Ep 25: Fuzzy Math, The 4% Rule and Social Security

Retire With Freedom: Featuring Freedom Financial Group's Toni, Tyler & Tad Hill · May 25, 2023 · 11m

In this episode, we’re going to discuss the widely known 4% rule in the financial industry, which suggests that retirees can safely withdraw 4% from their portfolio annually, adjusted for inflation, without running out of money. Does this rule really work? We’ll shed light on how this rule has come under question in recent years due to market conditions and share why this may not be a reliable strategy.

We’ll also discuss why it is so important to be professionally guided through financial decisions during the retirement planning process and share a story of some clients who were not…