Latest / Mortgage Research Network Podcast
Refi Window: Up to 3 Million Homeowners Back in the Mone
Mortgage rates have slipped enough to put millions back in the refi game. In this episode, Tim Lucas and Craig Berry explain who benefits, how much you could save, and the smartest ways to move fast without missteps. You’ll learn:Who’s “in the money”: A ~0.75% drop (e.g., 7.25% → 6.5%) can make refinancing worthwhile. Roughly 2 million homeowners qualify now—and if rates dip below 6.375%, that could rise to 3 million.Real-dollar impact: A borrower with a $250K FHA loan at 2023 highs could save ~$80,000 over the life of the loan by refinancing to today’s averages.Costs & break-even: Closing…
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