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177 | General Liability Insurance & Subcontractors: What Most Business Owners Are Never Told
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In this episode, we break down how subcontractor choices affect your insurance costs, why certificates of insurance (COIs) matter more than you’ve been told, and how being named as additional insured can protect both your business and your cash flow.
In this episode we cover:
What “additional insured” actually means (in plain language) and why it matters
How missing or incorrect COIs can cause subcontractors to be reclassified as payroll during an audit
Your…
The skinny
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