Latest / The High Net Worth Podcast with Fexingo: Wealth Management, Tax Strategy, and Affluent Finance
How Family Offices Leverage Trust Structures
This episode examines how ultra-high-net-worth family offices utilize irrevocable grantor retained annuity trusts, or IGRATs, to freeze asset appreciation outside the taxable estate. We break down the mechanics of retaining an annuity interest while gifting the remainder, using a concrete example of a technology founder transferring appreciated stock. Lucas and Luna discuss the specific IRS valuation rules, the risks of the grantor dying too early, and why this strategy is gaining traction in September 2026 as estate tax exemptions face potential legislative changes. You will learn exactly…
The skinny
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