Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Ultra-Wealthy Families Use Offshore Bond Wrappers
In this episode, Lucas and Luna explore the offshore bond wrapper — a capital gains deferral structure used by wealthy international families. They walk through a real example: a UK-domiciled investor holding $5 million in U.S. tech stocks who wants to relocate to Dubai. By wrapping the portfolio into a life insurance bond issued in the Isle of Man, the investor can move assets without triggering a deemed disposal, defer tax until withdrawal, and potentially access the gain tax-free if structured via a non-dom settlement. Lucas breaks down the mechanics: the bond is a single-premium life…
The skinny
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