MariBank: Growing comes at a cost
What happens when a digital bank grows revenue by more than 50%, but profitability moves further out of reach?
In this episode, we explore pvtIQ's latest deep dive on MariBank and the trade-offs behind scaling a digital banking ecosystem in one of the world's most competitive markets.
We examine:
• How a fresh capital injection from Sea Limited helped accelerate new wealth products and ecosystem growth
• Why expanding a digital lending book can increase losses today in pursuit of profits tomorrow
• The growing tension between customer satisfaction, operational efficiency and long-term…
The skinny
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