Latest / The Cryptocurrency Economy with Fexingo: Bitcoin, Ethereum, and Digital Money Markets
How Crypto Lending Is Filling the Gap as Banks Tighten
With the Fed signaling possible rate hikes and big banks pulling back on consumer lending, crypto lending protocols are hitting record utilization. Lucas and Luna break down how on-chain lending markets are absorbing demand that traditional banks are leaving on the table — and why the yield spread between stablecoin lending and high-yield savings accounts is wider than it's been since 2023. They examine the mechanics of overcollateralized loans on Aave and Compound, the role of real-world asset tokenization in expanding collateral types, and what regulatory signals from the SEC and…
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