Latest / The Entrepreneur's Wife: Finding Purpose as the Helper of a Small Business Owner in a Feminist Obsessed World / THIS is Keeping You From Building the Life You Want

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THIS is Keeping You From Building the Life You Want · The Entrepreneur's Wife: Finding Purpose as the Helper of a Small Business Owner in a Feminist Obsessed World

0:00
SPEAKER_00: What is up, guys?
0:01
SPEAKER_00: Welcome to the Entrepreneur's Wife podcast.
0:04
SPEAKER_00: I'm your host, Carly Raines.
0:06
SPEAKER_00: If you're new here, this is a podcast where we talk about finding purpose as the helpers to our small business owners in this feminist obsessed world.
0:15
SPEAKER_00: We talk about business, entrepreneurship, living a Christian life, and also being a wife and a mom, and how to balance your role as the helper to your entrepreneur.
0:28
SPEAKER_00: So today I'm just gonna dive into it.
0:31
SPEAKER_00: Um, Brest and I left New York.
0:34
SPEAKER_00: We went to New York City for the first time.
0:37
SPEAKER_00: It was our four-year anniversary trip, and I was just amazed at the city.
0:45
SPEAKER_00: Um, I was amazed at what I saw.
0:49
SPEAKER_00: The hard workers.
0:50
SPEAKER_00: I'm just gonna put it out there that there are so many hard-working entrepreneurs that live in New York City, and I want to talk about this concept of you don't always gain wealth or gain success by working harder.
1:10
SPEAKER_00: And I saw this in the city of possibility.
1:14
SPEAKER_00: Literally, there were so many foreign people that we met who moved to New York City for a better life, and some achieved it, but some, you know, their life might have been better than it was wherever they were from, but they were still like having to work really, really hard, and if you will, in our American dream, they wouldn't have achieved the you know level of success that we think of when we think of success, but to them they could have been successful.
1:48
SPEAKER_00: So I don't want to not say that, but I came to this realization that that blue-collar workers, so people who do a lot of physical work, the blue-collar workers, guys, they are working their butts off.
2:03
SPEAKER_00: Okay, they we I watched this guy, we went to this Italian restaurant like two days in a row, and he's all it literally his job is to make the dough for the pizza in the Italian restaurant, and the Italian restaurant is packed out busy all the time, and he's just doing that every day, day in, day out.
2:24
SPEAKER_00: We went to this other, you know, it's New York, so you got a sh you got the hot dog stands, the pizza places, like you know, just the iconic New York stuff, and we were just so amazed at like these people literally work all the time to get by, and that's their life, and um it dawned on me that working hard is essential to success, but just because you work hard doesn't automatically guarantee you success, it doesn't automatically guarantee that you're gonna build wealth, and it doesn't automatically guarantee that you're going to improve your life.
3:06
SPEAKER_00: And I say that on here to say that many solo entrepreneurs, entrepreneurs who are the only employees of their business, they're they're the only guys out on the field, they're the only guys working.
3:24
SPEAKER_00: So if they don't show up, they probably don't get paid for that project or whatever they're doing.
3:31
SPEAKER_00: You have to figure out, like if you if you want your company to surpass you, you have to figure out how to frame and organize your company so that you can hire.
3:45
SPEAKER_00: I think that's like one of the pivoting moments in an entrepreneur's journey of starting a business is how do I leave a legacy that surpasses me?
3:56
SPEAKER_00: Like, how do I get to the point that it goes beyond me and I'm actually able to hire people and make enough money in the business to where I can pay myself and pay someone else?
4:07
SPEAKER_00: And we're gonna we're gonna break this down because I want to give you four key ways to frame your life.
4:13
SPEAKER_00: And these are four ways that Briston and I, for the past 10 years of our lives, even before we met one another and we got married, these are four ways that we have continually pursued, continually set goals in, continually strived after.
4:31
SPEAKER_00: And I promise you, if you do these four key ways and you adjust your life and you frame your life to what I'm about to say, I promise you you will be successful.
4:44
SPEAKER_00: And not only will you work hard, but you will achieve the level of success that you want in your life, and you're not gonna just be in that constant cycle every single day wishing and waiting for the day of when am I gonna get there?
5:01
SPEAKER_00: When am I gonna get there?
5:02
SPEAKER_00: No, these four key ways are gonna help you get there, and so we're gonna hop into them.
5:08
SPEAKER_00: Okay, number one is faith.
5:11
SPEAKER_00: Okay, like I'm gonna I want to ask you a question: What do you believe about God?
5:17
SPEAKER_00: Like, what what are your beliefs?
5:19
SPEAKER_00: What's your worldview?
5:21
SPEAKER_00: What's your belief about God?
5:22
SPEAKER_00: What's your belief about yourself?
5:25
SPEAKER_00: What I mean is, even if you call yourself a Christian, we have these beliefs, which honestly could be lies, but we have these beliefs in our minds about God, about people, about the world, about ourselves, that are framed through what we read, what we watch, what we see, what we experience, our past, our personal experiences, all this stuff kind of equates to our worldview, and it matters because and you will hear people say this all the time, goal setters say this all the time, but what you believe is the direction of your life.
6:07
SPEAKER_00: What you believe is where you will go.
6:10
SPEAKER_00: You hear this in sports, but when you're throwing a baseball, when you're throwing a softball, what do they say?
6:19
SPEAKER_00: Where your eyes are, where your shoulders are, that's where the ball's gonna go.
6:25
SPEAKER_00: So I think that's important because where our eyes are, what we're focusing on, what we believe about God, what we believe about ourselves, that's gonna frame your life.
6:36
SPEAKER_00: And I hate to say this, but many, many Christians believe have a scarcity mindset.
6:44
SPEAKER_00: They have a poverty mindset, they have a scarcity mindset, and they they honestly, if we got down to the root of it, I don't know if they're okay with the idea of Christians building wealth, like it scares them.
7:01
SPEAKER_00: They're like, this is prosperity gospel talk when it's not.
7:08
SPEAKER_00: Okay, simply put, the prosperity gospel is I gain wealth and there's no cost to it.
7:18
SPEAKER_00: God just wants to bless me.
7:20
SPEAKER_00: I don't gotta surrender, I don't gotta sacrifice, I'm just gonna get blessed.
7:25
SPEAKER_00: That's the prosperity gospel.
7:27
SPEAKER_00: It's really a selfish gospel.
7:30
SPEAKER_00: Okay, but when you read Proverbs, and I and I always go back to Proverbs because Proverbs is a great practical book of the Bible.
7:39
SPEAKER_00: But if you need some wisdom in your life, like you just need some advice on what to do or whatever, you need to read Proverbs.
7:47
SPEAKER_00: Okay, consider the ants.
7:49
SPEAKER_00: Literally, Proverbs says, consider the ants.
7:51
SPEAKER_00: Why?
7:52
SPEAKER_00: Because they don't have a boss telling them what to do, yet they work year round preparing for the harvest because they know when winter time comes, they're gonna need a storehouse.
8:03
SPEAKER_00: And it talks about how if you're lazy in the summertime and you're not gathering your stuff, you're gonna perish.
8:11
SPEAKER_00: You're gonna end up in poverty.
8:13
SPEAKER_00: This goes, this, I mean, I hate to relate that to saving, but this goes back to stewarding not just our money, but our life well, not being over-excessive.
8:24
SPEAKER_00: And these beliefs really do matter.
8:27
SPEAKER_00: Our worldview really does matter because it shapes what we're gonna do, it shapes our actions, it shapes our behavior, and it it shapes our decisions, it shapes how we set goals, how we pursue things, how what we work hard in.
8:41
SPEAKER_00: And I I want to encourage you.
8:45
SPEAKER_00: Um, if you enjoy, you know, being the guy who is working seven days a week and is the one on the field, and you're like, you know, I'm good being a solo entrepreneur.
8:58
SPEAKER_00: I don't, I don't want to go past that.
9:01
SPEAKER_00: I don't I don't want to build a a business where there's multiple employees.
9:08
SPEAKER_00: I'm good, just me.
9:10
SPEAKER_00: Um, I still want you to understand that your family, like one day you're gonna be 60, 70 years old.
9:19
SPEAKER_00: Are you gonna be able to do all of what you're doing?
9:22
SPEAKER_00: Now, I still want you to set your life up to where if you had to step away from the job, you could.
9:31
SPEAKER_00: And it wouldn't put you and your family in a financial bind or wonder, like, how are we gonna make it type deal.
9:40
SPEAKER_00: And this is important.
9:41
SPEAKER_00: I know this is the entrepreneur's wife podcast.
9:44
SPEAKER_00: This is important as a wife because you and your husband are one.
9:48
SPEAKER_00: Okay, that's belief number one.
9:51
SPEAKER_00: What do you believe about God?
9:52
SPEAKER_00: I believe God is creator of the universe.
9:54
SPEAKER_00: I believe that God has given us the tools and the abilities and the knowledge to work hard, but also work smart to gain wisdom.
10:06
SPEAKER_00: James talks a lot about gaining wisdom, to gain wisdom, godly wisdom, so we can be like Solomon and we can actually use our wealth for good for God's kingdom.
10:17
SPEAKER_00: And scripture talks about this.
10:19
SPEAKER_00: God's gonna see what you're doing with a little before he blesses you with a lot.
10:24
SPEAKER_00: And so, what is your belief about God?
10:26
SPEAKER_00: What is your belief about yourself?
10:28
SPEAKER_00: How do you see yourself, your purpose, your role in this life?
10:32
SPEAKER_00: If you just believe, oh, I'm just a Christian and I'm I'm just you know waiting until I go to heaven, then I don't think you're gonna be as ambitious or driven to fulfill Christ-like activities that Christ actually calls us to fulfill.
10:47
SPEAKER_00: You know, what about spreading God's the gospel, God's word?
10:51
SPEAKER_00: What about encouraging people and discipling Christians?
10:54
SPEAKER_00: What about praying for others?
10:55
SPEAKER_00: What about these disciplines for yourself, growing and maturing in Christ, not just staying as a baby Christian?
11:02
SPEAKER_00: Like, what are these things that we believe about God and what are these things that we believe about self?
11:06
SPEAKER_00: And do they actually line up with scripture?
11:09
SPEAKER_00: Do they actually line up with the Bible?
11:12
SPEAKER_00: And how do I know if they line up with the Bible?
11:15
SPEAKER_00: Well, you're gonna have to go into the Bible and you're gonna have to read it, you're gonna have to figure out if it does or not.
11:22
SPEAKER_00: And if it doesn't, you're gonna have to change.
11:27
SPEAKER_00: This is framework number one.
11:29
SPEAKER_00: There has to be change, there has to be this thing called repentance.
11:34
SPEAKER_00: And I I hate to break it to you, but you're never gonna be in your faith with peace, with overcoming sin, you're never gonna be successful if you aren't willing to do what Christ says should be done in order to reach freedom.
11:54
SPEAKER_00: Like Christ gives us the blueprint for how to achieve spiritual freedom.
12:01
SPEAKER_00: He literally lays it out.
12:03
SPEAKER_00: And if we're not willing to commit to it, and if we're not willing to be diligent in it, and if we're not willing to submit to it, I don't want to hear you complaining.
12:15
SPEAKER_00: Because Christ gives us the answer for that.
12:20
SPEAKER_00: I'm gonna uh read Jeremiah 17.
12:24
SPEAKER_00: Um I love this, guys.
12:27
SPEAKER_00: I found this in college, this scripture in college, and this just I just love this.
12:33
SPEAKER_00: It Jeremiah is a one of the major prophets, and he's he's actually known as uh the weeping prophet because a lot of what he's prophesying is honestly negative towards his people.
12:50
SPEAKER_00: He's warning them, he's he's correcting them, he's he's saying some pretty harsh stuff, and then during his time of being a prophet, um King Nebuchadnezzar comes, Babylon, the kingdom of Babylon, comes into Israel, invades Israel, they kill a bunch of people, a bunch of people die.
13:09
SPEAKER_00: The survivors are taken as slaves into the Babylon kingdom, the empire, and so now all of God's people are exiled out of Israel into another land, and it's sad.
13:24
SPEAKER_00: A bunch of them died off, and the leftovers are sent to be slaves, and this is during Jeremiah's time, and Jeremiah during this time writes the book of Jeremiah and he writes the book of Lamentations.
13:37
SPEAKER_00: But this is the framework that we should have.
13:39
SPEAKER_00: He says in chapter 17, he's talking about the sin of Judah, and what you need to understand is that Judah, like Israel was divided into two kingdoms during this time.
13:50
SPEAKER_00: So there's Judah and then there's Israel.
13:52
SPEAKER_00: So we at this time we have two different kings, and he's talking about the sin of Judah, and he says, Thus says the Lord.
14:01
SPEAKER_00: He says, Cursed is the man.
14:04
SPEAKER_00: Okay, did y'all hear that?
14:05
SPEAKER_00: Cursed.
14:07
SPEAKER_00: Cursed is the man.
14:09
SPEAKER_00: Cursed is the man who trusts in man and makes flesh his strength, whose heart turns away from the Lord.
14:17
SPEAKER_00: I just want to say, working hard does not guarantee success.
14:24
SPEAKER_00: Because this literally says, you're cursed if you trust in your own flesh.
14:30
SPEAKER_00: And a lot of times people work hard out of their own strength.
14:33
SPEAKER_00: And he says, Cursed is the man who makes flesh his strength.
14:40
SPEAKER_00: He says, He is like a shrub in the desert and shall not see any good come.
14:45
SPEAKER_00: He shall dwell in the parched places of the wilderness in an uninhabited salt land.
14:50
SPEAKER_00: Have you ever in your life, like, have you ever in a season of your life you are trying so hard?
14:58
SPEAKER_00: Like, for me, I remember I was trying so hard in this relationship.
15:04
SPEAKER_00: There was a relationship that I really wanted to make happen.
15:07
SPEAKER_00: And I was trying my hardest to make this relationship work.
15:12
SPEAKER_00: And guys, I was a shrub in the desert, barely surviving in this relationship.
15:21
SPEAKER_00: It was barely surviving.
15:22
SPEAKER_00: It never had a thriving moment, it never had a blossom moment.
15:26
SPEAKER_00: It was simply cursed because a lot of what this relationship was built on was the flesh.
15:33
SPEAKER_00: And I had made man and flesh my strength.
15:36
SPEAKER_00: And my heart had honestly turned away from the Lord.
15:38
SPEAKER_00: And it says, You shall not see any good come.
15:41
SPEAKER_00: And honestly, out of that relationship, there was no good that came.
15:44
SPEAKER_00: But I was bound and determined to make it work.
15:48
SPEAKER_00: And the Lord goes on to say, and I just want to say, out of that relationship, thankfully, the Lord gave me multiple chances to get out of that relationship.
15:59
SPEAKER_00: And finally, I did, and it was after that relationship that I met my husband, that I met Briston, and we have lived a thriving, not a perfect life, but we have lived a thriving, truly blessed life.
16:16
SPEAKER_00: Like it is truly blessed.
16:20
SPEAKER_00: And I'm gonna go on to say number seven: blessed is the man who trusts in the Lord, whose trust is the Lord.
16:27
SPEAKER_00: He is like a tree planted by water that sends out its roots by the stream and does not fear when he comes, for its leaves remain green, and it's not anxious in the year of drought, for it does not cease to bear fruit.
16:42
SPEAKER_00: Okay, that's our goal.
16:45
SPEAKER_00: As business owners, as parents, as Christians, but I'm really gonna hit on business owners, that's our goal.
16:54
SPEAKER_00: Okay, what popped out?
16:56
SPEAKER_00: Number one, this man is blessed because he trusts in the Lord.
17:00
SPEAKER_00: He doesn't trust in his ability, he trusts in the Lord's ability.
17:03
SPEAKER_00: Number two, he is like a tree planted by water, and he sends out his roots, which by the way, the roots sucked up the water.
17:12
SPEAKER_00: He sends out his roots into the stream, and he doesn't fear when heat comes, he doesn't fear when pressure comes or stress comes or negative things happen or when there's a low month.
17:26
SPEAKER_00: It says he's not anxious in the year of drought for it, he does not cease to bear fruit.
17:35
SPEAKER_00: So, how do we accomplish that?
17:39
SPEAKER_00: Simple, but so hard for us to do.
17:42
SPEAKER_00: We trust in the Lord.
17:45
SPEAKER_00: We take what we are wanting to control and we give it to the Lord.
17:50
SPEAKER_00: And I to put this in simple terms, we stop working so hard for things that God has not called us to work hard in.
17:59
SPEAKER_00: We work smarter, wiser, not harder.
18:05
SPEAKER_00: I suck at this.
18:08
SPEAKER_00: There are things in my life that I strive so hard to do.
18:12
SPEAKER_00: And the Lord's like, I haven't called you to do that.
18:16
SPEAKER_00: That's not the right season for you to be doing that in.
18:18
SPEAKER_00: You're striving.
18:20
SPEAKER_00: I'm not gonna bless it because my hand's not in it.
18:25
SPEAKER_00: And so this is number one, our faith.
18:29
SPEAKER_00: And and the biggest thing about our faith, guys, before I go on to number two, is we gotta ask God.
18:35
SPEAKER_00: You know, I I heard I listened to a business podcast the other day, and they were talking about sales.
18:40
SPEAKER_00: They're talking about you know your pricing is right when you have more no's than yeses.
18:48
SPEAKER_00: I think in the faith, you know you're following the will of the Lord when he says more no's than yeses.
18:57
SPEAKER_00: Because he knows that you only have 24 hours in a day, and you're only one human, and you're only gonna live maybe a hundred years, and your time is so precious.
19:07
SPEAKER_00: And I think the Lord knows hey, what can you handle in this season?
19:14
SPEAKER_00: What does the season of your life look like?
19:16
SPEAKER_00: And your best yes can only be achieved when you say no to everything else.
19:26
SPEAKER_00: So that's number one, our beliefs about God, about ourselves, and what does the Bible say?
19:32
SPEAKER_00: I encourage you to dive deeper into that.
19:34
SPEAKER_00: Number two is our fitness.
19:37
SPEAKER_00: Um, there were actually in New York City, there were a lot of runners in Central Park, and it was really encouraging to see so many fit people and so many active people in the concrete jungle of New York City.
19:50
SPEAKER_00: But I I want to encourage you, I'm very adamant about exercise for two reasons.
19:56
SPEAKER_00: It has benefits to your physical health, but it also has benefits to your mental health.
20:04
SPEAKER_00: And I think a lot of times we, and this is the this is the medical field, this is the pharmaceutical companies, we are coping with our imbalances simply because we do not move our body enough.
20:20
SPEAKER_00: We are medicating ourselves and we are putting band-aids on things that honestly, if we just practice physical disciplines, ate better food, moved our body consistently, we might not struggle with those health problems anymore.
20:38
SPEAKER_00: We might not struggle with those mental problems anymore.
20:41
SPEAKER_00: There's this thing called endorphins, and they are they are create, they're a beautiful thing that God created, and they were created as like the feel-good dopamine boosting parts of our bodies, and they are released when we exercise, and they kind of make you have a high.
21:21
SPEAKER_00: And I might not necessarily go a hundred percent that day, but even just by getting up and doing it, I release endorphins and then I feel better.
21:30
SPEAKER_00: And then it also makes me feel better just the fact of knowing, hey, in the morning I got a workout in today.
21:35
SPEAKER_00: I got my steps in today, I ran four miles today.
21:38
SPEAKER_00: I, you know, lifted and making I'm making my body stronger, whatever it is.
21:42
SPEAKER_00: You need some type of physical movement in your life, some type of exercise that you enjoy.
21:49
SPEAKER_00: It can be running, it may be swimming, rowing, biking, it can be lifting weights.
21:54
SPEAKER_00: And I think as women, it's really important to lift, um.
22:00
SPEAKER_00: And eat enough protein for that matter.
22:04
SPEAKER_00: Um, but do something that you enjoy and do something hard because when you do something hard, it shows you who you really are.
22:17
SPEAKER_00: Okay, we're not fooling ourselves.
22:19
SPEAKER_00: When we do something hard, when I train for a marathon, a half marathon, a high rocks, a triathlon, whatever, a bodybuilding competition.
22:28
SPEAKER_00: When I force myself to actively, consistently discipline my body, and I do it in an area that I enjoy doing.
22:39
SPEAKER_00: I figure out am I really who I say I am?
22:43
SPEAKER_00: I say I pursue my goals, I say I'm consistent, I say I'm disciplined, but let me try to lose 40 pounds and not eat chocolate.
22:55
SPEAKER_00: That's hard.
22:56
SPEAKER_00: Let me try to gain weight.
22:59
SPEAKER_00: Let me try to run a marathon and have to train for it.
23:04
SPEAKER_00: And in week four, I don't want to go out and do my long run of 10 miles.
23:09
SPEAKER_00: You're gonna see who you really are in fitness.
23:12
SPEAKER_00: Fitness is a great way to see what your heart is actually like.
23:17
SPEAKER_00: Like, I I honestly believe that fitness is the way fitness and your finances are two ways to see how you actually are as a Christian, how you actually are as a human being.
23:34
SPEAKER_00: Like how you actually go about overcoming hard things.
23:40
SPEAKER_00: Can you actually do it?
23:42
SPEAKER_00: And you know, since this is a Christian podcast, I also want to say I don't expect you to do it perfectly, but I do expect you to deny your flesh and allow the Lord to sharpen you not just your physical physique, but sharpen your heart and your ability to do hard things because it's gonna help you as a Christian.
24:09
SPEAKER_00: I promise.
24:10
SPEAKER_00: It I uh Bris and I have learned that our physical fitness goals really do shape every other aspect of our life, it shapes how we handle our faith, our finances, how he handles the business and making decisions and setting goals for that.
24:28
SPEAKER_00: So I want to say, what is your what is your fitness life look like?
24:33
SPEAKER_00: And if it's non-existent, that worries me.
24:38
SPEAKER_00: Um simply because uh it makes me wonder can you be consistent?
24:43
SPEAKER_00: Can you be disciplined?
24:44
SPEAKER_00: And where is your passion, where's your endorphins coming from?
24:49
SPEAKER_00: Is it coming from medication?
24:51
SPEAKER_00: Is it coming from social media, TV shows, whatever?
24:54
SPEAKER_00: And those aren't healthy things.
24:56
SPEAKER_00: So number two, fitness, find a fitness goal.
24:59
SPEAKER_00: Um, number three is your finances.
25:02
SPEAKER_00: Finances is a really hard thing to talk about, but as business owners, it is super important that you understand your finances and you don't just understand your finances, you understand your business finances, and this is the greatest lie that America has believed about finances.
25:22
SPEAKER_00: It is that student loans will not affect your future, and they are sadly lying to you when they say that, they're sadly lying to you when they say that student loans are an investment, they're sadly lying to you when they paint this picture that it's worth the investment of spending all that money on loans and paying it later because you're gonna make so much money later on.
25:53
SPEAKER_00: And the reason that I'm so passionate about this is because I know that you and your family and your husband want to live a more freeing and more secure life.
26:05
SPEAKER_00: You want freedom, you want the option to choose, you want the cash flow, you want to build wealth, you want to decide what you're gonna do with the money and how you're gonna spend it, and you want the money to be there.
26:16
SPEAKER_00: Every American wants that.
26:18
SPEAKER_00: They they want that freedom, they want that financial freedom, and they think this financial freedom is achieved by making more money.
26:25
SPEAKER_00: And I'm here to say, guys, it is not first achieved by making more money, it is first achieved by telling yourself no and getting hardcore about how you spend your money and living a generous life.
26:40
SPEAKER_00: If you cannot tell yourself no when it comes to spending, if you cannot openly give, there that is an issue.
26:48
SPEAKER_00: You you will never reach the success.
26:51
SPEAKER_00: You can work hard in so many ways, but you will never reach the success that you want in your finances, whether you're a business owner or not.
26:59
SPEAKER_00: But especially when you're a business owner, because sadly, statistically, it has shown that most solo entrepreneurs actually pay themselves what their business earns.
27:12
SPEAKER_00: So their business has no savings, they have no margin, and they're living paycheck to paycheck, and they're they're struggling.
27:20
SPEAKER_00: And they might live this bougie life with this big house and this nice car and this pool in the backyard and vacations every season and XYZ.
27:28
SPEAKER_00: But if you if you have no business savings, you have a spending problem, you have a self-control problem, and your perspective of life, of faith, of God is skewed, of finances is is skewed, and you know, I've I've heard like you say you have a scarcity mindset, and yet you're spending all this money on eating out and shopping in a water park because it's summertime and your kids gotta do that, and signing your kids up for these activities when they're too young to remember that.
28:05
SPEAKER_00: I I'm gonna tell you as somebody who grew up in a middle class, struggling paycheck to paycheck family.
28:12
SPEAKER_00: Yes, we were middle class.
28:14
SPEAKER_00: My dad had a good job, we lived in a decent house, but my parents were struggling financially.
28:19
SPEAKER_00: They literally said it got so bad that they almost filed for bankruptcy because they had no money, because all your money was going out, it was going places.
28:28
SPEAKER_00: And do you want to live that life?
28:30
SPEAKER_00: Like, do you want to worry about paying yourself and you're through your business because you didn't save anything in the savings account and it's been a really low month for your business?
28:40
SPEAKER_00: Do you want to worry about your kids and how you're gonna pay for college or how you're gonna pay for a car?
28:45
SPEAKER_00: And you're just thinking, well, by that point, I just hope we're making so much money that it doesn't matter.
28:50
SPEAKER_00: And I'm here to tell you that that's not gonna solve the issue.
28:54
SPEAKER_00: Solving the issue is realizing, hey, you know what?
28:58
SPEAKER_00: The problem is the person in the mirror, the problem's me, the problem's my spending habits, the problem's what I believe about money.
29:06
SPEAKER_00: I encourage you to read the book Bridges Out of Poverty.
29:10
SPEAKER_00: Um, highly, highly encourage anybody.
29:13
SPEAKER_00: Bridges out of poverty, you know, books about money, just the psychological aspects of beliefs around money.
29:23
SPEAKER_00: What Bridges Out of Poverty does is it breaks down the three different social classes that there are low, middle, and high class.
29:30
SPEAKER_00: And it actually breaks down what they believe in their mindset towards education, towards money, towards achievement, towards goals, family, spending.
29:42
SPEAKER_00: It lists all these different categories, what they're driven by.
29:47
SPEAKER_00: One of the things that we have to understand is the low class, the lower poverty class, they are in survival mode.
30:01
SPEAKER_00: So most of their decisions that they make, they are thinking of present time.
30:05
SPEAKER_00: What does my stomach want right now?
30:07
SPEAKER_00: What does my flesh want right now?
30:09
SPEAKER_00: They're not thinking about tomorrow or a week from now or a couple months from now.
30:15
SPEAKER_00: They're thinking about right now, and they got to spend that money right now, and they got to make it work right now.
30:22
SPEAKER_00: That's why they'll go and like get their nails done or buy this super expensive thing when tax returns come around.
30:31
SPEAKER_00: Because all they're thinking about is right now, and then you have the middle class, and their mindset towards money is I got I I'm I'm not poor, but I'm not rich, so I have to set my life up so that if something happens down the road, I'm gonna be okay.
30:49
SPEAKER_00: And so they have more of a middle ground framework where I'm you know protecting myself from future ramifications that are gonna happen, but their their biggest thing is saving.
31:03
SPEAKER_00: They're like, I need to save, I need to save.
31:05
SPEAKER_00: Yet most are living paycheck to paycheck.
31:10
SPEAKER_00: But the high wealthy class, their big kicker is investing, they're big on investing, investing in the stock market, investing.
31:22
SPEAKER_00: And I think it's important to understand these frameworks and how they think.
31:27
SPEAKER_00: You you cannot be limited by your mindset.
31:31
SPEAKER_00: Please do not be limited by your mindset, it will destroy your ability to reach success.
31:38
SPEAKER_00: You have to learn, you have to grow, you have to change, you have to readjust your life, you have to do the hard things.
31:44
SPEAKER_00: And I know for older people this is really hard because they get stuck in their ways, but you can't.
31:52
SPEAKER_00: You can't afford it.
31:53
SPEAKER_00: Your future self can't afford it.
31:55
SPEAKER_00: Okay, so that's number three.
31:57
SPEAKER_00: Finances.
31:58
SPEAKER_00: Um, think where do I want to be in five years?
32:03
SPEAKER_00: Financially, where do I want to be in five years?
32:06
SPEAKER_00: So many people are like, oh, I wish I could afford that.
32:10
SPEAKER_00: I wish I could buy that car.
32:11
SPEAKER_00: I wish I could go on that vacation.
32:12
SPEAKER_00: I wish I could blank.
32:14
SPEAKER_00: Okay, make that your five-year goal.
32:17
SPEAKER_00: Make it your five-year goal.
32:20
SPEAKER_00: Like one of our big things was we wanted to be able to live off the business.
32:25
SPEAKER_00: Briston didn't have to, didn't want to have to go get another full-time job.
32:30
SPEAKER_00: So we made that goal of okay, when we got married, in five years, we want to be able to fully live off the business.
32:36
SPEAKER_00: I want to be, I want to be able to write books.
32:38
SPEAKER_00: So I want to stay home with my kids and be able to write books.
32:42
SPEAKER_00: That means that financially we have to set up our life to where we can't afford that.
32:49
SPEAKER_00: And I also want to say, guys, stop spending money that you don't have.
32:59
SPEAKER_00: Okay, I I get so frustrated about this because I because there is no long-term financial benefit.
33:09
SPEAKER_00: Great, you went on the bougie vacation, you went to the resort.
33:14
SPEAKER_00: Woo-hoo! That joy lasted for the week that you were there.
33:17
SPEAKER_00: You come home, it's fully on a credit card, you've put yourself in so much debt, now you're gonna be stressed for the rest of the year.
33:26
SPEAKER_00: That does not sound fun to me.
33:29
SPEAKER_00: You went and bought a new car because, and this is the thing, we always have excuses and reasons why.
33:37
SPEAKER_00: I'm gonna tell y'all, I am proud.
33:40
SPEAKER_00: I am so proud that Briston and I bought a moderate house.
33:48
SPEAKER_00: We did not for what our business was making, we could have bought a lot nicer and bigger house.
33:55
SPEAKER_00: But we chose not to.
33:58
SPEAKER_00: We chose to humble ourselves and buy a house that we needed for our family's expansion because I was pregnant again.
34:07
SPEAKER_00: So we and we had a little baby.
34:10
SPEAKER_00: We chose to buy the house that we needed, but we we limited ourselves.
34:16
SPEAKER_00: And we said, We're gonna we're gonna buy this moderate house.
34:20
SPEAKER_00: We are not going to pretend like we have this bougie life and overspend.
34:27
SPEAKER_00: We guys, we we can have a new car right now.
34:30
SPEAKER_00: We have old reliable that has a hundred and almost 40 miles on her.
34:35
SPEAKER_00: We paid for her in cash.
34:37
SPEAKER_00: I'm glad we paid for her in cash.
34:39
SPEAKER_00: I don't have a car payment.
34:41
SPEAKER_00: And instead of paying$500 on a car payment, guess what?
34:44
SPEAKER_00: I get to cash flow a doctorate.
34:48
SPEAKER_00: So every month, I'm instead of paying a car bill or taking out a student loan for my doctorate, I'm paying for it in cash.
34:55
SPEAKER_00: So when I graduate, I'm not gonna owe anything.
34:58
SPEAKER_00: What is the benefit to this?
35:00
SPEAKER_00: What is the benefit to this lifestyle?
35:02
SPEAKER_00: Freedom and security.
35:03
SPEAKER_00: Freedom to say, Lord, use me.
35:07
SPEAKER_00: Freedom to say, Lord, what would you like us to do today?
35:12
SPEAKER_00: How can we bless other people?
35:13
SPEAKER_00: What would you like us to do with our money?
35:15
SPEAKER_00: Do you want us to move?
35:16
SPEAKER_00: Well, we got no financial barriers, so yeah, we can move.
35:20
SPEAKER_00: Do you want us to do this?
35:21
SPEAKER_00: Do you want us to do that?
35:22
SPEAKER_00: It's freedom and it's security.
35:24
SPEAKER_00: Something happens in our business, it's okay.
35:26
SPEAKER_00: We have we have savings.
35:28
SPEAKER_00: It's okay.
35:29
SPEAKER_00: For a little bit, we'll be fine.
35:35
SPEAKER_00: But my my mom always preached the definition of insanity is doing the same thing over and over again and expecting different results.
35:44
SPEAKER_00: That's actually from Dave Ramsey.
35:45
SPEAKER_00: Dave Ramsey says that.
35:46
SPEAKER_00: And I and I want to encourage you and say you can't keep doing the same thing over and over again, month after month after month, and expect a different result.
35:54
SPEAKER_00: It's not gonna happen.
35:55
SPEAKER_00: You're gonna get the same result.
35:57
SPEAKER_00: So if you're spending below in your money, uh and but you're expecting every month, you're like, oh, but we're this month's gonna be different.
36:06
SPEAKER_00: We're gonna we're gonna make it this month, we're gonna have leftovers this month, we're gonna save some this month, but you haven't made a change in your lifestyle or your decisions or or what you're doing.
36:16
SPEAKER_00: I'm sorry, it's it's not gonna work.
36:19
SPEAKER_00: And and I I want you to read the book Atomic Habits.
36:24
SPEAKER_00: Okay, this book really helps you set up your life to be successful.
36:31
SPEAKER_00: And when you pair atomic habits to hard work, man, what can happen is amazing.
36:40
SPEAKER_00: Atomic Habits is a great book.
36:43
SPEAKER_00: Listen to it on Audible, guys.
36:46
SPEAKER_00: If you got an iPhone, Audible, get it.
36:49
SPEAKER_00: You get a free trial, do it.
36:51
SPEAKER_00: Okay, it helps you learn how do I break old habits and how do I make new habits.
36:57
SPEAKER_00: And of course, as Christians, we're gonna have the power of the Holy Spirit, but he psychologically and scientifically goes into how in our brains breaking habits work and making new habits work, and it's it's beautiful.
37:10
SPEAKER_00: I I loved that book.
37:12
SPEAKER_00: So you need to get a hold of your finances as a business owner.
37:17
SPEAKER_00: You need to get a hold of your finances.
37:19
SPEAKER_00: Like, I I could talk about finances all day, but I am going to move on.
37:26
SPEAKER_00: Um, I just want to say, um, where do you want to be in five years?
37:32
SPEAKER_00: I might have already said this, but I'm gonna repeat it.
37:34
SPEAKER_00: Where do you want to be in five years?
37:36
SPEAKER_00: Okay, let's make a plan to get there.
37:38
SPEAKER_00: But wishing is not goal setting, it's a wish.
37:44
SPEAKER_00: Um, stop waiting for someone else to pick you up.
37:50
SPEAKER_00: Okay, you're whether you're waiting on your tax return or you're you're waiting on blank to make your life better and change your situation, stop.
38:00
SPEAKER_00: Okay, take ownership of your decisions.
38:04
SPEAKER_00: Literally, me and my mom were talking about this, and I've I've been thinking about this lately.
38:08
SPEAKER_00: Guys, our life is a result of the daily decisions that we make.
38:15
SPEAKER_00: And if we it's compound interest, if we make good, righteous, God-honoring decisions that are wise, and we stack those on top of one another.
38:30
SPEAKER_00: Guess what?
38:31
SPEAKER_00: We are going to reap a beautiful harvest.
38:34
SPEAKER_00: We're gonna live a great life if you make great, wise decisions in your finances, in your fitness, in your faith, across the board, in your family, who you marry, every decision.
38:47
SPEAKER_00: It either is helping you compound forward in a positive way or negative in a not positive way.
38:56
SPEAKER_00: I can I can look at my some of my friends' life and and some of the things that they talk about.
39:00
SPEAKER_00: I look at my own life or my parents' life, and hearing my parents' story of we just kept making dumb decisions, and they just kept compounding, and then we got to a point where it was so bad we didn't know what to do.
39:15
SPEAKER_00: Yeah, yeah, that's how life works.
39:19
SPEAKER_00: Life is a result of the daily decisions that we make, and it is so important to see that.
39:25
SPEAKER_00: What can I make starting today?
39:27
SPEAKER_00: What is a positive decision that I can make today that's going to move the needle forward?
39:34
SPEAKER_00: Move me forward.
39:36
SPEAKER_00: I see this in my um dieting.
39:40
SPEAKER_00: I'm trying to lose weight, and I will do great for a week.
39:47
SPEAKER_00: Sorry, y'all had to get a drink.
39:54
SPEAKER_00: Okay, I will do great for a week, and I will drop a pound.
39:58
SPEAKER_00: And all of those decisions for that week to not splurge and to not overeat and to be disciplined in my diet, they result in a positive result.
40:11
SPEAKER_00: But then I will go on vacation and I will make bad decisions in my diet, and guess what?
40:18
SPEAKER_00: That compounds too, and that adds two pounds.
40:22
SPEAKER_00: And so it's just simple, it's just simple like that.
40:26
SPEAKER_00: And I'm thinking, man, I'm working really, really hard.
40:29
SPEAKER_00: Yes, but your daily decisions really do matter.
40:32
SPEAKER_00: Okay, I'm running out of time.
40:34
SPEAKER_00: Um, I want to say this.
40:37
SPEAKER_00: Um, we're still on finances, and I want to say this verse in Proverbs.
40:43
SPEAKER_00: Proverbs is a great verse, or Proverbs is a great book about finances, too.
40:48
SPEAKER_00: Um, it is in Proverbs 10, uh verse 4, it says, A slack hand causes poverty, but the hand of the diligent makes rich.
40:59
SPEAKER_00: What does that mean?
41:00
SPEAKER_00: A slack hand.
41:01
SPEAKER_00: You're probably like, Carly, I'm not lazy.
41:04
SPEAKER_00: I work hard.
41:04
SPEAKER_00: I don't have a slack hand.
41:06
SPEAKER_00: A slack hand causes poverty.
41:09
SPEAKER_00: And and I want to say yes, I I agree that many, many Americans work hard.
41:15
SPEAKER_00: I tr I saw that in New York.
41:17
SPEAKER_00: I I saw so many people working hard, working their butts off.
41:23
SPEAKER_00: But the one thing that I think many of them lacked, you know, they're working the hot dog stands every day.
41:31
SPEAKER_00: They're they're they're at a vendor's booth and they're trying as hard as possible to sell the stuff that they made.
41:38
SPEAKER_00: They're in a pizza little rinky-dinkity hole in the wall shop, and they're trying to sell pizzas and they're making them in the heat of that oven every single day.
41:48
SPEAKER_00: And the one thing that they lack, guys, the one thing that they lack is they believe.
41:54
SPEAKER_00: I I I'm going back to the faith.
41:57
SPEAKER_00: What do you believe about God?
41:58
SPEAKER_00: What do you believe about yourself?
41:59
SPEAKER_00: What are your beliefs that that frame your your life and your direction?
42:03
SPEAKER_00: And they believe that if they continue to work hard in that area, they eventually will reach success.
42:12
SPEAKER_00: And the sad truth is it's a lie.
42:16
SPEAKER_00: It's a lie.
42:17
SPEAKER_00: You don't reach success by working harder, you reach success by actually working smarter, gaining wisdom.
42:29
SPEAKER_00: Gaining wisdom.
42:30
SPEAKER_00: You can ask any startup entrepreneur, anyone who has started from the bottom and has reached, if you will, the top.
42:39
SPEAKER_00: You can ask any best-selling author, anyone, any athlete, anyone who has started at the bottom, set a very high goal to achieve, and has actually achieved that goal.
42:49
SPEAKER_00: Ask them, how did you know the plan and the steps to do it?
42:54
SPEAKER_00: How did you know what to do?
42:55
SPEAKER_00: And they will they will tell you, they will tell you time after time after time again, they got smarter in every season of their life.
43:03
SPEAKER_00: They gained wisdom.
43:05
SPEAKER_00: They didn't just gain knowledge, guys.
43:07
SPEAKER_00: Knowledge is knowing things, they didn't just gain knowledge, they were diligent to make sure that they learned and grew, and then they applied what they learned and what they grew from, and they applied it to their life.
43:21
SPEAKER_00: I can I can say this in Briston's life.
43:24
SPEAKER_00: Briston, I I love the fact that he loves attending business conferences, and I think as an entrepreneur, if you own a business, you need to go to a business conference.
43:35
SPEAKER_00: You every year.
43:36
SPEAKER_00: It is like to it's like like for me, I go to a writing conference.
43:41
SPEAKER_00: Why?
43:42
SPEAKER_00: Number one, networking is important, but number two, you need to grow, you need to learn from people who are better than you.
43:47
SPEAKER_00: If you if you want to grow, if you want to get better at your business and what you're doing, you need to like thinking in our heads that we're going to get better in the area that we're pursuing.
44:00
SPEAKER_00: But we're not willing to study what sick more successful people than us are doing.
44:06
SPEAKER_00: That is ignorant.
44:08
SPEAKER_00: That's prideful.
44:09
SPEAKER_00: That's arrogant.
44:10
SPEAKER_00: That's stupid.
44:11
SPEAKER_00: That's stupid.
44:12
SPEAKER_00: You're a fool.
44:13
SPEAKER_00: Okay.
44:14
SPEAKER_00: You have to learn, you have to grow, you have to apply wisdom.
44:17
SPEAKER_00: So I I was just amazed at all of these blue-collar workers.
44:20
SPEAKER_00: They work so dang hard.
44:23
SPEAKER_00: And I believe that at the end of their life they expect success.
44:27
SPEAKER_00: And that doesn't guarantee success.
44:30
SPEAKER_00: You've got to gain wisdom.
44:32
SPEAKER_00: You gotta gain wisdom.
44:34
SPEAKER_00: Um, you know, I I I'm I'm gonna relate this to a Christian.
44:41
SPEAKER_00: A Christian can, you know, they become a Christian, they're a baby Christian, and they expect every week that they're at church or they're serving, they expect to grow into this mature Christian.
44:56
SPEAKER_00: And yes, that has some character development.
44:58
SPEAKER_00: I'm not saying it's not beneficial, it is beneficial.
45:01
SPEAKER_00: But I'm saying if you're just if you're just believing, going back to beliefs, if you're just believing that that is going to help you achieve maturity in Christ, you've missed the mark.
45:16
SPEAKER_00: What helps us mature in Christ is not always drinking milk.
45:23
SPEAKER_00: It's going from it's discipleship, it's going from milk to baby food to eventually meat.
45:30
SPEAKER_00: It's spiritual disciplines, it's growing, it's gaining wisdom.
45:35
SPEAKER_00: Every day, it's compounding, compounding, stacking those daily decisions.
45:42
SPEAKER_00: That that's what that's what we should that's how we should frame our life.
45:46
SPEAKER_00: That's how we should frame our life.
45:48
SPEAKER_00: Number four, and well, the last part that I'm gonna say about finances is I I see this.
45:56
SPEAKER_00: Um lifestyle creep is real.
46:01
SPEAKER_00: Even even if you're diligent in your finances, you still have lifestyle creep.
46:05
SPEAKER_00: Uh, so lifestyle creep is real, and keeping up with the Joneses only leads to misery.
46:11
SPEAKER_00: It only leads to misery.
46:12
SPEAKER_00: I I wish I could like take so many people that I know who literally live their life, they wouldn't tell you, they would not verbally tell you, but they have the belief.
46:23
SPEAKER_00: I I keep going back to what we talked about at the beginning.
46:26
SPEAKER_00: What do you believe about God?
46:28
SPEAKER_00: What do you believe about yourself?
46:29
SPEAKER_00: And what do you believe about you know humans and stuff?
46:32
SPEAKER_00: What are your beliefs?
46:33
SPEAKER_00: They have the belief.
46:34
SPEAKER_00: If you get down to the root of it, they have the belief that they want what other people have and they strive after that.
46:40
SPEAKER_00: They have that discontentment that they can only be satisfied if they keep up with the Joneses mentality, and it will lead to misery.
46:50
SPEAKER_00: It's striving after the wind.
46:52
SPEAKER_00: You're never going to achieve it.
46:54
SPEAKER_00: You're never going to achieve it.
46:56
SPEAKER_00: I I want to say that we should be more focused on, not necessarily ourselves, because that sounds selfish, but we should be more focused on who am I becoming as a person, how am I bettering as a person, our family, our goals in our family.
47:12
SPEAKER_00: What are our goals in our family?
47:13
SPEAKER_00: You can have nice things.
47:14
SPEAKER_00: I'm not saying don't have nice things, you can have the luxury brands.
47:18
SPEAKER_00: Man, there were so many luxury brands in New York, and it was crazy how expensive they were, but so much in Manhattan.
47:25
SPEAKER_00: And if you can afford that and your financial goals support that, go for it.
47:29
SPEAKER_00: But I don't want you to buy things, I don't want you to buy the Mastercraft nice ski boat because your friend has one and you're trying to be like them.
47:39
SPEAKER_00: No, I want you to buy the Mastercraft ski boat because you enjoy skiing, and you want a really nice boat that's gonna last years and years and years, and you can actually pay for that boat and it's not gonna put you in financial stress.
47:51
SPEAKER_00: I want you to buy the nice house because you want to host and you wanna be a nice host to people in your church and your community, not because Sister Lou over here, your sister-in-law, has a nice house and you feel like you gotta level up and compete with her.
48:06
SPEAKER_00: Really ask yourself like, why do I spend what I spend?
48:10
SPEAKER_00: Why do I make the decisions that I make in my business, in my personal life, things like that?
48:15
SPEAKER_00: Like, why do I spend that?
48:17
SPEAKER_00: Bristol and I, guys, Bristol and I find more joy, so much joy in reaching our financial goals than we ever did.
48:27
SPEAKER_00: We literally bought when we moved to Longview.
48:30
SPEAKER_00: We bought this, it was used, but it was like 2021 Jeep Grand Cherokee.
48:36
SPEAKER_00: And you know, a Jeep Grand Cherokee for a young person, a Jeep is like the hot ride, right?
48:41
SPEAKER_00: It's like the car that every young person wants.
48:45
SPEAKER_00: And we bought it, and we had a car payment, it was like$550 a month.
48:50
SPEAKER_00: Um, and guys, we hated, we loved, you know, the car was nice, but it caused so much misery in our life.
49:01
SPEAKER_00: It was just a dumb car payment.
49:03
SPEAKER_00: We hated having that car payment, we hated there were so many problems with that car.
49:08
SPEAKER_00: Now we got a 2006 Ford Expedition, all reliable with 140 miles on her, and that was a level up than our Jeep Grand Cherokee, and we love that car, like that is like our favorite car, and I wish she would last forever, but she's not going to.
49:30
SPEAKER_00: So I just just I promise living a life of financial peace is more fulfilling than trying to keep up with the stress of the people across the street from you.
49:44
SPEAKER_00: Number four, this is the last one.
49:46
SPEAKER_00: I've gone on long.
49:48
SPEAKER_00: Usually I try to keep this 30 minutes, but number four is a passion project, or if you will, fun.
49:54
SPEAKER_00: Because I'm doing all F's for the framework.
49:56
SPEAKER_00: Fun.
49:57
SPEAKER_00: You need a passion project.
49:59
SPEAKER_00: For me, that's writing.
50:01
SPEAKER_00: I you need something that truly brings you joy when you work on it, when you do it, when you look at other people.
50:11
SPEAKER_00: For me, that's writing.
50:12
SPEAKER_00: I love reading, I love fiction, I love storytelling.
50:16
SPEAKER_00: Um, and I have grown a love for it even more and more the more that I work on it.
50:21
SPEAKER_00: Why is this important, especially as I end this with entrepreneurs' wives?
50:25
SPEAKER_00: Why is this important?
50:27
SPEAKER_00: Okay, because you also have a purpose, you also have tasks and assignments and abilities and hobbies and things that God wants you to pursue.
50:41
SPEAKER_00: As just you, as just an individual person.
50:44
SPEAKER_00: Your life, yes, is consumed with your husband and your husband's business and your kids and all of the activities and stuff, but at the end of the day, God cares about you as a person, and you need something that's just yours.
50:59
SPEAKER_00: I like I firmly believe that.
51:02
SPEAKER_00: Proverbs 31 woman, she did so much for her community, did so much for her kids, her husband, but she had stuff.
51:10
SPEAKER_00: If you go read that chapter, she had stuff that was just her hers that she worked on, that she actually built a business around.
51:18
SPEAKER_00: And you need something that you can say, this is this is mine.
51:21
SPEAKER_00: Like this is this brings me joy, this is my escape, this is where I find purpose, this is where I find passion.
51:28
SPEAKER_00: You need you need a passion project, you need something fun to do.
51:33
SPEAKER_00: And so please give yourself the space to discover that and the time to pour into it.
51:41
SPEAKER_00: Make time for it.
51:43
SPEAKER_00: Tell your husband you need to make time for it.
51:50
SPEAKER_00: Alright.
51:52
SPEAKER_00: These are the four ways to frame your life: your faith, what you believe about God, what you believe about yourself, your beliefs.
52:00
SPEAKER_00: What are they?
52:02
SPEAKER_00: Which ones are true based on scripture, which ones are lies that you need to change.
52:05
SPEAKER_00: Number two is your fitness.
52:07
SPEAKER_00: You need to do something fun and a physical activity that you enjoy, and you need to set goals with it.
52:11
SPEAKER_00: It's gonna show you if you're if you can be consistent, if you can be disciplined, it's gonna show you if you can do hard things.
52:19
SPEAKER_00: It's gonna show you if you can set a goal and actually achieve it.
52:23
SPEAKER_00: Number three is your finances.
52:25
SPEAKER_00: God calls us to be good stewards.
52:29
SPEAKER_00: You you need to be good stewards, especially as business owners.
52:33
SPEAKER_00: You want to expand the business, make it bigger.
52:36
SPEAKER_00: Do the same thing over and over again is not gonna achieve that.
52:39
SPEAKER_00: You need to be diligent with your money.
52:41
SPEAKER_00: You need to research personal finance.
52:44
SPEAKER_00: Like today.
52:46
SPEAKER_00: Learn how to manage your money, okay?
52:48
SPEAKER_00: Get out of the poverty mindset.
52:50
SPEAKER_00: Learn, grow, change.
52:52
SPEAKER_00: Um, keeping up with the Joneses, don't worry about that.
52:57
SPEAKER_00: Pray to break that mindset off of you.
53:01
SPEAKER_00: It's not gonna be worth it, it's gonna put you in a worse spot, then in a better spot.
53:05
SPEAKER_00: Remember, habits stack.
53:08
SPEAKER_00: They either stack up and move you forward, or they stack down and push you backwards.
53:13
SPEAKER_00: They compound.
53:15
SPEAKER_00: So make every day worth it.
53:17
SPEAKER_00: Um, number four is a passion project.
53:19
SPEAKER_00: You deserve this, mama.
53:20
SPEAKER_00: You deserve passion projects, something fun for you to work on that you can say this is mine.
53:26
SPEAKER_00: All right.
53:27
SPEAKER_00: I love you guys.
53:28
SPEAKER_00: This was a long episode.
53:29
SPEAKER_00: Let me know your thoughts.
53:31
SPEAKER_00: Um, let me know, guys, if you like what we're discussing.
53:34
SPEAKER_00: I've tried to be more strategic in these episodes um than being all over the place.
53:40
SPEAKER_00: Let me know if there's an area you want us to break down and talk about.
53:43
SPEAKER_00: We will always talk about it from the Christian perspective.
53:46
SPEAKER_00: So we're never going to dodge that.
53:49
SPEAKER_00: But I really do enjoy enjoy talking about business, enjoy talking about what my husband and I are learning through owning our business, um, what I'm learning as a mom and a business owner's wife.
54:01
SPEAKER_00: And yeah, just all of this.
54:05
SPEAKER_00: So if you have any topic ideas, let me know.
54:07
SPEAKER_00: Don't forget to leave a five-star review.
54:10
SPEAKER_00: Um, that helps, you know, share this with other people.
54:14
SPEAKER_00: I've I've really been trying to be strategic about the growth of this podcast.
54:20
SPEAKER_00: Um, we're about to um end season one and start season two, and I've been thinking about cameras and content and um just all that guru stuff.
54:33
SPEAKER_00: So yeah, let me know your thoughts on that.
54:37
SPEAKER_00: Subscribe and follow.
54:39
SPEAKER_00: You can follow me on my personal channel at Carly M.
54:43
SPEAKER_00: Reigns on Instagram.
54:45
SPEAKER_00: Um, that's where I post most of the stuff.
54:48
SPEAKER_00: And I will see y'all on the next episode.
54:50
SPEAKER_00: These come out every week.
54:52
SPEAKER_00: Thanks, guys.