Latest / AI Ethics with Fexingo: Bias, Safety, and Responsible Artificial Intelligence

When Your AI Insurance Adjuster Lowballs Your Claim Based on Your Photo
Episode 81 of AI Ethics with Fexingo dives into the hidden biases in AI-powered insurance claim assessment. Lucas and Luna examine a real case from early 2026 where a major insurer used computer vision to estimate car damage from photos, and systematically undervalued claims from older vehicles and certain neighborhoods. They discuss how the training data skewed toward newer, luxury cars, leading to a 23% lower payout for owners of vehicles older than ten years. The episode explores the technical root cause: lack of diverse training images, and the ethical implications of algorithmic…
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