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Buy Now, Pay Later: How BNPL Is Reshaping Consumer Spending and Retail Finance

Episode 82: Navigating the BNPL Revolution

Read the full article here: https://smartkeys.org/bnpl-business-impact/

In this episode of the SmartKeys podcast, we explore the rapid shift in consumer behavior driven by Buy Now, Pay Later (BNPL) services. With transaction volume topping $309.2 billion in 2023 and 15% of Americans using the service in 2024, the model has moved from a fintech trend to a mainstream retail requirement.

Based on the strategic report by Felix Römer, we analyze why providers like Klarna, Afterpay, and Affirm are seeing such high adoption, particularly among Millennials…

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