Could Retire, Doesn't: The Psychology of Staying at Work

Phil's Tax Hacks · Aug 13, 2026 · 13m

More people in their 60s and 70s are staying on the job than ever before, and it's not always about the money. Today, Phil digs into the real reasons retirees keep showing up to work. Working longer isn't automatically the wrong call. Sometimes it's exactly right. The real question is whether it's a choice or a fallback. That's worth figuring out before you assume the answer.

Here’s some of what we discuss in this episode:

🤝 Social Connection: Work can provide relationships, routine, and identity

🏠 Retirement Adjustment: Suddenly spending more time at home can require some adjustment

🦠 COVID…