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The 90% Refinance Hack: Making Your House Pay Your Mortgage in 2026 | Your Mortgage Minute
For decades, homeowners were capped at 80% equity. Now, the federal government has opened the doors to 90% financing specifically for density projects like garden suites, laneway homes, and basement apartments. We explain how you can access hundreds of thousands of dollars in equity to build a rental unit that pays your mortgage for you.
Inside this episode:
The 90% Rule: How to access equity your bank won't tell you about.
The "Future Rent" Trick: Using projected income to qualify for a larger loan even if your salary hasn't increased.
Stacking the Wins: How to combine your mortgage with the…
The skinny
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