60% of Canadians Are Renewing in 2026—Here's Your Survival Plan

Your Mortgage Minute | Onlendhub · Mar 4, 2026 · 5m

Is your mortgage renewing in 2026? Don't sign that renewal letter without listening to this first. Around 60% of Canadian mortgages are up for renewal by the end of this year, and roughly 40% of borrowers are facing HIGHER rates than what they locked in five years ago.

If you secured your mortgage in 2020 or 2021 at 1.7-2.5%, you could be looking at renewal rates of 4-4.5%—that's an extra $500 to $800 per month for many homeowners. This episode gives you the complete playbook to navigate one of the most challenging renewal environments in Canadian mortgage history.

🎯 WHAT YOU'LL LEARN IN THIS…