Latest / Inside The Vault with Ash Cash / ITV #189: AI vs The Banks: How Ty Burney Built a Million-Dollar Credit Empire Using AI Bots

Transcript

ITV #189: AI vs The Banks: How Ty Burney Built a Million-Dollar Credit Empire Using AI Bots · Inside The Vault with Ash Cash

0:00
[SPEAKER_05]: predicate value freedom with the right education.
0:03
[SPEAKER_05]: This one thing can change 98% of people.
0:08
[SPEAKER_05]: It might come by you happiness, but it kind of can't.
0:11
[SPEAKER_03]: If you're black and brown in this country, you know how much the banks have raped us.
0:16
[SPEAKER_03]: So why not invest into that first before you do anything else?
0:20
[SPEAKER_05]: But do it the right way.
0:21
[SPEAKER_05]: Jesus had to modify and the 12th time went to the world and talk about your stand and literally move the whole world.
0:27
[SPEAKER_05]: Well, it's almost the same line same.
0:29
[SPEAKER_03]: And then now we figure it out.
0:31
[SPEAKER_03]: how to take what was all the life of your dreams is on the other side of leveraging other people's money.
0:38
[SPEAKER_03]: I want to get to get to the credit source.
0:40
[SPEAKER_05]: You don't take a lot of people take a good 6 to 7 people who believe in you, but you go straight at the word.
0:44
[SPEAKER_05]: We have one of those people change their life.
0:46
[SPEAKER_05]: They get their first house.
0:47
[SPEAKER_05]: They get their first credit card.
0:48
[SPEAKER_05]: We'll stand they go do the till of the pizza.
0:57
[SPEAKER_02]: Anyway, wait, wait, wait.
0:58
[SPEAKER_02]: I know you want to watch this next video, but listen, if you are an entrepreneur, business coach, business consultant, or a small business owner who has a story and wants to learn how to create multiple strings of income from your story, I need you to text me right now.
1:14
[SPEAKER_02]: to six, four, six, six, six, eight, seven, four, one, five, two.
1:17
[SPEAKER_02]: That is my personal number.
1:19
[SPEAKER_02]: I have been an author for over 12 years, I've written 10 books, four of them have been best sellers, and I've sold over 100,000 books, but I've also helped a lot of my clients, take their expertise and put it into a story, then create multiple streams of income from that.
1:34
[SPEAKER_02]: So I wanna help you do the same thing.
1:36
[SPEAKER_02]: So text my book to six, four, six, six, eight, seven, four, one, five, two.
1:41
[SPEAKER_02]: I, let's go back to the video.
1:59
[SPEAKER_03]: All right, so welcome to another awesome episode of Inside The Vault with Ascash.
2:04
[SPEAKER_03]: The greatest money mindset show on a planet.
2:07
[SPEAKER_03]: We don't just talk about wealth.
2:09
[SPEAKER_03]: We decode it.
2:11
[SPEAKER_03]: Today we have an awesome guest for you.
2:14
[SPEAKER_03]: This is a financial powerhouse who went from hustling knowledge to building an empire.
2:19
[SPEAKER_03]: He is a serial entrepreneur, credit expert and the founder of wealth builders.
2:24
[SPEAKER_03]: One of the fastest growing platforms
2:28
[SPEAKER_03]: Through his programs, Taikwam Bernie has helped people repair their credits, secure millions in funding, and start profitable businesses even with brand new LLCs, known for his eye energy, no fluff style, Thai teachers, people, how to turn credit into cash flow, automate their funding systems, and build generational wealth that doesn't rely on guest work.
2:57
[SPEAKER_03]: escape the paycheck, the paycheck cycle, or start your own credit business, this episode, you cannot afford to miss.
3:06
[SPEAKER_03]: Listen, ladies and gentlemen, when I tell you, this brother has been doing this for a very long time and he's going to give you all game, nothing but game in order to get the capital that you need to go to the next level, rather than applause for my brother.
3:20
[SPEAKER_05]: Hey, man, I appreciate that real appreciate it.
3:23
[SPEAKER_03]: So first of all, most, this is a long time come.
3:26
[SPEAKER_03]: We both do this episode years ago.
3:28
[SPEAKER_03]: Years ago, years ago, but we're finally here.
3:31
[SPEAKER_03]: And I'm happy though, I'm happy, because I'm about to get some exclusive stuff.
3:35
[SPEAKER_03]: You'd have to say, I'm about to get some stuff that, you'd have to say, hey, I wasn't around.
3:40
[SPEAKER_03]: You know, you bought the, you bought the, what you're about to do to the funding game is crazy.
3:46
[SPEAKER_03]: You never say when I first heard that I said not, this can't be true, and then you just showed me what what what you're doing And I think it's phenomenal and so I everybody I got to watch this.
3:57
[SPEAKER_03]: I'm telling you if you like you always hear using other people's money And I'm a proponent of that But you have done something phenomenal with AI with bots and we're gonna go get into all of that But just to start off with those who don't know who is type burning
4:14
[SPEAKER_05]: Man, first off, thank you for having me.
4:16
[SPEAKER_05]: So who is talk when I'm burning?
4:18
[SPEAKER_05]: People are on the stand, bro.
4:19
[SPEAKER_05]: I'm so country like you hit him a voice, man.
4:21
[SPEAKER_05]: I grew up like, you know, might as me grew up in the church, uh, just going outside playing everyday, man.
4:29
[SPEAKER_05]: Grow up with both my parents.
4:30
[SPEAKER_05]: So definitely grew up around like a lot of love, man.
4:33
[SPEAKER_05]: You know, with your young man, I grew up in like a two-bedroom trade with like 16 people, but when you're young, though, you don't really know because you're my family and love, man.
4:40
[SPEAKER_05]: So I always had that that that that that that that that that that that that that that correct upbringing and man.
4:44
[SPEAKER_05]: I just want to more out of life.
4:46
[SPEAKER_05]: And just being able to get to this point in my life, man.
4:49
[SPEAKER_05]: It's like really been in blessing.
4:51
[SPEAKER_05]: Actually, people don't know.
4:52
[SPEAKER_05]: I actually have a massive green engineering.
4:54
[SPEAKER_05]: Oh, wow.
4:54
[SPEAKER_05]: So I went to Savannah State to get my undergrad.
4:58
[SPEAKER_05]: Kind of to a severe motorcycle as I almost lost my life so I had take like a year off of school did that and also Went to the military square at a high school So I did the military for low-eye.
5:07
[SPEAKER_05]: I mean, I went to college and then I thought I went to college I figured I like you'll get more education So I you know going to get my master's engineering so I did engineering for like five years Like even ever knew what entrepreneurship will wow Wow, and and and so so so from injured so
5:25
[SPEAKER_03]: from a master's of engineering, how did you get it to entrepreneurship?
5:28
[SPEAKER_05]: So one thing about engineering, you have to understand how something works.
5:32
[SPEAKER_05]: Like everything is engineering.
5:34
[SPEAKER_05]: They might be used to cameras.
5:35
[SPEAKER_05]: Everything is programmed to make something work, work better and more efficient, right?
5:40
[SPEAKER_05]: So in school, when this is back in like 2000 then,
5:44
[SPEAKER_05]: 13 and they like, you know, get a six-figure job and between the count and the low-end bench and hearing, those are the job that we knew that paid the most.
5:52
[SPEAKER_05]: So that's what made me tap into that uh, engineering space, man.
5:55
[SPEAKER_05]: It's always growing up, one of the learned high things work.
5:58
[SPEAKER_05]: So that mind, that mind of that process got me to want to like do more.
6:03
[SPEAKER_05]: And I was looking at my life like, man.
6:05
[SPEAKER_05]: OK, yeah, at the time, I'm going to make like $80, 90K.
6:07
[SPEAKER_05]: This is, uh, in my, I said, like $10, 15 years ago.
6:11
[SPEAKER_05]: And while I was front, I was a lot of money.
6:12
[SPEAKER_05]: Yeah, yeah.
6:13
[SPEAKER_05]: I ain't gonna lie, bro.
6:14
[SPEAKER_05]: It's selling a lot of money, though.
6:15
[SPEAKER_05]: It is.
6:15
[SPEAKER_05]: Yeah, I mean, what you get rich?
6:17
[SPEAKER_05]: I mean, it's better.
6:17
[SPEAKER_05]: Yeah, yeah, it's better.
6:18
[SPEAKER_05]: But soon as I moved to Atlanta, bro.
6:21
[SPEAKER_05]: And I got out of the, and I was around people that worked in $95, making that kind of money.
6:24
[SPEAKER_05]: And my estate was like, oh, retire me.
6:26
[SPEAKER_05]: Right.
6:27
[SPEAKER_05]: You know, traveling when they 15, 60, I ain't going to a network and event.
6:31
[SPEAKER_05]: and heard a completely different story and a different complete outcome in my life.
6:35
[SPEAKER_05]: And I'm seeing people 25, 27, make it 30, 40,000 dollars a month.
6:39
[SPEAKER_05]: And this was like back in the 2016, they had the time and the freedom.
6:43
[SPEAKER_05]: Let's all talk about like financial literacy and leveraging credit for it in me, right?
6:48
[SPEAKER_05]: But I will see it start making sense.
6:49
[SPEAKER_05]: Like, I know about credit because it's like, okay.
6:52
[SPEAKER_05]: That is core, I remember had a co-sign.
6:54
[SPEAKER_05]: I needed something like, okay, this did not run about it.
6:56
[SPEAKER_05]: Then it was like, give 50, 100 can't capital and at the time, I'm like, bro, I'm not even thinking about saving 50, 100.
7:03
[SPEAKER_05]: K, that's like so far out of my mind at that point.
7:05
[SPEAKER_05]: But I'm not thinking about saving.
7:06
[SPEAKER_05]: I'm not thinking about the longevity in life.
7:08
[SPEAKER_05]: I'm thinking about the now.
7:10
[SPEAKER_05]: But listen, the people talking about like wealth and financial literacy and how they able to travel the world for free and take any family, it's worth the issues in me, because that was like, hey, that's something that I would love to do.
7:22
[SPEAKER_05]: And that exposure got me curious.
7:25
[SPEAKER_05]: And I wouldn't have stepped into the environment, man.
7:28
[SPEAKER_05]: I love back.
7:29
[SPEAKER_03]: Yeah.
7:29
[SPEAKER_03]: So one of the things I found intriguing about your story is that you started your own multi-level, level marketing agency, right?
7:40
[SPEAKER_03]: You know, I come from a space where, you know, multi-level marketing is like, people looking at the scams, they look at it as negative, but as a businessman, I think it's the best model.
7:54
[SPEAKER_03]: It's the best business
7:56
[SPEAKER_03]: Because what multi level marketing for those who don't know is, you know, you're selling a product or service and then you recruit other people to also sell that that same product or service.
8:08
[SPEAKER_03]: And as you build your agency, if you will, for audio, this is work.
8:13
[SPEAKER_03]: Yeah, other people, you know, you're able to to benefit from what other people are doing.
8:18
[SPEAKER_03]: It's telling us it's labor.
8:19
[SPEAKER_03]: Right, right, talk a little bit about that.
8:22
[SPEAKER_03]: Like how did that, like how did that come about, what spark you to like start your own, you know?
8:28
[SPEAKER_05]: I also, I was looking away where everybody's like, drawing communities do MLM because that was a way where people become mega there.
8:34
[SPEAKER_05]: Before the internet stuff came out, like you can get this amount of peaking.
8:37
[SPEAKER_05]: You can make 50, 100 grand a month, things that nature, right?
8:40
[SPEAKER_05]: So I know Johnny's programs and something that was kind of something I was interested in.
8:45
[SPEAKER_05]: So I joined a couple of trading in MLM, and it's got a credit in MLM's.
8:48
[SPEAKER_05]: And then why everybody was trying to get out of these people under them, I'm thinking like, pro.
8:53
[SPEAKER_05]: So a hundred thousand people in this company paying a hundred and forty nine dollars a month I started doing the numbers right a hundred thousand people One ninety nine a month.
9:02
[SPEAKER_05]: I got five hundred people on the meat.
9:04
[SPEAKER_05]: They paying me dead So the company walking with like eight percent of the property.
9:08
[SPEAKER_05]: Yeah.
9:09
[SPEAKER_05]: Yeah, I'll write me to get on those sides
9:13
[SPEAKER_05]: I was like, what skills said that I'm good at that can people, they can benefit people lives, they can change somebody lives.
9:20
[SPEAKER_05]: And I was like, I got heavy in the credit at that point.
9:22
[SPEAKER_05]: Guys, John, these credit in my limbs with it.
9:24
[SPEAKER_05]: But I started seeking further education and really like, home in on the information and really apply to actually change my life.
9:30
[SPEAKER_05]: So when I started doing it myself, I ain't no decrease in my career school from like a five to a seven 35.
9:34
[SPEAKER_05]: I'm like, I'm my first 20th on the credit card.
9:36
[SPEAKER_05]: I started fixing my family created my mama, my sister, my grandma, my sister, my grandma.
9:40
[SPEAKER_05]: Then they started with my friends, whatever.
9:41
[SPEAKER_05]: And I was like, okay, I know something.
9:43
[SPEAKER_05]: Yeah, yeah, yeah, yeah, yeah, I'm on the sun because I'm seeing the results, right?
9:46
[SPEAKER_05]: Yeah.
9:46
[SPEAKER_05]: So it took me about, I mean, I'll tell my mentor.
9:49
[SPEAKER_05]: I was like, yo, I want to start my own in my little company because at the time, I'm like, pro, I got a thousand followers and then, and I was an on social media promoting education because it wasn't hot, but don't do our social media with over, right?
10:00
[SPEAKER_05]: So I was like,
10:01
[SPEAKER_05]: These people are, and I'm looking at the owner of a company, and I was like, hey, I'm the guy on social media, but he's making millions of dollars, so I'm like, okay, but he's incentivizing people for bringing people in and getting a percentage of it too.
10:13
[SPEAKER_05]: And right then, at that time, like I said, social media wasn't heavy.
10:16
[SPEAKER_05]: Everybody wasn't unspannuered.
10:17
[SPEAKER_05]: Everybody was a community.
10:18
[SPEAKER_05]: I was over night and training on business.
10:20
[SPEAKER_05]: either you were working a job or you were probably some part of MLLM right to make that kind of money with it.
10:24
[SPEAKER_05]: So it's easy for you to recruit somebody for something that's helping you change your life.
10:29
[SPEAKER_05]: That's what I did right.
10:30
[SPEAKER_05]: I had got like a group of my friends together and I brought this what I wanted to do.
10:33
[SPEAKER_05]: I want you out of social media to tell 10 people to come to this event.
10:37
[SPEAKER_05]: So let's start with six people.
10:40
[SPEAKER_05]: Right.
10:40
[SPEAKER_05]: And I remember the story I'm coming from the church right and you
10:45
[SPEAKER_05]: Jesus had Twitter Cypher and the Twitter Cypher went to the world and talked about Christian and literally moved the whole world to that.
10:52
[SPEAKER_05]: So it's almost the same thing.
10:53
[SPEAKER_05]: You don't take a lot of people, it's like a good 6 to 7 people who believe in you.
10:57
[SPEAKER_05]: You go spread the word each one of teach one to millions of people and that's what happened.
11:01
[SPEAKER_05]: So just imagine since people invited 10 people, I got 60 people in the wrong that I could never did on my own.
11:06
[SPEAKER_05]: So she's the people beginning to roam here, information they never heard before, but it's making sense to them.
11:11
[SPEAKER_05]: And they already in situation where credit is stopping them from getting a new house, from getting a new car.
11:17
[SPEAKER_05]: And he's like, hey, I could learn and create it and get access to capital.
11:20
[SPEAKER_05]: And I don't got to pay nobody to seven, eight hundred dollars, I could pay ninety nine dollars to learn this information, sign me up.
11:26
[SPEAKER_05]: Yep, yeah, sign me up.
11:27
[SPEAKER_05]: And guess what happened then?
11:29
[SPEAKER_05]: We have when those people change their life, they get they create it, they get their first house, they get their first credit card.
11:36
[SPEAKER_05]: that's how I started, events went from 10 people, 20 people, 50 people, 100 people.
11:41
[SPEAKER_05]: I had 200 people in the lobby of my apartment complex, and it took off.
11:45
[SPEAKER_05]: Wow.
11:46
[SPEAKER_05]: I made $100,000, so fast, so fast, so fast, bro, because remind you, my pro quo's $104,000 to get into, right?
11:53
[SPEAKER_05]: So this reminds me of the $100,200 people paying $104,000 a month.
11:58
[SPEAKER_05]: And I started to recruit myself.
12:00
[SPEAKER_05]: I was just seeing, like,
12:02
[SPEAKER_05]: But I was looking at my stripper count.
12:03
[SPEAKER_05]: Yeah, they got it.
12:04
[SPEAKER_05]: Dang, bro.
12:06
[SPEAKER_05]: And it's just all grown.
12:07
[SPEAKER_05]: And then when he's in about the money, it was a loss that was being transformed into prices.
12:11
[SPEAKER_05]: Yeah.
12:11
[SPEAKER_05]: These people come in overdrive and these people making $800 a month.
12:17
[SPEAKER_05]: They didn't know about credit.
12:18
[SPEAKER_05]: Yeah.
12:18
[SPEAKER_05]: But now when I'm teaching them about Pro, I can't forget 50K and 60 days by teaching you credit.
12:24
[SPEAKER_05]: And not also getting the money, but now you got the mindset on what to do with the money.
12:29
[SPEAKER_05]: And in order to create past San Francisco income,
12:31
[SPEAKER_05]: And what I was seeing happen was it wasn't about the money.
12:34
[SPEAKER_05]: It's the person you had to come back to during that process to be that person.
12:39
[SPEAKER_05]: Like, well, you are right now, there's a process you had to go through.
12:42
[SPEAKER_05]: It ain't the ash cares.
12:43
[SPEAKER_05]: Now, the process may actually, the process may, WB Bernie.
12:47
[SPEAKER_05]: Yeah, for sure.
12:47
[SPEAKER_05]: And when that process happened, bro.
12:50
[SPEAKER_05]: Man, I could say they spread like Wi-Fi.
12:52
[SPEAKER_05]: That's why I was saying, and as a result of that, the money's just gonna come.
12:55
[SPEAKER_05]: Yeah, yeah.
12:56
[SPEAKER_05]: Yeah.
12:57
[SPEAKER_05]: Yeah.
12:57
[SPEAKER_05]: And so you were able to see what your first million.
13:01
[SPEAKER_05]: So my, I made my first million the second year had my email in Hawaii from making $80,000 a year working for that was a week to doing something I love to do.
13:10
[SPEAKER_05]: And I tell you in the beginning, for a year, let me tell you something that people don't realize though.
13:14
[SPEAKER_05]: Therefore, a year was straight, hustle.
13:16
[SPEAKER_05]: Yeah.
13:17
[SPEAKER_05]: I used to wake up, and I even tell people this too.
13:19
[SPEAKER_05]: I went six months with no six during their process, who distracted me every day.
13:24
[SPEAKER_05]: You guys are my friends.
13:25
[SPEAKER_05]: It's for a whole year, bro.
13:26
[SPEAKER_05]: I taught five classes from 8 a.m to 5 p.m.
13:30
[SPEAKER_05]: I didn't invent every Tuesday and Wednesday for a full year with didn't miss a day.
13:35
[SPEAKER_05]: Wow.
13:35
[SPEAKER_05]: And to the point where that would charge me in the beginning, but the least awful is like Ty Seed was through doing it.
13:41
[SPEAKER_05]: We're going to charge them a while.
13:42
[SPEAKER_05]: So I would ever do every Tuesday and Wednesday.
13:44
[SPEAKER_05]: We would have in 50, 700 people every Tuesday and Wednesday.
13:48
[SPEAKER_05]: I was teachers.
13:48
[SPEAKER_05]: I would get up in the morning time on Zoom from like eight to nine.
13:51
[SPEAKER_05]: I would teach for it.
13:52
[SPEAKER_05]: Right.
13:52
[SPEAKER_05]: from like 10 to 11, I would teach you commerce.
13:54
[SPEAKER_05]: Well, one to two, I would teach credit.
13:57
[SPEAKER_05]: Well, then we'll do a little bit of real estate.
13:58
[SPEAKER_05]: I did that for a whole year, bro.
14:01
[SPEAKER_05]: Wow.
14:01
[SPEAKER_05]: We don't see that.
14:02
[SPEAKER_05]: They don't see that.
14:03
[SPEAKER_00]: They don't see that.
14:04
[SPEAKER_00]: They don't see it.
14:05
[SPEAKER_03]: They don't see it.
14:06
[SPEAKER_03]: They don't see it.
14:07
[SPEAKER_05]: They don't see it.
14:08
[SPEAKER_05]: And you got to ask yourself, most people, what they are today, they're not going to do that type of work.
14:12
[SPEAKER_05]: In fact, like I was speaking to this in some of my friends of the day about.
14:16
[SPEAKER_05]: I will look at a video on Mr.
14:17
[SPEAKER_05]: Beats now, who he is today, but again, he was up low videos every day, and not one person viewed it.
14:22
[SPEAKER_05]: Yeah.
14:23
[SPEAKER_05]: It was the consistency of him just kept on doing it.
14:25
[SPEAKER_05]: It's continued doing it.
14:27
[SPEAKER_05]: Even you proud of guys, though, I was listening how Kevin Hart's story or how they will go to the events.
14:31
[SPEAKER_05]: Nobody showed up.
14:32
[SPEAKER_05]: Yeah.
14:32
[SPEAKER_05]: It's just consistent.
14:33
[SPEAKER_05]: Yeah.
14:35
[SPEAKER_05]: And one thing I learned by people was like, Brandon, bro, it's like embedded in you.
14:39
[SPEAKER_05]: If you see something nothing going to get curious.
14:41
[SPEAKER_03]: Absolutely.
14:41
[SPEAKER_03]: Yeah.
14:41
[SPEAKER_03]: Yeah.
14:41
[SPEAKER_03]: Yeah.
14:42
[SPEAKER_03]: Yeah.
14:42
[SPEAKER_03]: Yeah.
14:43
[SPEAKER_03]: Yeah.
14:43
[SPEAKER_03]: love that and so so so what was the pivot feature right so don't before before we even go to the pivot from you know because I know you said you come from a good family you know to pay a home household college educated or are you the first millionaire in your family yeah okay and and so so how did that first how did that feel for you to be able to you know accumulate that much money but but also like
15:07
[SPEAKER_05]: What did that do to your family dynamic to be the first to break that generational curse, you know, I was able to do a lot for my family man when I first made my half me dolls, I bought like my mom and my grandma car brand new car, yeah, I gave my such as some money, I was doing a lot of my family man, like I just wanted to just thank them for like holding down me as I was growing up, but I
15:30
[SPEAKER_05]: I was kind of bad growing up at school, so my grandma man, like my mom, my sister, my auntie, them, and right now, like, uh, maybe my cousin, I put them to college and like my niece is in college right now, so I get her allowance every month.
15:44
[SPEAKER_05]: So it's just like, I'm big on family, man.
15:46
[SPEAKER_05]: It's like,
15:47
[SPEAKER_05]: I always want to give love to the people that helped me get the while was that yeah, and I never forget that man.
15:52
[SPEAKER_05]: So it's that feeling bro just seeing the feeling of my took my money vagus for the first time.
15:56
[SPEAKER_05]: I threw all her friends the vagus gave my mom a couple of dollars just to go spend that feeling bro money came by that.
16:02
[SPEAKER_05]: But it took money to allow that experience to happen.
16:04
[SPEAKER_05]: Yeah, they look on my grandma face my bought her brand new car.
16:07
[SPEAKER_05]: Yeah, like that death feeling you can't that if takes money, but you can't experience that man.
16:12
[SPEAKER_05]: You got to put yourself in position to be able to do that for the people that you love, man.
16:16
[SPEAKER_05]: So that's what really my stuff came out there.
16:19
[SPEAKER_03]: Yeah, yeah, yeah, yeah, yeah, and I love that though, too, man, because I feel like.
16:23
[SPEAKER_03]: But a lot of people do it the opposite way and they get up and then that they focus it on how to show everybody else that they up, but not forgetting about the people that actually kind of held you down.
16:38
[SPEAKER_03]: So, you know, I love that.
16:39
[SPEAKER_03]: And then so, I want to get through the credit source, right?
16:43
[SPEAKER_03]: Because, you know,
16:46
[SPEAKER_03]: from a funding perspective.
16:48
[SPEAKER_03]: I think one of the biggest issues that happen with business owners or people entrepreneurs, they run out of money.
16:55
[SPEAKER_03]: They have these great ideas.
16:58
[SPEAKER_03]: They probably are transitioning from a non-of-five into business or
17:03
[SPEAKER_03]: They are already in business, but they're not making enough money.
17:06
[SPEAKER_03]: You know what I'm saying?
17:07
[SPEAKER_03]: And so they always need like capital to be able to fund their business.
17:11
[SPEAKER_03]: So I know you, you know, you teach people how to get access to funding, even with new LLCs, right?
17:19
[SPEAKER_03]: But even before I get there, how did you transition?
17:22
[SPEAKER_03]: from multi-level marketing to learning about funding and really building building.
17:28
[SPEAKER_05]: Oh, but part of the work that was made and created anyway.
17:32
[SPEAKER_05]: So for years, I had got created knowledge from like.
17:37
[SPEAKER_05]: You know, just learning and doing it myself.
17:39
[SPEAKER_05]: You know, I didn't hear somebody else doing.
17:42
[SPEAKER_05]: I went through it myself.
17:43
[SPEAKER_05]: I went through the phase of having bad credit.
17:45
[SPEAKER_05]: And I went through the phases of understanding of financial literacy.
17:49
[SPEAKER_05]: I went through the phases of, you know, not knowing not having to get credit, right?
17:54
[SPEAKER_05]: So having an MLM and when you teach in every single day, yeah, yeah, yeah, yeah.
17:58
[SPEAKER_05]: 306 five days a week, we have no choice but to like, be an expert at it, man.
18:03
[SPEAKER_05]: And that piece my realized how important it was,
18:06
[SPEAKER_05]: for a person to understand find this loose because I've seen what it did for my life, man.
18:09
[SPEAKER_05]: So that's what made me become a heavy advocate on, creative because it's like you need it.
18:14
[SPEAKER_05]: Yeah.
18:14
[SPEAKER_00]: Yeah.
18:15
[SPEAKER_03]: Yeah.
18:16
[SPEAKER_03]: That's what that, that give me, give me the sauce, right?
18:18
[SPEAKER_03]: Like, I think that a lot of people who are just starting out might have credit issues or might just be building out the LLC like what is the fastest way or the best way because that's somebody to get fun access to fun.
18:33
[SPEAKER_05]: I would say the people right.
18:34
[SPEAKER_05]: You can go to short right or you can go to fast right.
18:37
[SPEAKER_05]: So when you first gain your credit start, I would say if you need about five people think you just got a 720 credit score, you can go get access to 100k.
18:44
[SPEAKER_05]: But it's all about the data points.
18:46
[SPEAKER_05]: You need about three to five trade three to five primary is on your account.
18:50
[SPEAKER_05]: So we will talk about able.
18:51
[SPEAKER_05]: self-eak, create a strong run a karma.
18:54
[SPEAKER_05]: Those are four builders accounts that you could put on your creative report and you have to let them sit for about six months.
19:01
[SPEAKER_05]: And let me think of personal credit or your personal credit, when you're personal credit, you let it sit for about six months, because what people don't realize is when those things sit on your creative report, there's something
19:13
[SPEAKER_05]: When you get new accounts, you're not going to be to get funding, because it's like a representation.
19:17
[SPEAKER_05]: If I come to you right now, in action, bro, let me borrow a 10k, and I don't have no report with you.
19:21
[SPEAKER_05]: You haven't seen any history of me paying people back.
19:24
[SPEAKER_05]: You're probably going to be like, you're not going to leave me into money.
19:26
[SPEAKER_05]: But if you've seen history of it, you're a type of his money back.
19:29
[SPEAKER_05]: You know, he's been paying me back for years.
19:31
[SPEAKER_05]: You'll be more likely a more open, you know, to lend me money and the banks work the same way.
19:36
[SPEAKER_05]: They want to see that you have history in the game.
19:38
[SPEAKER_05]: They want to see that you have skin in the game before I lend you money.
19:41
[SPEAKER_05]: or you can go to fast route, which means the primary route where there are data furnitures that actually can expedite the process.
19:49
[SPEAKER_05]: So that means that you can go to data furnitures and purchase a installment loan, purchase a primary that could be back dated saying that you had for two, three years and that you have, you have established credit history already.
20:05
[SPEAKER_05]: It's like
20:09
[SPEAKER_05]: Uh, on credit karma, you know, you got transunion and, uh, Elco Facts.
20:14
[SPEAKER_05]: Once you get the rent of karma, it posted on your transunion.
20:16
[SPEAKER_05]: It could back date two years and it could say you've been making a monthly payment of $2,000 for two years.
20:23
[SPEAKER_05]: That does two things.
20:24
[SPEAKER_05]: It gives you the data point.
20:25
[SPEAKER_05]: Meaning you have the history.
20:26
[SPEAKER_05]: Yep.
20:26
[SPEAKER_05]: And it's you've been seeing that I can pay payments on time for two years straight.
20:30
[SPEAKER_05]: Mm.
20:30
[SPEAKER_05]: Yep.
20:30
[SPEAKER_05]: And there's things called data French that allow you to do that.
20:34
[UNKNOWN]: Okay.
20:35
[SPEAKER_05]: So if you got to this in there while and you can get you a hundred k 30 days if you got the access to the capital to purchase whatever they cost yeah or you can go to long route and do the build accounts, but they have to see like six months.
20:46
[SPEAKER_03]: All right, so let me just unpack a little bit right so somebody's trying to to get access to funding they can either.
20:55
[SPEAKER_03]: Start send up accounts with with starter starter accounts.
21:01
[SPEAKER_03]: They'll get those started accounts.
21:03
[SPEAKER_03]: They have to wait about six months so that they can become seasoned and then once they're seasoned, now they can start applying to get access to capital.
21:11
[SPEAKER_03]: Or if they wanna do it, the faster route, there are companies out there, data furnitures, that you can purchase, I guess access the accounts that are seasoned, the accounts that they have, create a history already and create a limb.
21:28
[SPEAKER_03]: And that's legit though, right?
21:30
[SPEAKER_05]: That's right.
21:31
[SPEAKER_05]: Yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah
22:00
[SPEAKER_03]: You know, a lot of times people are trying that, you know, they might, you know, now they might have the, they might have the credit score, but they might not have the season of council.
22:08
[SPEAKER_03]: They might not have, you know, the, the, the, the profile, like, like besides accounts, credit score, what else?
22:16
[SPEAKER_03]: are, you know, bench looking for and what are some of the mistakes people make.
22:21
[SPEAKER_05]: So I'm going to say a lot of my states, I see people may air by the holler, authorized users get authorized using your account.
22:27
[SPEAKER_05]: That means of course, you know, you're piggybacking off of somebody else's credit report.
22:31
[SPEAKER_05]: But nowadays, they don't hold as much weight.
22:33
[SPEAKER_05]: Let me tell you one reason why I say, I'll pay attention.
22:36
[SPEAKER_05]: If that car hold as address is not on your profile.
22:41
[SPEAKER_05]: The best thing going to look at is like, okay, you just went to somewhere a site and signed up for somebody's stuff.
22:46
[SPEAKER_05]: This is not your actual relative.
22:48
[SPEAKER_05]: This is not because the purpose of authorized users means family friends, family members and the media family to be on the court.
22:55
[SPEAKER_05]: So you will get the night.
22:57
[SPEAKER_05]: even with the authorizing your credit report.
22:59
[SPEAKER_05]: But I always tell people, I say, hey, hey, if it's somebody else, I say, you'll find a car hold his address, go a platform like a magazine to make sure that that address shows up on your credit for five.
23:11
[SPEAKER_01]: Yeah, yeah, yeah.
23:11
[SPEAKER_05]: Now when the banks pull it off on the right to say we're on a review.
23:15
[SPEAKER_05]: Yeah.
23:15
[SPEAKER_05]: they're going to look at this address, see, okay, this is must be like a family member because address is only profile.
23:20
[SPEAKER_05]: And now those data, now that authorized usual will be compared be used for your data points as well.
23:26
[SPEAKER_05]: Yeah, because without it, they're not, they're just going to look at it like it's not even there.
23:29
[SPEAKER_03]: Yeah, that makes sense because I think that again, you know, you know, a lot of this stuff is algorithm, you know, algorithm, it's all about it's all about it's all
23:39
[SPEAKER_03]: Yeah, and so now let's talk about new LLCs because I know you have a way for people to get funding with new LLCs, talk about that process for me.
23:52
[SPEAKER_05]: Okay, so with new LLCs, there's certain banks.
23:56
[SPEAKER_05]: We all know about Chase.
23:57
[SPEAKER_05]: We all know about citizens.
23:59
[SPEAKER_05]: We all know about like Wells Fargo out of tier one banks that will allow you to get funded with a brand new LLC.
24:09
[SPEAKER_05]: I get a lot of people all the time, hey bro, can I get fun?
24:11
[SPEAKER_05]: I have my LSE for CGS, but I haven't done anything with it.
24:14
[SPEAKER_05]: I've like, you still not gonna do it with it.
24:16
[SPEAKER_05]: Your credit score was not up to standard, right?
24:18
[SPEAKER_05]: So the first thing I've said people do is get your personal credit together.
24:22
[SPEAKER_05]: First hit those data points.
24:23
[SPEAKER_05]: And then you can go to the bank and get lorsal lines of credit or business credit.
24:30
[SPEAKER_05]: And the reason why you get more because this is something called Capable Credit.
24:33
[SPEAKER_05]: The reason why I say a person need to least
24:38
[SPEAKER_05]: on the personal credit report because when you clap a business credit, that's from the Coca-Cola Pavacrated.
24:44
[SPEAKER_05]: And our view to get this $20 to $30,000, $50,000 credit card.
24:49
[SPEAKER_05]: I need to see something on your personal credit as least that's a 10 of $15 to $20,000 a limit.
24:55
[SPEAKER_05]: So that's why I suggest people to do the authorized use, but make sure the address is there.
24:59
[SPEAKER_05]: And if you can afford it, go get the primary, so you can ask about the process.
25:02
[SPEAKER_05]: So you can already have that $20,000.
25:04
[SPEAKER_05]: create a lemon on your credit profile in the business credit.
25:08
[SPEAKER_05]: They sees that the lander sees that and they would give you the maximum capital for your business.
25:13
[SPEAKER_03]: And then talk a little bit about like even how you set up the LLC though, right?
25:19
[SPEAKER_03]: Because I know you know, people talk about making sure you know the you got a business address in the phone number and a lot of people's business out on a hundred thousand dollars.
25:30
[SPEAKER_05]: There are people right now.
25:31
[SPEAKER_05]: They're sitting on a gold mile on a LLC and it reads why they mess on it because simply it's not built correctly.
25:37
[SPEAKER_05]: They don't have the right address.
25:38
[SPEAKER_05]: They have a, you know, cousin address on there or something like that.
25:42
[SPEAKER_05]: They got to email the address.
25:43
[SPEAKER_05]: Pookey hotmail.
25:44
[SPEAKER_05]: Pookey 606.
25:45
[SPEAKER_05]: Right.
25:45
[SPEAKER_05]: Yeah.
25:45
[SPEAKER_05]: Right.
25:45
[SPEAKER_05]: Right.
25:45
[SPEAKER_05]: Right.
25:46
[SPEAKER_05]: Right.
25:46
[SPEAKER_05]: Right.
25:46
[SPEAKER_03]: Right.
25:46
[SPEAKER_05]: Right.
25:46
[SPEAKER_05]: Right.
25:46
[SPEAKER_05]: Right.
25:47
[SPEAKER_05]: Right.
25:47
[SPEAKER_05]: Right.
25:47
[SPEAKER_05]: Right.
25:47
[SPEAKER_05]: Right.
25:47
[SPEAKER_05]: Right.
25:48
[SPEAKER_05]: Right.
25:48
[SPEAKER_05]: Right.
25:48
[SPEAKER_05]: Right.
25:49
[SPEAKER_05]: Right.
25:49
[SPEAKER_05]: Right.
25:49
[SPEAKER_05]: Right.
25:49
[SPEAKER_05]: Right.
25:50
[SPEAKER_05]: Right.
25:50
[SPEAKER_05]: Right.
25:50
[SPEAKER_05]: Right.
25:50
[SPEAKER_05]: Right.
25:51
[SPEAKER_05]: Right.
25:51
[SPEAKER_05]: Right.
25:51
[SPEAKER_05]: Right.
25:52
[SPEAKER_05]: Right.
25:52
[SPEAKER_05]: Right.
25:52
[SPEAKER_05]: Right.
25:52
[SPEAKER_05]: Right.
25:52
[SPEAKER_05]: Right.
25:52
[SPEAKER_05]: Right.
25:53
[SPEAKER_05]: Right.
25:53
[SPEAKER_05]: Right.
25:53
[SPEAKER_05]: Right.
25:53
[SPEAKER_05]: Right.
25:53
[SPEAKER_05]: Right.
25:54
[SPEAKER_05]: Right.
25:54
[SPEAKER_05]: Right.
25:54
[SPEAKER_05]: Right.
25:54
[SPEAKER_05]: Right.
25:54
[SPEAKER_05]: Right.
25:54
[SPEAKER_05]: Right.
25:55
[SPEAKER_05]: Right.
25:55
[SPEAKER_05]: Right.
25:55
[SPEAKER_05]: Right.
25:55
[SPEAKER_05]: Right.
25:55
[SPEAKER_05]: Right.
25:55
[SPEAKER_05]: Right.
25:55
[SPEAKER_05]: Right.
25:56
[SPEAKER_05]: Right.
25:56
[SPEAKER_05]: Right.
25:56
[SPEAKER_05]: Right.
25:56
[SPEAKER_05]: Right.
25:56
[SPEAKER_05]: Right.
25:56
[SPEAKER_05]: Right.
25:57
[SPEAKER_05]: Right.
25:57
[SPEAKER_05]: Right.
25:57
[SPEAKER_05]: Right.
25:57
[SPEAKER_05]: Right.
25:58
[SPEAKER_05]: Right.
25:58
[SPEAKER_05]: Right.
25:58
[SPEAKER_05]: Right.
25:58
[SPEAKER_05]: Right.
25:58
[SPEAKER_05]: Right.
25:58
[SPEAKER_05]: Right.
25:59
[SPEAKER_05]: Right.
25:59
[SPEAKER_05]: Right.
25:59
[SPEAKER_05]: Right.
25:59
[SPEAKER_05]: Right.
25:59
[SPEAKER_05]: You only need about 4 net 30 accounts on each of your, uh, four business boroughs.
26:05
[SPEAKER_05]: You got experience business.
26:07
[SPEAKER_05]: You got eco fast business.
26:08
[SPEAKER_05]: You got does in Brad's street and you got Lexus nexus.
26:11
[SPEAKER_05]: Those are four business boroughs.
26:13
[SPEAKER_05]: And certain lenders look for trade lines on those particular businesses.
26:18
[SPEAKER_05]: And what a lot of people realize is we need net 30 accounts.
26:21
[SPEAKER_05]: You could literally call like Granger.
26:23
[SPEAKER_05]: You like creative analysis and ask them what business boroughs that you report to.
26:28
[SPEAKER_05]: say if you know you got to be in the unit truck and you know you need an account with I'm just going to say loads which is in the truck and the screws which are in the counter right they may pull eco-fax business so when you build your business out you need to know what you're going to get the funding for to make sure that when you go to these banks it is built in structure properly and know what they ask for for right now for it gives out a $200,000
26:54
[SPEAKER_05]: has to be built up, lead three trade lines of eco-fax business.
26:58
[SPEAKER_05]: People would miss out on that because they simply don't know.
27:00
[SPEAKER_05]: Yeah.
27:00
[SPEAKER_05]: Yeah.
27:01
[SPEAKER_05]: So, as you hate to that debt to let people know, hey, go to your, go to Nav, uh, Nav, uh, prime pool, your business credit reports, or your pay that score, when you get these net 30 accounts, make sure that your colony of these things are being reported.
27:15
[SPEAKER_03]: And that's what I asked, like, you know, I know right now, you know, on the personal side, people could go to like credit calm or my fight go or, you know, annual credit for the calm, you know, like we are those places.
27:29
[SPEAKER_03]: Like we, how do you, you know, you said pay decks, you said, like, like talk a little bit about, so your pay desk score is like an overall business health.
27:37
[SPEAKER_05]: Yep, and it goes up to 100.
27:39
[SPEAKER_05]: You can, I tell you the first thing you could do, you can go to nap, prime out.
27:43
[SPEAKER_05]: Right, and that could be your first build of business created and that would generate you a score is now dot now prime dot APP that would generate you it's going to report on off for business bureau that is going to generate your experience being the score.
28:09
[SPEAKER_05]: Builder account only being inscrited report, but there are banks like cap on tap blue vines that you'll need like one or two vines, Australia landscape at least attempt on all credit card and never need worry about your purchase trade.
28:23
[SPEAKER_03]: Yeah.
28:24
[SPEAKER_03]: And so now, you know, you, you, you, you get your, your credit score cut.
28:29
[SPEAKER_03]: Because I know, I know you also have that process of like get 50, 100, that thousand in like 200, 300,000.
28:35
[SPEAKER_03]: Whoa.
28:37
[SPEAKER_05]: Yeah, we're going crazy.
28:38
[SPEAKER_05]: We are.
28:38
[SPEAKER_05]: Yeah.
28:39
[SPEAKER_05]: Because there's another thing too.
28:40
[SPEAKER_05]: We do.
28:41
[SPEAKER_05]: When they come and tells, we make sure that personal credit is right, make sure the LLC is correct and we make sure they have a business bank account and if you come to me early and you can you there's not an rush you just want to get mentored and be early.
28:52
[SPEAKER_05]: I'm going to hear you to go start getting.
28:56
[SPEAKER_05]: have some track records on paper trail for your business.
28:59
[SPEAKER_05]: A lot of people don't do this either.
29:00
[SPEAKER_05]: When you usually get business trading and their banks, they do business driven revenue.
29:05
[SPEAKER_05]: They don't care about your personal credit report.
29:07
[SPEAKER_05]: But they're going to ask you for three business banks.
29:09
[SPEAKER_05]: And a lot of people I don't have a revenue on my business.
29:12
[SPEAKER_05]: So I say bro, it sure account your personal account.
29:15
[SPEAKER_05]: Just go to posit about $500 until your business account every Friday.
29:20
[SPEAKER_05]: So in about three months,
29:20
[SPEAKER_05]: months.
29:21
[SPEAKER_05]: You got the when the bank was your when he was class and they pull your uh being in backstage and they log into it.
29:27
[SPEAKER_05]: They're going to see the positives in his case.
29:28
[SPEAKER_05]: The positive going they were Friday.
29:30
[SPEAKER_05]: His cash flow to the bank's look at it.
29:32
[SPEAKER_05]: Right.
29:32
[SPEAKER_05]: Right.
29:33
[SPEAKER_05]: Now you can get a business driven revenue loan with a 500 600 credit.
29:37
[SPEAKER_05]: Right.
29:37
[SPEAKER_05]: Got it.
29:38
[SPEAKER_05]: Yeah.
29:38
[SPEAKER_05]: So it'd be things like that.
29:39
[SPEAKER_05]: Make sure they do that because all I ain't ever heard of there.
29:41
[SPEAKER_05]: Right.
29:41
[SPEAKER_05]: So not guess what?
29:43
[SPEAKER_05]: You see your personal credit.
29:44
[SPEAKER_05]: LLC is set up correctly with two to three trading lines on your business.
29:48
[SPEAKER_05]: You've got to finish the count from multiple institutions and all of them have revenue and they have a deposit.
29:55
[SPEAKER_05]: Okay, don't care about.
29:56
[SPEAKER_05]: You can put the money in it.
29:57
[SPEAKER_05]: Take your plate like I did.
29:58
[SPEAKER_05]: I care.
29:59
[SPEAKER_05]: It's just seeing daily, weekly deposit going there.
30:02
[SPEAKER_05]: Now, you have a relationship with all these banks with four or five different banks.
30:07
[SPEAKER_05]: So now, I'll give you on a personal fund inside.
30:10
[SPEAKER_05]: to each Guerrero Epifax experience and change them.
30:13
[SPEAKER_05]: Some people with burrows be up and down something and report.
30:16
[SPEAKER_05]: So then we get a personal credit card, personal loan, maybe we're going to the business, we're getting a business line to create it, business loan and sometimes we do SDA loans too.
30:27
[SPEAKER_05]: So we're here in the banks and all different assets because most institutions being personal and business But people miss on the business aspect of it because they don't I literally would show that you got a person five hundred thousand Wow, 500 thousand.
30:39
[SPEAKER_05]: I'll 100 thousand personal loans personal lines are created the business loan and business lines are created
30:47
[SPEAKER_03]: And talk a little bit about like now, when somebody gets that that funding, what's the best way to like deploy that money to make sure that, you know, because obviously, I think I have to pay it back.
31:01
[SPEAKER_05]: I'll show you a message.
31:01
[SPEAKER_05]: I say, bro, what you're going to do with all this money.
31:03
[SPEAKER_05]: Yeah, he was like, um, I'm going to call you with it.
31:08
[SPEAKER_05]: So let me tell you why I love my business.
31:14
[SPEAKER_05]: Yeah, I love it, bro.
31:17
[SPEAKER_05]: Once they get the money, I help.
31:19
[SPEAKER_05]: I've been invested in different things.
31:21
[SPEAKER_05]: I don't know how to trade it.
31:22
[SPEAKER_05]: I don't know how to build it.
31:22
[SPEAKER_05]: Pummer stores.
31:24
[SPEAKER_05]: You know, we know how to do it all right.
31:25
[SPEAKER_05]: You know, I don't know.
31:26
[SPEAKER_05]: I don't know.
31:26
[SPEAKER_05]: I don't know what I have to do these things.
31:28
[SPEAKER_05]: So now I let yo, this probably thought all of it.
31:31
[SPEAKER_05]: But all these longs and stuff, we buy all the stuff.
31:33
[SPEAKER_05]: I've lost these on all the money.
31:34
[SPEAKER_05]: Right, but as money is meant to be used to, they have, like, great customers into unconfused.
31:39
[SPEAKER_05]: So they didn't come back to me, like, like, bro, okay, hello, what I need to do, if it's $20,000, $30,000, and what people don't realize is, when you go through the process, bro, they do really change somebody's life and we're not going to give you everything.
31:52
[SPEAKER_05]: That's it.
31:53
[SPEAKER_05]: Each person should, because look what you're going to do for them in such a short amount of time.
31:56
[SPEAKER_05]: Yeah.
31:56
[SPEAKER_05]: Yeah.
31:57
[SPEAKER_05]: So I love that process too because I make sure that, and what I don't like a lot,
32:02
[SPEAKER_05]: I mean, people go, you can't keep a holiday to money.
32:04
[SPEAKER_05]: Well, you're not telling them what to do with you.
32:05
[SPEAKER_05]: Right.
32:06
[SPEAKER_05]: You actually, the problem is people got all these credit cards with these interest rates.
32:11
[SPEAKER_05]: And if they don't have something to make the money, they're free by being dead for real.
32:15
[SPEAKER_05]: So did you really saw the problem?
32:16
[SPEAKER_05]: Yeah, you didn't.
32:17
[SPEAKER_05]: Yeah, you put them in debt.
32:19
[SPEAKER_05]: So when me actually as a painter person, turning his money $1,000 or $200,000 a long to do this.
32:26
[SPEAKER_05]: learn to email this into a mentor to learn a skillset but you've been trading to my bro paperwork mentor to learn how to trade to leverage the capital that you've got abroad.
32:37
[SPEAKER_05]: So things like that, that's to me that's real financial news.
32:41
[SPEAKER_05]: Yeah, and I'm sure that people do that too.
32:42
[SPEAKER_05]: I want to put a lot.
32:44
[SPEAKER_03]: Yeah, and I love that you say that because, um, you know, I've been in the financial literacy space for, I mean, closer 20 years to the exact.
32:54
[SPEAKER_03]: And a lot of times when I hear people say financial literacy, financial literacy, they're only talking about,
33:01
[SPEAKER_03]: Getting money.
33:02
[SPEAKER_03]: Yeah, that's not financial it's not all right because we know that there are people who have made a lot of money But are still not financial literate They lose it all they go bankrupt whatever the case may be so financial literacy is I believe it's three components.
33:18
[SPEAKER_03]: It's how to make money.
33:19
[SPEAKER_03]: It's how to manage money for a multiply Yeah, I just say that if you if you could big manage a multiply that's true, you know financial literacy and so
33:27
[SPEAKER_03]: You know, I've seen a lot of, you know, people who do funding kind of like, you know, jump out the, you know, like there, I don't know where.
33:35
[SPEAKER_03]: I don't know where, just helping people with funding, um, you've created something.
33:41
[SPEAKER_03]: that I believe is going to, if not already, shake up the funding world.
33:48
[SPEAKER_03]: I'm talking about that a little bit.
33:49
[SPEAKER_05]: So that too, and I want to go back to what you said about not having finished this.
33:52
[SPEAKER_05]: There's a point in my life where I lost a million dollars before, because I didn't have, I was teacher-friendly, and I'm okay to say this too, because I didn't know.
33:59
[SPEAKER_05]: Yeah.
33:59
[SPEAKER_05]: I and I learned through the process because it's like I had no edit time.
34:03
[SPEAKER_05]: I had no mentor to teach me, you know, how I proud of first people on the one to have a lumbar because just the first thing I'd be right when it feels like 2020 2019 right right and I'm how I ran through like 500 K and I made some bad investments because I didn't know.
34:17
[SPEAKER_05]: Yeah, but that process now I'm actually grateful for it, bro, because it taught me with to teach people when not to do.
34:24
[SPEAKER_05]: Don't do this do this.
34:25
[SPEAKER_05]: Yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah,
34:53
[SPEAKER_05]: So, when made me build this, I was like, I was first off, I was like, okay, I'm going through these, some of these banking rules.
35:01
[SPEAKER_05]: They dealing with hundreds of other people.
35:03
[SPEAKER_05]: They don't answer the phone.
35:04
[SPEAKER_05]: They take forever to get back with you.
35:06
[SPEAKER_05]: You don't send your application and you'll hear another bad for two weeks.
35:08
[SPEAKER_05]: Yeah.
35:09
[SPEAKER_05]: And then I'm like, dang, you go through other people or, you know, anything because they charge you 10, 15, 20% and even though I was doing this
35:19
[SPEAKER_05]: I understand the aspect of it is the business and they you are getting the people cavity couldn't get on the y'all because you know people respect that too like I can't do this without you.
35:26
[SPEAKER_05]: So I'm willing to pay the fee to serve it.
35:29
[SPEAKER_05]: So you know but I wanted to expect a process and be on the side where so as a sad product, I wanted to apply the software to the people in the marketplace.
35:39
[SPEAKER_05]: Mm-hmm.
35:40
[SPEAKER_05]: I want the funding people it's like,
35:43
[SPEAKER_05]: factories, right?
35:44
[SPEAKER_05]: Mm-hmm.
35:45
[SPEAKER_05]: You may, like, a, just like a codenepattery, right?
35:48
[SPEAKER_05]: There's plenty of air about to say a close, but you come to these factories in order to get the material to supply to the marketplace.
35:54
[SPEAKER_05]: So unlike all these foreign and creative companies, I'm going to be the software that you can come get to be able to deploy to the marketplace.
36:01
[SPEAKER_05]: Mm-hmm.
36:01
[SPEAKER_05]: And I was like, this is going to do a lot for your, for your business because it may take you,
36:08
[SPEAKER_05]: You know, say three, four days is to do one person and you're not getting the next amount of funding because you don't even have the knowledge at that level yourself right sounds like what if I created something where it is faster, it's scalable and it's more is accurate and some of the data points are kind of already programmed in that little bit and it is in your email say, hey, I don't think you're making enough income this imagine you feel the not application that it sends your email say, I don't think you have enough.
36:35
[SPEAKER_05]: uh, income.
36:36
[SPEAKER_05]: Wow.
36:37
[SPEAKER_05]: Yeah.
36:37
[SPEAKER_05]: So that you won't get the night.
36:38
[SPEAKER_05]: Right.
36:38
[SPEAKER_05]: So even the way I got it set up is it's pretty approves because people understand their sequence of the funding.
36:44
[SPEAKER_05]: You do appear approves first to get an idea of what a person will qualify for.
36:47
[SPEAKER_00]: Yeah.
36:47
[SPEAKER_05]: You want to be a part of a stuff and they don't qualify.
36:49
[SPEAKER_05]: I'm probably inquiring somebody greater report.
36:51
[SPEAKER_05]: They definitely going to get the night.
36:53
[SPEAKER_05]: So my body's based off of appear approves first to get an idea about what they're approved for and then they go to the funding.
36:58
[SPEAKER_05]: And like I said though, I showed it to you.
37:01
[SPEAKER_05]: You can do one person do 10 different institution in less than five minutes.
37:06
[SPEAKER_05]: So just imagine how quick you look like as a business on a bitty fish and professional.
37:12
[SPEAKER_05]: And you hear a person back, they would say how much fun they think about a way day.
37:16
[SPEAKER_05]: So give me 10, 15 minutes.
37:17
[SPEAKER_05]: Yeah, yeah, yeah, yeah.
37:18
[SPEAKER_05]: And you get an email with all these institutions giving you a proof or the niles based off your credit score.
37:23
[SPEAKER_05]: And I saw it back, I say this is it.
37:26
[SPEAKER_05]: So we talk about deal and I call deal and I say bro,
37:28
[SPEAKER_03]: He was like, bro, what the hell, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah
37:55
[SPEAKER_03]: a capital one.
37:56
[SPEAKER_03]: Like as doing all of this, these names, which is like amazing to me because you just program that has the the person's name and information and they're getting
38:08
[SPEAKER_05]: I still get fast.
38:09
[SPEAKER_05]: I mean, we're going through nine institutions and less than seven minutes.
38:13
[SPEAKER_05]: And a lot of that got a little bit about it's skill because every week, I'm going to be adding new institutions, right?
38:17
[SPEAKER_05]: So right now, this is for the person.
38:19
[SPEAKER_05]: And then I'm building one for the business, too.
38:21
[SPEAKER_05]: Because a lot of people don't understand the data points for business funding.
38:24
[SPEAKER_05]: Right.
38:24
[SPEAKER_05]: So once you go through the person, though, you're going to email and say, hey, we thank you quite a couple of business funding, too.
38:28
[SPEAKER_05]: And I'm going to have nine institution.
38:31
[SPEAKER_05]: It does business funding.
38:32
[SPEAKER_05]: You don't even know it's this.
38:33
[SPEAKER_05]: Right.
38:33
[SPEAKER_05]: Zero percent interest.
38:34
[SPEAKER_05]: Right.
38:34
[SPEAKER_05]: O docks.
38:35
[SPEAKER_03]: Hoor.
38:36
[SPEAKER_03]: And you and you run through pre-approved.
38:39
[SPEAKER_03]: So you're pretty know.
38:41
[SPEAKER_03]: Yep, whether they're called it quite a mile or not for it.
38:44
[SPEAKER_05]: Mm-hmm.
38:45
[SPEAKER_05]: Wow.
38:45
[SPEAKER_05]: And I don't think the person do is once the bot sends them, I'd say the CC, the actual business owner of their client and the client will actually get an email and then they also send them a links.
38:54
[SPEAKER_05]: The links to the actual application that got approved for.
38:56
[SPEAKER_05]: I don't think I have to do at that point is either up low, they ID, or they chase those, or sometimes they create a school good enough.
39:03
[SPEAKER_05]: Mm-hmm.
39:03
[SPEAKER_05]: They'll just send them an approval.
39:04
[SPEAKER_03]: What was the, like, what was the inspiration behind, you know, building it and the technology, you know, actually chat GPT and Claudia, I was just sitting on one night, man.
39:17
[SPEAKER_05]: I was like, man, I need to scale, bro, because one thing about a funny, you can take on third of people trying to do it yourself because it's going to take all day.
39:24
[SPEAKER_05]: Yeah.
39:24
[SPEAKER_05]: Just imagine somebody with a 780 credit score, they got the, you trying to get them out of fun.
39:27
[SPEAKER_05]: And brotherly, they're going to take you eight hours.
39:29
[SPEAKER_00]: Yeah.
39:29
[SPEAKER_05]: And you're going to be researching different banks because there's so many institutions out there.
39:33
[SPEAKER_05]: You got local credit unions in the person area that you don't know about.
39:36
[SPEAKER_05]: You don't know the sequence on which to bank to apply to first.
39:39
[SPEAKER_05]: So you just don't be knowing.
39:41
[SPEAKER_05]: So you're not maximizing the funding of a potential client.
39:45
[SPEAKER_05]: And that's what I feel like at that time, I was like, man.
39:48
[SPEAKER_05]: it's taking me too long.
39:49
[SPEAKER_05]: Yeah.
39:49
[SPEAKER_05]: I got 30 people.
39:51
[SPEAKER_05]: That's waiting for fun.
39:52
[SPEAKER_05]: And it's been weeks now.
39:53
[SPEAKER_05]: I just can't get to them because one person's taking me four days.
39:55
[SPEAKER_05]: Yeah.
39:56
[SPEAKER_05]: So I was like, I need to build something to exploit this process, man.
40:00
[SPEAKER_05]: Something about applications and how everything this ARA now.
40:04
[SPEAKER_05]: So I was in a one night.
40:05
[SPEAKER_05]: I spoke to Chad.
40:06
[SPEAKER_05]: I was like, yo, how do I do X, Y, Z?
40:09
[SPEAKER_05]: And then it was like this, this and this, this too.
40:11
[SPEAKER_05]: I was like, it was naming out programs,
40:14
[SPEAKER_05]: Holding that I never heard of this boy so I took the code and went to I had to develop at the time I said bro I sent in the uh the description.
40:23
[SPEAKER_05]: I said yeah, that's for me.
40:24
[SPEAKER_05]: He was like let me do some research Came back to me.
40:27
[SPEAKER_05]: He said I'm gonna be a sponsor, but I could do it.
40:29
[SPEAKER_05]: I like how much he was like he said
40:32
[SPEAKER_05]: It's going to take like 365 hours at like $40 an hour and we started in like December last year.
40:38
[SPEAKER_05]: Yeah, yeah, yeah, so man and guess what I did, man, I want to took out a credit.
40:42
[SPEAKER_05]: I want to took out a little long being just a business long bro and got the money and paid them like half foot of France.
40:48
[SPEAKER_05]: So money didn't even come out of my pocket.
40:49
[SPEAKER_05]: Wow, even though I had the money about like the lyrics of my credit because I know it's going to take a while and off my
40:59
[SPEAKER_05]: I'm like, folks, 400 hours a month.
41:01
[SPEAKER_05]: Right, so that's nothing.
41:02
[SPEAKER_05]: But I'm also getting this system built that's gonna change the world.
41:06
[SPEAKER_05]: And I'd applaud it for the first time like two weeks ago and maybe I'm gonna be back the first day.
41:11
[SPEAKER_05]: And I even got, if I showed you my DMs, now that I got people right now, there's like, bro, how much can I, I want to buy, I want to buy them, I want to keep right now, bro, too.
41:19
[SPEAKER_05]: So it's like, they like, they able to scale so fast because you could take on 10 people and get a results the same day.
41:26
[SPEAKER_03]: And I think, so I think that's the beauty of,
41:30
[SPEAKER_03]: You're just using AI, using bots like the beauty of it is that you can do things at a faster pace than ever before because like you said, like I, you know, I know a lot of people in the funding space and that's their biggest issue, the biggest issue is capacity, man, right?
41:46
[SPEAKER_03]: Because they try they try to, there's there's more than enough people who want to leverage their credit every about one lives they create, but they just don't, they just don't have the capacity.
41:54
[SPEAKER_03]: So now, you know, they're taking and I think that's what gives
41:58
[SPEAKER_03]: This the education space also a bad name though, right?
42:02
[SPEAKER_03]: Because if somebody's like educating or credit and they're taking on these clients, and they don't have the capacity to service the system.
42:10
[SPEAKER_03]: Now it's like,
42:12
[SPEAKER_03]: You know, I gave you my money.
42:14
[SPEAKER_03]: I need the result, but you're not giving the result.
42:17
[SPEAKER_03]: That's them.
42:18
[SPEAKER_03]: So now you figured out a way you found the problem.
42:20
[SPEAKER_03]: You found the way to scale it.
42:22
[SPEAKER_03]: Is it something, you know, you know, how do you, like, know, how do you put second?
42:27
[SPEAKER_03]: Is it like, or do you patent it?
42:29
[SPEAKER_03]: That's already ten.
42:30
[SPEAKER_05]: Yeah, I find it working on the trademark.
42:32
[SPEAKER_05]: Yeah.
42:33
[SPEAKER_05]: And the code you won't.
42:35
[SPEAKER_05]: You've got to know the code.
42:36
[SPEAKER_05]: Yeah, you ain't.
42:36
[SPEAKER_05]: I ain't worried about it.
42:37
[SPEAKER_05]: Because it's going first off, it's going to take a long time.
42:39
[SPEAKER_05]: Right.
42:39
[SPEAKER_05]: And there's certain protocols that you need to know in order to make this happen.
42:41
[SPEAKER_05]: We talked about the fraud detaches.
42:42
[SPEAKER_05]: Yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah
42:52
[SPEAKER_05]: IP address right sometimes the person and everybody noticed in funny yeah it is a unable to verify didn't because you may be in the lima in a plan for somebody and certain bands that don't play about that right i'm gonna get a quick game man get to a VPN you're to a VPN because you can switch up you can change locations on based on what you're applying to so yeah and boy that uh
43:12
[SPEAKER_03]: They're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they're, they
43:36
[SPEAKER_03]: So number one, you have the idea, number two, you leverage your credit in order to create the idea.
43:46
[SPEAKER_03]: Number three though, like even as you created the idea, you leverage the bank's money, you are patient enough to keep going through different iterations of it, to make sure that you got it right.
44:00
[SPEAKER_03]: Because I have a saying, don't do it to you get it right, do it to you can't get it wrong.
44:04
[SPEAKER_05]: Yeah, I'm I ran through every aspect man.
44:07
[SPEAKER_05]: We was running through okay.
44:08
[SPEAKER_05]: What did this have it all different case every every different like case there Them scenarios.
44:12
[SPEAKER_05]: I literally had a notebook and a board bro.
44:14
[SPEAKER_05]: Just full of okay with the wet hills.
44:16
[SPEAKER_05]: Yeah, and once we run through the wet hills Okay, we got that squared away.
44:19
[SPEAKER_05]: What if it does this?
44:20
[SPEAKER_05]: What if a person has it's so much stuff that went into it Because then go about it.
44:24
[SPEAKER_05]: You talking about a vibe.
44:25
[SPEAKER_05]: We can't make them a state right so we're so screwed in We got to be right right even in the form in the sense different
44:30
[SPEAKER_05]: The body's to be able to know that this is this in this location.
44:33
[SPEAKER_05]: Yeah, so there's certain things need to be programmed.
44:35
[SPEAKER_05]: It took a lot, bro.
44:36
[SPEAKER_05]: Like I just understand as an engineer, I can't understand how things work.
44:41
[SPEAKER_05]: So I'm able to ask the right questions.
44:43
[SPEAKER_05]: And then once you went through it, you'll say, okay, this needs to work like this.
44:46
[SPEAKER_05]: And then again, I was going to not.
44:47
[SPEAKER_05]: It's just a lot of stuff that went into it.
44:49
[SPEAKER_05]: But I didn't give up on because I was worried about the end.
44:52
[SPEAKER_05]: Go, once I do get done,
45:00
[SPEAKER_05]: hurt the Fleming game for people that's doing the 10% right which was hurt me too, but I'm in the software now so I really like it.
45:05
[SPEAKER_05]: So our and it's going to help clients get money faster because the same people that charge you 10% and these are the same things.
45:14
[SPEAKER_05]: Right, it's in the software.
45:15
[SPEAKER_05]: So first off, you know, if you get a hundred thousand, you don't got to pin up by the team.
45:18
[SPEAKER_05]: Right, keep the full hundred thousand.
45:20
[SPEAKER_05]: And you give results the same day instead of waiting two weeks.
45:23
[SPEAKER_05]: So you save money.
45:25
[SPEAKER_03]: And you same time, say money at a time, man, that ain't that's we all here for that's what we have.
45:30
[SPEAKER_03]: Money in time.
45:31
[SPEAKER_03]: So what was the what's the business model are you looking to licensing it.
45:37
[SPEAKER_05]: Do people pay a subscription or I wouldn't try not to buy over the head.
45:41
[SPEAKER_05]: So what I was thinking was probably like a startup fee.
45:44
[SPEAKER_05]: Then monthly.
45:45
[SPEAKER_05]: Uh, just monthly access to using it if you don't pay.
45:48
[SPEAKER_05]: Uh, it's another way to create monthly, you know, revenue.
45:51
[SPEAKER_05]: Yeah.
45:51
[SPEAKER_05]: All right, there's three ways I was thought about doing that's why I've been, you know, talking to D on about like, you know, ways I can monetize it and I also was offer like two million dollars already from a FinTech company.
46:04
[SPEAKER_05]: And I turned it down because I just they saw it immediately and I showed them the revenue and they just ran through it.
46:09
[SPEAKER_05]: Everybody yo.
46:10
[SPEAKER_05]: Wow, this is crazy.
46:11
[SPEAKER_05]: I don't like yo.
46:12
[SPEAKER_05]: That was thought on the numbers.
46:12
[SPEAKER_05]: I thought I could do all these people in the book.
46:15
[SPEAKER_05]: Right.
46:15
[SPEAKER_05]: And now you're going to go tell somebody yo.
46:19
[SPEAKER_05]: I just went to this company bro, I got a hundred grand in like 10 minutes, yeah, you know, it might, you get the proveers know you might wait for the car to come in mail, if you got had to, of day but sure, it just made the company look so much more professional and you can narrow the market away.
46:32
[SPEAKER_05]: So I was going to white labor and sell it as a hold of somebody but still, I'm never giving that.
46:36
[SPEAKER_05]: I don't think about a payment enough for me to give a source code, but I will let you white label it.
46:41
[SPEAKER_05]: I will let you lines in and I will keep it to
46:45
[SPEAKER_05]: Like I said, to put it on a startup fee and some monthly feeding use every month.
46:50
[SPEAKER_03]: Yeah, yeah, no, I love that and so so so how does man, like I got so much questions about that though because I feel like you know again, if somebody knows how to you know, you know, get access to capital and then learn how to you know, you know,
47:12
[SPEAKER_03]: deploy that capital they can start building well like is there a way and I don't know if you thought about this but you know is there a way to create a bot that
47:23
[SPEAKER_03]: puts people through right kind of looks at that credit is able to give them recommendations or how to fix that credit and almost like taking them through that during the journey.
47:34
[SPEAKER_03]: Yeah.
47:34
[SPEAKER_05]: So I actually have that already.
47:36
[SPEAKER_05]: Okay.
47:36
[SPEAKER_05]: So for person and I also you ChatsivT to come up with the program where a person put the information in a credit score, you need to get them some jessas on like, you know, what to keep on there, what to dispute.
47:48
[SPEAKER_05]: where items to add on a credit report, just based on credit assessment, it's automatically done instead of taking a person.
47:54
[SPEAKER_05]: And people appreciate that little stuff.
47:56
[SPEAKER_05]: Yeah.
47:56
[SPEAKER_05]: Being able to kind of guide them because what people do is, they get their credit fix.
48:01
[SPEAKER_05]: They still don't understand the credit.
48:02
[SPEAKER_05]: They don't understand what happened during their process.
48:04
[SPEAKER_05]: It doesn't understand why these things came off so don't go back and make you know if you don't got to create a face or make this bad to see them because they never understood that they never got it right.
48:12
[SPEAKER_05]: This has got their creative fix.
48:13
[SPEAKER_05]: Yeah.
48:14
[SPEAKER_05]: It's like an else me getting a honey cable don't know that they get them 10 million dollar to understand financial literacy.
48:18
[SPEAKER_05]: You're going to blow the game because you got the same habits and it's like a mindset.
48:21
[SPEAKER_05]: Yeah.
48:21
[SPEAKER_05]: Yeah.
48:21
[SPEAKER_05]: Yeah.
48:22
[SPEAKER_05]: The mindset and habits never changed.
48:23
[SPEAKER_05]: Yeah.
48:24
[SPEAKER_05]: Oh with that being said is you're going to I was going to resort back to that.
48:29
[SPEAKER_03]: Yeah.
48:29
[SPEAKER_03]: And so now when we look at time, we look at what you're doing in fun and we look at in credit.
48:36
[SPEAKER_03]: Like what's the big picture for you?
48:38
[SPEAKER_03]: Like what's next?
48:39
[SPEAKER_03]: What's next?
48:40
[SPEAKER_05]: I'm looking at a company calling me and selling and giving you a hundred million dollars for your software.
48:45
[SPEAKER_05]: That's what I think is going to happen, bro, because when people look at it, you can't deny the technology.
48:51
[SPEAKER_05]: Yeah.
48:52
[SPEAKER_05]: You can't deny it.
48:53
[SPEAKER_05]: I think that's it for me man.
48:55
[SPEAKER_05]: And I love teaching bro.
48:57
[SPEAKER_05]: I love teaching man.
48:58
[SPEAKER_05]: I love my students.
48:59
[SPEAKER_05]: I love just helping people.
49:00
[SPEAKER_05]: And I got to say it ain't really about the money bro.
49:02
[SPEAKER_05]: It's like, it's gonna be purpose, you know, because it's like we all should want to strive to be something that's making impact to a world man.
49:09
[SPEAKER_05]: And at that point, it feels good.
49:11
[SPEAKER_05]: It's like, that's what my energy comes from.
49:12
[SPEAKER_05]: Like, just me being a positive person, bro.
49:14
[SPEAKER_05]: It's like I just love to see people live a bit of life because I look at like this you live a bit of life everything It's the world is better.
49:21
[SPEAKER_05]: Yeah, it's more happy people walking around.
49:22
[SPEAKER_05]: Yeah, like being having opportunity to visit these countries like Dubai And I'm about to go to Japan in a few weeks.
49:29
[SPEAKER_05]: Like Mitch got a mentorship by those.
49:30
[SPEAKER_05]: I'm gonna go out there with him Just send you different places and say I have to be people are yeah, I love seeing happy people smile on their face Yeah, walk around by the angle because they're going through all these hardships whatever and I look at like this man each one teacher
49:43
[SPEAKER_03]: Yeah, and you know, I think that's one of the beauties of that right each one T21 is like when you start to learn these things like you said, you know being the generation of curse breaker and really just You know getting this access to this you know to funding to experiences and being being able to help other people see that this is possible like how
50:08
[SPEAKER_03]: How has like, you know, being a millionaire and and being somebody who's, you know, not only bill well for yourself that help other, you know, bill well, like, like, how's that.
50:21
[SPEAKER_03]: Translating that we think about your family we think about, you know, friends like how has that impacted them.
50:26
[SPEAKER_05]: Just inspired them a lot of my friends feel like type of you inspire me so much man.
50:31
[SPEAKER_05]: And I was inspired by, you know, the people that was in front of that was above me, man, I never forget my home by Goot's right.
50:38
[SPEAKER_05]: When I first went to his house, I ain't no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number, no number,
50:55
[SPEAKER_05]: It takes you to be inspired by something to cause motion in your life.
50:59
[SPEAKER_05]: It takes something to get up to actually go to do the work.
51:03
[SPEAKER_05]: It's something you have to be inspired by something to actually go to the gym and get in shape.
51:07
[SPEAKER_05]: Something has to move you.
51:08
[SPEAKER_05]: Yeah.
51:08
[SPEAKER_05]: Usually the things around you or whatever you were supposed to, that's why, you know, bad seeds are in bad environments.
51:16
[SPEAKER_05]: They grow to be rotten.
51:17
[SPEAKER_05]: And there are good seeds in good environments that grow to be fruitful because then in
51:24
[SPEAKER_05]: and you grow it to be that way, man.
51:26
[SPEAKER_05]: So I'm grateful when my friends tell me how I aspire to you.
51:29
[SPEAKER_05]: And I also have people that I'm inspired by too.
51:32
[SPEAKER_05]: I might make some money, right?
51:34
[SPEAKER_05]: I might, you know, uh, talk to Deanna, or talk to Mitch with those.
51:37
[SPEAKER_05]: Yeah.
51:37
[SPEAKER_05]: They don't damn the double.
51:38
[SPEAKER_05]: I don't know.
51:39
[SPEAKER_05]: Right, right, right, right, right.
51:39
[SPEAKER_00]: Yeah, yeah, yeah, yeah.
51:40
[SPEAKER_05]: Yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah, yeah.
51:43
[SPEAKER_00]: Get back to work, bro.
51:44
[SPEAKER_05]: And I tell people the reason why I love lifestyle I'm working so much because that stuff inspires you.
51:49
[SPEAKER_05]: I need that.
51:50
[SPEAKER_05]: Yeah.
51:50
[SPEAKER_05]: I want to see that pro you done their million dollars in a month.
51:53
[SPEAKER_05]: I need to see that showing it to you because it keeps me them day when I see people posting three, four times a day.
51:58
[SPEAKER_05]: Bro keep posting.
51:59
[SPEAKER_00]: Yeah.
52:00
[SPEAKER_05]: I need that because that may help me.
52:02
[SPEAKER_03]: the day I want to post now about he already you're he posted 10 times a day right is that you understand how important it is man you need to be around people like that yeah yeah not I love that and then you know I and I think that it you know because you I think you said before about you know the person that you became right like you have to become you know the the process helps you become this person
52:26
[SPEAKER_03]: And I even think like when you think about like lifestyle marketing or you think about the things that inspire you, you have to become the person that is inspired by people's wins right because there are people who may not understand how you know lifestyle marketing like some people think it's flexing something like you know you know have a negative
52:47
[SPEAKER_03]: view on it, but at the end of the day, you know, you think about, you know, I know for me when I went, you know, when I saw, you know, a lot of people getting to it again to money quickly and look like me and don't have it.
53:07
[SPEAKER_03]: Bro, I'm doing this thing.
53:08
[SPEAKER_03]: Oh, bro.
53:08
[SPEAKER_05]: Let me tell you right.
53:10
[SPEAKER_05]: I just had this conversation a month ago, right with one of my friends They asked me to come speak in an event in Vegas.
53:15
[SPEAKER_05]: Yeah, they were like wear a suit.
53:17
[SPEAKER_05]: I say a bro I'm not about to be outside it.
53:19
[SPEAKER_05]: No, uh, Manchin.
53:21
[SPEAKER_05]: It's a hundred and twenty girls out with a suit on I'm coming to the tank top fact That's some shorts, bro, right and I think that that model because I say hate that man people think that you have to wear a suit and tie in order to be professional right and order to have you know the beat
53:35
[SPEAKER_05]: Respect it, right, but once you understand who you are and once you speak, yeah, that's where it really matters Okay, if you wanted the most homeless person in the world, but I like jury right.
53:46
[SPEAKER_05]: Oh, this is myself I'm comfortable.
53:48
[SPEAKER_05]: This is who I am.
53:49
[SPEAKER_05]: I don't want to be like hey, Bob, right, so that's what we're gonna learn It ain't me exactly, but that doesn't mean that I can't deliver information.
53:57
[SPEAKER_05]: Right.
53:57
[SPEAKER_05]: I went through the process
54:05
[SPEAKER_05]: the education might not even have the the proof that it's person actually good at what they say they don't I want to learn from somebody They look like me.
54:13
[SPEAKER_05]: They don't went through the trenches.
54:14
[SPEAKER_05]: Yeah, so the even when I'm emotionally not in that space to go I end and perform They don't went through it before.
54:20
[SPEAKER_05]: Yeah, I can't relate to somebody that ain't went through nothing because sometimes your words how you speak to people It sparks something in them.
54:26
[SPEAKER_05]: Yeah, I need to be to speak to you in a way that inspires you to motivate you to get out and actually do the work
54:30
[SPEAKER_05]: Yeah.
54:31
[SPEAKER_01]: Yeah.
54:31
[SPEAKER_05]: So they was so I went to the event and it takes up on the show.
54:34
[SPEAKER_05]: Right.
54:34
[SPEAKER_05]: It was on the right.
54:35
[SPEAKER_05]: Right.
54:35
[SPEAKER_05]: Right.
54:35
[SPEAKER_05]: I guess wait.
54:36
[SPEAKER_05]: They was out there with suits on sweat around the eyes.
54:38
[SPEAKER_05]: They can even speak.
54:39
[SPEAKER_00]: I could say.
54:40
[SPEAKER_05]: Yeah.
54:40
[SPEAKER_05]: Yeah.
54:40
[SPEAKER_05]: I'm out there, Jay.
54:41
[SPEAKER_05]: Chili.
54:42
[SPEAKER_05]: Yeah.
54:42
[SPEAKER_05]: And they've been here by the coming to me.
54:44
[SPEAKER_05]: Bro, man, what you say, I was able to get what I was able to say out because I did it.
54:49
[SPEAKER_05]: Contably road.
54:50
[SPEAKER_05]: And I think that we need to get out of the narrative of where.
54:52
[SPEAKER_05]: where it looks like, right?
54:54
[SPEAKER_05]: Yeah, certain situations where she do have to dress, how you need to dress, but we need to get away from that hot thing.
54:59
[SPEAKER_05]: He's looking, we need to really act with size, where it really actually is.
55:02
[SPEAKER_04]: Yeah.
55:02
[SPEAKER_05]: This is what it actually is.
55:03
[SPEAKER_05]: This is the actual process it takes.
55:05
[SPEAKER_05]: No matter, Alice Hermosa, he was some shorts.
55:08
[SPEAKER_05]: Right, I take top of our time.
55:09
[SPEAKER_05]: We need to be from 100 million dollars.
55:11
[SPEAKER_05]: Right.
55:11
[SPEAKER_05]: Thank you, Caribout.
55:12
[SPEAKER_05]: Coming to student time, no.
55:13
[SPEAKER_05]: Yeah.
55:13
[SPEAKER_05]: He's comfortable, so why a person that looks like me, why can't you do the same thing?
55:18
[SPEAKER_05]: Yeah.
55:18
[SPEAKER_05]: I don't want to make it look like with it, when it ain't, bro, that's not what it is.
55:22
[SPEAKER_05]: And that's those people off as well.
55:24
[SPEAKER_03]: Yeah, yeah, I remember the guy from, from Shark Tank, he was talking about Mark Cuban, and he was like Mark Cuban has showed him, you know, a toy him and this important lesson where every time Mark, Mark Cuban is always in a, in a t-shirt, always say always, sneakers, jeans, and Mark told him, he said,
55:45
[SPEAKER_03]: Um, it's usually the guy in a suit like like be like watch be careful not be capable watch for the person who doesn't who is not trying to impress anybody.
55:57
[SPEAKER_03]: Yeah.
55:57
[SPEAKER_03]: Because that's usually the person that has the most power in the room, right?
56:00
[SPEAKER_03]: And he's like, well, you think about Mark Cuban.
56:02
[SPEAKER_03]: Mark Cuban is in a T-shirt.
56:04
[SPEAKER_03]: He's jeans or whatever.
56:05
[SPEAKER_03]: and then you see all these guys in the suit, but people in the suit are the ones trying to pitch some words, you know what I'm saying?
56:12
[SPEAKER_05]: I tell people, let's know if you call me to an event on comment as I feel connected to it.
56:15
[SPEAKER_05]: So I ain't trying to press nobody.
56:17
[SPEAKER_05]: I don't care about it.
56:18
[SPEAKER_05]: I know I got your best interest at heart.
56:20
[SPEAKER_05]: I know that I know what I know.
56:21
[SPEAKER_05]: Yeah.
56:22
[SPEAKER_05]: And you didn't work this hard.
56:23
[SPEAKER_03]: I don't know what to do if it's stuck in the net.
56:26
[SPEAKER_03]: Like I want to be out of the show about what it's show up.
56:28
[SPEAKER_05]: Exactly.
56:29
[SPEAKER_05]: And I'm going to do that every single time.
56:30
[SPEAKER_05]: I'm coming up with a jury on because I were hard.
56:33
[SPEAKER_05]: Yeah, I'm coming to the gym every day.
56:35
[SPEAKER_05]: You guys see what the work I don't write, I was like, yeah, yeah, yeah, yeah, yeah, yeah, yeah.
56:38
[SPEAKER_03]: What the hell is it?
56:39
[SPEAKER_03]: That's what I said.
56:40
[SPEAKER_03]: And so, so, you know, so down.
56:43
[SPEAKER_03]: And I know we touched on it a little bit, but like, back credit, if you have back credit, can you get funding?
56:52
[SPEAKER_05]: I know you can't on the way you have a bad credit if you have to do the LLC that we talked about you're going to have to have a business bank account You're going to have to have that business revenue and your business credit needs to have at least two to three trade lines on each borough And that way you can go to these Uh business Uh These particular fan tech companies are the different institutions like
57:14
[SPEAKER_05]: uh... fundaro uh... i say uh... blue vines fun box where they're strictly kind of looking at show business they're not too much kind about they're looking at your been is revenue compared to your actual uh... personal credit report that you have to personal guarantee you know so if you do have that credit the first thing i'd say if you do is either join my credit parents uh... company whatever
57:35
[SPEAKER_05]: All right, just get your credit fixed.
57:37
[SPEAKER_05]: I tell you, everybody, that's the best thing you can do if you don't have a capital, it's to make a little bit of money.
57:42
[SPEAKER_05]: And it's so key if you have to work.
57:44
[SPEAKER_05]: But in vegetable money, something's going to give you a ROI on your money.
57:47
[SPEAKER_05]: And I had to learn that when I first got an entrepreneurship, we'll go ahead and buy, we give a Nejo, great goose all our money.
57:57
[SPEAKER_05]: Yeah, I tell people you could take that same money and this and then something that can actually do something for your life that it actually eventually like and buy back your time and actually buy you freedom because credit can buy you freedom with the right education.
58:10
[SPEAKER_05]: Yeah, so why not invest into that first before you do anything else because this is the this is the problem.
58:16
[SPEAKER_05]: I tell people, we hear this saying quote, if it's a money problem, you got no problem.
58:21
[SPEAKER_05]: This one thing can change, not a 8% of the people's problems.
58:25
[SPEAKER_05]: It might come by you happen, it's iconic, it kind of can, it's like, you know, who being able to do everything?
58:30
[SPEAKER_03]: Well, they say, well, they say, if anybody who says money can buy happy, that's big, that's big, that's big, that's big, that's big, it's big, it's big, it's big, it's big, it's big, it's big, it's big, it's big, it's big, it's big, it's big, it's big, it's big.
58:38
[SPEAKER_05]: You're a big enough, because I don't know, it's close.
58:42
[SPEAKER_05]: But yeah, get that credit together, man, and just, uh, and you know what really made me really like, understand how important, like, how to really like, fix credit when you, a lot of people, you know, when they fix credit, it takes just taste and letters, I let us out.
58:56
[SPEAKER_05]: But when the banks, I mean, when the credit borrows see you, something that says, hey, we can't verify the account or to say, hey,
59:03
[SPEAKER_05]: account verified.
59:04
[SPEAKER_05]: They're not seeing you documentation while I verify.
59:07
[SPEAKER_05]: You can't just send out a little letter because they're going to say the same thing back to you.
59:10
[SPEAKER_05]: Now you have to store it.
59:11
[SPEAKER_05]: Reficent different laws.
59:13
[SPEAKER_05]: Reficent documents.
59:14
[SPEAKER_05]: Okay, this counts verify.
59:16
[SPEAKER_05]: Show them their original contract.
59:18
[SPEAKER_05]: show me the IP address where this came from my residential address, providing information to me.
59:23
[SPEAKER_05]: But this law states that these things has to happen before you verify this account.
59:28
[SPEAKER_05]: If those laws are not, it's like going to court.
59:31
[SPEAKER_05]: If you can't prove that I did this based on laws and facts that I'm asked for, let me off.
59:36
[SPEAKER_05]: Yeah, and I'm gonna make you do the work.
59:38
[SPEAKER_05]: Yeah, I'm gonna tell you that I did these things go to your job Right Viruses, I'm gonna you make the burrows go do they job right make them go find the original kind of track make capital one The charge off the same ten is make them go do the work.
59:52
[SPEAKER_05]: Yeah, and if they can't do the work Then they ain't mine exactly you ain't doing that the wrong but there are laws that make them verify Who's to say somebody else to do this?
1:00:01
[SPEAKER_03]: Yeah?
1:00:01
[SPEAKER_03]: And the thing is, and I'm glad you said that because I think that people don't realize that the onus is on the banks.
1:00:07
[SPEAKER_03]: They gotta prove you.
1:00:08
[SPEAKER_03]: They gotta go and get you back.
1:00:09
[SPEAKER_05]: Yeah, you gotta prove them, not right.
1:00:11
[SPEAKER_05]: But you can't keep just sending out the same thing and saying, verify this and keep doing those things.
1:00:15
[SPEAKER_01]: Yeah.
1:00:15
[SPEAKER_05]: They don't go to Eskermau to me, there's, and what made me,
1:00:19
[SPEAKER_05]: Learn more because I was curious they can't come there.
1:00:21
[SPEAKER_05]: They're fine.
1:00:22
[SPEAKER_05]: So I'm researching a line of verification.
1:00:25
[SPEAKER_05]: I started learning about different codes.
1:00:26
[SPEAKER_05]: This was like years ago.
1:00:27
[SPEAKER_05]: That's when I, I was like, okay, I asked them this question.
1:00:31
[SPEAKER_05]: They came back with something else.
1:00:33
[SPEAKER_05]: Oh, then I seen this lost and then they needed it done a 15 days.
1:00:37
[SPEAKER_05]: They didn't provide it.
1:00:37
[SPEAKER_05]: I sent another letter off.
1:00:38
[SPEAKER_05]: They took off my credit report.
1:00:40
[SPEAKER_05]: And I was like, once I got that piece of education.
1:00:42
[SPEAKER_05]: Yeah.
1:00:43
[SPEAKER_05]: That got, that got this thing on my credit report that was on there when I first got integrated back on my $2,213, it took me two years because I didn't have the education.
1:00:54
[SPEAKER_05]: So that piece of education helped me expedite, you know, getting that NATO out of my credit report to not go get access to Calvator.
1:01:02
[SPEAKER_05]: It usually that barrier that sometimes is just a lack of education to get you the way you need to go.
1:01:08
[SPEAKER_05]: Yeah.
1:01:09
[SPEAKER_05]: That's where the world.
1:01:13
[SPEAKER_05]: They tell you, well, why you got the night, right, too many inquiries.
1:01:16
[SPEAKER_05]: Not enough history.
1:01:18
[SPEAKER_05]: Not enough revolving accounts.
1:01:19
[SPEAKER_05]: That's a ratio of debt.
1:01:20
[SPEAKER_05]: There's too much debt.
1:01:21
[SPEAKER_05]: Too many recent new accounts.
1:01:23
[SPEAKER_05]: So that's what made me learn about the season of accounts.
1:01:25
[SPEAKER_05]: I said, too many recent accounts.
1:01:26
[SPEAKER_05]: Look at my credit report.
1:01:29
[SPEAKER_05]: Oh, these accounts I'm open three to four months.
1:01:31
[SPEAKER_05]: I wait.
1:01:32
[SPEAKER_05]: maybe file full months to apply against the same accounts and I got to prove to the their point.
1:01:36
[SPEAKER_05]: That is basically x-out, right?
1:01:38
[SPEAKER_05]: Them their point because now it's season.
1:01:39
[SPEAKER_05]: So that's how I knew their threshold was about six to eight months.
1:01:42
[SPEAKER_05]: In the meantime, before then you could get to the dollar to send two minute recent accounts.
1:01:46
[SPEAKER_05]: And also with debt, right?
1:01:49
[SPEAKER_05]: Um,
1:01:50
[SPEAKER_05]: They may not approve you based off your amount because they're going to take your credit card payment.
1:01:54
[SPEAKER_05]: They're going to take your car loan, whatever long you got.
1:01:56
[SPEAKER_05]: And they're going to add it up.
1:01:58
[SPEAKER_05]: And you don't see how much you make and get your DTI needs to be under like 30.
1:02:02
[SPEAKER_05]: So I tell you people need to go get a side job, make more money.
1:02:04
[SPEAKER_05]: I'll claim more money so that you can eliminate that.
1:02:07
[SPEAKER_05]: I can't give you this funding because you can't even pay this back.
1:02:11
[SPEAKER_05]: Based off the money you are ready to make and you're making it even more.
1:02:13
[SPEAKER_03]: The truth of the matter is when you own a business and this is a true fact.
1:02:18
[SPEAKER_03]: if you own a business, you don't know how much money you're gonna make this year in business.
1:02:23
[SPEAKER_03]: And so when, when, send a card, application.
1:02:27
[SPEAKER_03]: That's how I call projected income.
1:02:28
[SPEAKER_03]: Exactly.
1:02:29
[SPEAKER_03]: When credit card application.
1:02:30
[SPEAKER_03]: So all of you detectives out there.
1:02:33
[SPEAKER_03]: I'm a former bank in executive.
1:02:35
[SPEAKER_03]: I worked in a bank for 15 years.
1:02:36
[SPEAKER_03]: I was a CEO of a credit union.
1:02:38
[SPEAKER_03]: All of you detectives out there that are like, yo, they just told you to commit fraud.
1:02:42
[SPEAKER_03]: No, they didn't.
1:02:44
[SPEAKER_03]: If you, if the application is telling you what is your projected, projected income, look it up, Chad Gbt, if it says, what is your projected income for the year?
1:02:57
[SPEAKER_03]: If I believe I'm going to have a great year this year, and I say my projected income is XYZ.
1:03:03
[SPEAKER_03]: I did not lie on the application.
1:03:05
[SPEAKER_03]: I didn't know.
1:03:06
[SPEAKER_03]: So I'm telling you, based on my business, at the moment, I project to make XYZ.
1:03:13
[SPEAKER_03]: And I think that's important because, unfortunately, I don't know where all of them are going to sandbox because I don't know where all these fake crusaders come from, right?
1:03:26
[SPEAKER_03]: Especially black ones.
1:03:28
[SPEAKER_03]: I'm going to just say what it is, you know, if you're black and brown in this country, you know how much the banks have raped us?
1:03:36
[SPEAKER_03]: have stolen from us, red line and stopped us from building wealth.
1:03:41
[SPEAKER_03]: And then now we figure it out how to take what was old, right?
1:03:46
[SPEAKER_03]: Well it went with Jason up over charging for what they did to the co-cross.
1:03:50
[SPEAKER_03]: You find out how to legally though and not saying illegally.
1:03:55
[SPEAKER_03]: I'm not, they're all illegal things that you could do, right?
1:03:58
[SPEAKER_03]: I'm not advocating for anything illegal.
1:04:00
[SPEAKER_03]: But there are legal loopholes that you can take advantage of and then these fake crusaders are trying to put a bad taste around how to build wealth in our community and in the sickness.
1:04:16
[SPEAKER_03]: So I just want to say that.
1:04:17
[SPEAKER_03]: I hate that man.
1:04:18
[SPEAKER_05]: I hate what people owe this person to say.
1:04:20
[SPEAKER_05]: Then I bro, they lie.
1:04:21
[SPEAKER_05]: Yeah.
1:04:21
[SPEAKER_05]: Oh man, that's not like a scancel bro.
1:04:23
[SPEAKER_05]: I've actually done this.
1:04:24
[SPEAKER_05]: There's nothing wrong with doing this.
1:04:25
[SPEAKER_05]: That's what the education piece coming is.
1:04:27
[SPEAKER_05]: You come in there in the reason why most people are scammed because you're uneducated.
1:04:32
[SPEAKER_05]: That's actually you think that something that's not being taught to you that's outside of the norm.
1:04:36
[SPEAKER_05]: But the norm is keeping you in your financial hardship.
1:04:39
[SPEAKER_05]: That's exactly.
1:04:39
[SPEAKER_05]: So I'm like, oh, there's information out there and things that way when I talk about what they say would create it.
1:04:43
[SPEAKER_05]: I say bro, this section 106, 16, b8.
1:04:47
[SPEAKER_05]: It states this, you don't got to listen to me.
1:04:48
[SPEAKER_05]: You can go Google this and go cold.
1:04:50
[SPEAKER_05]: Yeah, yeah, they tell you that they have to provide these things to you not doing anything wrong And like you said for jet income if it's March and I already doing 20 K a month But it's 60 K and if I say I'm gonna make $4,000 a year I might possibly came but these past four months it been consistently making 20 that $30,000 man I hear people like that bro.
1:05:09
[SPEAKER_05]: I just don't I in norm because yeah
1:05:11
[SPEAKER_05]: people move to it for sure, but they don't hear somebody say this stuff.
1:05:15
[SPEAKER_05]: They don't try the one time and it doesn't go off and think that they divide what they say is the Bible, not man.
1:05:20
[SPEAKER_05]: You just, and I tell people do your reason, if you ask the right question, you'll know who educated or not.
1:05:25
[SPEAKER_05]: That's why I'm big on education because now you can kind of weed out the people that's right.
1:05:29
[SPEAKER_05]: They don't even make any sense.
1:05:30
[SPEAKER_05]: Yeah.
1:05:31
[SPEAKER_03]: So yeah, bro, you've got like not hate the internet, not a lot of a cent, one of a cent.
1:05:36
[SPEAKER_03]: If somebody wanted to like join your program, learn how to get funding, all that stuff we can, we can, we can find that you can find me on Instagram at WBB, Brian and the WBB, you are in EY.
1:05:49
[SPEAKER_05]: You two the same thing WB burn all the wealth builders and you know, we got a community now that teaches like real education Not just how to fit creative about how to you know Let's create a repair credit Let's create it and how to make money grow money and manage money.
1:06:06
[SPEAKER_05]: We teach it in our community.
1:06:07
[SPEAKER_05]: It's only 59 and I also want you to get the money
1:06:10
[SPEAKER_05]: We had different programs, I call it a paywall where once you do, I got my community set up or it's pretty dope.
1:06:16
[SPEAKER_05]: You get your credit fix, you go to offline and company.
1:06:18
[SPEAKER_05]: Then we have some of the paywall where you can go invest a money to learn how to trade, to trade and course, get to trade and mentor, get in the real estate, get in the healthcare industry, different ways where you can leverage your money to be a passive energy to income.
1:06:30
[SPEAKER_05]: So I made my program like that.
1:06:31
[SPEAKER_03]: I love that.
1:06:32
[SPEAKER_03]: I love that.
1:06:33
[SPEAKER_03]: And then is there anything that I didn't ask, like I got through
1:06:37
[SPEAKER_05]: But is there anything I didn't ask you that you want to leave all audience with I would say man don't be afraid man a lot of people say What is that thing that you know stop you or stop most people they've like on stuff And I think is get over that fear and stop worried about what people thinking gonna say about you because in any of the day
1:06:55
[SPEAKER_05]: When them bills come around, when you have any emergency, don't people that you are scared of, that might judge you, you've taken that, they're not going to be there for you.
1:07:04
[SPEAKER_05]: They're not going to be there when your mama, your grandma needs you and they get old and they get sick and they need you to come through.
1:07:09
[SPEAKER_05]: Don't people not going to be there.
1:07:11
[SPEAKER_05]: So, and that's one thing I could say,
1:07:13
[SPEAKER_05]: If I would have never got over my fear and I used to be afraid to speak to people because I was country.
1:07:18
[SPEAKER_05]: I talked fast and sometimes I think before I speak and that fear in the beginning, when I used to speak to like one or two people, I swars to sweat bullies.
1:07:28
[SPEAKER_05]: But I had to tell myself, my grandma told me this would like maybe you have a gift to inspire people and lead people.
1:07:34
[SPEAKER_05]: So if I were to let people judge me because me being from the country, I would think accent and me scared to speak to front of people, I would never be the educator I am today.
1:07:42
[SPEAKER_05]: Yeah, yeah, and I just got over there and once again once I knew who I was and what I had and it Lies it changed I can get that point right you said what you want to say whatever you'll be Kind of a little like my and I guarantee I'm gonna change my life.
1:07:53
[SPEAKER_03]: Yeah, that's 1,000% And honestly, that's how I look at it.
1:07:56
[SPEAKER_03]: I look at it like the people who got time to talk about somebody else
1:08:01
[SPEAKER_03]: and you ain't doing it enough.
1:08:03
[SPEAKER_03]: You ain't doing it enough, bro.
1:08:04
[SPEAKER_05]: No, there you go.
1:08:04
[SPEAKER_05]: Nobody got going on.
1:08:06
[SPEAKER_05]: That's right.
1:08:06
[SPEAKER_03]: All right, y'all.
1:08:07
[SPEAKER_03]: We are closing out the vote.
1:08:08
[SPEAKER_03]: Another awesome episode of Inside The Vault with Ash, Cash, the greatest body mindset show on this planet.
1:08:14
[SPEAKER_03]: You know, make sure you're out tapping with my guy, Ty, you know, follow him, visit his website, Revolutionary.
1:08:21
[SPEAKER_03]: Listen, what you, the life of your dreams is on the other side of leveraging other people's money, but do it the right way, do it in a way,
1:08:30
[SPEAKER_03]: that you're able to make the money, manage the money, and multiply the money, and so tap it with my guy.
1:08:37
[SPEAKER_03]: Me, IMASCAS, make sure you follow us on all social media platforms at Inside the Vault, go to our website inside the vault, show.com, follow me on my website, IMASCAS.com.
1:08:49
[SPEAKER_03]: You can follow me on all social media platforms at IMASCAS.
1:08:52
[SPEAKER_03]: Join my community, right?
1:08:54
[SPEAKER_03]: We have the abundance community where we help you live in abundance,
1:09:00
[SPEAKER_03]: I'll see you next time.
1:09:02
[SPEAKER_03]: Same time, same place in God's will.
1:09:06
[SPEAKER_03]: I drop peace!