Which Premium Credit Cards Are Actually Worth It?

Geobreeze Travel · Oct 13, 2026 · 13m

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Timestamps:

00:00 Nick's go-to premium cards

00:42 Why the Sapphire Reserve stays in his wallet

01:09 The travel protection that paid off

01:50 How he handles overlapping credits

04:19 Are Amex FHR hotel credits worth it?

06:32 How Nick keeps track of every credit

07:50 The simple option: Capital One Venture X

09:20 Is the Bilt Palladium worth it?

12:25 Advice if you're new to premium cards

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