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Flood Insurance Myths Debunked | Dayton News
Flood insurance is a must-know for Miami Valley homeowners still reeling from heavy rains—standard policies rarely cover it, forcing many to scramble after disaster strikes. Most flood coverage is mandated by lenders in high-risk zones, but you can also add affordable backup protection for pipes and sump pumps starting at just $124/year. Auto policies usually cover flood damage under comprehensive coverage, which often has a lower deductible than collision. And remember: water from inside your home (like burst pipes) is typically covered, while external floods aren’t—renters’ policies may…
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