Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
Ultra-Wealthy Families Using Private Placement Life Insurance
In this episode, Lucas and Luna explore how ultra-wealthy families use Private Placement Life Insurance (PPLI) as a tax-efficient investment vehicle. They break down PPLI's structure—combining life insurance with a customizable investment wrapper—and discuss how it defers taxes on gains, provides creditor protection, and facilitates cross-border wealth transfer. The hosts walk through a concrete example of a family office using PPLI to hold a concentrated stock position, avoiding capital gains while maintaining investment control. They also compare PPLI to traditional variable universal…
The skinny
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