Latest / Rock My Finances / LIVE YOUR DIAMOND LIFE: Authentic Q&A for Women Chapter 6: Why Does Money Come & Go?
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- 0:39Speaker 3: Welcome to the Rock My Finances show on k FORHD
- 0:43Speaker 3: Radio and Talk for TV, where we put the fund
- 0:46Speaker 3: in finance. Join Powerhouse Jeffer Jos CDFA CMC and private
- 0:52Speaker 3: wealth advisor as she collaborates with you to create clarity,
- 0:56Speaker 3: control and confidence with your money, your web. It's not
- 1:00Speaker 3: about the zeros, So what is it all about? Let's
- 1:03Speaker 3: find out now. Here's your host and weekly friend, Jennifer Jose.
- 1:09Speaker 2: Hey, y'all, welcome back to Rock My finances. This has
- 1:13Speaker 2: been a dream come true for me because I've just
- 1:16Speaker 2: been working with people for so long and I get
- 1:17Speaker 2: so many questions, and I wanted to have like a
- 1:20Speaker 2: live radio show on XM Radio. But you know that's
- 1:23Speaker 2: my big dream, right, And then I can answer questions.
- 1:25Speaker 2: You could call in and we can have like real chats.
- 1:28Speaker 2: But tell all that wonderful, wonderful accolades happen or whatever
- 1:33Speaker 2: you want to call it. I'm going to be doing
- 1:35Speaker 2: these so I can answer your questions, and I hope
- 1:38Speaker 2: you can relate to some of these questions that I've
- 1:40Speaker 2: received over the years. This is Live your Diamond Life,
- 1:43Speaker 2: Authentic Q and A for women. This is chapter six.
- 1:46Speaker 2: Why does money come and go? Right? Like we feel
- 1:50Speaker 2: like we're doing a really good and we pay off
- 1:53Speaker 2: all our debt and we like last year, I bought
- 1:55Speaker 2: my house, I had to buy a new car on
- 1:58Speaker 2: which I love her. Her name's Diamond. Bought a Genesis
- 2:01Speaker 2: like she's adorbed. I love her so much. She's white,
- 2:03Speaker 2: white interior. I love all of that. And then it's like, Okay,
- 2:07Speaker 2: now I've got my daughter's wedding to go to. We're
- 2:11Speaker 2: going to Iceland. It's like, okay oooh, money is coming
- 2:14Speaker 2: and going for sure, right, So why does that feel
- 2:19Speaker 2: unstable and crazy? So we're gonna ask a lot of
- 2:22Speaker 2: questions around this, right, here's question number one. Why does
- 2:26Speaker 2: money come in and then it disappears so quickly? So
- 2:29Speaker 2: what's underneath that? We know? It's never about the zeros, right,
- 2:33Speaker 2: that's our tagline, It's never about the zeros in the bank,
- 2:36Speaker 2: because I can have somebody with six zeros in the
- 2:40Speaker 2: bank and they feel the exact same as I have
- 2:42Speaker 2: one zero in the bank. Like it doesn't even matter.
- 2:45Speaker 2: You can have one thousand or one hundred thousand, and
- 2:47Speaker 2: I have people my clients that feel exactly the same.
- 2:50Speaker 2: So it doesn't matter. The zeros do not matter. We
- 2:53Speaker 2: have to take care of the underlining beliefs. So what's
- 2:56Speaker 2: underneath that is it disappears so quickly. Your nervous system
- 2:59Speaker 2: is calibrated to a certain normal I call it a temperature.
- 3:03Speaker 2: You have a money wealth temperature, So you're calibrated to
- 3:07Speaker 2: that normal feeling of those zeros in the account, and
- 3:11Speaker 2: that's just normal for you. Like I made a certain
- 3:13Speaker 2: amount of money forever and ever in the beginning of
- 3:16Speaker 2: my industry, right, I don't even know what it was like,
- 3:19Speaker 2: maybe eighty thousand. Then it was like one hundred thousand.
- 3:21Speaker 2: Then I made like one hundred and fifty thousand for
- 3:23Speaker 2: many years and it was just, you know, it was normal.
- 3:26Speaker 2: And then it went up to two hundred thousand, it
- 3:28Speaker 2: was two fifty, like, it just kept increasing, but it
- 3:32Speaker 2: increased slowly so that I could raise my temperature of
- 3:35Speaker 2: my normal of money coming in. Does that make sense?
- 3:39Speaker 2: And we all kind of do that, I think so
- 3:41Speaker 2: if you're used to used to a specific level of money,
- 3:45Speaker 2: instability or anything above that feels unfamiliar, unsafe, it could
- 3:51Speaker 2: feel downright scary. So if you were too like I did,
- 3:54Speaker 2: one year, I doubled my income. I made one hundred
- 3:56Speaker 2: and twenty five thousand avels a sudden, I made two
- 3:58Speaker 2: to fifty, like boom, right off the bat. That was
- 4:00Speaker 2: weird because then I had so much extra money. Which
- 4:04Speaker 2: bucket am I going to fill?
- 4:05Speaker 3: Right?
- 4:06Speaker 2: I'm a financial advisor. It was so fun to pick
- 4:10Speaker 2: a bucket that I wanted to put my own money in.
- 4:12Speaker 2: It was so fun. So it can feel unsettling at
- 4:17Speaker 2: that point. So what we normally do is if we
- 4:21Speaker 2: are feeling unsettled. It's our energy. It's about how we
- 4:24Speaker 2: feel about it. So what happens we create an circumstance
- 4:30Speaker 2: or an experience to spend that money to get a
- 4:33Speaker 2: back down to the normal level that's in our bank accounts.
- 4:36Speaker 2: So that's what I work with people in the coaching
- 4:39Speaker 2: sector when they make Let's say I have everybody have
- 4:43Speaker 2: a magic number. What do you want in your savings
- 4:45Speaker 2: account when you open up your app on your phone.
- 4:47Speaker 2: You want to be able to see this amount of
- 4:49Speaker 2: money every day. What is it? Let's say it's five thousand,
- 4:51Speaker 2: and you're checking in ten thousand in your savings, so
- 4:54Speaker 2: you always want to see fifteen thousand dollars and you
- 4:56Speaker 2: open up your checking account, and when it starts to
- 4:57Speaker 2: dip below that, your stomach starts to rumble, your heart
- 5:01Speaker 2: might get some palpitations, like it just doesn't feel good.
- 5:04Speaker 2: And so it doesn't matter about the zero's whatever your
- 5:06Speaker 2: number is. At your magic number, I get that. So
- 5:09Speaker 2: when we get used to that number, I ask them
- 5:12Speaker 2: to add a zero to it. Add a zero instead
- 5:16Speaker 2: of five thousand, right, I want you to be used
- 5:19Speaker 2: to fifty thousand. How does that feel? You want fifty
- 5:22Speaker 2: thousand in your savings account. Well that just sounds astronomical, right,
- 5:26Speaker 2: But if you keep practicing that thought and adding a
- 5:29Speaker 2: zero to that, you're going to raise your temperature. Now,
- 5:32Speaker 2: we can play lots of little silly games to help
- 5:35Speaker 2: you raise your temperature. Here's another game to help you
- 5:37Speaker 2: raise your temperature. On being worthy of money, being worthy
- 5:41Speaker 2: of wealth. I want all women in this world, starting
- 5:44Speaker 2: with our country first, to be worthy of wealth because
- 5:46Speaker 2: we will change the world. I don't know any women
- 5:49Speaker 2: at all that do not want to help someone else.
- 5:51Speaker 2: We usually want to make more money because we're going
- 5:53Speaker 2: to help either our family or friends or a nonprofit.
- 5:56Speaker 2: We all have something else in mind. So we could
- 5:59Speaker 2: create such an amazing society if women felt worthy of wealth,
- 6:03Speaker 2: because then guess what we will attract it. It will
- 6:06Speaker 2: come and we will make changes. So that's my mission
- 6:09Speaker 2: in my little soapbox on this earth right now. Okay,
- 6:14Speaker 2: back to my little game. So it's a I think
- 6:17Speaker 2: it's an Abraham Hicks game, and I get it from
- 6:19Speaker 2: Abraham Hicks. I can't remember. But you have to spend
- 6:21Speaker 2: and it's so fun. You could either do one hundred
- 6:23Speaker 2: dollars a day or one thousand dollars a day, But
- 6:26Speaker 2: you do this in your brain. You could do it
- 6:28Speaker 2: every day if you wanted to, to get a group
- 6:30Speaker 2: of friends together and text each other what you're going
- 6:32Speaker 2: to buy. Every morning you wake up and you get
- 6:35Speaker 2: a new thousand dollars or a new one hundred dollars,
- 6:38Speaker 2: whatever works for you, and you have to spend it.
- 6:40Speaker 2: You can't donate it, you can't save it. You have
- 6:42Speaker 2: to spend it, and you literally shop, like what am
- 6:45Speaker 2: I going to buy my first thousand dollars? You can't
- 6:47Speaker 2: pay off debt, you can't buy You can buy a house,
- 6:49Speaker 2: but you can't save it save it up to buy
- 6:51Speaker 2: a house. So you have to spend it every day.
- 6:54Speaker 2: And it really tricks our brain and our subconscious that
- 6:57Speaker 2: we have this money. Our subconscious does not know that
- 6:59Speaker 2: we don't have this money. So we're changing our new
- 7:02Speaker 2: normal because then when we get up to like, oh,
- 7:05Speaker 2: I'm sorry, it increases one thousand dollars a day, so
- 7:08Speaker 2: then the next day's two thousand dollars, then it's three
- 7:10Speaker 2: thousand dollars, then it's four thousand dollars, and it's like,
- 7:12Speaker 2: oh my gosh, I don't even know how to spend
- 7:14Speaker 2: ten thousand dollars a day or fifteen thousand dollars a day.
- 7:17Speaker 2: Now I'm buying you know what am I buying? Like?
- 7:20Speaker 2: Oh my gosh, there's so much things. Right, So it's
- 7:23Speaker 2: kind of fun because then you really got a shop
- 7:25Speaker 2: for it. So now you're shopping in these thousands of
- 7:27Speaker 2: dollars that you've never done before, and it tricks your subconscious.
- 7:30Speaker 2: It's really kind of fun. So if you want to
- 7:32Speaker 2: raise your temperature, raise your normal that your brain is
- 7:35Speaker 2: used to add a zero to everything that you do.
- 7:37Speaker 2: That's one thing. The next thing is, next time money
- 7:39Speaker 2: comes in, pause, don't move it, don't do anything for
- 7:44Speaker 2: at least twenty four hours. Let it sit in a
- 7:46Speaker 2: bank account. Keep looking at it. See that money come in.
- 7:49Speaker 2: If it's cash, hold it, feel it, keep it visible.
- 7:52Speaker 2: I have cash dashed all around my house. It could
- 7:55Speaker 2: be a dollar or five dollars, twenty dollars. Every time
- 7:57Speaker 2: I open up a drawer or look at them, Oh
- 7:59Speaker 2: there's no more money, Oh there's more money, a purse, pockets, anything.
- 8:03Speaker 2: It's okay because one of my mantras is money is everywhere.
- 8:07Speaker 2: Money is everywhere. Money is everywhere, and it comes to
- 8:10Speaker 2: me easily and effortlessly. That's my friend Denise's motto that
- 8:14Speaker 2: she always has. I love it. Okay, we want to
- 8:18Speaker 2: retrain our brain around take in our time to spend
- 8:21Speaker 2: the money. So keep that in your account for a
- 8:23Speaker 2: while and retrain that all right. Question number two, why
- 8:26Speaker 2: do I feel an urgency to spend or move money
- 8:28Speaker 2: as soon as I get it? Because we feel like
- 8:30Speaker 2: we've got to do something with it now, right it's
- 8:32Speaker 2: in the bank account, it's you got a big fat
- 8:35Speaker 2: bonus check, or you got married and now you've got
- 8:38Speaker 2: a dual income. It could be anything. The urgency is
- 8:41Speaker 2: often tied to past instability. If money didn't feel consistent
- 8:45Speaker 2: growing up, then your system learned use it now before
- 8:48Speaker 2: it's gone. This creates a subtle panic response. So even
- 8:52Speaker 2: when there's no actual threat at all and has nothing
- 8:55Speaker 2: to do with your childhood, you could still feel that.
- 8:57Speaker 2: So we want to calm our nervous system down. We
- 9:00Speaker 2: want this money to be allowed to stay because we,
- 9:04Speaker 2: most of us want more savings. I think almost every
- 9:07Speaker 2: person I ever always wants to increase their savings. So
- 9:10Speaker 2: we want to say this money is allowed to stay.
- 9:13Speaker 2: Take a breath, put our hand on our heart, put
- 9:16Speaker 2: our hand on our chest. When we're teaching our system.
- 9:18Speaker 2: There's no emergency. Everything is fine. I said in my
- 9:23Speaker 2: last chapter. I go out and touch the soil every morning.
- 9:26Speaker 2: It could be the sunset. You could see the sunset
- 9:28Speaker 2: every night and say everything is fine. This money is
- 9:31Speaker 2: allowed to stay. Then the next step would be my
- 9:34Speaker 2: money makes money while I sleep. So even if it's
- 9:37Speaker 2: in a money market making point zero one percent or like,
- 9:41Speaker 2: I have a great money market right now, whatever it
- 9:44Speaker 2: might be, right, our interest rates always change. So even
- 9:48Speaker 2: if it's in something simple making a little bit of money,
- 9:50Speaker 2: it's still making money. So you can still say your mantra,
- 9:54Speaker 2: my money makes money while I sleep. That's amazing. So
- 9:57Speaker 2: that savings account is going to make you feel good
- 10:00Speaker 2: to keep it there and keep it, and you're going
- 10:02Speaker 2: to have more stability than more times you do this. Okay,
- 10:05Speaker 2: number three, Why do I make good money but I
- 10:09Speaker 2: still don't keep it? What's underneath of this Earning and
- 10:12Speaker 2: holding on to money is absolutely completely two different identities,
- 10:17Speaker 2: two different energy fields, two different feelings. Right, so you
- 10:20Speaker 2: may have learned how to achieve, produce, perform, earn, work
- 10:25Speaker 2: your butt off seven days a week three to six
- 10:26Speaker 2: five days a year. You know, do you are you
- 10:29Speaker 2: that type A Like I was came in with my
- 10:31Speaker 2: list every morning, looked at my list at my desk,
- 10:33Speaker 2: my to do's. When I didn't finish those, that's my
- 10:35Speaker 2: to dos for tomorrow. Like I am regimented, I'm rigid,
- 10:38Speaker 2: and nothing gets in the way of my schedule. This
- 10:40Speaker 2: is this, and I'm going to do this, this, and this.
- 10:43Speaker 2: I'm going to make ten calls before ten I'm going
- 10:45Speaker 2: to get through all of my all of my to do's.
- 10:47Speaker 2: I'm going to talk to all my people. Like very rigid,
- 10:50Speaker 2: very getting things done. But you didn't learn how to receive,
- 10:56Speaker 2: hold or sustain receive allah oh, relaugh open, allow the
- 11:03Speaker 2: manifestations to come to you. Allow great ideas. If we
- 11:08Speaker 2: don't have space between the rain drops, as I always
- 11:11Speaker 2: hear from my friend Peter Land, if we don't have
- 11:14Speaker 2: stre space between the rain drops, then it's just consistent.
- 11:18Speaker 2: Can you feel that a minute, we want to feel
- 11:21Speaker 2: the space between the rain drops. I just love that.
- 11:24Speaker 2: I love that it helps us breathe more, It helps
- 11:27Speaker 2: us relax because there's things that are coming to us
- 11:31Speaker 2: all the time. The universe is always giving us little
- 11:34Speaker 2: heat secrets and hints. Remember when Oprah used to say,
- 11:37Speaker 2: you always get a whisper, and then you might get
- 11:40Speaker 2: a tap on your shoulder and then you're gonna get
- 11:41Speaker 2: a slam into the cement wall if you didn't hear
- 11:43Speaker 2: it yet. So we're always receiving great gifts from the universe,
- 11:48Speaker 2: from God, from our angels, from those who've passed before us,
- 11:51Speaker 2: whatever your belief is. We are always getting messages on
- 11:55Speaker 2: the right thing to do. But we have to slow
- 11:57Speaker 2: down to receive it, to allow it, and to trust it.
- 12:03Speaker 2: And I know that's one of the hardest things for
- 12:04Speaker 2: us to do, is trust. So I want money to
- 12:07Speaker 2: be able to come through more than just effort. I
- 12:10Speaker 2: wanted to come through good feelings. I don't want it
- 12:14Speaker 2: to be leaving just because you want to get rid
- 12:17Speaker 2: of it. Now. If you're going to pay off debt,
- 12:20Speaker 2: that feels amazing. So I want you to celebrate. We
- 12:23Speaker 2: do not celebrate enough. First of all, I want you
- 12:26Speaker 2: to celebrate when you get it. Everybody has to have
- 12:28Speaker 2: a money dance. If you're on video, you're gonna see
- 12:30Speaker 2: my money dance right now. I look so crazy, but
- 12:33Speaker 2: this is my money dance. I want you to be
- 12:35Speaker 2: able to have a money dance and celebrate when you
- 12:38Speaker 2: receive money, when you pay off debt, when it feels
- 12:41Speaker 2: really good, when you maybe did something. I had a
- 12:44Speaker 2: lot of my clients either go on their Amazon basket
- 12:48Speaker 2: or their online baskets, or their instacarts, or just shopping
- 12:52Speaker 2: around what they wanted to do, and hang on to
- 12:54Speaker 2: it for three days. You can't buy it yet, so
- 12:57Speaker 2: that money I wanted to stay there, And I want
- 13:00Speaker 2: you to go window shopping and dreaming and desiring, and
- 13:03Speaker 2: then you're going to hang onto it for three days.
- 13:05Speaker 2: So now you're telling your body and your subconscious that
- 13:08Speaker 2: you are wealthy. It's a little bit of a trick.
- 13:10Speaker 2: I think I got it from Prosperity Consciousness. It's a book,
- 13:13Speaker 2: really really good book, Prosperity Consciousness. And it's a trick
- 13:16Speaker 2: that we're tricking our subconscious And so we're telling our body,
- 13:22Speaker 2: our nervous system, that we're wealthy, we've got money, we
- 13:25Speaker 2: are on it, we're good, and now we get to
- 13:28Speaker 2: choose where we're going to spend this money. So now
- 13:31Speaker 2: we're going to take our time. Where am I going
- 13:33Speaker 2: to go out to dinner? We're going to check out
- 13:34Speaker 2: all these restaurants. If I want this blazer or these shoes,
- 13:37Speaker 2: where do I want to buy it from? Now? Only
- 13:40Speaker 2: when it feels good. I don't want you to be
- 13:42Speaker 2: stressed trying to get the best deal, running around, you know,
- 13:45Speaker 2: getting all crazy. I want it to feel good. If
- 13:48Speaker 2: it doesn't feel good, walk away. Here's a writing exercise
- 13:51Speaker 2: for this. Rite down. I am someone who keeps and
- 13:54Speaker 2: grows money, and repeat this daily. I am someone who
- 13:58Speaker 2: keeps and grows money. I am expanding my identity. I'm
- 14:02Speaker 2: expanding my wealth and this is going to happen if
- 14:06Speaker 2: you do this every day. It is a money muscle.
- 14:09Speaker 2: You have homework here. This is not just a one
- 14:11Speaker 2: and done. Sorry, which is why I have a job. Okay.
- 14:16Speaker 2: Question number four? Why do I feel uncomfortable seeing money
- 14:19Speaker 2: sit in my account? Why is that hard for it
- 14:21Speaker 2: to just sit there? Well? What's underneath of that? Stillness
- 14:24Speaker 2: can feel very unsafe when you're used to constant motion.
- 14:28Speaker 2: If like your life is being about solving, fixing, or
- 14:31Speaker 2: reacting constantly, right, We're always doing something, and then when
- 14:35Speaker 2: nothing's happening, it feels kind of wrong. Now. I don't
- 14:38Speaker 2: know about you, but I used to create a very
- 14:42Speaker 2: busy calendar. I didn't know that what I was doing
- 14:46Speaker 2: was running from my feelings. I stayed busy. I'm very social,
- 14:50Speaker 2: I'm an extrovert, and I would just stay very busy,
- 14:53Speaker 2: and I felt like I was a better person the
- 14:56Speaker 2: more busy I was. If my phone was always ringing
- 15:00Speaker 2: off the hook, if I was always busy, I felt
- 15:02Speaker 2: like I was doing what I was supposed to be doing.
- 15:05Speaker 2: When actuality, what I was doing was running from the
- 15:08Speaker 2: space between the rain drops to feel my feelings. So
- 15:12Speaker 2: make sure that in our calendars. If you're type A
- 15:14Speaker 2: like me and you're scheduling, schedule your money date thirty
- 15:17Speaker 2: minutes a week minimum, and schedule the space between the
- 15:21Speaker 2: rain drops. I want you to have time. I want
- 15:24Speaker 2: you to have feeling time. I call it a feminine
- 15:27Speaker 2: financial freedom time. We have to have that freedom time
- 15:31Speaker 2: to feel the way we do when we are growing
- 15:34Speaker 2: our wealth and we're growing our identity as becoming a
- 15:38Speaker 2: wealthy woman or a woman of wealth. We want to
- 15:42Speaker 2: be able to grow that, if that makes sense, we
- 15:44Speaker 2: have to have space. Okay, So we're going to create
- 15:47Speaker 2: a movement by spending or shifting our energy around money
- 15:53Speaker 2: So we're going to open up our accounts and our
- 15:55Speaker 2: money date. Open up your app on your phone, open
- 15:58Speaker 2: up your spreadsheet, like I have a Excel spreadsheet and
- 16:01Speaker 2: a Google spreadsheet. It's so pretty. It's got pink and purple.
- 16:04Speaker 2: When I finish it, it's green. When the money's coming in.
- 16:07Speaker 2: Yellow needs attention, Red means past due. I need to
- 16:11Speaker 2: get it done today.
- 16:12Speaker 3: You know.
- 16:13Speaker 2: I have all these colors, and it makes me feel
- 16:15Speaker 2: so good. So when we're doing that, we're going to
- 16:18Speaker 2: do nothing. Just sit there, do nothing. Just observe. Observe
- 16:22Speaker 2: your bank account, observe the check. Maybe you get a check,
- 16:25Speaker 2: just observe it. Don't act on it right away, especially
- 16:28Speaker 2: now with our online deposits, we sign the back, take
- 16:31Speaker 2: the camera picture, do it right away, right because now
- 16:34Speaker 2: that money's in the bank, which I agree with that
- 16:36Speaker 2: day would be fine. But let's just hold that for
- 16:38Speaker 2: a minute. Ah, Let's breathe into that income. Look at
- 16:41Speaker 2: your paycheck and if everything's just automatically deposited, make sure
- 16:45Speaker 2: you get a copy of that paycheck, and look at
- 16:47Speaker 2: that I did that. I'm worthy of this wealth. Just
- 16:51Speaker 2: observe it. Let your body feel the discomfort of bringing
- 16:55Speaker 2: this wealth in without acting on it, and just do
- 16:58Speaker 2: that so every often. Okay, Number five, Why do I
- 17:02Speaker 2: tend to overspend or overgive when I have money? Well,
- 17:06Speaker 2: what's underneath money may be tied to emotional regulation, spending
- 17:10Speaker 2: my equal relief, giving my equal approval, and releasing my
- 17:17Speaker 2: equal control. Does anybody want relief, approval or control out there?
- 17:22Speaker 2: So if you didn't feel in control emotionally growing up
- 17:25Speaker 2: like me, money becomes a way to create temporary control
- 17:29Speaker 2: or connection. So giving that's always feels good, right and
- 17:33Speaker 2: I do recommend giving it feels good and it tells
- 17:36Speaker 2: money that we love it and respect it. So here's
- 17:39Speaker 2: our exercise. We want to pause before we release it.
- 17:42Speaker 2: So before we spend it or give it, I want
- 17:46Speaker 2: to say what am I feeling right now? If it's
- 17:48Speaker 2: emotional weight like, we want to find that emotion, separate
- 17:52Speaker 2: the feeling from the action. Just see if you can
- 17:55Speaker 2: separate that. So I just want to feel the way
- 17:57Speaker 2: I feel around my relationship to money right now, and
- 18:01Speaker 2: then when I can separate the feeling that feeling from
- 18:06Speaker 2: my action, then it's okay to move forward with that action,
- 18:10Speaker 2: which would be paying down your debt. I know, there's
- 18:14Speaker 2: a lot of people that have spenders to get relief
- 18:17Speaker 2: from a yucky feeling. Some people go have a cocktail.
- 18:20Speaker 2: Some people, I mean, I know marijuana is very prevalent
- 18:24Speaker 2: around these days. It could be that. It could be exercise,
- 18:28Speaker 2: it could be going for a run, it could be
- 18:30Speaker 2: a hot tub, or it could be retail therapy. How
- 18:32Speaker 2: many times have we heard the retail therapy? Okay, I'm
- 18:35Speaker 2: going to warn you against that because that is very
- 18:38Speaker 2: short and it's fleeting, and it's not going to make
- 18:42Speaker 2: ever long lasting good relationship with money. You're telling money
- 18:46Speaker 2: that you're using it, you're not respecting it, So it's
- 18:50Speaker 2: not going to withstand a good, long relationship with money.
- 18:54Speaker 2: And we want money to come in forever. So if
- 18:56Speaker 2: you're spending to get relief on a bad feeling, hire
- 19:00Speaker 2: a money coach right now. Hey, y'all ROCKETMF dot com.
- 19:03Speaker 2: I'm just saying you want to not do that. I
- 19:07Speaker 2: know it feels good, but it's very fleeting and a
- 19:10Speaker 2: lot of times you feel guilty after which all only
- 19:13Speaker 2: just brings in another relation and brings in another feeling. Okay,
- 19:17Speaker 2: Number six, why do I feel like money creates more
- 19:20Speaker 2: responsibility than freedom, right, especially if it's gobs of money,
- 19:24Speaker 2: like if you don't know what to do with all
- 19:25Speaker 2: that extra money. In fact, I've had people very nervous
- 19:28Speaker 2: about this coming to me because that's what I'm going
- 19:31Speaker 2: to talk about, is how much more money you're going
- 19:32Speaker 2: to make next year or the year after. And they're like,
- 19:35Speaker 2: oh my gosh, I wouldn't even know what to do
- 19:36Speaker 2: with that. That makes it And I'm like, dude, I
- 19:38Speaker 2: got all the buckets you could put money into. Don't
- 19:40Speaker 2: even worry. You go make that money and I will
- 19:42Speaker 2: help you put it away for you I want, and
- 19:45Speaker 2: I'll help you spend it because we all have to
- 19:47Speaker 2: have a fun bucket always. So what's underneath of money
- 19:51Speaker 2: creates more responsibility than freedom. Well, if you were taught
- 19:54Speaker 2: that money comes from pressure, stress, obligation, then more money
- 19:58Speaker 2: is going to feel like a bird. Right. If your
- 20:01Speaker 2: system avoids holding onto it, and it avoids it will
- 20:05Speaker 2: avoid feeling trapped, it's gonna feel constricted. We don't want it.
- 20:10Speaker 2: We want this to be freedom. We want it to
- 20:13Speaker 2: feel amazing. So here's our exercise. We're gonna write down
- 20:16Speaker 2: in our money journal. Money supports me buy dot dot
- 20:21Speaker 2: dot dot dot. Money supports me buy. Okay, it could
- 20:25Speaker 2: be anything. Money supports me by paying for my housing,
- 20:29Speaker 2: paying for my food, paying for my medical Money supports
- 20:32Speaker 2: me by helping me enjoy my life, buying my new house,
- 20:36Speaker 2: buying my new car. Money supports me by coming in
- 20:41Speaker 2: every month. Money supports me my growing in my savings account.
- 20:45Speaker 2: We can come up with anything, but just write that
- 20:47Speaker 2: down money supports me, and then list all the ways
- 20:50Speaker 2: that money creates ease and joy with you, not the
- 20:54Speaker 2: pressure part, but just the ease and the joy. You
- 20:57Speaker 2: are rewiring the meaning of money. So the more time
- 21:01Speaker 2: you spend with that in your money journal, the faster
- 21:03Speaker 2: and quicker it's going to rewire. So when why don't
- 21:07Speaker 2: I feel like money creates more responsibility than freedom.
- 21:10Speaker 1: It can.
- 21:10Speaker 2: If you make a lot more money, you're going to
- 21:12Speaker 2: need a CPA, You're going to need a trust to
- 21:14Speaker 2: redo when you buy things. There's things that you're going
- 21:17Speaker 2: to do, but it's fun. So we want to rewire
- 21:21Speaker 2: that thought of money supports me buy, and then list
- 21:25Speaker 2: all the ways that money creates ease, non pressure. We're
- 21:28Speaker 2: just rewiring that. I hope that makes sense for y'all.
- 21:31Speaker 2: Now I do know that when you make a lot
- 21:35Speaker 2: more money. Yes, you're right, things change, your relationship with
- 21:38Speaker 2: money change, and things to do change. And I can
- 21:41Speaker 2: tell you right now it's fun. It's really fun. So
- 21:44Speaker 2: if you're worried about more money coming in, then you
- 21:47Speaker 2: better jump on a money coach call or something, because
- 21:50Speaker 2: we really need to switch that wiring. Because it's fun.
- 21:53Speaker 2: Money is fun, It rocks, it's a blast, and it's
- 21:56Speaker 2: so great. So let's change our beliefs because I want
- 21:59Speaker 2: you all to be women of wealth and I want
- 22:02Speaker 2: you all to be able to say I rock my finances.
- 22:06Speaker 3: We appreciate you joining us today, and don't forget to
- 22:09Speaker 3: subscribe to the rock my Finances YouTube channel for more
- 22:13Speaker 3: engagement and bonus content. Tell me what is your money story?
- 22:17Speaker 3: Let's find out with Jennifer right here on K FOURHD
- 22:21Speaker 3: Radio and Talk for TV. It's not about the zero,
- 22:24Speaker 3: It's about the F word, feelings, feelings. Jennifer can't wait
- 22:28Speaker 3: to explore with you next week. Until then, let's all
- 22:32Speaker 3: say I rock my finances.