Latest / Becoming Financially Confident / What’s One Money Move I Can Make Today When I’m Overwhelmed?
Transcript
- 0:37When
- 0:37you're
- 0:37overwhelmed
- 0:38financially,
- 0:39you
- 0:39don't
- 0:40need
- 0:40a
- 0:40five
- 0:40year
- 0:41plan,
- 0:42you
- 0:42don't
- 0:42need
- 0:42a
- 0:42new
- 0:42budgeting
- 0:43app,
- 0:43and
- 0:44you
- 0:44certainly
- 0:45don't
- 0:45need
- 0:45a
- 0:45lecture.
- 0:46You
- 0:47just
- 0:47need
- 0:47one
- 0:47small
- 0:48win.
- 0:49Because
- 0:49when
- 0:49everything
- 0:50feels
- 0:50like
- 0:50it's
- 0:51falling
- 0:51apart,
- 0:52the
- 0:52most
- 0:53powerful
- 0:53thing
- 0:53you
- 0:54can
- 0:54do
- 0:54is
- 0:54one
- 0:55steady,
- 0:55simple
- 0:56step.
- 0:57And
- 0:57today
- 0:57I'm
- 0:58going
- 0:58to
- 0:58give
- 0:58you
- 0:58exactly
- 0:59that.
- 1:09We.
- 1:21Hey,
- 1:21friend.
- 1:22Ralph
- 1:22Estep
- 1:22Jr.
- 1:23Here.
- 1:23This
- 1:24is
- 1:24financially
- 1:24Confident
- 1:25Christian,
- 1:26where
- 1:26every
- 1:26day
- 1:27my
- 1:27goal
- 1:27is
- 1:27to
- 1:27break
- 1:28that
- 1:28cycle
- 1:28of
- 1:28financial
- 1:29shame
- 1:29and
- 1:29help
- 1:30you
- 1:30find
- 1:30confidence.
- 1:32And
- 1:32today's
- 1:33topic
- 1:33is
- 1:33what
- 1:33to
- 1:34do
- 1:34when
- 1:34you're
- 1:34completely
- 1:35overwhelmed.
- 1:37Well,
- 1:37let's
- 1:37get
- 1:37right
- 1:38into
- 1:38today's
- 1:38listener
- 1:39question.
- 1:40Ralph
- 1:41I
- 1:42feel
- 1:42like
- 1:42I'm
- 1:42failing
- 1:43every
- 1:43single
- 1:44day,
- 1:45just
- 1:45barely
- 1:45keeping
- 1:46things
- 1:46from
- 1:46falling
- 1:47apart.
- 1:48I
- 1:48am
- 1:48so
- 1:49behind
- 1:49and
- 1:49I'm
- 1:50overwhelmed
- 1:50that
- 1:51big
- 1:51plans
- 1:51feel
- 1:52impossible.
- 1:54And
- 1:54I
- 1:54don't
- 1:54need
- 1:54perfect.
- 1:56I
- 1:56just
- 1:56need
- 1:57progress.
- 1:57Even
- 1:58if
- 1:58it's
- 1:58tiny.
- 1:59What's
- 2:00one
- 2:00money
- 2:00move
- 2:01I
- 2:01can
- 2:01make
- 2:01in
- 2:01the
- 2:02next
- 2:02day
- 2:02that'll
- 2:03help
- 2:03me
- 2:03feel
- 2:03steadier
- 2:04and
- 2:04less
- 2:05like
- 2:05I'm
- 2:05drowning?
- 2:07I
- 2:07just
- 2:07need
- 2:08to
- 2:08feel
- 2:08like
- 2:08something
- 2:09is
- 2:09going
- 2:09right
- 2:09for
- 2:10once.
- 2:12Thank
- 2:13you
- 2:13so
- 2:13much
- 2:13for
- 2:13that
- 2:14question.
- 2:16I
- 2:16appreciate
- 2:16your
- 2:16honesty
- 2:17and
- 2:17I
- 2:17appreciate
- 2:18your
- 2:18candidness.
- 2:21Here's
- 2:22my
- 2:22big
- 2:22idea
- 2:23for
- 2:23today.
- 2:24When
- 2:24you're
- 2:25overwhelmed.
- 2:25And
- 2:25listen,
- 2:26all
- 2:26of
- 2:26us
- 2:26have
- 2:27felt
- 2:27that
- 2:27from
- 2:27time
- 2:27to
- 2:27time.
- 2:28You
- 2:28might
- 2:28be
- 2:28living
- 2:28in
- 2:28a
- 2:29season
- 2:29of
- 2:29overwhelm.
- 2:30Right
- 2:30now.
- 2:30The
- 2:30first
- 2:31thing
- 2:31you've
- 2:31got
- 2:31to
- 2:31do
- 2:32is
- 2:32shrink
- 2:33the
- 2:33battlefield.
- 2:35You're
- 2:36not
- 2:36lazy,
- 2:37you're
- 2:37not
- 2:37irresponsible,
- 2:39but
- 2:39you
- 2:40are
- 2:40overloaded.
- 2:42So
- 2:42we
- 2:42gotta
- 2:42figure
- 2:43out
- 2:43how
- 2:43to
- 2:43simplify
- 2:44things.
- 2:44And
- 2:44that's
- 2:44exactly
- 2:45what
- 2:45I'm
- 2:45gonna
- 2:45tell
- 2:45you
- 2:45now.
- 2:46First
- 2:47thing,
- 2:48stop
- 2:48trying
- 2:49to
- 2:49fix
- 2:49everything.
- 2:51So
- 2:52many
- 2:52of
- 2:52us
- 2:52catch
- 2:52ourselves
- 2:53trying
- 2:53to
- 2:53fix
- 2:54everything.
- 2:54Yeah,
- 2:55we've
- 2:55got
- 2:55a
- 2:55laundry
- 2:56list
- 2:56of
- 2:56things
- 2:56that
- 2:56we've
- 2:57gotta
- 2:57fix.
- 2:59But
- 2:59that
- 2:59overwhelm
- 3:00grows
- 3:00when
- 3:00you
- 3:00try
- 3:01to
- 3:01solve
- 3:01your
- 3:01entire
- 3:02financial
- 3:02life
- 3:02in
- 3:03one
- 3:03day.
- 3:04Because
- 3:05we
- 3:05know
- 3:05the
- 3:05list,
- 3:06don't
- 3:06we?
- 3:07We've
- 3:07got
- 3:07the
- 3:07debts
- 3:08to
- 3:08worry
- 3:08about,
- 3:09the
- 3:10bills
- 3:10that
- 3:10seem
- 3:10like
- 3:11they're
- 3:11endless.
- 3:12We
- 3:12want
- 3:12to
- 3:13grow
- 3:13our
- 3:13savings.
- 3:14We
- 3:14want
- 3:14to
- 3:14grow
- 3:14our
- 3:15retirement.
- 3:16Groceries
- 3:16keep
- 3:17on
- 3:17getting
- 3:17expensive.
- 3:18The
- 3:18kids
- 3:18are
- 3:18getting
- 3:18older
- 3:19and
- 3:19they're
- 3:19eating
- 3:19like
- 3:19it's
- 3:20going
- 3:20out
- 3:20of
- 3:20style.
- 3:20Just
- 3:21everything
- 3:21just
- 3:21overwhelms
- 3:22us
- 3:22and
- 3:22it's
- 3:23all
- 3:23at
- 3:23once.
- 3:25So
- 3:25today,
- 3:25first
- 3:26thing,
- 3:26we're
- 3:26not
- 3:26fixing
- 3:27everything.
- 3:29We're
- 3:29choosing
- 3:29just
- 3:30one
- 3:30category.
- 3:30Just
- 3:31one.
- 3:33Here's
- 3:33what
- 3:33I'm
- 3:34going
- 3:34to
- 3:34tell
- 3:34you
- 3:34to
- 3:34do.
- 3:34Do
- 3:35a
- 3:3515
- 3:35minute
- 3:36money
- 3:36reset.
- 3:37I
- 3:37want
- 3:37you
- 3:38to
- 3:38go
- 3:38grab
- 3:38a
- 3:38timer.
- 3:39I
- 3:39got
- 3:39one
- 3:39here
- 3:39on
- 3:39My
- 3:39desk.
- 3:40Go
- 3:41grab
- 3:41a
- 3:41timer.
- 3:42Timers
- 3:42are
- 3:43great
- 3:43by
- 3:43the
- 3:43way.
- 3:44Set
- 3:44a
- 3:45timer
- 3:45for
- 3:4515
- 3:46minutes.
- 3:47Not
- 3:47an
- 3:48hour,
- 3:48not
- 3:48all
- 3:49Saturday,
- 3:50not
- 3:50a
- 3:50Saturday
- 3:50marathon,
- 3:51just
- 3:5115
- 3:52minutes.
- 3:53And
- 3:53during
- 3:54that
- 3:54time,
- 3:54I
- 3:54want
- 3:55you
- 3:55to
- 3:55log
- 3:55into
- 3:55your
- 3:55bank
- 3:56account.
- 3:57Just
- 3:57log
- 3:58into
- 3:58it.
- 3:58I
- 3:58want
- 3:58you
- 3:58to
- 3:58write
- 3:59down
- 3:59your
- 3:59current
- 3:59balance
- 4:00and
- 4:01then
- 4:01I
- 4:01want
- 4:01you
- 4:01to
- 4:01list
- 4:02the
- 4:02three
- 4:03next
- 4:03bills
- 4:04that
- 4:04are
- 4:04due.
- 4:05That's
- 4:05it
- 4:06again,
- 4:0615
- 4:07minutes.
- 4:08Log
- 4:08into
- 4:08your
- 4:08bank,
- 4:09write
- 4:09down
- 4:09your
- 4:10current
- 4:10balance
- 4:10and
- 4:11list
- 4:11the
- 4:11next
- 4:11three
- 4:11bills
- 4:12that
- 4:12are
- 4:12due.
- 4:13Because
- 4:13see,
- 4:13that
- 4:14clarity
- 4:14reduces
- 4:15the
- 4:15panic.
- 4:16And
- 4:17then
- 4:17I
- 4:17want
- 4:17you
- 4:17to
- 4:17do
- 4:17the
- 4:18next
- 4:18logical
- 4:18thing.
- 4:19I
- 4:19want
- 4:19you
- 4:19to
- 4:19pay
- 4:20or,
- 4:20or
- 4:20plan
- 4:21just
- 4:21one
- 4:21thing.
- 4:23Choose
- 4:23one
- 4:23of
- 4:23those
- 4:24three
- 4:24bills.
- 4:25If
- 4:26you
- 4:26can
- 4:26pay
- 4:26it
- 4:26right
- 4:26now,
- 4:27go
- 4:27ahead
- 4:27and
- 4:27pay
- 4:27it.
- 4:28Even
- 4:28if
- 4:28it's
- 4:28early,
- 4:29just
- 4:29pay
- 4:29it
- 4:29and
- 4:29be
- 4:30done
- 4:30with
- 4:30it.
- 4:31If
- 4:31you
- 4:31can't
- 4:32pay
- 4:32it,
- 4:32you're
- 4:32overwhelmed,
- 4:33call
- 4:33and
- 4:34set
- 4:34up
- 4:34a
- 4:34payment
- 4:34arrangement.
- 4:35Reach
- 4:35out
- 4:35to
- 4:35that
- 4:36person.
- 4:37You're
- 4:37not
- 4:37trying
- 4:37to
- 4:38eliminate
- 4:38the
- 4:38debt,
- 4:39you're
- 4:39trying
- 4:39to
- 4:39create
- 4:40some
- 4:40motion
- 4:41because
- 4:42progress
- 4:42breaks
- 4:43that
- 4:43paralysis
- 4:44that
- 4:44you're
- 4:44feeling
- 4:44right
- 4:45now.
- 4:46So
- 4:46do
- 4:47that.
- 4:47And
- 4:47then
- 4:47create
- 4:48a
- 4:48seven
- 4:48day
- 4:48stability
- 4:49goal.
- 4:49This
- 4:50isn't
- 4:50a
- 4:50time
- 4:50to
- 4:51build
- 4:51a
- 4:5112
- 4:52month
- 4:52goal,
- 4:52some
- 4:5312
- 4:53month
- 4:53plan,
- 4:53because
- 4:54guess
- 4:54what,
- 4:54that
- 4:54will
- 4:55just
- 4:55overwhelm
- 4:55you.
- 4:56But
- 4:57you
- 4:57can
- 4:57do
- 4:57seven
- 4:58days,
- 4:58can't
- 4:58you?
- 4:59So
- 4:59just
- 4:59pick
- 4:59a
- 5:00seven
- 5:00day
- 5:00goal
- 5:01plan.
- 5:02Maybe
- 5:02for
- 5:02you
- 5:02it's,
- 5:03I'm
- 5:03not
- 5:03going
- 5:03to
- 5:03have
- 5:03any
- 5:04overdrafts
- 5:04this
- 5:04week.
- 5:05I'm
- 5:05going
- 5:05to
- 5:05log
- 5:06into
- 5:06the
- 5:06bank
- 5:06every
- 5:07day,
- 5:07I'm
- 5:07going
- 5:07to
- 5:07see
- 5:07what's
- 5:08coming
- 5:08in,
- 5:08what's
- 5:09going
- 5:09out
- 5:09and
- 5:10I'm
- 5:10not
- 5:10going
- 5:10to
- 5:10let
- 5:10my
- 5:11account
- 5:11overdraft.
- 5:13Maybe
- 5:13you're
- 5:13going
- 5:13to
- 5:14decide
- 5:14no
- 5:14new
- 5:14credit
- 5:15card
- 5:15charges
- 5:15this
- 5:16week.
- 5:16I'm
- 5:16going
- 5:16to
- 5:16fight
- 5:17the
- 5:17battle
- 5:17of
- 5:17needs
- 5:18versus
- 5:18wants.
- 5:19Not
- 5:20going
- 5:20to
- 5:20put
- 5:20anything
- 5:20on
- 5:20that
- 5:21credit
- 5:21card
- 5:21this
- 5:21weekend,
- 5:22by
- 5:22the
- 5:22way.
- 5:22When
- 5:23you
- 5:23do
- 5:23that,
- 5:23you
- 5:24might
- 5:24start
- 5:24a
- 5:24trend
- 5:25with
- 5:25yourself.
- 5:26Here's
- 5:27a
- 5:27real
- 5:27simple
- 5:27thing
- 5:27you
- 5:27could
- 5:28do.
- 5:28You
- 5:28asked
- 5:28me
- 5:28in
- 5:28the
- 5:28question,
- 5:29what's
- 5:29one
- 5:29thing
- 5:29I
- 5:29can
- 5:30do?
- 5:31Bring
- 5:31lunch
- 5:31to
- 5:31work
- 5:32this
- 5:32week,
- 5:33pack
- 5:33a
- 5:34brown
- 5:34bag,
- 5:34as
- 5:34they
- 5:34say
- 5:35here
- 5:35in
- 5:35the
- 5:35United
- 5:35States.
- 5:37And
- 5:38when
- 5:38you
- 5:38do
- 5:38that,
- 5:38that
- 5:39seven
- 5:39days
- 5:39is
- 5:39going
- 5:40to
- 5:40build
- 5:40confidence.
- 5:42And
- 5:42when
- 5:42confidence
- 5:43build,
- 5:44momentum
- 5:44builds
- 5:45as
- 5:45well.
- 5:47And
- 5:47you
- 5:47know
- 5:47I'm
- 5:47a
- 5:48big
- 5:48believer
- 5:48in
- 5:48speaking
- 5:49things
- 5:49out
- 5:49loud.
- 5:51So
- 5:51here's
- 5:51the
- 5:51time
- 5:52to
- 5:52speak
- 5:52truth
- 5:53over
- 5:53the
- 5:53chaos.
- 5:55Say
- 5:55this
- 5:55out
- 5:56loud,
- 5:56even
- 5:56if
- 5:56you
- 5:56gotta
- 5:57lie
- 5:57to
- 5:57yourself
- 5:57at
- 5:58first.
- 5:58Say,
- 5:58I'm
- 5:59not
- 5:59drowning,
- 6:00I'm
- 6:00rebuilding.
- 6:03See,
- 6:04your
- 6:04nervous
- 6:04system
- 6:04needs
- 6:05to
- 6:05hear
- 6:05your
- 6:05voice.
- 6:07I
- 6:07know
- 6:07it
- 6:07sounds
- 6:08kind
- 6:08of
- 6:08counterintuitive,
- 6:08but
- 6:09your
- 6:09brain
- 6:09Actually
- 6:09needs
- 6:10direction.
- 6:11Your
- 6:11spirit
- 6:12needs
- 6:12truth.
- 6:14Because
- 6:15here's
- 6:15my
- 6:15big
- 6:15takeaway
- 6:16for
- 6:16today.
- 6:16That's
- 6:17small
- 6:17obedience.
- 6:18Just
- 6:19those
- 6:19little
- 6:19things,
- 6:20one
- 6:20at
- 6:20a
- 6:20time
- 6:21beats
- 6:21big
- 6:22anxiety.
- 6:24So
- 6:24here's
- 6:25your
- 6:25one
- 6:25win
- 6:25today.
- 6:25We've
- 6:26kind
- 6:26of
- 6:26already
- 6:26talked
- 6:26about
- 6:27it.
- 6:27Get
- 6:27that
- 6:2715
- 6:28minute
- 6:28timer.
- 6:28If
- 6:29you
- 6:29don't
- 6:29have
- 6:29one,
- 6:29I
- 6:30encourage
- 6:30you
- 6:30to
- 6:30get
- 6:31one
- 6:32log
- 6:32into
- 6:32your
- 6:32bank,
- 6:33write
- 6:33down
- 6:34your
- 6:34balance,
- 6:35list
- 6:35those
- 6:35three
- 6:35bills
- 6:36and
- 6:36just
- 6:36choose
- 6:36one
- 6:37action.
- 6:38Done.
- 6:40That
- 6:40right
- 6:40there
- 6:41is
- 6:41success.
- 6:43Well,
- 6:43let's
- 6:43look
- 6:43at
- 6:43the
- 6:43book
- 6:44of
- 6:44Matthew,
- 6:44chapter
- 6:456,
- 6:45verse
- 6:4634.
- 6:46You
- 6:46know,
- 6:47I
- 6:47always
- 6:47like
- 6:47to
- 6:47anchor
- 6:48us
- 6:48in
- 6:48scripture
- 6:48again.
- 6:49This
- 6:49is
- 6:49Matthew
- 6:506:34.
- 6:52Seems
- 6:52like
- 6:52this
- 6:53week
- 6:53we've
- 6:53had
- 6:53a
- 6:53lot
- 6:53of
- 6:54good
- 6:54ones.
- 6:54So
- 6:54write
- 6:54this
- 6:55one
- 6:55down
- 6:55and
- 6:55put
- 6:55it
- 6:55where
- 6:55you
- 6:56can
- 6:56see
- 6:56it.
- 6:57Therefore,
- 6:58do
- 6:58not
- 6:58worry
- 6:58about
- 6:59tomorrow,
- 7:00for
- 7:00tomorrow
- 7:01will
- 7:02worry
- 7:02about
- 7:02itself.
- 7:04Each
- 7:04day
- 7:05has
- 7:05enough
- 7:05trouble
- 7:06of
- 7:06its
- 7:06own.
- 7:07We
- 7:08could
- 7:08stop
- 7:08right
- 7:08there.
- 7:09I
- 7:09could
- 7:09say
- 7:09have
- 7:09a
- 7:09nice
- 7:10day
- 7:10and
- 7:10we
- 7:10could
- 7:10end
- 7:10on
- 7:11that,
- 7:11couldn't
- 7:11we?
- 7:12But
- 7:12what
- 7:13is
- 7:13Jesus
- 7:13telling
- 7:14us?
- 7:15Jesus
- 7:16didn't
- 7:16tell
- 7:16us
- 7:16to
- 7:17solve
- 7:17tomorrow.
- 7:18He
- 7:19said
- 7:19to
- 7:19handle
- 7:20today.
- 7:21That's
- 7:22how
- 7:22you
- 7:22actually
- 7:23beat
- 7:23that
- 7:23feeling
- 7:24of
- 7:24overwhelm.
- 7:25How
- 7:26about
- 7:26we
- 7:26pray
- 7:26to
- 7:26him
- 7:26right
- 7:27now?
- 7:28Jesus,
- 7:29for
- 7:30the
- 7:30person
- 7:30listening
- 7:31right
- 7:31now
- 7:31who
- 7:31feels
- 7:32buried,
- 7:33who
- 7:34feels
- 7:34ashamed,
- 7:36who
- 7:36feels
- 7:36like
- 7:36they
- 7:37can't
- 7:37catch
- 7:37a
- 7:37break.
- 7:39Lord,
- 7:39I
- 7:40just
- 7:40ask
- 7:40right
- 7:40now
- 7:40that
- 7:40you
- 7:41would
- 7:41bring
- 7:41calm
- 7:41to
- 7:42their
- 7:42spirit.
- 7:43Slow
- 7:44down
- 7:44those
- 7:44racing
- 7:45thoughts
- 7:46and
- 7:47remind
- 7:47them
- 7:47that
- 7:48you're
- 7:48not
- 7:48disappointed
- 7:49in
- 7:49them.
- 7:51Give
- 7:51them
- 7:51courage
- 7:51for
- 7:52one
- 7:52small
- 7:52step
- 7:53today.
- 7:53Lord,
- 7:54it's
- 7:54not
- 7:55about
- 7:55perfection,
- 7:56not
- 7:57some
- 7:57miracle,
- 7:59just
- 7:59motion.
- 8:00And
- 8:01Lord,
- 8:01help
- 8:01them
- 8:01to
- 8:01see
- 8:02progress
- 8:02where
- 8:02they
- 8:03used
- 8:03to
- 8:03see
- 8:03failure.
- 8:05And
- 8:05Lord,
- 8:06let
- 8:06today
- 8:06be
- 8:06the
- 8:06beginning
- 8:07of
- 8:07steadiness
- 8:08in
- 8:08their
- 8:08lives.
- 8:09And
- 8:10we
- 8:10ask
- 8:10this
- 8:10in
- 8:11your
- 8:11name,
- 8:11in
- 8:12Jesus
- 8:12name.
- 8:13Amen.
- 8:16Friend.
- 8:16You
- 8:16don't
- 8:17need
- 8:17a
- 8:17breakthrough
- 8:17today.
- 8:19You
- 8:19just
- 8:19need
- 8:19a
- 8:20next
- 8:20step.
- 8:22And
- 8:22I've
- 8:22given
- 8:22you
- 8:23some
- 8:23great
- 8:23ones
- 8:23today.
- 8:24And
- 8:25if
- 8:25you've
- 8:25got
- 8:25a
- 8:25question
- 8:26for
- 8:26this
- 8:26show,
- 8:26I
- 8:27would
- 8:27love
- 8:27to
- 8:27hear
- 8:27from
- 8:27you.
- 8:28You
- 8:28can
- 8:28send
- 8:28them
- 8:28to
- 8:28me
- 8:29by
- 8:29going
- 8:29to
- 8:29financiallyconfidentchristian.com/question
- 8:33we'll
- 8:34put
- 8:34that
- 8:34in
- 8:34the
- 8:34show
- 8:35notes.
- 8:35But
- 8:35you
- 8:35can
- 8:36also
- 8:36send
- 8:36me
- 8:36a
- 8:36voicemail
- 8:37too,
- 8:37which
- 8:37is
- 8:38kind
- 8:38of
- 8:38cool.
- 8:38You
- 8:39can
- 8:39go
- 8:39to
- 8:39financiallyconfidentchristian.com/voicemail
- 8:43so
- 8:43either
- 8:43one,
- 8:44I
- 8:44would
- 8:44love
- 8:44to
- 8:44hear
- 8:45your
- 8:45questions
- 8:45because
- 8:45this
- 8:46show
- 8:46is
- 8:46all
- 8:46about
- 8:47answering
- 8:47your
- 8:47questions.
- 8:48So
- 8:49thank
- 8:49you
- 8:49so
- 8:49much
- 8:49for
- 8:50joining
- 8:50me
- 8:50today.
- 8:51I
- 8:51want
- 8:51to
- 8:51encourage
- 8:52you
- 8:52today.
- 8:53You
- 8:53can
- 8:53do
- 8:53this.
- 8:54I
- 8:54have
- 8:54confidence
- 8:54in
- 8:55you.
- 8:55Stay
- 8:56financially
- 8:56savvy.
- 8:57May
- 8:57God
- 8:57bless
- 8:57you
- 8:58and
- 8:58you
- 8:59have
- 8:59a
- 8:59truly
- 8:59great
- 8:59day
- 9:00today.