Episode 40: Determining Property Occupancy

Real Estate Note Investing · May 21, 2026 · 4m · transcript

Most note investors underwrite the numbers but skip the question that often matters most — is anyone actually living there? In this episode, we break down how to determine property occupancy before you close and why it changes everything about how a loan resolves.

🔍 What you'll learn:

✅ Why owner occupancy signals emotional equity — and how that motivation drives better resolution outcomes even when the numbers are tight

✅ The three occupancy categories every investor needs to understand and how each one affects your strategy

✅ How to use county tax records, credit reports, and bankruptcy…