03
Speaker 1: of work, like myself, put applications in, applying for jobs,
9:08
Speaker 1: and you have been able to get a job. There
9:10
Speaker 1: are some people living in their cars, living in RVs,
9:14
Speaker 1: living in campers, living in you know, mini vans and
9:19
Speaker 1: going to work, taking showers and Planet Fitness stuff like that.
9:23
Speaker 1: You have people that are no mads that right now
9:27
Speaker 1: are doing very well for themselves as.
9:30
Speaker 2: No mads, and I'm not mad at that.
9:33
Speaker 1: I'm not mad as someone who's a nomad that is
9:37
Speaker 1: basically essentially figured out how to make money traveling and
9:44
Speaker 1: you are now making a lot of money. There are
9:47
Speaker 1: people that have done Patreon and then they do their
9:50
Speaker 1: social media and everything they do on the Patreon they're
9:55
Speaker 1: doing on their free content, which I don't necessarily understand.
10:00
Speaker 2: Also, you have content.
10:01
Speaker 1: Creators that are for example, the country Wayne community on
10:06
Speaker 1: TikTok that are doing these conversations and talking about the
10:11
Speaker 1: Country Wayne skits. But I have not once heard Country
10:15
Speaker 1: Wayne say thank you to all of the TikTokers for
10:19
Speaker 1: their commentary. Some of these people are doing social media
10:24
Speaker 1: and don't have a podcast. Some of these people are
10:29
Speaker 1: doing social media and they think, because they're getting gifts,
10:35
Speaker 1: you still got to go back to your regular ninety
10:36
Speaker 1: five job. You're still working a regular nine to five job.
10:43
Speaker 1: There are people that are losing their jobs because they're
10:47
Speaker 1: on social media. There are people that have businesses that
10:51
Speaker 1: are losing their jobs because their company finds out they
10:55
Speaker 1: got a business. You have people that took time off
11:02
Speaker 1: to go on a cruise. It was approved, and then
11:05
Speaker 1: they turn around and say, well, no, we changed our mind.
11:11
Speaker 2: You now can't go on this cruise.
11:13
Speaker 1: And you'd be like, well, first of all, this cruise
11:16
Speaker 1: is not refundable.
11:17
Speaker 2: I can't get my money back. They don't care.
11:21
Speaker 1: They don't care that you can't get your money back
11:25
Speaker 1: if you get sick. And let's say, for example, you
11:28
Speaker 1: have to have surgery, and this has happened to me
11:32
Speaker 1: where I got really sick, was out for about a
11:35
Speaker 1: week and then came back and they told me I
11:37
Speaker 1: didn't have my job. People think that it's easy to just,
11:42
Speaker 1: you know, leave a job, lose a job, and then
11:45
Speaker 1: turn around and trying to find no job. No, it
11:47
Speaker 1: ain't as easy as you might think. Now it even
11:50
Speaker 1: gets better. I was talking to a woman at Roses
11:54
Speaker 1: and it's like a little small department store, and went
11:59
Speaker 1: in there got some stuff because I have a cruise
12:02
Speaker 1: coming up in October and next week I'm gonna talk
12:05
Speaker 1: about all of that. But I had to get some
12:09
Speaker 1: dresses because I did not know how the weather was
12:11
Speaker 1: going to be around October, around Halloween.
12:14
Speaker 2: That's where I'm going. Now.
12:16
Speaker 1: I want people to understand that this woman told me
12:21
Speaker 1: she retired and now she's back at work because they
12:25
Speaker 1: raised her rent.
12:27
Speaker 2: And this woman got to.
12:28
Speaker 1: Be in her seventies and she said when she retired,
12:34
Speaker 1: she never thought in a million years she would have
12:36
Speaker 1: to go back to work, but now she's back at work.
12:41
Speaker 2: Then we talked.
12:42
Speaker 1: About how your income, like when you retire, you're being taxed.
12:52
Speaker 2: So now you have to decide.
12:55
Speaker 1: Get do you want to get Social Security or do
12:59
Speaker 1: you want your retire retirement to be taxed. My father's
13:02
Speaker 1: retirement was being taxed.
13:04
Speaker 2: It still is.
13:06
Speaker 1: So if you make over a certain amount, you're happening
13:10
Speaker 1: to pay for that retirement.
13:12
Speaker 2: Now.
13:12
Speaker 1: The only time you don't pay taxes is if you
13:17
Speaker 1: let them know I'm not working right now, I don't
13:22
Speaker 1: get SSI as of right now, then they're not gonna
13:25
Speaker 1: tax it. But if you get unemployment, they're gonna tax
13:30
Speaker 1: it now. Also, what I learned is that with Social Security,
13:36
Speaker 1: as far as your parents are concerned, if your child
13:39
Speaker 1: is over the age of seventeen and or they're not disabled,
13:47
Speaker 1: or they're not where I forgot the other thing they said.
13:54
Speaker 1: But all in all, you can't get your parents so security.
14:00
Speaker 1: You cannot get there so scared, can't even touch it.
14:03
Speaker 1: So if something happens to my mother, I can't get
14:05
Speaker 1: her so scared. It used to didn't be that way.
14:10
Speaker 1: It used to didn't be that you couldn't get there
14:13
Speaker 1: so secured. So if you were their descendants, you were
14:17
Speaker 1: allowed to get there, you know, so scared.
14:20
Speaker 2: Now you can't.
14:22
Speaker 1: So when I set up the VA for my mother
14:26
Speaker 1: to get her VA, I went ahead on and did
14:29
Speaker 1: something where basically essentially that if anything happens to her,
14:37
Speaker 1: that the retirement automatically comes to me and my sister.
14:42
Speaker 1: They'll contact es. We gotta fill out some forms and
14:44
Speaker 1: we get my father's retirement, but he's so security in
14:48
Speaker 1: hers we don't get it. Now, can my son get
14:52
Speaker 1: it because he's a disabled probably, So you have to
14:57
Speaker 1: put things in Please. Now, as far as the house
15:01
Speaker 1: is concerned, if the house is under the person that
15:06
Speaker 1: passed away, you now got to figure out to do
15:10
Speaker 1: something where it either automatically goes to the next of
15:12
Speaker 1: ken or you have to do in a state. Now,
15:15
Speaker 1: for those of you that really don't know how in
15:18
Speaker 1: the state works, I'm gonna talk about this today. If
15:22
Speaker 1: you do in a state, every single bill that that
15:27
Speaker 1: person has, you are now responsible for. So if that
15:31
Speaker 1: person does not make enough money to do in a state,
15:35
Speaker 1: don't do one. If they have no property, don't do one.
15:40
Speaker 1: There is no point of you doing in a state
15:44
Speaker 1: if that person has no property. If they have property
15:50
Speaker 1: and you have a willing testament saying it automatically goes
15:54
Speaker 1: to your child, then it goes to your child. You
15:58
Speaker 1: don't have to do in a state. Why because it
16:01
Speaker 1: automatically gets passed down. So if you make sure all
16:05
Speaker 1: the bank accounts, everything goes to the next of ken
16:09
Speaker 1: the nests who it goes to. But a lot of
16:12
Speaker 1: people don't even have time to do that because they
16:15
Speaker 1: passed away before they get a chance to do that.
16:17
Speaker 1: Like my dad didn't get a chance to because he
16:19
Speaker 1: passed away abruptly. Now, when it comes down to an estate,
16:26
Speaker 1: like I said, when we went to go close my
16:31
Speaker 1: dad's accounts, as far as the bank, we found out
16:36
Speaker 1: that basically essentially he still owes money to the bank
16:42
Speaker 1: and the bank was not going to close that account
16:45
Speaker 1: until they got their money.
16:46
Speaker 2: We got what was left.
16:49
Speaker 1: Now, as far as creditors, when you do the estate,
16:54
Speaker 1: they have thirty days to basically respond. So what happens
16:59
Speaker 1: is if they owe any money, they gonna take whatever first.
17:05
Speaker 1: So for example, if we were to sell the secondary
17:08
Speaker 1: house that we have and we split it whatever my
17:13
Speaker 1: father owes, that money gets paid out before we even
17:16
Speaker 1: get a dime of it. And in the state of
17:19
Speaker 1: North Carolina, you have to have in a state or
17:23
Speaker 1: a real estate lawyer in order to change the deed,
17:27
Speaker 1: which I think is crazy, but you have to have one.
17:30
Speaker 1: So it's a lot. Now as far as social Security,
17:36
Speaker 1: when a lot of you retire. Oh, we're gonna get
17:38
Speaker 1: into that on this channel, because a lot of y'all
17:41
Speaker 1: don't know when you retire, you actually get paid less money.
17:46
Speaker 1: You only get paid whatever you put into your Social Security,
17:50
Speaker 1: which is why a lot of y'all can't retire, because
17:52
Speaker 1: a lot of y'all didn't stay at jobs for twenty
17:54
Speaker 1: thirty years. So you can't retire. You're not gonna be
17:57
Speaker 1: able to when it comes to your for one ks.
18:03
Speaker 1: You know, if you put money in it and you
18:05
Speaker 1: left it and you didn't touch it, it grows interest.
18:10
Speaker 2: It does.
18:11
Speaker 1: But the problem is for some of y'all that ain't.
18:15
Speaker 1: She did so it coulda should have, would have don't
18:19
Speaker 1: matter when now it's already happening. What you could have,
18:25
Speaker 1: should have, would have done differently don't matter.
18:27
Speaker 2: You didn't.
18:28
Speaker 1: So you think, Okay, I'm gonna retire, I'm gonna travel,
18:34
Speaker 1: I'm gonna see the world. You'll be amazed how many
18:37
Speaker 1: older people right now are on social media now becoming
18:41
Speaker 1: travel agents. How many people are building businesses and brands
18:46
Speaker 1: so they don't have to work no more. You are
18:48
Speaker 1: never supposed to work past forty, But that's.
18:51
Speaker 2: What they told you.
18:53
Speaker 1: At the end of the day, they say, Oh, the
18:56
Speaker 1: economy is doing well and people got jobs. Do you
19:00
Speaker 1: know how many people a out of work right now
19:02
Speaker 1: and how they're making money is through a business. How
19:05
Speaker 1: many people right now staying with their family members because
19:08
Speaker 1: they can't move out right now? How many people right
19:13
Speaker 1: now lost a family member and they had no insurance
19:16
Speaker 1: and guess what they now.
19:17
Speaker 2: Gotta pay for everything out of pocket. Yeah, that part.
19:20
Speaker 1: That's why so many people are cremated because they can't
19:24
Speaker 1: afford to give them a burial, and it's cheaper to
19:27
Speaker 1: get the person cremated than it is to basically essentially
19:32
Speaker 1: have a funeral. So it is said. So all I'm
19:40
Speaker 1: saying to y'all is it's time that we start being honest.
19:44
Speaker 1: At this point, this new generation is not gonna be
19:47
Speaker 1: able to retire. This new generation is not gonna have
19:51
Speaker 1: with the Baby Boomers and what Gen X and some millennials.
19:55
Speaker 2: Got to have.
19:56
Speaker 1: At the end of the day, I feel bad for
19:58
Speaker 1: this new generation because it's sad that it's not about
20:02
Speaker 1: the best interests of everybody. It's about the best interests
20:07
Speaker 1: of the rich and wealthy. The rich and wealthy have
20:10
Speaker 1: enough money to pay off a deficit, the fact that
20:14
Speaker 1: you're still putting bills on someone and that person is
20:19
Speaker 1: gone on their families.
20:21
Speaker 2: The fact that medical.
20:23
Speaker 1: Bills that were twenty years they have not been paid.
20:28
Speaker 1: You're putting back on somebody's credit. Obama and Biden made
20:32
Speaker 1: it so you couldn't put medical bills on insurance. Now
20:36
Speaker 1: they are as far as your credit. Now they are
20:39
Speaker 1: student loans. You're finding out a lot of these student
20:42
Speaker 1: loans as far as a lot of these schools have
20:44
Speaker 1: been corrupt, and a lot of people are fighting to
20:47
Speaker 1: get this stuff off of their credit. I just got
20:50
Speaker 1: twenty two thousand off of mine. It ain't shown up yet,
20:53
Speaker 1: but that's what's supposed to come off.
20:55
Speaker 2: So what I'm saying to you is.
20:59
Speaker 1: If you don't have something in writing stating that you're
21:01
Speaker 1: paying your family is not responsible for your debt, then
21:06
Speaker 1: they cannot charge you or charge you. For example, I
21:09
Speaker 1: tried to get the was it the gas bill in
21:14
Speaker 1: my name. They try to charge me for one of
21:16
Speaker 1: my dad's bills, and I said, I ain't lived.
21:18
Speaker 2: Here since twenty twenty two.
21:20
Speaker 1: I had too literally send evidence that I did not
21:24
Speaker 1: live in the house during the time for them to
21:27
Speaker 1: take it off because they find that you lived in
21:30
Speaker 1: a house at any time, they're gonna try to charge
21:32
Speaker 1: you with the bills that don't belong to you. That's
21:36
Speaker 1: just what they're gonna do. It's it's sad, but that
21:39
Speaker 1: is what they will do. All I'm saying to you
21:44
Speaker 1: is that the older you get, the easier it should be.
21:49
Speaker 2: But it's not. It's harder.
21:53
Speaker 1: And for all these people that's working jobs, how in
21:56
Speaker 1: the world can they advance if the other person can't retire,
22:03
Speaker 1: If that person cannot retire, if that person cannot be
22:08
Speaker 1: able to make more money, why are they going to
22:10
Speaker 1: stay at a job for that would be stupid. So again,
22:16
Speaker 1: is it easy going through these journeys. No. So I'm
22:26
Speaker 1: just saying no one deserves to be treated in this manner.
22:32
Speaker 1: But this is what we're dealing with. And like I said,
22:35
Speaker 1: when you look past the racism, the discrimination, the diversity,
22:39
Speaker 1: and the division, this is what you're going to see
22:42
Speaker 1: the truth. You've been working your whole entire life just
22:48
Speaker 1: to still be broke. You can't pay off your house
22:55
Speaker 1: because it's for thirty years unless you pay it off
22:57
Speaker 1: in all cash.
22:59
Speaker 2: All as.
23:03
Speaker 1: A lot of people spend money and they're using credit
23:08
Speaker 1: cards not paying it back.
23:09
Speaker 2: Now you got debt. Now your family unfortunately.
23:12
Speaker 1: Got to live with that debt because it automatically goes
23:15
Speaker 1: to the spouse. Or I asked somebody, I said, what
23:19
Speaker 1: if you know my son has autism, we'll go to
23:22
Speaker 1: your next skin can't give it to them? How are
23:24
Speaker 1: you gonna get something to them? And they're not related
23:27
Speaker 1: to me in that way, but that's what they do.
23:30
Speaker 1: So there's a lot of stuff that ain't right, and
23:33
Speaker 1: no capacity is it right. But that's the reason I've
23:37
Speaker 1: been gone for so long, because I've been really evaluating
23:42
Speaker 1: so many different things based on my father's death that
23:47
Speaker 1: I really want to share with y'all because I really
23:50
Speaker 1: want to prepare people to have loved ones that are
23:55
Speaker 1: leaving this world. What you're gonna be dealing with, you know,
23:59
Speaker 1: it's not even including the funeral, it's not even including
24:03
Speaker 1: the after the funeral stuff like that.
24:08
Speaker 2: It's a lot and I want to talk about those things.
24:12
Speaker 1: But I also want to talk about the people that's
24:14
Speaker 1: not working, the people that don't have health care, the
24:18
Speaker 1: people that basically essentially are really really struggling right now.
24:22
Speaker 1: So financial recovery is important because financial recovery determines a
24:27
Speaker 1: roof over your head, a card to drive, your relationships,
24:31
Speaker 1: your health and wellness, your emotional your stress levels, your trauma.
24:35
Speaker 2: All of that.
24:36
Speaker 1: Centers around money. You don't have money, you will not survive.
24:42
Speaker 2: You just won't. You won't make it.
24:46
Speaker 1: And building a business, yes, don't get me wrong, if
24:50
Speaker 1: it becomes successful, is a good thing. But then you
24:53
Speaker 1: also got to take care of your employees because without them,
24:57
Speaker 1: there's no you.
24:58
Speaker 2: You're nothing without them.
25:00
Speaker 1: So if you don't take care of your employees and
25:02
Speaker 1: make sure they're good and making sure they can survive,
25:06
Speaker 1: then pretty much none of it matters. If people don't
25:09
Speaker 1: have enough money to go shopping, if people don't have
25:12
Speaker 1: enough money to do certain things, then America's screwed.
25:16
Speaker 2: But you can't be.
25:16
Speaker 1: Mad because people spending their money on cruises. You can't
25:20
Speaker 1: be mad because people are spending their money on vacations.
25:24
Speaker 1: You can't be mad that people are now don't even
25:27
Speaker 1: care about these jobs. The more these these people that
25:31
Speaker 1: basically essentially are not putting up with the way their
25:33
Speaker 1: supervisors are treating them, you can't.
25:35
Speaker 2: Be mad about that. You cannot be mad because these
25:37
Speaker 2: jobs don't wanna work. These people don't wanna work.
25:40
Speaker 1: McDonald's are fast food because I'm only getting paid step
25:43
Speaker 1: to twenty five. My rent is thirteen hundred dollars a month.
25:47
Speaker 1: Now you're trying to make it where when it go
25:49
Speaker 1: to college, it ain't even worth it because if you
25:51
Speaker 1: graduate college, they gonna tell you don't have the experience.
25:55
Speaker 1: And depending on where you live, is college really gonna
25:58
Speaker 1: be worth it. No, you'd have to leave and go
26:01
Speaker 1: to another city that's gonna be a bigger city. Then
26:04
Speaker 1: you're gonna have a overcrowding of cities because these are
26:07
Speaker 1: the only places you can go where you can make
26:09
Speaker 1: some type of money. For example, I live in North Carolina.
26:13
Speaker 1: The most I make is a medical biller will be
26:15
Speaker 1: probably about thirteen to fifteen dollars an hour, maybe even eighteen.
26:20
Speaker 1: When I was in Florida, I was making twenty four
26:21
Speaker 1: dollars an hour working from home. Now it's gonna be
26:25
Speaker 1: where you're gonna have staffing companies that are gonna be
26:29
Speaker 1: staffing these jobs, and you won't even be working for
26:33
Speaker 1: the companies themselves. Do you know how many staffing companies
26:37
Speaker 1: have called me? How many staffing jobs I work from
26:40
Speaker 1: twenty sixteen all the way to twenty twenty six and.
26:44
Speaker 2: That's ten years. Ten years.
26:49
Speaker 1: So a lot of these jobs if you work staffing jobs,
26:52
Speaker 1: and i'm'a talk about this as well. The the things
26:56
Speaker 1: that y'all don't know about staffing jobs. For starters, you
27:00
Speaker 1: don't get PCO. Some of them you do, not very many.
27:04
Speaker 1: You don't get sick leave, you don't get holiday pay,
27:09
Speaker 1: you don't get paid. So now you have to make
27:12
Speaker 1: up hours. Some of them will let you make the
27:15
Speaker 1: hours up, some of them won't. It's gonna be really
27:18
Speaker 1: hard for you to go on vacation because you don't
27:21
Speaker 1: have PCO time. Now, and then the crazy part, you
27:25
Speaker 1: gotta have people on vacation working while they're on vacation.
27:28
Speaker 1: Then what's the what's the point of going on vacation.
27:30
Speaker 1: You're working while you're on vacation, Cause if you got
27:34
Speaker 1: excursions to do, you can't even do the excursions because
27:37
Speaker 1: you have to work. You can't even enjoy yourself because
27:43
Speaker 1: you're working while you're on vacation.
27:45
Speaker 2: Now, here's the thing. It is one thing.
27:49
Speaker 1: If you're now most people that own their own businesses
27:52
Speaker 1: that are coaches will say I'm on vacation and that
27:57
Speaker 1: unless it's an emergency, my calendar is pretty much full. Now,
28:03
Speaker 1: if I'm doing a speaking event, can I still see
28:07
Speaker 1: my clients?
28:08
Speaker 2: Yeah?
28:08
Speaker 1: Why because it's before the event, so I can still
28:13
Speaker 1: see my clients. But if I'm on vacation, I'm on vacation.
28:21
Speaker 1: But that doesn't mean that there's not an emergency that
28:23
Speaker 1: I won't talk to my clients. But if you know
28:27
Speaker 1: that you have six clients, then like I said, what
28:33
Speaker 1: I would do is while I'm on vacation, I will
28:37
Speaker 1: go ahead and see them people all the week before
28:41
Speaker 1: and then if I'm on vacation and less emergency, then
28:44
Speaker 1: I'll see them.
28:45
Speaker 2: Other than that, I won't.
28:47
Speaker 1: There's a lot of different topics that I'm gonna talk
28:49
Speaker 1: about on this platform that's probably gonna be eye opening,
28:54
Speaker 1: but I want to introduce you to what healing your
28:56
Speaker 1: recovery is when it comes to financial because financial recovery
29:00
Speaker 1: is not something that's talked about. It's not you're not
29:04
Speaker 1: talked about the things that are hindering you and how
29:09
Speaker 1: you're really supposed to recover from financial healing and recovery,
29:13
Speaker 1: And as someone that's actually doing it, as we speak.
29:16
Speaker 1: I'm going to talk about that on this platform. I'm
29:19
Speaker 1: really looking forward to doing this and for all the
29:22
Speaker 1: guests that's coming on here, that's what my that's what
29:27
Speaker 1: healing and recovery financially means. How to not only not
29:31
Speaker 1: work for someone else, but to be able to build
29:33
Speaker 1: a business and a brand, to have financial freedom, to
29:37
Speaker 1: be able to do the things you want to do
29:40
Speaker 1: and have a work life balance, to have a family,
29:43
Speaker 1: to be able to settle down, and to be able
29:45
Speaker 1: to spend more time with your children. So that being said,
29:48
Speaker 1: I just wanted to give y'all an overview of what
29:51
Speaker 1: these next coming seasons are going to be like. And
29:54
Speaker 1: until then, I appreciate y'all. I thank y'all for all
29:58
Speaker 1: the support. I appreciate everybody who has still blocked with
30:03
Speaker 1: me through this, especially through the medical conditions that I
30:06
Speaker 1: was going through and asked for that. I am doing
30:09
Speaker 1: a lot better. I am, I'm getting I'm getting much
30:12
Speaker 1: much better. So I'm really excited about what I'll be
30:16
Speaker 1: talking about on all ten of my podcasts, and for
30:19
Speaker 1: those of you that have done the pre conversations, I
30:22
Speaker 1: will be reaching out very soon. Matter of fact, this
30:26
Speaker 1: week coming because I've posted everybody's pre conversations and once
30:32
Speaker 1: they air, they can listen to it, and then, like
30:36
Speaker 1: I said, the conversations will be from where they left off. So,
30:41
Speaker 1: like I said, I'm looking forward to doing the post
30:43
Speaker 1: conversations with all the people that I've done the pre
30:46
Speaker 1: conversations with, and I hope you guys are enjoying those conversations,
30:50
Speaker 1: and I can't wait to do the new conversation. So
30:55
Speaker 1: with that being said, I appreciate you guys, and without you, guys.
30:58
Speaker 2: There is no me. I'll be nothing without y'all. And
31:01
Speaker 2: I am eternally grateful.
31:03
Speaker 1: And I'm hoping from each conversation that I have that
31:08
Speaker 1: all of you that are listeners will be able to
31:11
Speaker 1: learn from these conversations and.
31:15
Speaker 2: Really take the marketing and.
31:18
Speaker 1: The social media and the seos and everything that each
31:24
Speaker 1: person brings on this channel and any other channel that
31:29
Speaker 1: I do for healing and recovery and addiction and mental
31:32
Speaker 1: health and health and wellness, that you guys learn something
31:37
Speaker 1: from it and find what works for you. We're just
31:40
Speaker 1: giving you the basic tools. Whether you take the tools
31:44
Speaker 1: or not, it's up to you. Whatever works for you
31:47
Speaker 1: works for you. I'm just giving you many options of
31:50
Speaker 1: what to look at when it comes to building a business,
31:53
Speaker 1: building a brand.
31:54
Speaker 2: The ups and downs are building a brand.
31:56
Speaker 1: The ups and downs are working really nine to five jobs,
32:00
Speaker 1: but finding an equal millium medium.
32:02
Speaker 2: That works for everybody.
32:04
Speaker 1: So again, some people are meant to work rather than
32:06
Speaker 1: nine to five jobs. Some people are meant to build,
32:09
Speaker 1: some people are meant to lead. But either way it go,
32:13
Speaker 1: you're always gonna have the haves and have nots always.
32:17
Speaker 1: But if you're sick and tired of working for other
32:20
Speaker 1: people and you want something more, then this channel's gonna
32:25
Speaker 1: help you do that. For those of you that are
32:28
Speaker 1: working regular jobs, how to work on regular job and
32:31
Speaker 1: be respected and knowing what you're gonna be getting into,
32:34
Speaker 1: that's what this channel is for. But again, I just
32:38
Speaker 1: want you to do what makes you happy.
32:40
Speaker 2: I want you to.
32:41
Speaker 1: Be able to make money and being able to know
32:46
Speaker 1: that you're gonna be able that there is a light
32:48
Speaker 1: at the end of the tunnel. Is a tunnel gonna
32:51
Speaker 1: be easy, No, of course not. But at the end
32:54
Speaker 1: of the day, as someone that's going through it, as
32:57
Speaker 1: someone that's been down the road that's building a business
33:00
Speaker 1: and a brand, as someone who doesn't want to work
33:03
Speaker 1: for anybody anymore as someone that want to help people
33:07
Speaker 1: and want to motivate people, and to seeing people successful
33:12
Speaker 1: based on their talents, based on their mental capacity. That's important,
33:20
Speaker 1: very important. So I just wanted to come on here
33:23
Speaker 1: and tell y'all that I will be back next week
33:26
Speaker 1: full time, and I'm looking forward to all of the
33:29
Speaker 1: topics that I'll be discussing on this podcast. And I
33:32
Speaker 1: hope that the guests that I would be having coming
33:35
Speaker 1: back and then the guests that will be coming on
33:38
Speaker 1: in the future. I hope each person takes something from
33:43
Speaker 1: those conversations and apply it in your own life as
33:47
Speaker 1: far as you're healing and recovery in all aspects, regardless
33:51
Speaker 1: of what aspect that it is, because healing and recovery
33:55
Speaker 1: doesn't stop because there may not be a bruise there,
34:00
Speaker 1: or because you get back on your feet. Because at
34:01
Speaker 1: any time you can hit rock bottom more than one time.
34:06
Speaker 2: You can.
34:07
Speaker 1: That stuff can be stripped away from you many different times.
34:11
Speaker 1: But now it's about maintaining what you have, maintaining everything
34:16
Speaker 1: that you built, maintaining your healing and recovery, your health
34:19
Speaker 1: and wellness. It's about maintaining that and if you don't
34:23
Speaker 1: know how to maintain it, then it doesn't matter.
34:25
Speaker 2: None of it matters.
34:26
Speaker 1: If the bruise comes back, the cancer spreads, it doesn't matter.
34:32
Speaker 1: So it's about preventing permanent solutions to help these problems,
34:37
Speaker 1: and without that, that's it.
34:39
Speaker 2: Nothing works.
34:40
Speaker 1: So that being said, I just wanna say thank y'all
34:42
Speaker 1: for joining me for this episode. I appreciate it. I'm
34:45
Speaker 1: your host, Gottish Ausha, Maria, i'maa. May peace be with
34:48
Speaker 1: all of you, May you continue to throve and be
34:50
Speaker 1: the best versions of yourselves. And I really greatly appreciate
34:54
Speaker 1: the support, and I look forward to the up and
34:56
Speaker 1: coming guest and a new stuff on this channel. And
34:58
Speaker 1: until then, I guess