Latest / Two Doting Dads with Matty J & Ash / #109 Victoria Devine On Miscarriage, Birth Rules & Family Finance
Transcript
- 0:00Speaker 1: Ashton, the Lovely, the Gorgeous Victoria Devine. She is best
- 0:05Speaker 1: known as the host of the wildly successful podcast She's
- 0:08Speaker 1: on the Money, which we actually filled in on a
- 0:11Speaker 1: number of months ago.
- 0:12Speaker 2: Yes, that was the episode I got flack for not
- 0:14Speaker 2: throwing my kid's birthday parties.
- 0:15Speaker 1: Yes correct.
- 0:16Speaker 3: She's also the founder of Zella Money, a mortgage broking business,
- 0:19Speaker 3: and the author of several books Matthew, that's right, I
- 0:21Speaker 3: said several, which includes her most recent cover Business Bible.
- 0:26Speaker 1: But most importantly, she is the mom of eight month
- 0:28Speaker 1: old Harvey.
- 0:30Speaker 3: Yes, Victoria shares her experience of what led up to
- 0:33Speaker 3: her pregnancy with a little boy that includes two miscarriages
- 0:36Speaker 3: along the way.
- 0:37Speaker 1: Yeah. She gives us a glimpse into what it must
- 0:39Speaker 1: feel like for the wonderful woman who have to go
- 0:41Speaker 1: through child loss.
- 0:43Speaker 3: She also shares a list of requirements given to her
- 0:45Speaker 3: visitors wanting to meet her newborn in hospital.
- 0:48Speaker 1: I'm assuming which should ruffle one or two feathers out there, ash.
- 0:52Speaker 3: As a finance expert, Victoria also shares her thoughts on
- 0:56Speaker 3: two big parenting money questions.
- 0:58Speaker 1: Shall we get into a big boy apps?
- 1:00Speaker 2: Absolutely?
- 1:15Speaker 1: Welcome back to two doting dads and one doting mum.
- 1:18Speaker 1: I am Maddie, J I'm Ash and I am Victoria.
- 1:21Speaker 1: And this is a podcast all about parenting. It is
- 1:23Speaker 1: the good, it is.
- 1:24Speaker 2: The bad and the relatable.
- 1:26Speaker 1: And we always say no advice. However, Victoria, if there's
- 1:31Speaker 1: anyone who is ever going to give any type of
- 1:33Speaker 1: advice on this podcast, I.
- 1:35Speaker 4: Believe it would be you probably thank you, but like
- 1:38Speaker 4: more financial advice.
- 1:40Speaker 3: Everything we're hoping for, first and foremost advice is stickl.
- 1:45Speaker 4: You guys are brave.
- 1:47Speaker 1: Mainly because sometimes every now and then we'll talk about
- 1:50Speaker 1: something that's medical and we always just say, look, we're
- 1:54Speaker 1: not the experts. We'll get the diagnosis, the name, everything
- 1:57Speaker 1: completely wrong.
- 1:58Speaker 4: So just if anyone is it's with a grain of
- 2:01Speaker 4: salt and pretend that we're at the pub having a chat.
- 2:03Speaker 4: Take it like that.
- 2:05Speaker 3: One time we did, like we were trying to figure out
- 2:07Speaker 3: how to do a pregnancy test, and I was like,
- 2:08Speaker 3: don't you.
- 2:08Speaker 2: Just do it?
- 2:12Speaker 1: Well, we weren't sure if it was like different sorts
- 2:15Speaker 1: of ways. We thought it might be like a tea
- 2:17Speaker 1: bag scenario in the toilet bowl once you pee the
- 2:20Speaker 1: to anyways, it all and all a Victoria we would
- 2:25Speaker 1: like to know. Yes, Ash and I were talking about
- 2:27Speaker 1: what a younger Victoria would have been like, and we
- 2:30Speaker 1: I think we both agreed that you would have been
- 2:32Speaker 1: someone who I think would have been school captain.
- 2:35Speaker 4: Oh yeah, yeah, I didn't get done.
- 2:39Speaker 2: Let's go back and get it.
- 2:41Speaker 4: I didn't. I didn't, but you won't be surprised to
- 2:44Speaker 4: you that my boyfriend at the time did. It was
- 2:49Speaker 4: a thing. I was so envious, you're dump. Yeah, I
- 2:54Speaker 4: mean at some point I did. At some point I did.
- 2:56Speaker 4: But yeah, younger Victoria, she do you know what, She's
- 3:00Speaker 4: exactly what you thought she was. Wow, she's exactly like
- 3:03Speaker 4: she was debating team captain. I did athletics, Like, what's
- 3:07Speaker 4: my athletics? Oh what, it's obviously like the Rockers Dedford
- 3:11Speaker 4: for maths.
- 3:14Speaker 2: I thought it would be like and then someone's like
- 3:17Speaker 2: six and you just give it.
- 3:20Speaker 4: I would die under that.
- 3:22Speaker 2: That's what it was.
- 3:24Speaker 4: No, she's she's exactly what you thought she would be.
- 3:27Speaker 1: You're someone to me who just exudes confidence.
- 3:30Speaker 4: That's very kind because it's not true. It's not true.
- 3:32Speaker 1: It is it's the athletics.
- 3:34Speaker 4: It's the athletics. It's the fake it till you make
- 3:36Speaker 4: it vibe an anxious.
- 3:38Speaker 2: I don't believe you at all.
- 3:39Speaker 4: You say that, but like my anti anxiety medication.
- 3:44Speaker 1: Mix it with a coffee and it's did you trip
- 3:47Speaker 1: up at all?
- 3:48Speaker 2: Did you get any into any trouble?
- 3:50Speaker 4: Surely you know what, I was a goody two shoes, honestly,
- 3:53Speaker 4: Like I like my parents always like you were a
- 3:55Speaker 4: goody two shoes. Your sister, on the other hand, like
- 3:57Speaker 4: she made for it. I mean, I won't go on
- 4:00Speaker 4: and on because I don't know how much she would
- 4:02Speaker 4: like that. But we had to call the police. My dad,
- 4:05Speaker 4: my own dad called the police to my own sister's
- 4:08Speaker 4: sixteenth birthday. Wow, because why they were teenagers jumping over
- 4:12Speaker 4: the back fence project X sort of yeah, like just
- 4:16Speaker 4: very very interesting. My my sister had said to my parents, Oh,
- 4:21Speaker 4: it's my sixteenth birthday, can we just have like a
- 4:22Speaker 4: barbecue at home? And Dad, you like do a barbecue?
- 4:25Speaker 4: And my dad was like, awesome, great, Like you're going
- 4:27Speaker 4: to invite some friends and Alix. Yeah, Mom's like, do
- 4:29Speaker 4: you want to send her invites? ALEX just like nah,
- 4:31Speaker 4: like send out in mites and then word of mouth,
- 4:34Speaker 4: people like the cops came and scored a lot of
- 4:38Speaker 4: people out of the house. My parents had to replace
- 4:41Speaker 4: the carvet in the front room.
- 4:42Speaker 1: Like, holy shit, were you at home at the time.
- 4:45Speaker 4: Yeah, it was great party, making me look so good, Alex.
- 4:53Speaker 1: Did you know then from an early age what you
- 4:55Speaker 1: wanted to be when you grew up?
- 4:57Speaker 4: No, No, I thought when I feel like I put
- 5:00Speaker 4: a lot of pressure on myself because I am very academic,
- 5:03Speaker 4: Like I love a study and that's not something that
- 5:06Speaker 4: lots of people can resonate with, Like I just love learning.
- 5:09Speaker 4: I also have ADHD. I have been diagnosed since I
- 5:12Speaker 4: was like eighteen. I think I got diagnosed in Medicare then, yeah,
- 5:17Speaker 4: and I.
- 5:17Speaker 1: Used to go.
- 5:21Speaker 4: I used to be so embarrassed of it, like I
- 5:23Speaker 4: would lie through my teeth, Like I used to take
- 5:25Speaker 4: my medication, pop it out of all of the medication
- 5:28Speaker 4: things and put it in a panet dole container in
- 5:30Speaker 4: my handbag because I was so scared that someone would
- 5:32Speaker 4: see that I was taking dexampetter meane and be like,
- 5:35Speaker 4: she's crazy, She's crazy.
- 5:37Speaker 1: How does it feel now that all these diagnoses come out?
- 5:39Speaker 5: So I believed because you know, as somebody with ADHD,
- 5:44Speaker 5: you like see it in other people and you're like
- 5:46Speaker 5: you're a bit the same. Hey, like you kind of
- 5:51Speaker 5: look at someone and go I see a lot of
- 5:54Speaker 5: me and you I get it.
- 5:55Speaker 4: And then they go I've got ADHD and I'm like, whoa,
- 5:57Speaker 4: I'm so surprised.
- 5:59Speaker 2: I started so then I was like, this is just
- 6:01Speaker 2: gonna take too long.
- 6:03Speaker 4: Unless you're really struggling, like the diagnosis process nowadays really arduous.
- 6:09Speaker 4: So anyway, loved studying and I thought I wanted to
- 6:12Speaker 4: be a doctor, and then decided that's probably not for me.
- 6:15Speaker 4: Wanted to do psychology.
- 6:17Speaker 2: How was it not for you?
- 6:17Speaker 4: Do think the part where like blood and.
- 6:22Speaker 2: That's why I'm not a doctor.
- 6:24Speaker 1: It's like a mechanic.
- 6:28Speaker 4: And then I went to psychology, did psychology, got into
- 6:33Speaker 4: like a child psychology like internship and this was in
- 6:38Speaker 4: the last year of my degree before honest, and I
- 6:41Speaker 4: thought this is gonna be great, like I have done it,
- 6:43Speaker 4: and I was so proud of myself because that was
- 6:44Speaker 4: like one of the hardest internships to secure. I love
- 6:48Speaker 4: a flag. Oh got the best one, thank you mum. Anyway,
- 6:53Speaker 4: got that and I hated it. After two weeks, I
- 6:55Speaker 4: was like crying, I hate it, Like the idea that
- 6:59Speaker 4: you can't pick up kids and take them home and
- 7:02Speaker 4: take them out of their situation. I was like, hold on,
- 7:05Speaker 4: you're telling me that psychology is about helping people deal
- 7:08Speaker 4: with their situations, not fixing it. Like I'm a fixer,
- 7:11Speaker 4: Like I'm that person that you come to for advice.
- 7:13Speaker 4: And I'll like, all right, whether you want this or not,
- 7:15Speaker 4: this is what you need to do. And then I'm
- 7:18Speaker 4: not offended if you don't do it. I get it,
- 7:19Speaker 4: but I'm always going to go into solution mode. So
- 7:23Speaker 4: didn't like that. Had a midlife crisis during university and
- 7:27Speaker 4: was like, where's my career going? And realized through some
- 7:31Speaker 4: careers counseling at UNI that there was this thing called
- 7:33Speaker 4: organizational psychology, which is the science of people at work.
- 7:36Speaker 4: So you could do psychology but for like CEOs and
- 7:39Speaker 4: leaders and help them develop into better leaders and manage
- 7:43Speaker 4: people properly. And I thought kind of like a life
- 7:45Speaker 4: coach kind of, but like you actually have a degree.
- 7:48Speaker 4: Yes you don't just put it in your bio.
- 7:57Speaker 2: I'm going to put it in my bio.
- 7:58Speaker 4: Please do it's working anyway, did that for a while
- 8:02Speaker 4: and started to learn about finance, got myself into a
- 8:05Speaker 4: whole heap of debt and needed to work that out,
- 8:09Speaker 4: and realized that there was a lot of power in
- 8:12Speaker 4: studies of Oh I wish I could be like, oh, yeah,
- 8:15Speaker 4: of course, it was like student debt. No, I bought
- 8:17Speaker 4: a car and then I went to France, and then
- 8:20Speaker 4: I went all around Europe and then I had a
- 8:22Speaker 4: really good wardrobe, so many nice shoes.
- 8:25Speaker 2: Yeah, a little aout experience too, though.
- 8:28Speaker 4: Oh live love laugh, But I want a credit card.
- 8:31Speaker 4: Oh no, go hard, I got a person alone. Yeah.
- 8:35Speaker 4: So my dad's an accountant, and I hid that from him.
- 8:39Speaker 2: Obviously he would have seen the signs though.
- 8:44Speaker 3: Yeah, there was signed to get this car from a
- 8:46Speaker 3: found come here in France, and this car is still here,
- 8:49Speaker 3: and you've got a brand new wardrobe full of shoes.
- 8:51Speaker 2: I don't know. I don't know.
- 8:53Speaker 4: I came home from France with forty thousand dollars worth
- 8:55Speaker 4: of personal debt and realize.
- 8:57Speaker 1: You're like Will and you assist did have another birthday party.
- 9:00Speaker 4: I was like, I probably should do something about it,
- 9:03Speaker 4: but for a long time buried my head in the sand.
- 9:05Speaker 4: I hated the idea of it. It was really embarrassed
- 9:08Speaker 4: of it, Like you don't want to tell your mates.
- 9:10Speaker 4: And at the time, I felt a lot of pressure
- 9:12Speaker 4: because I had gone into a very corporate role, so
- 9:16Speaker 4: done an organizational psyche it on as you went into
- 9:19Speaker 4: this like consultant role, it wasn't a grad role. And
- 9:22Speaker 4: I was like in with all these like big dog
- 9:24Speaker 4: forty year olds who had power suits and like were
- 9:26Speaker 4: looking really good, and I'm like, they've got their lives together,
- 9:29Speaker 4: Like I'm going to have my life together. And in
- 9:30Speaker 4: my head, it was age that gave you life experience.
- 9:34Speaker 4: It was aged that helped you get your finances sorted,
- 9:37Speaker 4: not the suit. No, it turns out no. But I
- 9:40Speaker 4: was just like, oh, like i can do whatever I
- 9:43Speaker 4: want because one day I'm going to be forty in
- 9:44Speaker 4: have a house and get all of those things because
- 9:46Speaker 4: it just happens, right.
- 9:48Speaker 2: That's very true.
- 9:49Speaker 3: You've just triggered something there for me where it's like
- 9:51Speaker 3: I remember thinking, like when I was younger, that you're like, yeah,
- 9:54Speaker 3: i'll have it sorted when i'm older.
- 9:56Speaker 4: Yeah, I'll sort it when i'm older.
- 9:57Speaker 2: I'll do it when i'm older.
- 9:58Speaker 4: And it turns out none of these people had shit together.
- 10:00Speaker 4: And I was like learning more about you know them
- 10:04Speaker 4: and their personal lives, and like, as a consultant, you
- 10:06Speaker 4: travel a lot, so we're like in lots of hotels
- 10:08Speaker 4: and going out for like dinners and stuff, and they'd
- 10:10Speaker 4: be talking about their divorces. They'd be talking about, you know,
- 10:12Speaker 4: not being able to buy houses. And I remember being like, oh,
- 10:16Speaker 4: I thought that when you got to forty five, it
- 10:17Speaker 4: was like a rite of passage. You owned a property,
- 10:20Speaker 4: you work for one of the Big four. What are
- 10:21Speaker 4: you talking about? Like it just the math wasn't mathing
- 10:25Speaker 4: in my head, and I realized I probably should sort
- 10:27Speaker 4: my own finances out instead of just paying the minimum
- 10:30Speaker 4: repayment on my personal loan. So started to look into
- 10:33Speaker 4: that and just found a passion because I realized the
- 10:37Speaker 4: power that taking control of your finances could have. It
- 10:41Speaker 4: was making me feel better, it made the people around
- 10:43Speaker 4: me feel better. I was like going to brunch with
- 10:46Speaker 4: my girlfriends being like, okay, so if you looked at
- 10:48Speaker 4: your super because like, oh, I don't know if you
- 10:51Speaker 4: know this, but if you don't take control of this now,
- 10:53Speaker 4: it's going to cost you like seventy thousand dollars worth
- 10:55Speaker 4: of fees over the long term. And like my friend's like, no,
- 10:57Speaker 4: I didn't.
- 10:58Speaker 2: Know my account.
- 11:03Speaker 1: She will like, just drink the bloody Mary.
- 11:07Speaker 4: So yeah, ended up loving finance and kind of one
- 11:10Speaker 4: thing led to another and I realized maybe that's where
- 11:13Speaker 4: I should be and sectioned on in I do have.
- 11:16Speaker 1: To congratulate you for what you've built. I'm going to
- 11:19Speaker 1: call it an empire.
- 11:20Speaker 4: Thank you. It doesn't feel like an empire. It feels
- 11:22Speaker 4: like a ship show.
- 11:23Speaker 2: But if you were just.
- 11:24Speaker 1: Talking about some of your staff and I'm like, it's
- 11:27Speaker 1: it's very impressively.
- 11:31Speaker 4: And do you know what the one stuff you've got
- 11:33Speaker 4: I wanted.
- 11:33Speaker 2: Her first, I say, you think about it.
- 11:37Speaker 4: I like you guys, so you could keep.
- 11:39Speaker 1: Her perfect during this time when you are building your business.
- 11:44Speaker 1: What was your thought process in regards to having kids.
- 11:48Speaker 4: I when I was really young, I'm very maternal, Like,
- 11:52Speaker 4: I love kids. If you've got babies, please show me
- 11:54Speaker 4: your pictures. Like I was always maternal, but I just
- 11:57Speaker 4: wanted to look to your pretty sta.
- 12:02Speaker 2: His oldest child. Hello.
- 12:05Speaker 4: No, I just I wanted kids. I just didn't know
- 12:07Speaker 4: how that was going to happen. And that was one
- 12:09Speaker 4: of the things that was starting to stress me out.
- 12:11Speaker 4: So at the same time as being in personal debt.
- 12:13Speaker 4: I just come out of a really long term relationship
- 12:16Speaker 4: because I was in a relationship from when I was
- 12:18Speaker 4: fourteen to twenty two.
- 12:19Speaker 2: With the guy who got ducks, Like yeah, I.
- 12:24Speaker 4: Mean so lovely, which is so annoying. Isn't that annoying
- 12:27Speaker 4: when you're like, yeah, is your exitck?
- 12:29Speaker 2: No, he also got ducks.
- 12:33Speaker 4: He's really smart. So got out of that and was
- 12:37Speaker 4: just like finding my feet and was like you know
- 12:39Speaker 4: when you're twenty two and you're just like, it's never
- 12:41Speaker 4: going to happen for me, Like you're single and you
- 12:43Speaker 4: think you're never going to meet the love of your
- 12:45Speaker 4: life because you've left it too late, like so dumb.
- 12:49Speaker 4: But do you know what I mean? It's so dumb.
- 12:50Speaker 4: You're just like, what is going on? Anyway? I think
- 12:53Speaker 4: I was, Yeah, okay, boys have a lot of a
- 12:56Speaker 4: different mentality.
- 12:57Speaker 2: It was on a TV show.
- 12:58Speaker 1: Yeah, I remember being twenty eight and kind of thinking
- 13:03Speaker 1: like the thought of hey, maybe it won't happen. Does
- 13:07Speaker 1: pop in every now and then?
- 13:08Speaker 4: And oh is this going to work out? They're really expensive.
- 13:11Speaker 4: That's a lot of commitment. Like I love kids, but
- 13:14Speaker 4: like all these people are looking about getting up at
- 13:17Speaker 4: five am and I'm not a morning person, is that like,
- 13:19Speaker 4: And they're dumb things that now I look back and
- 13:22Speaker 4: I'm like, that's so dumb that I was.
- 13:24Speaker 2: It's definitely like the like your young mind thinking, like you.
- 13:29Speaker 4: Just extrapolate out catastrophe anyway, So I really wanted kids,
- 13:35Speaker 4: but I knew I was really purposeful. This is going
- 13:39Speaker 4: to sound so lame, and I'm so happy to share it.
- 13:41Speaker 4: But like when I was dating, I would often like
- 13:43Speaker 4: go home to my housemate, who was my best friend
- 13:45Speaker 4: still is my best friend. We've had kids at the
- 13:47Speaker 4: same time. It's the best and be like, oh no,
- 13:51Speaker 4: you would your shit dad.
- 13:53Speaker 1: Like Noah, or some of those red flags that will
- 13:57Speaker 1: make you think they'd be a bad really irresponsive, we
- 14:00Speaker 1: like really self centered, like oh just you know those
- 14:03Speaker 1: things where you're just like I know that you like really.
- 14:07Speaker 4: Underlying misogyny, like just thinking that there are gender roles, like,
- 14:11Speaker 4: but you're dating on Tinder, so you're gonna get like
- 14:13Speaker 4: I ended up meeting my husband on Tinder, so it's
- 14:15Speaker 4: not all bad. But yeah, I just remember being like red.
- 14:19Speaker 1: Flag you remember the green flags.
- 14:23Speaker 4: When my husband whipped out photos of his friends kids
- 14:26Speaker 4: and oh yeah, on the weekend. I was like, look,
- 14:28Speaker 4: how cute you And I was like okay. And then
- 14:36Speaker 4: as time went on, he got nieces and nephews, and
- 14:40Speaker 4: seeing him with his nieces and nephews, I was.
- 14:42Speaker 3: Like, can we talk about your husband you met on Tinder?
- 14:46Speaker 3: We did classic modern love story. Just give us a
- 14:49Speaker 3: little insight to how that went down.
- 14:52Speaker 4: So I've got dating rules so on Tinder. I thought
- 14:55Speaker 4: you guys would like this on Tinder, and I will
- 14:58Speaker 4: tell anybody who will listen. Everybody complains, They're like, oh,
- 15:01Speaker 4: I never meet the right person online dating because it's
- 15:03Speaker 4: so hard, And I'm like, it's because you're not like
- 15:06Speaker 4: putting some boundaries in place. I would only go on
- 15:08Speaker 4: dates on Monday or Tuesday nights because I'd say we
- 15:11Speaker 4: can grab a drink after work, because it gives me
- 15:14Speaker 4: the ability to like have a drink with them. We
- 15:16Speaker 4: all know that I don't mind turning up to work hungover,
- 15:19Speaker 4: so like, if it goes well, I can have a
- 15:22Speaker 4: few glasses and some dinner with you and have a
- 15:24Speaker 4: nice evening on a Monday. But if it doesn't, I
- 15:26Speaker 4: can be like, I've got work really early, so I
- 15:28Speaker 4: have to go home and cut it early. Also the
- 15:31Speaker 4: type of person that's willing to go on a Monday date.
- 15:34Speaker 4: They know it's not like a Friday night where they
- 15:36Speaker 4: can call you up and be like you up, Like,
- 15:39Speaker 4: it's not like if you're willing to go on a
- 15:40Speaker 4: Monday date with me, Like you knew it was a
- 15:43Speaker 4: glass of wine after work, Like the expectations have been
- 15:46Speaker 4: set without me having to articulate them, And so we
- 15:48Speaker 4: did that. My husband and I ended up having a
- 15:51Speaker 4: whole bottle of wine that night and basically seeing each
- 15:53Speaker 4: other every single night for the rest of our lives.
- 15:55Speaker 1: But wow, so Wednesday night's off the cards.
- 15:58Speaker 4: Oh do you know what Wednesdays is?
- 15:59Speaker 2: Midnight?
- 16:00Speaker 4: Well, like in my head, especially because when I first
- 16:03Speaker 4: started online dating, I'd come out of this long term
- 16:06Speaker 4: relationship and I found that social balance of like dating
- 16:11Speaker 4: plus maintaining my friendship groups, and like, if I was
- 16:14Speaker 4: going on a date on a Friday night, I'd be like, oh,
- 16:16Speaker 4: I'm not going out with the girls. They're getting espressos
- 16:18Speaker 4: after work, And like I found that by saying, do
- 16:21Speaker 4: you know what, I'm only going to on first date?
- 16:23Speaker 4: So not all dates, but first dates on Mondays or Tuesdays.
- 16:26Speaker 4: That means that the weekends are for the girls. I
- 16:27Speaker 4: still have my life balance that I want, my friends
- 16:30Speaker 4: aren't being left behind, and it turns out that I
- 16:32Speaker 4: did meet the love of my life, So like, that's
- 16:34Speaker 4: pretty slight, it's pretty good.
- 16:36Speaker 1: With any other rules that we should be aware of.
- 16:39Speaker 4: No, No, just like the Monday night setting some expectations,
- 16:44Speaker 4: like I'm a bit of a rules girl, as you
- 16:46Speaker 4: guys know.
- 16:46Speaker 1: We will get into some more rules a little bit later.
- 16:50Speaker 1: Was was there any kind of checklist that you wanted
- 16:53Speaker 1: to follow? Because I feel like you are and I
- 16:55Speaker 1: love it.
- 16:56Speaker 4: No, I didn't. Not with dating, oh.
- 16:58Speaker 1: Without with having kids though, because people.
- 17:00Speaker 4: Are often things I wanted to do before.
- 17:02Speaker 1: I'm also like the question of how do I know
- 17:05Speaker 1: when I'm ready?
- 17:06Speaker 4: So my husband was ready the year that we met, Like, wow,
- 17:10Speaker 4: he would have had kids, I think, and been very
- 17:12Speaker 4: happy to have kids. I mean, we probably would have
- 17:15Speaker 4: wanted to work out a few like semantic things. But
- 17:18Speaker 4: I was the one who was like, I really want
- 17:20Speaker 4: to get my businesses into a place where I could
- 17:23Speaker 4: walk away comfortably. Like if we had gone back three
- 17:26Speaker 4: or four years and I had a baby, my businesses
- 17:28Speaker 4: would have suffered way too much. Like they would have
- 17:31Speaker 4: absolutely gone to the curb. And I knew that when
- 17:34Speaker 4: Steve and I were getting married, we kind of had
- 17:36Speaker 4: you always plan it, right, You're like, I'm going to
- 17:38Speaker 4: get married, We're going to do this, We're going to
- 17:39Speaker 4: do that, because like I knew that we were going
- 17:41Speaker 4: to get engaged, like and I know that that's not
- 17:43Speaker 4: that romantic. It was a surprise. I didn't know when where,
- 17:46Speaker 4: but like we'd spoken about marriage, so obviously that was
- 17:49Speaker 4: a stead it's going to happen, and like, I'm not
- 17:51Speaker 4: letting my husband spend that much on a ring without
- 17:54Speaker 4: I was doing some budgeting, like it's say, So there
- 18:02Speaker 4: was a lot that I wanted to do, and in fact,
- 18:04Speaker 4: I sold my financial advice business because I knew that
- 18:09Speaker 4: I couldn't have so many plates spinning by the time
- 18:12Speaker 4: that I wanted to have kids. So I decided to
- 18:14Speaker 4: focus on my mortgage breaking business and my podcast and
- 18:18Speaker 4: then give away that financial advice business. So in September
- 18:22Speaker 4: twenty twenty two, I sold that. In November twenty twenty two,
- 18:25Speaker 4: I got married, and the plan was to have babies
- 18:27Speaker 4: after that.
- 18:28Speaker 3: So did you want to have like certain financial goals
- 18:31Speaker 3: before you started to try to have kids.
- 18:33Speaker 4: I definitely wanted to make sure that we had a
- 18:36Speaker 4: solid ground. In my head, I wanted to own property.
- 18:40Speaker 4: It was just something that was financially achievable for my
- 18:43Speaker 4: husband and I. But I think for me that was
- 18:45Speaker 4: just because I wanted financial security. I also own a
- 18:49Speaker 4: mortgage breaking business, and I know that what don't you
- 18:52Speaker 4: own not my own soul, I having kindergarten, primary school,
- 18:58Speaker 4: my mortgage breaking business. Through that, I know that to
- 19:01Speaker 4: get alone with dependents is going to drop your borering capacity.
- 19:05Speaker 4: So I was like, I kind of want to secure
- 19:06Speaker 4: that before I have all these dependents.
- 19:08Speaker 2: That's good advice, that's solid.
- 19:10Speaker 4: I meant that I could borrow more money and get
- 19:12Speaker 4: the house.
- 19:12Speaker 2: That can it gives you kids back and then go
- 19:16Speaker 2: oh no.
- 19:16Speaker 4: Sorry, the kids didn't come up in the meeting with
- 19:18Speaker 4: the broker.
- 19:19Speaker 2: Sorry about that.
- 19:21Speaker 4: So I knew I wanted to do that. But for me,
- 19:22Speaker 4: I also wanted to have a pretty healthy emergency fund
- 19:25Speaker 4: because you never know what's going to happen, and kids
- 19:27Speaker 4: are expensive, and birth is expensive or it can be
- 19:30Speaker 4: quite expensive, and you just never know. And like for me,
- 19:34Speaker 4: I wasn't sure whether I would take you know, two
- 19:37Speaker 4: weeks of maternity leave or I'd fall in love with
- 19:40Speaker 4: this stay at home monthing and need to take twelve months.
- 19:43Speaker 4: So we really had to plan financially to go with
- 19:46Speaker 4: this situation. Work with that because, as you guys know,
- 19:50Speaker 4: you could plan and then the baby comes you like,
- 19:53Speaker 4: this is nothing lack we expected.
- 19:55Speaker 2: Oh yes, yeah it's not.
- 19:56Speaker 4: This isn't what the box said.
- 19:58Speaker 3: There's also like this thing, this thing online about how
- 20:01Speaker 3: people were saying, this is how much it costs to
- 20:03Speaker 3: have a baby.
- 20:04Speaker 4: Yeah, I got savaged, Like I got sav So I
- 20:06Speaker 4: did a podcast on my experience, and I track everything.
- 20:10Speaker 4: You guys know, I had a spreadsheet, like you know,
- 20:14Speaker 4: I have a line item of how much I spent
- 20:16Speaker 4: on Gaviscon while I was pregnant. How much it was
- 20:20Speaker 4: like three hundred and eighty something. Yeah, there was a
- 20:24Speaker 4: lot of Gaviscon. But that's fine. Heartburn, Yeah, it's a heartburn.
- 20:28Speaker 2: And REFO.
- 20:29Speaker 1: Please tell me they ended up like sponsoring your podcast.
- 20:32Speaker 4: You know, they didn't call MEMI.
- 20:37Speaker 2: Yeah.
- 20:38Speaker 4: I worked hard with that and fruit Tingles they kept
- 20:41Speaker 4: to be in business. But it's one of those things
- 20:43Speaker 4: that you just can't predict. One what that pregnancy is
- 20:46Speaker 4: going to cost, and it could be really low cost.
- 20:49Speaker 4: You could go through the public system, which in Australia
- 20:51Speaker 4: is incredible, or like me, I was like, oh, I
- 20:54Speaker 4: have private health. I want to go through this, but
- 20:55Speaker 4: like I didn't know how much that would cost. And
- 20:58Speaker 4: I was a financial advisor, but I didn't realize that.
- 21:01Speaker 4: I don't know if it's different in Sydney, but like
- 21:03Speaker 4: we had to pay our obstetric out of pocket that
- 21:06Speaker 4: was like ten grand, and then on top of that
- 21:08Speaker 4: you have the excess for the hospital, and then the
- 21:10Speaker 4: scans on top of that, because it wasn't public, were
- 21:13Speaker 4: like four hundred and fifty dollars each and like you
- 21:15Speaker 4: get what's seventy dollars back of that And so for us,
- 21:18Speaker 4: pregnancy really added up. And I'm very grateful that we
- 21:22Speaker 4: had the capacity to pay for that. But at the
- 21:24Speaker 4: same time, I'm like, does everybody do this? How are
- 21:26Speaker 4: you guys budgeting for this? Because like this is insane
- 21:29Speaker 4: to me and I'm not complaining, but I'm also like,
- 21:32Speaker 4: we need to be better at planning financially because you
- 21:36Speaker 4: don't have to do it the way I did.
- 21:38Speaker 2: It.
- 21:38Speaker 4: Wouldn't it be nice that if something's hitting the fan,
- 21:40Speaker 4: you have the cash flow available to go. I'd have
- 21:43Speaker 4: a lot more peace of mind if we went and
- 21:45Speaker 4: just got another ultrasound, Like I'd just be able to
- 21:47Speaker 4: sit better at night. And I'd want people to have
- 21:49Speaker 4: that flexibility.
- 21:50Speaker 3: A lot of people that can't afford to do that
- 21:52Speaker 3: and they're not aware of.
- 21:54Speaker 4: Yeah, you just don't know your options either if you
- 21:56Speaker 4: don't do enough research into your finances, because the more
- 21:59Speaker 4: you research into what would this cost, you're like, oh,
- 22:02Speaker 4: that cost came out. I didn't realize that might be
- 22:04Speaker 4: part of it, And why do I have this? And
- 22:06Speaker 4: it's kind of like working backwards.
- 22:07Speaker 3: Don't know if there's any other complications that happened after
- 22:10Speaker 3: birth as well. It's kind of like we've just spent
- 22:12Speaker 3: all this money trying to do things the safest and
- 22:16Speaker 3: the most a peace of mind, but then anything could happened.
- 22:19Speaker 4: Right, you can't control it, and like, that's exactly what happened.
- 22:21Speaker 4: I was so hippie dippy. I spent so much money
- 22:24Speaker 4: on at cupuncture in the lead up to birth, and
- 22:27Speaker 4: I saw this gorgeous birth physio. She was a midwife
- 22:30Speaker 4: and a physio, and we did all of these like
- 22:32Speaker 4: opening up your hips, massages and stuff, and it ended
- 22:35Speaker 4: up in an emergency Cisian money.
- 22:38Speaker 1: Well, of course our birth plan goes out the windows.
- 22:44Speaker 4: Who we don't know her.
- 22:46Speaker 1: We want to talk about your pregnancies, yes, and we
- 22:50Speaker 1: spoke before we started recording about your miscarriage.
- 22:53Speaker 2: Yes.
- 22:54Speaker 1: And I want to know what was it like leading
- 22:57Speaker 1: up to your first miscarriage after you have been pregnant?
- 23:01Speaker 1: Was it twelve weeks?
- 23:02Speaker 4: Yeah? So we lost our first pregnancy at ten weeks
- 23:06Speaker 4: and we lost our second pregnancy at twelve weeks and
- 23:09Speaker 4: we still don't know why. So like there's obviously no
- 23:13Speaker 4: reason why, but like, let's be honest, it was really shit.
- 23:17Speaker 4: It was shit for me, It was shit for my
- 23:19Speaker 4: husband the first time though. I don't know how much
- 23:22Speaker 4: do you want me to get into it, but like
- 23:24Speaker 4: I found out that I was miscarrying because I was bleeding,
- 23:26Speaker 4: and that's obviously a really stressful period of time. I
- 23:30Speaker 4: was so excited though, because like I'd want a baby's
- 23:32Speaker 4: for so long found out I was pregnant. I told everybody,
- 23:34Speaker 4: like I had told every Mannites dog like I can't
- 23:37Speaker 4: keep a secret to save my life. So if you've
- 23:39Speaker 4: got them, don't tell them to me because I will yap.
- 23:43Speaker 4: I just come on, I'm just so excited about it.
- 23:45Speaker 1: How long have you been trying for before you?
- 23:48Speaker 4: We were really lucky. We got pregnant really quickly. So
- 23:51Speaker 4: our first pregnancy, it turns out when I went on
- 23:53Speaker 4: my honeymoon, which was we got married and then there
- 23:56Speaker 4: was a few weeks and then we went on a
- 23:58Speaker 4: honeymoon because work life balance, it's out the window. It
- 24:01Speaker 4: turns out we tried on our honeymoon, but I was
- 24:04Speaker 4: actually already pregnant, so that was really good.
- 24:07Speaker 2: So we had go before then.
- 24:08Speaker 4: Yeah, what a man, well done, Steve Gold. So that
- 24:14Speaker 4: that was really surprising because I for my whole life
- 24:17Speaker 4: had period issues and like you know, lots of like
- 24:21Speaker 4: women issues. That meant I just assumed it was going
- 24:24Speaker 4: to be really hard, and it happened really quickly, and
- 24:27Speaker 4: I was like, wow, this is magic, this is really cool.
- 24:29Speaker 4: I was a bit anxious because I hadn't started like
- 24:31Speaker 4: taking the prenatles and stuff, and like you want to
- 24:33Speaker 4: do all of the right things, and so yeah, I
- 24:36Speaker 4: went to a work event and found that I was bleeding.
- 24:40Speaker 1: And was like, oh, did you feel.
- 24:42Speaker 4: No, I felt fine, like everything was hunky dory. I
- 24:45Speaker 4: did have pretty bad morning sickness, but like in my
- 24:47Speaker 4: head that was like a good thing, right, like that's
- 24:49Speaker 4: a sign of a sticky good pregnancy. And yeah, I
- 24:52Speaker 4: was bleeding and did a bit of googling and had
- 24:54Speaker 4: convinced myself that was actually okay because it was only
- 24:56Speaker 4: a little bit. And then I went home and it
- 24:58Speaker 4: just got worse and worse. I ended up in emergency
- 25:01Speaker 4: with my husband, and yeah, they let us know that
- 25:04Speaker 4: that wasn't viable. And then that in itself is a
- 25:07Speaker 4: bit of a circus because you get there and I
- 25:10Speaker 4: at that point I knew what was happening, like, you
- 25:14Speaker 4: can't that amount of blood, that amount of blood, that situation,
- 25:17Speaker 4: like it was stressful because emergency. Obviously, I'm not gushing
- 25:23Speaker 4: blood out of my arm. I don't need stitches. I'm
- 25:25Speaker 4: not the priority. I get it, but like your baby,
- 25:28Speaker 4: at that point, nothing could feel more urgent. So it
- 25:31Speaker 4: just felt like they were moving at snail's pace. And
- 25:34Speaker 4: then they lost my blood work three times, and so
- 25:38Speaker 4: like we'd gone into emergency straight after my work events.
- 25:41Speaker 4: So I was like, maybe they're from two pm till
- 25:43Speaker 4: five am, and they kept losing the blood work, and
- 25:46Speaker 4: I kept saying, I know what's happening. Can I just
- 25:48Speaker 4: go home? And they were like, no, I'm really sorry.
- 25:51Speaker 4: We need to actually like make sure this isn't an
- 25:53Speaker 4: ectopic pregnancy, because if it is, we need to do
- 25:56Speaker 4: surgery and all of that other stuff. So you're just
- 25:58Speaker 4: sitting in limbo in an emergency with some dude beside
- 26:02Speaker 4: you complaining about his toe and you're just like, this
- 26:05Speaker 4: is not the moment. So that happened, and it was
- 26:09Speaker 4: really bad because I came home and then had to
- 26:13Speaker 4: tell everybody that had happened and it wasn't. I'm the
- 26:17Speaker 4: type of person where, yeah, that was devastating. I was
- 26:19Speaker 4: so upset, But I'm also really pragmatic. If it's not
- 26:22Speaker 4: meant to be, it's not meant to be. And I'm
- 26:24Speaker 4: a bit hippie dippy, so I'm very much okay, cool,
- 26:27Speaker 4: like I have a sudden Harvey now, and I'm very
- 26:29Speaker 4: much of the opinion that his little soul was destined
- 26:32Speaker 4: for me and those other previous babies they had the
- 26:34Speaker 4: same soul that body just didn't work, and that really
- 26:37Speaker 4: has helped me be like, no, like in the moment
- 26:40Speaker 4: it feels like your world is ending. But now I'm
- 26:42Speaker 4: like okay, cool, Like that was just part of the
- 26:43Speaker 4: journey for me to get Harvey Like, it's not good,
- 26:47Speaker 4: but that's part of the journey, right.
- 26:49Speaker 1: I try and remember we had a really similar scenario.
- 26:53Speaker 1: Laura miscarried in a similar way that she found out
- 26:57Speaker 1: by bleeding and it didn't stop. Kind of thing back
- 27:01Speaker 1: to how we managed the emotional whiplash of thinking you're
- 27:05Speaker 1: pregnant one second and then finding you lost over the next.
- 27:08Speaker 1: And it's like all your.
- 27:08Speaker 4: Hopes and dreams have been wished, Like I've just been
- 27:11Speaker 4: ripped away.
- 27:11Speaker 1: Yeah, you can't help, but imagine, you know, life as
- 27:15Speaker 1: a parent, you know, like changing your baby's nappy, like
- 27:17Speaker 1: going to the park. You know, as you're you know,
- 27:18Speaker 1: thinking about as pregnancy, you look at other families and
- 27:20Speaker 1: everything around you is just all baby, baby, baby. Yeah,
- 27:23Speaker 1: how do you digest the news?
- 27:26Speaker 4: I gas lipped myself a lot, so I was like,
- 27:30Speaker 4: it's fine, these things happen. It's one in four, like
- 27:33Speaker 4: all of that stuff that you hear. I didn't really
- 27:35Speaker 4: know anybody with it. When I started to share that
- 27:38Speaker 4: I had been through it, though, people would be like, oh,
- 27:40Speaker 4: us too. I'd be like, sorry, what, yeah, what I mean, Like,
- 27:43Speaker 4: you know, i'd talk to someone like you, Matt, and
- 27:45Speaker 4: you'd be like, yeah, we went through that. I'd be
- 27:46Speaker 4: like sorry, what like when? How? Like what happened? What
- 27:50Speaker 4: did you do? And so it was nice to talk
- 27:53Speaker 4: about it. I did feel awkward talking about it because, like,
- 27:55Speaker 4: you know, I might bop on into a podcast recording
- 27:58Speaker 4: with someone and haven't seen you guys in ages, and
- 28:00Speaker 4: you might go, how's the pregnancy, And I'd have to
- 28:02Speaker 4: be like, oh, I'm going to make this really awkward
- 28:06Speaker 4: for you, and I think that I'm one of those
- 28:07Speaker 4: people I don't want to make it awkward for I'd
- 28:10Speaker 4: be like, I'm really sorry, but I'm okay. But also,
- 28:13Speaker 4: this happened, and that was I hated delivering the news
- 28:17Speaker 4: that it wasn't there, which is why I waited with
- 28:20Speaker 4: my second and then third pregnancy so long to tell people.
- 28:23Speaker 4: Not because I was waiting for that twelve weeks, but
- 28:25Speaker 4: I just I didn't want to tell someone something to
- 28:28Speaker 4: then have to make it awkward to bring it back up.
- 28:31Speaker 4: I don't know, it was. It was an interesting period
- 28:34Speaker 4: of time, but I definitely gas liped myself into being like,
- 28:37Speaker 4: it's fine, this happens a lot. I was heartbroken, but
- 28:40Speaker 4: like I probably didn't process it the way that I would,
- 28:43Speaker 4: which is why the second time it happened it was
- 28:45Speaker 4: way worse.
- 28:46Speaker 3: After that, the thought of falling pregnant again, the anxiety.
- 28:49Speaker 4: Rose so stressed and I'm really lucky I get pregnant
- 28:52Speaker 4: very quickly, which is so nice, and so many people
- 28:55Speaker 4: struggle with that, and that made me feel guilty again
- 28:58Speaker 4: because I was like, this is you know, that's the
- 29:01Speaker 4: easy bit for me, and so many people struggle, and
- 29:03Speaker 4: we all struggle with different things. But I remember getting
- 29:07Speaker 4: pregnant probably the month after our miscarriage, and it was
- 29:10Speaker 4: an accident. We weren't not trying. We knew we wanted babies,
- 29:14Speaker 4: but I just didn't think it would happen that quickly.
- 29:17Speaker 4: And then I found out I was pregnant and I
- 29:18Speaker 4: was elated but terrified, Like I just cried for like
- 29:22Speaker 4: three days because I was so scared of what would happen.
- 29:25Speaker 4: And I called my doctor. I was like, what can
- 29:27Speaker 4: I do? How can I make it sticky? Like what
- 29:29Speaker 4: how do I not lose this baby? And he was
- 29:31Speaker 4: just have the same morning sickness again same thing. That's
- 29:33Speaker 4: how I found out because I felt really off and
- 29:35Speaker 4: I was like, we haven't tried yet, and so felt
- 29:39Speaker 4: really off and took a pregnancy test, elated, bit terrified,
- 29:43Speaker 4: and my doctor was like, no, like it's so rare
- 29:46Speaker 4: for it to happen a second time, like less than
- 29:48Speaker 4: one percent of people experience recurrent this carriage. And I'm like, okay,
- 29:52Speaker 4: all right, Like that that made me feel a little
- 29:54Speaker 4: bit better. I wasn't as anxious as my third pregnancy,
- 29:57Speaker 4: but like this second one fine was going. So we
- 30:00Speaker 4: like because we'd had a loss, we'd booked in really
- 30:03Speaker 4: early with our obstetrician, and I had like a six
- 30:05Speaker 4: week scan, an eight week scan, a ten weeks like
- 30:08Speaker 4: and I got to see this baby all the time.
- 30:10Speaker 4: And then we went to our twelve week scan and
- 30:12Speaker 4: she had to say, I'm really sorry, but there's no
- 30:15Speaker 4: heartbeat and fack, I had a missed miscarriage, which is
- 30:19Speaker 4: where you don't know that you're not pregnant anymore, and
- 30:23Speaker 4: the baby passed away, and so whipped down to the
- 30:27Speaker 4: hall or we whipped down the hallway to another like
- 30:31Speaker 4: ultrasound clinic because they have to like double check and
- 30:33Speaker 4: make sure that the first one was right, and they
- 30:36Speaker 4: confirmed it and they said, you can go home. I
- 30:39Speaker 4: said what I said, you can go home, like and
- 30:41Speaker 4: see if you naturally miscarrie. We'll call you in a
- 30:45Speaker 4: couple of days and see how you're going. I mean,
- 30:47Speaker 4: my OB was very empathetic, she was very kind. But
- 30:50Speaker 4: you're like, what do you mean I just go home?
- 30:52Speaker 4: You just told me that I'm not pregnant anymore. I'm
- 30:56Speaker 4: still so full of morning sickness. I'm so like, what
- 30:59Speaker 4: do you mean I feel pregnant? Like, okay, so go
- 31:02Speaker 4: home and I wait and I wait and nothing happened.
- 31:05Speaker 4: Should call every day and be like, how are you feeling?
- 31:07Speaker 4: Has anything happened? And I'd be like no, because in
- 31:10Speaker 4: a lot of those situations and OB will pick it up,
- 31:13Speaker 4: or your doctor will pick it up, and then you
- 31:15Speaker 4: will just start bleeding at home and like things will
- 31:18Speaker 4: progress naturally. It didn't for me, and so I had
- 31:21Speaker 4: to go in for a DNC and like going to
- 31:23Speaker 4: hospital do all of that?
- 31:25Speaker 1: What's a d and sorry, so.
- 31:26Speaker 4: It's a I can't even remember. It's something in curatedge.
- 31:29Speaker 4: It's basically where they perform a medical procedure to remove
- 31:34Speaker 4: the baby and like all of which is really stressful
- 31:37Speaker 4: because obviously no one wants to go through that. In
- 31:40Speaker 4: addition to that, you've got all of this doubt. What
- 31:42Speaker 4: if they're wrong, What if I'm going into this surgery,
- 31:45Speaker 4: Like this surgery is real final, like they're going to
- 31:47Speaker 4: take the baby out. What if they were wrong and
- 31:49Speaker 4: they just couldn't see that? So the anxiety of going
- 31:52Speaker 4: into that was really awful. And I just remember that's
- 31:58Speaker 4: when I really I wasn't as anxious that pregnancy because
- 32:02Speaker 4: I was, like my doctor said, it was only one
- 32:03Speaker 4: percent chance. But the idea of getting pregnant a third time, yeah,
- 32:07Speaker 4: that wasn't very fun.
- 32:11Speaker 1: When you were in recovery following your second miscarriage. I'm
- 32:16Speaker 1: assuming there's no silver bullet to something that you would
- 32:19Speaker 1: do to try and make the situation easier for yourself
- 32:22Speaker 1: and for your partner. But do you remember, was there
- 32:24Speaker 1: anything that that really helped you? Oh?
- 32:27Speaker 4: My god, yes, it was the nurse. I was actually
- 32:30Speaker 4: telling Zara, my assist, about this literally yesterday. We're grilled
- 32:34Speaker 4: obviously talking about my miscarriage, which is very normal for
- 32:37Speaker 4: me as you do as you do, and I remember
- 32:39Speaker 4: it didn't really hit me, like you go through the motions, right,
- 32:42Speaker 4: like a doctor tells you you're going to go into hospital.
- 32:44Speaker 4: This time, you go in your check in whatever, real clinical,
- 32:47Speaker 4: like I'm not crying or anything, I'm not upset. Wasn't
- 32:49Speaker 4: until they started going, all right, we're going to take
- 32:52Speaker 4: you down to surgery, and they like put the sides
- 32:54Speaker 4: of the bed up, and I was hysterical, like I
- 32:57Speaker 4: it was uncontrollable. And there was this gorgeous nurse and
- 33:01Speaker 4: she like grabbed my hand and was stroking my hand
- 33:03Speaker 4: and she's like, I will just be here because my
- 33:07Speaker 4: husband couldn't come into surgery with me and so like
- 33:09Speaker 4: he walked all the way. But anyway, she was holding
- 33:12Speaker 4: my hand and she was stroking it and being like, oh,
- 33:14Speaker 4: it's okay. I've been here and it gets better. I
- 33:16Speaker 4: promised it's okay. And she was like the most wholesome
- 33:19Speaker 4: person in the entire world. And I just remember it
- 33:21Speaker 4: was like I don't need you to tell me I'm
- 33:23Speaker 4: going to be okay. But the empathy of somebody just
- 33:27Speaker 4: being like this really fucking shit, I'm really sorry, you
- 33:30Speaker 4: are making the right decision, like it like just validating
- 33:33Speaker 4: what I'm going through like, I don't need someone to go.
- 33:35Speaker 4: We went through that, and what happened was and like,
- 33:38Speaker 4: I just don't have the mental capacity for that right now,
- 33:40Speaker 4: but could you kind of just coddle me and make
- 33:43Speaker 4: sure that I feel so cared about? And she did,
- 33:47Speaker 4: and in a very full circle moment, I ended up
- 33:49Speaker 4: having an emergency cesarian at the same hospital that I
- 33:53Speaker 4: had my DNC performed at. And I again was quite
- 33:58Speaker 4: upset because I had this like natural birth plan right
- 34:00Speaker 4: like I was going to I was going to a
- 34:03Speaker 4: raw dog birth. I was gonna be the best birthing
- 34:08Speaker 4: lady ever. And I was just really upset that I
- 34:11Speaker 4: was going down into this emergency cesarean. I felt really
- 34:15Speaker 4: out of control, and as you have probably learned, I
- 34:17Speaker 4: don't like being out of control. That was not a
- 34:19Speaker 4: situation I loved. And the same woman I lost it,
- 34:23Speaker 4: I lost it like.
- 34:25Speaker 1: I would she remember you?
- 34:26Speaker 2: Yeah?
- 34:27Speaker 4: Yeah? And I saw her. And when you're going into
- 34:30Speaker 4: a cesarean, I don't know how it works at other hospitals,
- 34:32Speaker 4: but you get you get like taken into the surgery
- 34:36Speaker 4: and they say to your husband or your your birthday partner,
- 34:38Speaker 4: wait out there, We're just going to get everything set up,
- 34:41Speaker 4: and they they move you onto the bed and like
- 34:43Speaker 4: get the little hit one too. Yeah, so you can
- 34:47Speaker 4: hear that, but you can't see me and my We
- 34:49Speaker 4: separated for a bit and then you get invited back
- 34:51Speaker 4: into the room once everything's ready for us.
- 34:53Speaker 2: They dropped my wife. That's because I heard you.
- 34:57Speaker 1: Look after itsh.
- 34:59Speaker 4: Alright, you can get yes. Steve comes back in. I'm
- 35:05Speaker 4: hysterical because I'm just like this is meant to be. Like,
- 35:08Speaker 4: there's this beautiful woman and she helped my hand again
- 35:12Speaker 4: while I had Harvey, which was really cool, but that
- 35:14Speaker 4: felt really full, so cool.
- 35:16Speaker 1: That was fucking crazy. That's also amazing that she remembered
- 35:20Speaker 1: you because our midwife I saw her at the shops
- 35:23Speaker 1: maybe like a few months after we've given birth, and
- 35:25Speaker 1: I was like hey, and she didn't have any idea.
- 35:29Speaker 1: I was like, that's right, she must do that every day.
- 35:33Speaker 4: My husband did humble me after because I was like,
- 35:35Speaker 4: oh my god, it was amazing. I need to find
- 35:37Speaker 4: out her name, Rah Rah And he's like, how did
- 35:40Speaker 4: you remember you? You must have been real hysterics.
- 35:44Speaker 1: Thanks, funny, amazing, Like just just the anxiety with Harvey
- 35:50Speaker 1: of just like trying to make sure that nothing was
- 35:52Speaker 1: going to go wrong. But it's so out of your control,
- 35:54Speaker 1: is just so freaking scary.
- 35:56Speaker 4: It's terrifying. And I just kept in my head during
- 35:59Speaker 4: her pregnancy, which for our third pregnancy, our obstetrician recommended
- 36:05Speaker 4: that I started taking progesterone and like a few other
- 36:08Speaker 4: things to hopefully help. And I don't know if it worked,
- 36:10Speaker 4: but that pregnancy worked. So like the second I find
- 36:12Speaker 4: out I'm pregnant again, one day, I will be running
- 36:15Speaker 4: for the progesterone because in my head that worked. But
- 36:18Speaker 4: I remember thinking that milestones were going to help my
- 36:23Speaker 4: mental health. So I'd be like, right, once we hit
- 36:25Speaker 4: twelve weeks and we'd get to that scan and it's
- 36:27Speaker 4: all good, but it's going to be fine, And then
- 36:30Speaker 4: it wasn't, and I was so anxious. And I don't
- 36:33Speaker 4: believe that I enjoyed that pregnancy at all, because every
- 36:36Speaker 4: time I thought about it, I was anxious. I ended
- 36:38Speaker 4: up with preclampsia, so I was calling the hospital every
- 36:41Speaker 4: year with my blood pressure and just like it was
- 36:44Speaker 4: just a bit of an experience. But I remember fourteen weeks.
- 36:47Speaker 4: I was like, surely at fourteen weeks, because like that's
- 36:48Speaker 4: pretty legit.
- 36:49Speaker 1: Yeah, I'll be fine.
- 36:50Speaker 4: No, maybe twenty weeks, maybe when you hit halfway. No, oh,
- 36:54Speaker 4: maybe when I hit twenty three and like I reached that,
- 36:56Speaker 4: you know, they say it's viable, a viable pregnant. Maybe
- 36:59Speaker 4: that will make me feel good because if something happens,
- 37:01Speaker 4: like they will go into like I see your like
- 37:04Speaker 4: neo natal care or whatever.
- 37:07Speaker 2: Nothing helped.
- 37:08Speaker 4: It was when I had him in my arms and
- 37:10Speaker 4: I'm like, we actually did it, like we didn't mess
- 37:13Speaker 4: it up, Like what.
- 37:14Speaker 1: Do you mean?
- 37:15Speaker 4: That was when I started to be like, oh, this
- 37:18Speaker 4: is really real. But it did feel quite abstract because
- 37:22Speaker 4: I think you also go into protecting yourself a little
- 37:25Speaker 4: bit by being like I'm going to distance myself from
- 37:27Speaker 4: this baby a little bit, which then made me stressed.
- 37:30Speaker 4: I'm like, am I not forming the right bond with
- 37:32Speaker 4: this baby? And so it was an experience, I suppose.
- 37:35Speaker 1: And then what was the newborn phase? Like, I mean,
- 37:37Speaker 1: you're kind of almost still in a newborn phase because
- 37:40Speaker 1: you're eight months.
- 37:41Speaker 4: Now, which is wild. He's such a chunky boy, Like
- 37:44Speaker 4: he's like thirteen kilos.
- 37:46Speaker 3: At eight months, with my kid's like five and a half.
- 37:49Speaker 2: Anyways, like fifteen, I can't.
- 37:51Speaker 4: I can't. He's so big. He's in like eighteen month
- 37:54Speaker 4: old clothing. At eight, he's like a little good show
- 37:56Speaker 4: your photo.
- 37:57Speaker 1: His little It's a bit of a flex when you
- 37:59Speaker 1: get a big kid.
- 38:02Speaker 4: I can't put him in his carrier. I look novel
- 38:04Speaker 4: carrying him like, oh, I like getting him in and
- 38:08Speaker 4: out of the car.
- 38:08Speaker 1: I'm like with any parts that you found really difficult.
- 38:13Speaker 4: A few. I think going from being so career orientated
- 38:18Speaker 4: to being a mum where I'm home all the time,
- 38:22Speaker 4: I really struggled with because I felt like, what am
- 38:24Speaker 4: I meant to do with my hands when he's asleep,
- 38:26Speaker 4: Like I'm what am I supposed to do? I also
- 38:29Speaker 4: really struggled with breastfeeding that never worked for me from
- 38:33Speaker 4: being in the hospital. It was painful, it was hard.
- 38:36Speaker 4: My son had a tongue tie that we ultimately had
- 38:39Speaker 4: to get cut, which was okay, but then once he
- 38:41Speaker 4: was feeding properly, I think it was a bit too late.
- 38:45Speaker 4: So I went on the medication to increase my milk supply,
- 38:47Speaker 4: and all that did was make me put on seven kilos,
- 38:51Speaker 4: which didn't impact my mental health at all. But it's
- 38:56Speaker 4: one of those things that that didn't work, but I
- 38:58Speaker 4: was so like, I had to breastfeed, like I have to.
- 39:01Speaker 1: Why.
- 39:02Speaker 4: I don't know, there's so much pressure. But I'm a
- 39:05Speaker 4: really logical person. So if you came to me and
- 39:07Speaker 4: said I'm struggling breastfeeding, first thing I do is be like,
- 39:09Speaker 4: you know, you could just use formula. But then the
- 39:12Speaker 4: pressure you put on yourself to like be this stereotypical mum,
- 39:17Speaker 4: You're just like, but I have to. I have to try.
- 39:20Speaker 4: And so I was trying and trying, and I was crying,
- 39:22Speaker 4: my boobs were cracked. My song was, you know, not
- 39:25Speaker 4: putting on wag. The maternal health nurse was consistently like, hey,
- 39:30Speaker 4: like we need to do formula top ups and I
- 39:32Speaker 4: was like, okay, we can, but like, I'm trying so hard,
- 39:36Speaker 4: and I was like doing what's called triple feeding, where
- 39:39Speaker 4: you like feed the baby from the breast, you then
- 39:41Speaker 4: feed them with a bottle and pump, and it killed me,
- 39:45Speaker 4: Like it was a circus. I feel like, once I
- 39:47Speaker 4: finished that and put him to sleep, I was cleaning
- 39:50Speaker 4: pumps and bottles and then going back to do it
- 39:52Speaker 4: again around the clock, and it just my milk supply
- 39:55Speaker 4: never increased, and I think that pressure to breastfeed, and
- 40:00Speaker 4: it's so easy for so many women in my mother's group,
- 40:02Speaker 4: and I remember looking at them being like, oh, I
- 40:06Speaker 4: felt I felt bad pulling a formula bottle out of
- 40:10Speaker 4: the pram and like you shouldn't.
- 40:12Speaker 2: No, no, And.
- 40:14Speaker 4: Now he's one hundred percent formula and we've never been
- 40:16Speaker 4: happier and what the hell was that?
- 40:21Speaker 3: It's crazy this, Yeah, the expectation. I think that that
- 40:27Speaker 3: mum was put on themselves, Like you were saying, like,
- 40:29Speaker 3: if someone came to you and said my baby's not
- 40:31Speaker 3: not latching, you'd be like, just try some formula. And
- 40:33Speaker 3: it's so easy to just say that, And I get that, yeah,
- 40:37Speaker 3: probably have other moms that when you were struggling, you
- 40:40Speaker 3: were like actually really struggling mentally with the whole thing.
- 40:42Speaker 1: And it's mental.
- 40:44Speaker 4: Yeah, it's the mental thing. It's not even like, yeah,
- 40:46Speaker 4: breastfeeding physically wasn't happening, well, but it's the pressure. It's
- 40:50Speaker 4: the anxiety, it's the feeling like a ship mom. And
- 40:55Speaker 4: does that make your shit mom? Absolutely not, absolutely not,
- 40:59Speaker 4: And like I'm a better mum now my baby is
- 41:02Speaker 4: on formula because he is happy, he is healthy, he
- 41:05Speaker 4: is thriving and so am I like, that's the ultimate outcome,
- 41:09Speaker 4: So next baby, I'll give it a crack. Sure, because
- 41:13Speaker 4: I actually enjoyed the active breastfeeding. It was really nice
- 41:17Speaker 4: to form that bond. But once Harvey hit six months,
- 41:21Speaker 4: I was still trying to breastfeed him. In six months
- 41:24Speaker 4: and he was feeding morning and night, and I felt
- 41:26Speaker 4: like that was a good bonding time, but also we
- 41:29Speaker 4: were definitely still topping him up with formula. He got
- 41:32Speaker 4: teeth and was like, hey, hey, I'm going to bite you,
- 41:36Speaker 4: and I was like.
- 41:37Speaker 2: Do you know what I think actually done?
- 41:39Speaker 4: You didn't pass your six month probation, so we're just
- 41:42Speaker 4: going to cancel this role and move on.
- 41:45Speaker 1: The only part that I didn't like about the fact
- 41:48Speaker 1: that both our kids started bottlefeeding pretty early on was
- 41:51Speaker 1: the fact that I had to do the feeds at
- 41:54Speaker 1: nighttime with Laura. And up until that point, when Laura
- 41:57Speaker 1: was breastfeeding, I had a pretty clean run. Yeah, So
- 42:01Speaker 1: when Laura was like, I think we're going to do formula,
- 42:03Speaker 1: I was like, that's totally fine.
- 42:07Speaker 4: My husband took it like a champ. He was just like, oh,
- 42:10Speaker 4: I'll do all of that. Like I feel like.
- 42:12Speaker 2: I've lucked down the green flag.
- 42:14Speaker 1: That's also that's also what I said.
- 42:17Speaker 4: Like my husband walked the walk mat and do you
- 42:21Speaker 4: know what this is? Such a flex. I was talking
- 42:24Speaker 4: on the plane on the way here to one of
- 42:26Speaker 4: my team members and I said, do you know how
- 42:29Speaker 4: cool it is that I just got up really early
- 42:31Speaker 4: this morning? I got on a plane. I'm coming to Sydney.
- 42:35Speaker 4: I have an eight month old baby, and I didn't
- 42:36Speaker 4: feel the need at all to leave my husband any instructions.
- 42:39Speaker 2: Wow, I just knew.
- 42:41Speaker 4: He knew.
- 42:41Speaker 2: Does he not know the bar is that low? He's
- 42:43Speaker 2: just like, wow, man, we need to have a chat
- 42:47Speaker 2: to hear. We need to talk to this girl.
- 42:49Speaker 1: It's the green flags. They lived up to their expectations.
- 42:53Speaker 4: They did, and I feel like that was actually something
- 42:55Speaker 4: that was important to me dating and like finding a
- 42:58Speaker 4: life partner. I did want a good dad. I was
- 43:02Speaker 4: always like, I want to marry a good d I
- 43:04Speaker 4: had a good dad. Babies deserve that. And you know,
- 43:07Speaker 4: sometimes you can't pick it, and sometimes the person that
- 43:10Speaker 4: you think you're marrying ends up not being the person
- 43:12Speaker 4: that you're marrying. Like there's so many different situations, but like, goddamn,
- 43:16Speaker 4: am I so grateful that it actually worked out.
- 43:19Speaker 1: I should celebrate that behavior because jokes aside, that's that
- 43:23Speaker 1: is how dads should be behaving. It shouldn't be nonomally
- 43:26Speaker 1: to have a dad like that.
- 43:26Speaker 4: Yeah, sure, but I remember being like, I should be
- 43:30Speaker 4: celebrating because like, this is not what society has said
- 43:34Speaker 4: is the expectation. Like I'm talking to other people that
- 43:37Speaker 4: I know and they're like, oh my god, I had
- 43:40Speaker 4: to leave frozen meals and I had to leave out
- 43:42Speaker 4: a list and they didn't even know where, you know
- 43:44Speaker 4: what the code was, a daycare drop off and all
- 43:46Speaker 4: of this other stuff. And I remember being.
- 43:48Speaker 3: Like, just honestly, from a bloke perspective, a lot of
- 43:54Speaker 3: blokes are useless.
- 43:55Speaker 4: Yeah, but like the other day, I had to ask
- 43:57Speaker 4: my husband. I was like, sorry, what was the and
- 44:00Speaker 4: a formula? Again, I'm buying it, like maybe I'm a ship.
- 44:05Speaker 4: What one was it? And he's like it's a Lula Advance,
- 44:08Speaker 4: not gold And I was like, oh, yeah, totally, I
- 44:12Speaker 4: get it.
- 44:14Speaker 1: I do want to ask you about We've spoken about
- 44:16Speaker 1: some of your dating rules. You do have some other
- 44:19Speaker 1: rules that I'm going to bring up and just get
- 44:21Speaker 1: your position.
- 44:22Speaker 4: Not everybody likes my rules.
- 44:23Speaker 2: I love it.
- 44:24Speaker 4: The Internet doesn't seem to like my rules, but I
- 44:26Speaker 4: think you guys.
- 44:27Speaker 3: Will, Okay, this is specifically for you born stage.
- 44:31Speaker 4: I feel like we need to give a little bit
- 44:32Speaker 4: of context because it makes me one. I feel like
- 44:36Speaker 4: I'm justifying myself, but also it does make me seem
- 44:40Speaker 4: a little bit more de Lulu, and I think that
- 44:41Speaker 4: works for you.
- 44:42Speaker 1: You have got yourself Hippi dippy at least four times
- 44:44Speaker 1: so fast that it is true.
- 44:46Speaker 2: I was told that.
- 44:48Speaker 4: Not only are these rules, but this is a set
- 44:50Speaker 4: of rules that I sent out to all of my
- 44:52Speaker 4: friends and family before I even had the baby.
- 44:54Speaker 2: Oh before you had the baby.
- 44:56Speaker 4: The baby didn't even even Oh my gosh, the baby.
- 44:58Speaker 4: I hadn't been born yet.
- 45:00Speaker 2: Can I just give you the first one? Really quick? Hello,
- 45:02Speaker 2: family and friends.
- 45:03Speaker 1: I'll take on the first rule. Some of these are
- 45:06Speaker 1: very obvious.
- 45:07Speaker 4: I haven't seen this in a very very long time.
- 45:09Speaker 1: Let me refresh your memory. Rule Number one, please do
- 45:12Speaker 1: not kiss our baby on their face.
- 45:14Speaker 4: I feel like that's reasonable. I agree, like babies get sick,
- 45:18Speaker 4: they have really bad immune systems. I want to kiss
- 45:21Speaker 4: my baby all over my face. I get it. I
- 45:24Speaker 4: get it, too, true doating dads your newborns. Did you
- 45:29Speaker 4: want people kissing your baby on their face?
- 45:33Speaker 1: Well, our kids were COVID baby, it.
- 45:36Speaker 4: Must be nice.
- 45:40Speaker 2: She's got you there, so no one would have done.
- 45:43Speaker 3: That to correct Yeah, point taken for my second was
- 45:49Speaker 3: so we didn't have that problem.
- 45:50Speaker 2: But the first one I can't. I can't remember.
- 45:54Speaker 3: I think I don't think anyone did, maybe without me
- 45:57Speaker 3: knowing or seeing, but like looking at this and reading it, going,
- 46:01Speaker 3: that's so reasonable, especially with hsv RSV.
- 46:04Speaker 4: I want you to love my baby. I really do, totally,
- 46:07Speaker 4: but and I'm not don't but don't lick their face?
- 46:10Speaker 5: Yeah?
- 46:11Speaker 2: Yeah, yeah, that's to be weird. It's like Steve's that again.
- 46:16Speaker 4: Talk to my dog.
- 46:18Speaker 2: This one's also, I think, really reasonable.
- 46:20Speaker 3: If you're sick, could be sick, or have been around
- 46:22Speaker 3: someone who is sick, please reschedule you visit.
- 46:25Speaker 2: We can't wait to share our.
- 46:26Speaker 3: Baby with you, but also want to make sure they're
- 46:28Speaker 3: say totally fair.
- 46:29Speaker 4: Okay, okay, I think that's very reasonable. I feel like
- 46:33Speaker 4: not turning up when someone has a newborn and you're
- 46:36Speaker 4: potentially sick.
- 46:38Speaker 1: Did you have to turn anyone away? No?
- 46:40Speaker 4: I didn't, because do you know what. My family and
- 46:42Speaker 4: friends were incredibly respectful of the rules that I said.
- 46:45Speaker 3: Yeah, I think that one should be pretty common knowledge too,
- 46:47Speaker 3: Like if you if you're sick, you don't want to
- 46:49Speaker 3: go near a baby, so you.
- 46:51Speaker 4: Think that, but like common knowledge is not that common?
- 46:55Speaker 1: Well, this one is a crazy one.
- 46:57Speaker 4: Oh it's crazy.
- 46:58Speaker 1: Explain this one. Please wash your hands before picking up
- 47:00Speaker 1: the baby.
- 47:01Speaker 2: Definitely not I'm joking.
- 47:04Speaker 1: Sorry, all right.
- 47:06Speaker 4: Hold on, hold on, When you guys go to the bathroom,
- 47:08Speaker 4: do you wash your hands every time?
- 47:11Speaker 2: Bullshit, you're not in there with me.
- 47:16Speaker 4: Too quick. Men are too quick, many too.
- 47:18Speaker 2: Quick washing your hands.
- 47:21Speaker 1: You looked in the chap moving on.
- 47:25Speaker 2: Okay, I think this is also very reasonable too, thinking.
- 47:28Speaker 4: That they're reasonable. But I got savaged on the internet
- 47:30Speaker 4: because I got asked about this and I said, I'll
- 47:32Speaker 4: share the screenshots of my message no worries, and people
- 47:36Speaker 4: were like, you are controlling, you are weird.
- 47:39Speaker 1: Tell us which one if there was anyone in particular
- 47:42Speaker 1: that caused them, like the biggest controversy, I'm going.
- 47:45Speaker 2: To give you this one really quick.
- 47:46Speaker 3: Please don't post any photos of our baby online or
- 47:48Speaker 3: share them with others without act consent.
- 47:50Speaker 4: So we don't share any photos of Harvey online of
- 47:54Speaker 4: his face. Like I'll share pictures of us with our kid,
- 47:57Speaker 4: but I always put like an emoji or something over
- 47:59Speaker 4: his face. I just I don't want my baby online.
- 48:03Speaker 4: I'm not a mum content creator. I'm not a family
- 48:06Speaker 4: content creator. My husband is not part of like the
- 48:09Speaker 4: social media world. I just feel like that's us, that's
- 48:12Speaker 4: our that's my do I think other people should do it.
- 48:16Speaker 4: Not like I love seeing other people's baby.
- 48:21Speaker 2: I love it.
- 48:23Speaker 4: No better I love it. But like I'm a finance
- 48:25Speaker 4: content creator and I get and I mean you probably
- 48:29Speaker 4: do as parents as well, But like I get a
- 48:31Speaker 4: lot of bad feedback because I'm talking about like one
- 48:34Speaker 4: of those three sacred topics that you should never talk about,
- 48:36Speaker 4: and that's money. And so I just I don't know.
- 48:39Speaker 4: It just makes me uncomfortable.
- 48:41Speaker 2: Similar to me when I post my money, I put
- 48:43Speaker 2: an emoji over it.
- 48:44Speaker 4: Yeah, yeah, I have noticed that.
- 48:46Speaker 2: It's suitcase of money.
- 48:48Speaker 4: Like every time you take a selfie in the mirror
- 48:50Speaker 4: as you're leaving and you're like, oh sorry, I had
- 48:52Speaker 4: to put an emoji over that wallet.
- 48:55Speaker 1: Victoria, what about this one? No strong sense?
- 48:58Speaker 4: Yeah, you can't wear perfuc around a newborn. What is
- 49:01Speaker 4: that it marks up there like a little that links Africa.
- 49:05Speaker 4: That's the only one I allowed. That's the only one
- 49:08Speaker 4: I allowed. So babies are really really sensitive, so having
- 49:12Speaker 4: perfume on around them is actually really bad for their
- 49:15Speaker 4: little endocrime system. And during that period of time when
- 49:19Speaker 4: they are a newborn, they're trying to bond via smell
- 49:21Speaker 4: to their parents. So please don't get in the way
- 49:24Speaker 4: of that.
- 49:26Speaker 1: The last one hit, which the most controversial of all.
- 49:29Speaker 2: Okay, yes, this is going to be very controversial.
- 49:32Speaker 3: If you haven't had an up to date hooping cough vaccination,
- 49:35Speaker 3: please don't plan a visit before our babies at least
- 49:38Speaker 3: six weeks old.
- 49:39Speaker 1: I mean explain that one, Victoria.
- 49:42Speaker 4: I'm just so pro vaxed, you know, so hooping cough
- 49:46Speaker 4: can kill newborns, feel like I don't actually want that
- 49:53Speaker 4: to happen. And it turns out, yeah, it's wild, but
- 49:56Speaker 4: it turns out it's like semi avoidable. Like you could
- 49:59Speaker 4: just get vaccinated, and do I need you to get
- 50:01Speaker 4: a bat No, But like the trade off is you
- 50:03Speaker 4: can just meet our baby after their SCE.
- 50:05Speaker 2: You just wait and be patient. I think that's fat.
- 50:07Speaker 4: Yeah.
- 50:08Speaker 1: I think boundaries are very important, and I think it's
- 50:10Speaker 1: fucking great that.
- 50:11Speaker 4: You have been gets hilarious that I had to listen
- 50:14Speaker 4: to those back when I am a little bit unhinged.
- 50:15Speaker 3: Hey, no, I think like you was saying, some people
- 50:18Speaker 3: common knowledge is in that common like there's some of
- 50:21Speaker 3: those are on like the scent one.
- 50:22Speaker 4: I'm like, I see, I had no idea about this either.
- 50:26Speaker 4: And I had the privilege of having babies last in
- 50:30Speaker 4: our friendship group, so all of my friends had had that,
- 50:32Speaker 4: and I just remember along a long the time, you know,
- 50:36Speaker 4: a friend would be like, oh my god, such and
- 50:38Speaker 4: such as mum came and visited the baby and she
- 50:41Speaker 4: was covered in perfume and I was like what.
- 50:43Speaker 1: And she was looking at face.
- 50:46Speaker 4: I was like what, Yeah, so I was. I was
- 50:49Speaker 4: kind of like, oh, I didn't realize that I wouldn't
- 50:52Speaker 4: have done that. But also I didn't realize that was
- 50:54Speaker 4: actually an issue. So being able to see and learn
- 50:57Speaker 4: from their mistakes and set them up so I didn't
- 50:59Speaker 4: have to, you know, turn to my mum and be like,
- 51:02Speaker 4: I love your perfume, but can you not leave?
- 51:04Speaker 1: See, I guarantee, while it would have been a lot
- 51:06Speaker 1: of people who are online being like what is this?
- 51:08Speaker 1: There would have been even more people's screenshotting those rules
- 51:12Speaker 1: to use the.
- 51:13Speaker 4: People messaging and being like, I wish that I had
- 51:16Speaker 4: done the same thing. I didn't even think about it
- 51:18Speaker 4: or I didn't know, and I'm like, neither did I. I
- 51:20Speaker 4: just got to learn from all of my friends. Switches.
- 51:23Speaker 2: Can you sniff the baby?
- 51:24Speaker 4: You can sniff the baby?
- 51:26Speaker 1: Sniff feet?
- 51:28Speaker 2: Matt's walk in the street.
- 51:30Speaker 4: What is that? Why is it so good? Their feet?
- 51:34Speaker 4: Their head the top of it.
- 51:36Speaker 3: Yeah, I actually held a baby for the first time. Yeah,
- 51:39Speaker 3: I've actually picked the baby have my life. He must
- 51:41Speaker 3: be drunk, so good little drunk newborns.
- 51:49Speaker 1: Victoria. I do want to ask you to finance questions.
- 51:52Speaker 4: I love finance question and there may.
- 51:54Speaker 1: Not be answers to these questions. If there's not, tell
- 51:56Speaker 1: me to shut up. Yeah, but I'll try my luck.
- 51:58Speaker 1: Question number one, would you say is the biggest financial
- 52:02Speaker 1: mistake that parents make for their kids?
- 52:05Speaker 4: Oh, biggest financial mistake not investing in themselves. So like,
- 52:09Speaker 4: I think parents make the mistake of thinking that to
- 52:12Speaker 4: teach kids about money, they need to give their kids money,
- 52:15Speaker 4: Like money is hard at the moment, we're in the
- 52:16Speaker 4: middle of a cost of living crisis. Your kid does
- 52:18Speaker 4: not need. They don't need their own little pay packet
- 52:23Speaker 4: every week to manage. They need to see parents who
- 52:26Speaker 4: are role modeling good money behaviors, like they need to
- 52:29Speaker 4: see parents who are having open, honest conversations about budgets,
- 52:33Speaker 4: Like you don't have to sit down with your five
- 52:35Speaker 4: year old and be like, so mummy earns sixty five
- 52:37Speaker 4: thousand dollars and daddy earns, but like, have you heard
- 52:40Speaker 4: a compound interest? Yes, kids are smarter than you give
- 52:44Speaker 4: them credit for. They catch on really quickly. But even
- 52:47Speaker 4: just small things like not teaching them money during the
- 52:51Speaker 4: grocery shop being like, okay, cool, So we have two
- 52:53Speaker 4: hundred dollars to spend this grocery shop and that means
- 52:56Speaker 4: that we need to look at these little dockets and
- 52:59Speaker 4: you know those usually as a ten dollars a box.
- 53:02Speaker 4: What is that about, by the way, and these ones,
- 53:04Speaker 4: the off brand ones, you know, they're three, so you
- 53:06Speaker 4: could choose, you could have three different snack options or
- 53:10Speaker 4: one which one is? I know they're your favorite, but
- 53:12Speaker 4: do you want more for the week? Because once they're out,
- 53:13Speaker 4: they're at kids that have little games and decisions, And
- 53:17Speaker 4: I think that the mistake parents make is thinking we
- 53:20Speaker 4: need to have a lot of money, we need to
- 53:21Speaker 4: pay them pocket money and get them to learn money
- 53:23Speaker 4: that way, when in reality it's actually we learn by
- 53:26Speaker 4: osmosis and being around people who are good with money.
- 53:30Speaker 4: So I think that that would be the biggest mistake.
- 53:32Speaker 4: It's not like investing or saving like you don't that
- 53:35Speaker 4: pressure is wild. The idea that you know, I get
- 53:38Speaker 4: asked all the time, how are you investing for Harvey?
- 53:40Speaker 4: And it's like, why aren't we talking about your emergency fund?
- 53:44Speaker 4: And you know, filling your own cup first and being
- 53:47Speaker 4: a parent that you know doesn't have to rely on credit.
- 53:50Speaker 4: It's hard, but like can we put ourselves in that position?
- 53:53Speaker 4: And they'd be like, wow, you know this unexpected bill
- 53:56Speaker 4: came up, Jim, and we were able to pay for it.
- 53:59Speaker 4: Isn't call that we saved and then now we weren't
- 54:02Speaker 4: in a bit of a pickle. We can still go
- 54:04Speaker 4: on the family holiday, we can still do that fund
- 54:05Speaker 4: thing on the weekend. It's not going to impact that. Like,
- 54:08Speaker 4: I think that is probably a mistake. It's not using
- 54:11Speaker 4: everyday opportunities to teach kids about money when you think
- 54:16Speaker 4: you need it. You don't need heaps of money to
- 54:18Speaker 4: be good at money.
- 54:19Speaker 3: What is the one thing parents or expecting parents should
- 54:23Speaker 3: be doing financially?
- 54:24Speaker 2: Do you think.
- 54:25Speaker 4: Bumping up their emergency funds because you just never know
- 54:28Speaker 4: what's going to happen. Life is expensive and you can
- 54:32Speaker 4: budget to the end of the earth, but sometimes you
- 54:34Speaker 4: need a little bit of wiggle room to order a
- 54:37Speaker 4: tin of formula or Uber eats. And yes it is
- 54:39Speaker 4: more expensive and it is not the best quote financial decision,
- 54:42Speaker 4: but that is going to take so much pressure off
- 54:44Speaker 4: your relationship. Wrangling a baby, Wrangling a newborn is hard,
- 54:48Speaker 4: getting out of the house even harder. So I would
- 54:51Speaker 4: make sure that I have an emergency fund, make sure
- 54:54Speaker 4: it's got, you know, as much as I feel comfortable
- 54:57Speaker 4: in it, but also then don't feel bad when you're
- 54:59Speaker 4: using it during those periods of time, because to me,
- 55:01Speaker 4: an emergency fund is there to help you with emergencies.
- 55:05Speaker 4: And I know that you might go car accident or theft,
- 55:09Speaker 4: but an emergency actually might be your mental health and
- 55:13Speaker 4: just ordering that Tina formula or the food or even
- 55:16Speaker 4: dinner or a pizza for two on Uber eats and
- 55:19Speaker 4: paying a ridiculous amount for it so that you can
- 55:21Speaker 4: stay on the couch and not have to lift a finger,
- 55:24Speaker 4: because that's what's going to make your entire week better.
- 55:27Speaker 4: So I think that emergency funds and savings are It's
- 55:31Speaker 4: not private school education. It's not you know, all these
- 55:34Speaker 4: fancy things kids, as you guys would probably know, they
- 55:37Speaker 4: need not that much. Have you got somewhere safe for
- 55:39Speaker 4: them to sleep? Have you got a nappy for them
- 55:41Speaker 4: to wear? And have you got food for them? Like
- 55:44Speaker 4: that's basic of what we need. Anything else is a luxury.
- 55:49Speaker 4: So how do we kind of go back to like
- 55:51Speaker 4: we don't need a Mama roos swing. I promise you
- 55:54Speaker 4: don't need you don't need that. You don't need the
- 55:56Speaker 4: fancy carriers, you don't They're nice to have.
- 56:00Speaker 1: What's the rocking?
- 56:01Speaker 5: Oh?
- 56:01Speaker 2: Yeah yeah yeah? The mamaru just gets hand me down,
- 56:03Speaker 2: the hand me down there.
- 56:04Speaker 3: Our baby beyond car carry went through like four different
- 56:07Speaker 3: steps of parents.
- 56:08Speaker 2: Yeah, good because.
- 56:09Speaker 4: They use it to such a short period of time.
- 56:12Speaker 4: But I think seeing those things as luxuries is important
- 56:16Speaker 4: as well.
- 56:16Speaker 1: I love that. I do have one last question before
- 56:18Speaker 1: you got Victoria, what will be the one thing that
- 56:20Speaker 1: you want Harvey to remember about the house that he
- 56:23Speaker 1: grew up in.
- 56:24Speaker 4: That it was full of love, Like I don't. I
- 56:26Speaker 4: don't care about what it looks like or what it's done.
- 56:31Speaker 4: I want him to know that. Like I want him
- 56:33Speaker 4: to grow up and like you know, when you talk
- 56:35Speaker 4: about your family, be like, oh my god, everyone was welcome.
- 56:37Speaker 4: I want him to always be like, oh, all my friends,
- 56:39Speaker 4: they would always come over, like. I want him to
- 56:42Speaker 4: know that everyone is welcome and that he's never not
- 56:46Speaker 4: safe there. I think that for me is gold standard.
- 56:50Speaker 2: I love it.
- 56:50Speaker 1: Not the advanced standard, just gold standards every child.
- 56:55Speaker 4: But yeah, every child deserves to feel safe and wanted
- 56:58Speaker 4: and loved. And I think that that and sometimes be
- 57:01Speaker 4: hard to achieve in a home, especially if it's busy
- 57:04Speaker 4: or like pic Dick. I just want him to look
- 57:06Speaker 4: back and be like, oh, we had so much fun,
- 57:08Speaker 4: we had so much love, Like that would be that
- 57:10Speaker 4: would be very cool, good answer, we sure, my mum.
- 57:13Speaker 1: Sometimes Victoria mummy, that would get weird, really weird. Yeah, old,
- 57:19Speaker 1: thank you so much, thank you for having me.
- 57:22Speaker 2: Yes, thank you for jumping on.
- 57:23Speaker 1: And I could just suck all the financial wisdom out
- 57:25Speaker 1: of your brain.
- 57:27Speaker 4: It's free for the taking.
- 57:29Speaker 2: Thanks so much. One of the biggest lessons I learned
- 57:35Speaker 2: from our chat with Victoria Matthew.
- 57:37Speaker 1: Yeah, what would that be?
- 57:38Speaker 2: My children do not deserve a cent.
- 57:43Speaker 1: As if you needed any convincing. A huge thanks to
- 57:46Speaker 1: Victoria for sharing her experience with pregnancy loss. It's a
- 57:49Speaker 1: very difficult and vulnerable chat. Wonderful women go through it,
- 57:53Speaker 1: and I think it's so important that more people talk
- 57:56Speaker 1: about the topic.
- 57:56Speaker 3: Absolutely, matt And if you've enjoyed this episode, make sure
- 57:59Speaker 3: you crew and follow Two Doting Dads wherever you get
- 58:02Speaker 3: your podcasts or on social media of course Two Dodion
- 58:04Speaker 3: Dads on Instagram, join the Facebook page, join the chat and.
- 58:09Speaker 1: Also a little reminder as well. The calendars are still
- 58:12Speaker 1: available at the moment. Are reminded that all proceeds one
- 58:16Speaker 1: goes to Rise Up, an amazing charity that works with
- 58:19Speaker 1: victims of domestic violence. So if you haven't bought one yet,
- 58:21Speaker 1: go ahead and buy them because they will sell out.
- 58:24Speaker 3: The link is in the show notes Budgetmogler dot com
- 58:27Speaker 3: dot au.
- 58:28Speaker 2: Bye here.
- 58:35Speaker 1: Two Doting Dads podcast acknowledges the traditional custodians of country
- 58:38Speaker 1: throughout Australia, and the connections to land, see and community.
- 58:42Speaker 3: We pay our respects to their elders past and present,
- 58:45Speaker 3: and extend that respect to all Aboriginal and Torrestraight Islander
- 58:48Speaker 3: people's today. This episode was recorded on Gadigle Land