Latest / J&B Live Podcast / 🗳️ RED OR BLUE… WHO’S REALLY LOOKING OUT FOR YOUR WALLET? 💸

Transcript

🗳️ RED OR BLUE… WHO’S REALLY LOOKING OUT FOR YOUR WALLET? 💸 · J&B Live Podcast

0:00
Uh, and who actually has the power?
0:03
We're going to talk about that now. I
0:05
just know all of our listeners have
0:09
early voted. I already know it. I can
0:11
feel it in my spirit. Broker J3, I can
0:15
feel it. They've already voted. They've
0:17
already did their their jobs and they've
0:20
already voted. So,
0:22
>> I already did my part, Doc B.
0:24
>> Yes. Yes. Yes.
0:25
>> All right. Hold on. Hold on one second.
0:27
Hold on one second.
0:28
Oh, you're already on the live. Broker
0:30
J3, it looks like you are, but I can't
0:32
see you, though.
0:37
>> Okay, guys. Broker J3 is going to come
0:39
up in a few minutes. We're doing I'm
0:42
having a great evening because I've done
0:45
my voting. I went to um uh the rally
0:49
with President Obama in Atlanta
0:52
last night and I had a phenomenal time.
0:56
It was awesome.
0:58
and uh put it like this. That was my
1:01
first rally and it will not be my last.
1:03
I had so much fun. It was a lot of
1:05
waiting and it was a lot of standing,
1:09
but guess what guys, it was worth it.
1:12
And it was worth it.
1:15
>> Okay, I I can see where you sent a
1:17
light, but I don't see the invite.
1:21
>> Don't see an invite. So, welcome
1:22
everybody.
1:24
Welcome to the J&B live podcast.
1:27
I am your girl Dr. B. Broker J3. My
1:30
co-host is going to be joining me in a
1:33
few minutes. And uh tonight we're going
1:36
to have a conversation that goes beyond
1:39
Republicans
1:41
and Democrats. We want to go beyond
1:42
that. Uh we want to go beyond the red
1:45
states and the blue states. Uh you know,
1:49
wherever you live, you know what state
1:51
you are. You know, you know if you have
1:53
you're in a red state or a blue state.
1:55
Okay. All right. Also, we're gonna go
1:58
straight into something that I think all
2:01
of Americans can understand. Money.
2:05
That's what's so important right now
2:07
because a lot of people are hurting,
2:09
guys. A lot of people can't pay their
2:13
bills. They can't uh afford grocery
2:17
bills, gas bills, electric bills, and
2:19
power bills. They're struggling with
2:21
that. And then some some people um are
2:26
having a hard time with Medicaid,
2:28
Medicare.
2:29
Um so many people have been cut with the
2:32
SNAP benefits and stuff like that. So
2:34
guess what, guys?
2:36
After the election, guess what? It's
2:39
going to get even worse than that
2:40
because that big beautiful bill has a
2:43
lot more cuts and a lot of people are
2:46
going to be hit. So, pay close attention
2:50
to this particular episode. And that's
2:53
why it's so important that you guys get
2:57
out there and vote. Okay? So, we're
3:01
talking about how your money is going to
3:03
be affected. We're going beyond the red
3:06
and the blue. We're going to talk about
3:08
how your wallet, your vote, and who
3:11
actually has the power. And that's going
3:14
to affect how your wallet and you know
3:18
your vote. You you got to
3:21
be heard. It's your it's your
3:24
responsibility to do that. So we're
3:26
talking about housing.
3:28
We're talking about groceries, healthc
3:30
care, wages, and taxes. Yeah, we're
3:34
talking about taxes as well, guys, cuz
3:36
some of you going to be hitting that
3:37
area, too. So, with the midterms
3:40
in Georgia, uh, and probably most of the
3:44
United States next Tuesday,
3:47
um,
3:50
politicians are making promises
3:53
everywhere. I know in my state, uh,
3:56
they're promising to bring an Audi, uh,
4:00
manufacturing plant to Peach County. Uh,
4:03
but that's what they told everybody that
4:06
was at the rally that took place in
4:08
Perry. But they've got to go through
4:11
some more. They got to get some more
4:13
approvals before they even can actually
4:15
say for certain. And then you have to
4:17
look at how many years it's going to
4:19
take for that plant actually opens up.
4:21
So guys, do your homework. You know,
4:23
research it, ask questions. Okay. So,
4:26
tonight we're breaking down who controls
4:29
what, so you can make an informed
4:33
decision before you go to the polls
4:37
instead of those emotional ones.
4:38
Remember being promised this, being
4:42
promised that recently, being promised
4:44
$5,000.
4:46
I know one person said they posted said
4:48
where if he's coming to that rally, they
4:49
want him to bring that $5,000 with him.
4:52
I thought that was [clears throat]
4:53
funny. Okay. All right, broker J3, let's
4:56
let's get this thing started. Thank you
4:58
guys. Hey, Anthony, how are you doing
5:00
this evening? Thank you guys for joining
5:03
us. And let us know, you know, how
5:05
you're being affected now. And if you've
5:07
already sent in your uh absentee ballot,
5:10
um let us know if you've already early
5:12
voted. I want you to let us know as
5:14
well.
5:16
>> All right, Doc B. Absolutely, guys. As
5:19
Doc B said, let us let us know if you
5:21
guys already did your part. All right,
5:23
guys. Um and thank you everybody um for
5:28
sharing the live. Thank you everybody
5:29
for coming and joining J&B live podcast.
5:32
We really appreciate it. We appreciate
5:34
you guys that's that's that's tapping
5:36
the screen sharing the live. Uh thank
5:39
you so much sending the gifts. Thank
5:40
you. We really appreciate it u for
5:43
sharing this conversation. You know,
5:45
because whether you're a Democrat,
5:47
Republican, or even an independent, or
5:50
just plain tired of the politics, these
5:53
bills are showing up every day in
5:55
everybody's household. So, tonight, it's
5:58
about telling everybody, you know, we're
6:02
not telling anybody who to vote for.
6:05
It's about understanding who we're
6:07
voting for and whether the person can
6:10
actually do the job or not.
6:12
>> Yeah, that's what's that's what's key.
6:14
Okay. So guys, uh, your wallet doesn't
6:19
care anything about Republican or
6:22
Democrat. It doesn't, I'm gonna be
6:24
honest with you. Money is green. It
6:26
doesn't matter where, if Republicans are
6:29
going to help you save more money or
6:31
make more money or Democrats, you know,
6:35
that's what's most important. your
6:37
wallet, how you're being um treated by
6:40
either party or either candidate, what
6:42
they're prom what well, not necessarily
6:45
what they're promising, but what they
6:48
stand for. You have to look at that as
6:50
well. And then also what they've done so
6:52
far. So, broker J3, I feel people are
6:55
just totally exhausted. You know, people
6:57
are just tired. They're tired of the
7:00
high gas prices. They're tired of the
7:02
rousing the rising
7:05
uh apartment cost even for seniors.
7:07
Those that that's even rising. You know,
7:10
it's just like it it has no limits. And
7:12
then grocery bills, you know, you can't
7:15
get the same amount of groceries that
7:17
you got last year, this time uh with
7:20
what you're paying right now. So, you
7:22
know, that's affecting people. They go
7:23
to the grocery store, spend $100, and
7:26
come home and they looking at their bill
7:28
and say, "Now, did I just spend $100 for
7:31
these few items?" Yes, you did. Okay.
7:34
They are paying more for housing, paying
7:36
more for insurance.
7:39
Some people paying through the roof for
7:41
insurance, home and um auto insurance.
7:44
Okay. Health care. Some can't afford it
7:48
because it's it's double. Okay. And
7:50
everyday necessities. When people feel
7:53
that financial pressure that some of
7:55
them are feeling, they naturally start
7:58
looking for somebody to hold
7:59
responsible. And so when people are
8:01
hurting and then you have a politician
8:03
that starts promising them something,
8:06
they start to kind of believe it, you
8:08
know, because they want to believe it.
8:10
But this is where you have to do your do
8:13
your homework and you have to research
8:15
it.
8:17
All right, DB, before I um continue, um
8:20
QD loves apparently is asking a
8:23
question.
8:26
>> Okay. What is the question? Oh, yeah.
8:28
Can you tell me your name? Okay. My name
8:31
is uh Dr. B and Bro.
8:38
>> All right. All right, guys. You know,
8:39
and uh what you said just a moment ago,
8:41
Dr. B, you know, that's very
8:43
understandable. But here's um where we
8:45
have to be careful. You know, somebody
8:47
gets on television and promises lower
8:49
grocery prices, cheaper rent, and even
8:52
more in your pockets. You know, of
8:55
course, that's going to sound great.
8:57
>> But the first question is how
9:00
how exactly are you going to make it
9:02
happen? Don't just tell me what you
9:05
gonna do. Tell me how you gonna make it
9:07
happen.
9:08
>> Yeah. Yeah. Just like that $5,000 we
9:11
were promised. Okay. You can tell me you
9:14
going to give me $5,000, but where you
9:16
going to get it from? I want to know.
9:19
Because if you give me some lame excuse
9:21
about where you going to get it from,
9:23
and I know that that's impossible, guess
9:25
what? There's a high chance a high it's
9:28
it's just just likely that I'm not going
9:31
to get that money. Okay? So we need to
9:34
understand um that the economy doesn't
9:37
operate through our you know just one
9:41
government office just because somebody
9:43
promises you something. There's several
9:44
different steps that people have to go
9:46
through when they make these promises.
9:48
Just like I mentioned the Audi plant
9:50
that that they they promise is going to
9:52
open in Peach County uh soon and the the
9:56
audit CEO was actually there, but they
9:59
didn't tell us no, you know, that it has
10:01
to go through several different channels
10:03
before it's actually approved. And a lot
10:06
of people are saying that's just a hoax.
10:07
It's not coming. I don't know for
10:09
certain. I can't say that because I
10:11
can't see into the future. uh but it is
10:14
questionable. Okay, so grocery prices
10:17
depend on things like production,
10:20
transportation,
10:21
labor, competition, and supply. So
10:24
there's several different factors in
10:26
there. So government policies can
10:28
influence those costs, but guess what?
10:31
No single elected official controls
10:34
every price at the checkout counter.
10:36
They just can't do it. There's too many
10:38
factors.
10:40
>> Yeah. And let's and let's talk about
10:42
housing. You know, I'm very familiar
10:44
with that. You know, that's that's my
10:45
line of line of work, which most people
10:47
already know that. You know, somebody's
10:49
running for Congress. You know,
10:51
promising to lower everybody's rent,
10:53
especially when the rent prices are
10:55
skyhigh right now.
10:57
>> Well, Congress can influence housing
10:59
through federal funding, tax policies,
11:01
and housing uh legislation. But your
11:06
city, your county may have a different
11:09
and more direct influence over the
11:12
zoning and whether additional housing
11:14
can even be built in your community. You
11:16
have to be able to know the difference.
11:19
>> Yeah. Yeah. So that that you you guys
11:21
you need to be able to um take a look at
11:25
that distinction because you know
11:28
politicians I'm just going to tell you a
11:31
lot of politicians are lawyers. I'm just
11:33
going to keep it real. And sometime they
11:36
tell you what you want to hear. Bottom
11:39
line. Bottom line. And sometime we give
11:42
them, you know, credit for things
11:45
outside of their control. They go and
11:47
make promises. And you think just
11:49
because they said it, just like a lot of
11:51
people believe everything that Trump
11:54
says because guess what? Because he said
11:57
it. And he's not the only one. There's
11:59
several politicians out there tell you
12:00
something and just because they said it,
12:02
we believe what they say. But no, that's
12:05
you shouldn't do that. Okay, a candidate
12:07
might support a good idea, but still
12:10
needs approval. Just like I me mentioned
12:12
earlier, that $5,000 may need approval
12:15
from legislation, funding, money just
12:18
ain't going to come out the air, funding
12:20
from a budget or cooperation from
12:23
another level of government. You know,
12:26
it's it's channels that you have to go
12:28
through in order for that for them to
12:30
meet what they're saying they're going
12:32
to do. If they're going to promise you
12:33
that they're promising these things and
12:35
they just because they said it doesn't
12:36
mean it's actually true. So having a
12:39
proposal isn't the same as having the
12:42
authority to actually implement what
12:44
they said they're going to do.
12:46
>> So let me just let me just put it this
12:48
way. If somebody tells me that they're
12:50
gonna fix my roof,
12:52
>> I want to know whether they they have
12:53
the right tools, the money, the
12:55
permission to get it up there, you know?
12:58
>> Yeah.
12:58
>> You can't just stand in my driveway
13:00
talking about how beautiful my roof is
13:02
going to look. I need to see the plan.
13:06
>> Yeah. Yeah. Yeah.
13:08
I agree with you that they're broker J3.
13:10
So, I think all the voters, all voters,
13:13
guys, you should apply that same
13:15
standard that broker J3 just mentioned
13:17
to everyone seeking public office. Just
13:20
like Broker J3 said, we could sit up
13:22
here all day and tell you to vote
13:24
Democrat. We can tell you to vote
13:26
Republican or whatever, but you need to
13:30
do your homework and determine which one
13:32
is going to provide that that safety net
13:36
or that's going to put more money in
13:38
your pocket. You have to think about
13:40
that. And then for some of us that are
13:42
that uh have money, you got to think
13:44
about it. You're going to be affected.
13:46
One of your relatives or your
13:48
grandparents may be affected. So it may
13:50
not hit you directly, but it will affect
13:53
you indirectly because it affects
13:55
someone that you know. So look beyond
13:57
the campaign commercials and those
13:59
slogans because there's thousands of
14:01
them. I'm I'm actually sick of them
14:03
right now and I'm sure some of you are
14:05
are as well because just like every
14:06
commercial is a campaign about for
14:10
someone. So ask yourself where the
14:13
candidates, do they understand the
14:16
problems that you know you're having
14:17
that you're experiencing that your
14:19
family is experiences? Do they have a
14:21
realistic solution for you? and can um
14:25
they explain what their particular
14:29
office would contribute. Ask questions.
14:33
>> Yeah,
14:33
>> perfect time.
14:36
>> You're right, Dr. B. Because you know,
14:37
we keep we keep getting caught up in who
14:40
talks the loudest,
14:42
>> you know. Yeah.
14:43
>> Who has the best comeback, you know,
14:45
>> and who embarrass somebody else during
14:47
the debate.
14:48
>> Yeah.
14:48
>> Meanwhile, the rent still due on the
14:50
first. groceries, they still expensive
14:54
and everybody else to decide whether
14:56
they can afford even refill they their
14:58
own prescriptions.
15:00
>> Yeah. And see for me, broker J3, when
15:02
somebody come out and uh is is talking
15:06
about somebody's body part, you know,
15:10
I'm not I I didn't come to a rally or
15:14
something to laugh. I came out to the
15:18
rally to find out what you can do for
15:20
me. And so don't get caught up in the
15:22
laughter, that little, you know, trying
15:25
to make people laugh, trying to fit in.
15:27
Ah, uh-uh. What can you do for me? And
15:30
so that's what's important and that's
15:32
what you guys need to think about. And
15:34
those concerns that you have deserve
15:37
serious answers. Okay? This conversation
15:40
isn't about pretending
15:43
government has no influence over our
15:45
lives. It it does. It impacts our liv.
15:49
So, it's about recognizing that
15:51
different offices hold different
15:53
responsibilities and informed voters
15:56
should know the difference.
15:59
That's right. And and the whole point
16:01
tonight, guys, uh don't just ask me what
16:04
political party I'm representing or what
16:07
party you're representing. You know,
16:09
tell me um you know, what you're
16:12
responsible for, you know, tell me what
16:14
you've accomplished, you know, and and
16:17
then tell me how you're prepared to do
16:19
it because
16:21
>> the political loyalty today, it doesn't
16:23
even automatically put money back in
16:25
anybody's pocket. So many people are
16:27
constantly saying that they'll do this,
16:29
they'll do that. And you know me, Dobby,
16:31
you know, I I'm coming down on both like
16:33
I always do, Democrats and Republicans,
16:35
you know.
16:36
>> So y'all have to stand up. I I remember
16:39
when y'all used to work together. Let's
16:41
get back to when we used to work
16:43
together.
16:44
>> To me, I think that's more important
16:46
than than uh Republican against Democrat
16:50
or independent or whatever the case may
16:52
be. Why can't we just come together, do
16:54
something that will actually benefit the
16:56
people?
16:57
>> Yeah. You know, every big shout out
16:58
tonight everybody that's joining us.
17:02
>> Um before we move on, we like to give
17:04
>> What? Broken. Can I say this right
17:06
quick?
17:07
>> And and not just benefit one class. We
17:10
want some someone that's going to
17:12
benefit a policies or whatever. This
17:15
that's going to benefit everybody. Just
17:18
like that little say so about if you
17:20
vote vote all Republican down the te
17:23
ticket, you'll get $5,000. Or if if they
17:26
if if if the if you vote Republican,
17:29
then um you know, you're going to get
17:32
whatever incentive or whatever. Let it
17:34
be for everybody.
17:37
>> That's sound like bribery to me.
17:39
>> Yeah. And then if you think about all
17:41
the promises that's been made already,
17:44
>> um, you know, it just it just doesn't
17:46
make sense if you if you fall for the
17:47
foolishness.
17:49
>> Give big shout out shout outs for
17:54
>> Okay,
17:54
>> I see Angela Fan,
17:56
>> appreciate you joining us.
18:00
>> And a cutie love uh was on with us. And
18:04
we had some more people that were on.
18:07
Um, Anthony Center.
18:09
Um,
18:12
>> big shout out to Kevin,
18:14
>> Isabelle, Coco, Honey, Care,
18:18
>> Fatima, big shout outs. Ruby, Cherry,
18:20
Jay, Alyssa,
18:23
Donnie, 155, Jacob, Bummy,
18:28
appreciate you guys. Dorian, Hint,
18:30
appreciate you guys. Thank you so much
18:32
for joining us this evening. So, we
18:35
thank you guys so much for joining us.
18:37
Thank you for the gifts. Thank you for
18:39
the taps on the screen. Thank you for
18:40
the hearts and the likes and the shares.
18:42
We really appreciate you guys to help us
18:45
keep this conversation going. So, Doc B,
18:47
let's go ahead and let's jump into this.
18:49
Who actually has the power? Is it the
18:52
federal government, the state, or the
18:55
local government?
18:57
>> Okay, so this is going to take us to um
19:00
the heart of tonight's conversation. Um
19:02
we have three major levels of government
19:06
uh federal, state and local. Um sometime
19:09
they share uh responsibilities and their
19:12
powers are not the same. They're not
19:14
identical. So if we don't understand who
19:18
makes the decisions, we may be demanding
19:21
answers from the wrong people. That's
19:23
why a lot of people will tell you it's
19:25
very important that you even vote in the
19:28
local elections.
19:30
Sometime the local election can be just
19:32
as important as federal as in the
19:35
presidential elections as more important
19:38
than the midterms. Your voice needs to
19:41
be heard at every level of government.
19:46
>> Yeah, that that that is so true.
19:50
>> Um do that be every level. So, you know,
19:54
let's let's first let's start with
19:56
Washington, you know, because that's
19:57
that's where the heart of it is. Let's
19:59
start in Washington. Congress makes
20:02
federal laws. They decide on the federal
20:04
spending and they can change the federal
20:06
tax laws. Congress does that. Members of
20:09
Congress can also vote on legislation
20:12
that be affecting like Medicare, housing
20:16
assistant, and national labor standards.
20:18
Basically, the money that you uh make
20:21
while you working. But one senator or
20:24
even one representative cannot pass a
20:27
law by themselves. No matter how
20:29
powerful their campaign speech sounds,
20:31
they cannot do it by theirel. So
20:33
basically, they can promise you, hey,
20:35
we're going to get this done. We going
20:36
to get this done. Then when you get to
20:38
Congress, if by yourself and nobody's
20:41
trying to hear what you trying to do,
20:43
that's just as dead as it started. But
20:45
your constituents, the people that voted
20:47
for you may not know that.
20:49
>> Yeah. Yeah. Yeah, that is true. Okay
20:52
guys, so the president, he leads the
20:56
executive branch
20:58
uh which carries out the federal laws
21:01
and the policies. I think most of you
21:04
probably already know that because he's
21:07
really uh controlling uh DOJ, you know,
21:12
and the pre, you know, you have to think
21:13
about the president
21:15
cannot simply rewrite the federal tax
21:19
laws. Uh he's trying to maneuver and
21:23
manipulate the federal laws, believe me.
21:25
He's he circumvents the laws. That's
21:27
what he's very good at. And he does
21:29
things that he know he's not supposed to
21:31
do, but he's waiting for someone to tell
21:34
him not to do it, but he doesn't care.
21:36
Okay. All right. So, um he can't rewrite
21:41
uh federal laws, tax laws, or pass
21:44
whatever legislation they choose. He
21:47
can't do that. Okay. Our system
21:49
deliberately um divides that authority
21:53
and that means cooperation between
21:56
different parties and sometime
21:59
compromise is necessary.
22:01
>> Yeah, that that's those checks and
22:03
balances. That's
22:05
>> should be in place but he does try to
22:07
prevent that. You know that broker J3,
22:09
right?
22:10
>> Yeah. Now, now that brings us closer to
22:13
home. Okay. Now, now you got your
22:16
governor, your state legislation. Now,
22:19
they can have a major impact on your
22:21
everyday life. You know, states make
22:23
decision about your taxes, your
22:26
educational funding, labor laws, and a
22:29
lot of the health care policies.
22:32
Medicaid is a perfect example uh because
22:36
federal and state governments they both
22:39
share funding and responsibilities while
22:43
state ministries you know uh for their
22:45
programs is is all under the federal
22:47
rules. So basically um Medicare say for
22:52
instance uh they may have the Medicaid
22:55
I'm sorry Medicaid on a federal level
22:58
and your governor may say well we don't
23:01
want uh people on Medicaid in this
23:04
state. So if you qualify for it they can
23:07
just tell you they can just deny you
23:11
>> which a lot of people dealt with that
23:12
the last few years with Kimp. But we
23:14
ain't gonna talk about that right now.
23:16
[laughter]
23:19
Okay guys.
23:22
Okay. So, all right. Um,
23:26
h this is so important because uh when
23:30
somebody promises better health care, a
23:32
lot of people fall victim to that
23:34
because they want to believe it. uh
23:37
because they're struggling uh especially
23:40
a lot of people that don't work and then
23:42
they have to go out and get the you know
23:44
one time they could get the Obamacare
23:46
but you remember they've changed those
23:48
laws so now some people are paying
23:50
double the amount that they were paying
23:52
so or but then you have to think about
23:55
when they promise better health care are
23:57
they referring to Medicare uh which is
24:00
federal or Medicaid which involves
24:04
federal and state okay So, are they
24:07
proposing changes to the insurance rules
24:10
or support for local hospitals? Because,
24:13
you know, we didn't mention this, some
24:15
of the local hospitals are closing
24:17
because they're not getting that
24:18
funding.
24:19
>> They closed. A lot of them are already
24:20
closed.
24:21
>> Yeah. Already closed and it's probably
24:22
going to be some more that are going to
24:24
close as well, broker J3. Okay. So,
24:26
those are totally different issues and
24:28
they may require different solutions.
24:32
>> Okay. So, now guys, we done talked about
24:34
the federal level. We're going to talk
24:36
about the state level. Now, we're going
24:38
to break it down just a little bit more
24:40
because we don't want to overlook the
24:42
local government. Now, the local
24:44
government, we're talking about your
24:46
counties, you know, the county
24:48
commissioners, you know, the city
24:50
council members and the local officials,
24:54
you know, may influence property tax
24:56
rates, zoning, roads, and other
25:00
officials uh may influence uh uh county
25:05
development. And that's all depending on
25:07
where you live. So some of those
25:09
decisions they can actually hit your
25:11
pocket faster uh than anything happening
25:15
in Washington. So the exact authority
25:18
varies by state and community. So if
25:21
something get enacted in your local
25:23
community that's almost immediate
25:26
whereas if something is implemented on a
25:28
federal level most times it takes a
25:31
little bit longer before it's
25:32
implemented.
25:34
>> Okay. So, let's get into um the
25:37
affordable housing which a lot of people
25:39
are being affected by that because you
25:42
know at one time I forgot I think this
25:44
was when Biden was in office some of the
25:47
landlords or the apartments that they
25:49
just were just went through the roof
25:51
with some of what the prices what they
25:53
were charging people as far as apartment
25:56
rents rentals. And you know, you have to
25:59
think about that because a lot of people
26:02
are on a fixed income and they can't
26:05
afford for you to increase their
26:08
housing. So, federal officials may
26:11
provide the funding, state leaders may
26:15
create housing programs and local
26:18
officials may decide where circle uh
26:21
certain developments can be built. So
26:23
you know sometime all three um forms of
26:27
government are involved. Okay. So that
26:30
means improving housing affordability
26:33
can require actions from all three
26:36
levels. Yes, it can. So one campaign
26:38
promise if they promise that you know
26:41
they can't really promise it because it
26:43
has to go to three different forms of
26:45
government. So, but one campaign promise
26:48
cannot, you know, erase every obstacle
26:52
that some people face when it comes to
26:54
affordable housing.
26:56
>> Yeah. But you know what? Same thing go
26:58
for wages.
26:59
>> You know, that money that you work for,
27:01
>> you know, Congress, it it Congress
27:03
establishes the minimum wage laws,
27:05
>> but the states, they have higher minimum
27:09
wages, you know, and in some cities,
27:11
they can set their own where the state
27:12
laws also allow that. So when somebody
27:15
promises higher wages, ask what law are
27:19
they talking about changing and whether
27:21
the office that they're seeking has the
27:23
authority to actually do that because
27:25
it's not that simple as you know some of
27:28
them try to promise you that what they
27:30
can do.
27:31
>> Yeah. And I'm surprised because like for
27:34
instance Atlanta, I feel like the cost
27:37
of Atlanta, maybe the bulkhead area,
27:40
it's more expensive than it is in some
27:42
of the South Georgia areas. So why do
27:45
they still have the same minimum wage?
27:49
Some states are way like California, you
27:53
know, they set their own minimum wage.
27:55
There are a lot of other states. I'm
27:57
sure New York is different as well, but
27:58
there's states can sometime change the
28:01
law so they can increase the minimum
28:04
wage.
28:07
Okay. All right. That's something to
28:09
think about as well. So, we're going to
28:10
talk about taxes now, guys. They work
28:12
the same way. So, federal income taxes
28:15
are established through the federal
28:17
laws. Of course, state may impose the
28:21
income and the sales tax. Okay? while
28:24
local government has the authority over
28:27
property taxes which are through the
28:29
roof. That's why you never really own
28:31
anything because if you don't pay that
28:32
property tax, guess what? They're going
28:34
to take your property. [laughter]
28:36
>> Exactly.
28:37
>> And the local government controls other
28:40
local taxes as well. So, if your
28:43
property tax bill increases,
28:46
blaming a member of Congress without
28:48
understanding the local process is just
28:50
really a waste of time because you have
28:52
to go and do what's called an appeal to
28:55
appeal uh what they're charging you uh
28:58
for your property taxes. And also, I
29:01
can't stress this enough, if you have
29:02
what's called a homestead exemption that
29:05
you can qualify in some um cities, then
29:08
you need to uh complete an application
29:11
for that as well because it could lower
29:12
your uh property taxes. So, just think
29:15
about it. All decisions are not made at
29:19
the federal level.
29:22
>> No, they're not. So, here's the simplest
29:25
way, guys, to uh remember tonight's
29:28
lesson. You know, Washington handles the
29:31
national laws and programs. State
29:33
government, it handles the statewide
29:35
laws, budgets, and services. The local
29:38
government, it handles many of the
29:40
decisions that affecting your life
29:42
literally immediately every day. You
29:44
know, now there is a overlap.
29:47
Absolutely. You know, but you've got to
29:49
know which door to knock on before you
29:52
start demanding somebody open it. So
29:54
again, they making promises, but can
29:58
they actually fulfill the promises that
30:00
they're telling you they're going to
30:01
make?
30:02
>> Yeah. Some of them making them promises
30:03
they know they can't keep. And just
30:05
think about it, guys. If an official
30:07
makes that promise to you, does not mean
30:10
that they have complete control over
30:13
enforcing
30:14
whatever that promise is. You know, we
30:17
talked about it earlier about the plant,
30:19
the Audi plant coming.
30:22
He does not have control, complete
30:24
control over all of that as of yet.
30:26
Okay? So, there are legislation, there
30:29
are budgets that you have to think
30:30
about.
30:32
>> Very important courts and legal limits.
30:35
Sometimes you have to jump through some
30:36
hoops
30:38
>> in order for you to carry out whatever
30:40
you're promising people. So you need to
30:42
understand those boundaries because they
30:45
will help you make
30:47
uh or help you recognize meaningful
30:49
solutions and instead of accepting those
30:52
promises and just you know in the back
30:54
of your mind you want to believe that
30:56
that's it's going to happen but in
30:58
actuality you have to realize that it
31:00
may not because in other words you
31:03
sometime you have to go through several
31:04
different hoops. We talked about uh the
31:06
state uh the federal the state and the
31:09
local governments all have to work
31:11
together sometime.
31:13
>> Yeah. And you know that's the
31:14
information doc that uh everybody needs
31:17
before election day because we should
31:20
never be so impressed by a candidate's
31:23
personality that we forget about you
31:25
know their authority. You know,
31:27
leadership matters because, you know,
31:29
it's like this,
31:31
not knowing how the government actually
31:34
works, it can actually hurt you because
31:37
you can be voting for people um that are
31:40
actually not aligned with what you want
31:43
to happen in your own community.
31:45
>> That is true. That is true.
31:48
Okay, guys.
31:51
So, let's give a shout out to those of
31:53
you who are joining us. Um, we want to
31:57
recognize our top gifters.
31:59
Thank you guys for supporting the J&B
32:02
live podcast. We want you to go ahead
32:05
and drop us a uh your city and state and
32:08
let us know where you're from and let us
32:11
know if you voted, guys. I I'm
32:13
interested. I want to know who's voted.
32:15
I want to know who's who sent in the
32:17
absentee ballot because this goes beyond
32:20
like Broker J3 or like he our topic
32:23
tonight. It goes beyond the red and the
32:26
blue. We can't tell you who to vote for,
32:28
but you have to look at all of the
32:30
circumstances surrounding your
32:33
candidate. You know, what can that
32:35
candidate do for you and your family?
32:38
Okay. So, everybody, I need you to tap
32:40
that screen, share the live, and show
32:43
our supporters some love.
32:45
>> Yeah. And and big shout outs to our our
32:47
supporters. We got Ernest Howard, Tran,
32:50
Nick, Isabelle, Coco, Honey, still
32:53
hanging with us. Jasmine Care, Ruby,
32:56
Cherry, still there. Jay, Orlando,
32:58
Gomez, uh, Ma, Alyssa, Donnie, hey,
33:02
Ethan, Bum still hanging in there. Thank
33:04
you. Carrie, uh, Darien, thank you guys.
33:07
Gustavo, thank you guys for joining us.
33:10
We really appreciate that.
33:12
>> Okay, guys. So, guys, what do we got to
33:14
do now? We need those comments. We need
33:16
your comments because they do affect the
33:19
algorithm. So, let us know. Let us know
33:21
what you guys are thinking. And
33:23
>> have you guys voted yet? Drop your Drop
33:25
Drop it in the chat. Let us know if you
33:26
voted early voted already.
33:29
>> Yes. Yes.
33:30
>> What's your state? What's your city? Let
33:32
us know where you're at.
33:35
>> Okay. Broker J3, you want to go ahead
33:37
and hit this scenario or what you want
33:39
to do next?
33:42
>> Yeah, Doc B. Let's uh you know you know
33:44
what you know what no no no doubt be we
33:48
what we can do right now uh Dr. Let's
33:51
let's go ahead and and get straight
33:53
into, you know, stop voting on the
33:55
promises. You know, that's what they
33:57
need to do. Stop voting on them promises
33:59
and start asking better questions
34:02
because that's what need to happen. You
34:04
can't you can't watch a ad
34:06
>> and just believe what you seen on that
34:08
ad and and be good with it or ask them a
34:12
question and they can't honestly answer
34:14
your question. So, let's start talk
34:17
let's talk about that. you know, stop
34:19
stop voting on promises alone and start
34:21
asking better questions. Now that we
34:24
understand who holds the different
34:26
offices in the different powers, let's
34:28
talk about how to evaluate,
34:31
you know, uh, these candidates because
34:34
I'm tired of hearing everybody promise
34:36
the whole world without explaining how
34:38
they're going to deliver it. And I don't
34:41
care what political party they're
34:43
representing at all. The standard ought
34:45
to be the same no matter what or who it
34:48
is.
34:48
>> Yeah. And just because someone tells you
34:51
something doesn't mean you should
34:53
believe it. This is what the kicker is
34:56
for me. Don't believe everything that
34:59
somebody tells you. What is it rooted
35:01
in? You know, did they, you know, ask
35:04
questions as to how you're going to get
35:07
that promise? You know, you get more
35:10
detailed. Make sure they're more
35:12
specific. Okay. So before supporting any
35:15
candidate guys, any candidate, Democrat,
35:18
Republican, any candidate, you want to
35:21
start with three basic questions. First,
35:24
does this office actually have the
35:26
authority to address the issue or do
35:30
they have the authority to give me
35:32
$5,000? Do they have the authority to
35:36
open up a plant in Peach County? Ask
35:39
those questions. Second, what specific
35:42
action is the candidate proposing? What
35:45
exactly? More detail. Give me a
35:48
timeline. Oh, it's going to happen in uh
35:51
next month. Am I going to get that
35:54
$5,000 in two weeks? You know, I want to
35:57
know. Be specific. Okay. Third, who else
36:01
must approve it?
36:04
How will it be funded? Very important
36:07
question to ask. And when could we
36:10
reasonably expect results?
36:13
Number one, because you're making these
36:16
promises. Tell me when I can expect to
36:18
see them.
36:21
Absolutely. Absolutely. You know, uh big
36:24
shout outs. Um we we we have uh Mary
36:28
Snail in the house. Um that's that's me,
36:31
moms. You know, moms joining the podcast
36:33
tonight. Um appreciate you moms. Thank
36:35
you for joining. All right, guys. Um,
36:38
getting back to it. Um, you know, so Doc
36:40
B, you know, that's the practical test
36:42
right there, you know, and I want people
36:45
to add one or more thing, you know,
36:48
check the record. If somebody has
36:50
already served in office, look what they
36:52
voted for,
36:54
>> that's the fir that's the first that's
36:55
the very first thing that you should do.
36:58
See who they voted for,
37:00
>> you know, and see who what they opposed.
37:03
They could have opposed the same bill
37:06
that could have put more money in your
37:07
pocket. They could have voted against
37:09
it. You know, find out what they really
37:11
accomplished. Or were they just there
37:13
voting on stuff that didn't help you?
37:16
>> Don't just let them tell you what
37:18
they've done. Go look. You have the
37:21
authority to actually go look.
37:24
>> Yeah. Yeah. And then this is what's
37:26
important to me, you know, um, in
37:30
Trump's cabinet, you have a lot of
37:32
people that are in important positions
37:37
>> that [laughter]
37:39
have no experience whatsoever.
37:42
>> That's
37:43
I don't even want to get on about
37:45
Lindsey Graham's sister who just took
37:47
over [laughter]
37:49
his I think it was the Senate seat.
37:52
Okay, these these people have no
37:54
[clears throat] experience. So, you want
37:55
to examine the quality of their
37:58
proposal. You know, of course, their
38:02
experience, they could be telling you
38:04
you're going to get some type of uh the
38:07
$5,000, for example, but have no idea
38:11
how it's going to happen because they
38:13
don't have that background. You know,
38:16
that's very important. And you also have
38:18
to ask yourself whether they understand
38:22
the responsibility of the position.
38:25
What's expected of them? Can they meet
38:28
the obligations of the job? A lot of
38:30
them have no clue. They're just like
38:33
they used to say a long time ago, they
38:34
shooting from the hill. Okay. Okay. So,
38:37
everyone deserves to be evaluated
38:40
fairly, of course. But there's a lot of
38:44
people that were questioning, just think
38:47
about it, that were questioning um
38:50
Katandre J. Brown's,
38:52
you know, on the Supreme Court and she's
38:54
really overqualified. Just think about
38:57
it. So, we have to be in a position to
39:01
where we're overqualified sometimes, but
39:04
yet somebody else can come in there and
39:06
not even have no experience and then
39:10
they don't have the background. They
39:11
don't have the knowledge to fulfill the
39:13
job. So, you know, just think about it.
39:15
That slogan that they make, that
39:17
impressive slogan sounds good, but it's
39:20
not a substitute for preparation for a
39:24
workable plan. They have no idea how to
39:27
carry out the plan.
39:28
>> Yeah. And and another thing, don't
39:31
forget those smaller races that you guys
39:33
are going to see on your ballot. You
39:35
know, people spend a lot of hours
39:36
arguing about Washington while and and
39:38
and knowing that uh they don't know
39:41
anything about the state
39:42
representatives, the county
39:44
commissioners, or the school boards.
39:46
Yet, those are the officials that
39:48
actually make decisions that affect the
39:51
services and resources to your family
39:53
every single day. your children. Your
39:55
children. Yeah, that's very important.
39:59
Okay, guys. So, that's why you need to
40:00
review your ballot. Um, I think it's
40:03
important that you review your ballot.
40:05
Uh, because you can easily get a blank
40:07
ballot before you go and vote. It's very
40:10
important that you know what you're
40:12
voting for before you get to the poll
40:14
and have to vote. You know, that's just
40:17
educating yourself and researching.
40:19
Okay. Not every state or uh community
40:22
elects the same offices at the same
40:24
time. It varies. So, you want to look up
40:27
your candidate, do some research, see
40:29
what their background is, you know, read
40:32
about local ballot uh measures. You want
40:35
to compare their proposals, compare one
40:37
candidate against the other, and you
40:39
want to make sure that you understand
40:40
the responsibilities of every last one
40:43
of the positions that you're voting on.
40:46
>> Yeah. and and don't just let somebody
40:48
convince you uh that asking questions
40:51
mean that you're against them. No, it
40:54
means that you actually are paying
40:56
attention. If a candidate wants
40:58
responsibility for public money, our
41:01
money out our pockets, you know, and
41:03
then want to start placing public policy
41:05
on us, there's nothing wrong with asking
41:09
how they going to use that
41:11
responsibility that we're about to give
41:13
them.
41:15
Mhm. That is true. That is true. Broker
41:17
J3. So guys, um, every challenge that
41:22
happens in government, um, it has an
41:25
immediate solution. Um, some policies,
41:29
they're not going to happen right away.
41:30
It takes you years. A lot of people
41:32
don't realize that, you know, sometime
41:34
they can be promising you something, it
41:35
take years uh to produce measurable
41:38
results. and some are going to require
41:42
um approval across several different the
41:46
three levels of government that we
41:48
mentioned earlier. So that doesn't
41:50
excuse poor performance. Um but it does
41:54
mean voters uh they should evaluate
41:58
progress using realistic expectations.
42:02
>> That's right guys. So instead of asking
42:04
are you red or are you blue why not ask
42:08
>> what are you going to do
42:10
>> how are you going to do it
42:12
>> and what part of that job actually
42:14
belongs to you your responsibilities you
42:17
know those are the questions to focus on
42:19
you know when you're talking to these uh
42:22
uh people that want to be elected into
42:25
office you know you need to know you
42:28
know their responsibilities or the
42:30
results from their past uh votes if they
42:33
was already in office.
42:35
>> Yeah. And I think um the constituent
42:38
should be selfish. You want to ask,
42:41
"What can you do for me?" Okay. And so
42:44
you strengthen by you asking yourself
42:47
that question, you're going to
42:48
strengthen public accountability because
42:50
you're going to make these politicians
42:52
accountable for what they tell you. You
42:55
know, and just think about it, guys. We
42:57
don't always have to agree on every
42:59
political issue to agree that the
43:02
candidates, they should be honest. They
43:04
should tell you the truth. They should
43:05
tell you whether they can get something
43:07
done or whether they can't. You know, we
43:10
mentioned earlier, you know, that they
43:11
some of them just tell you what you want
43:13
to hear. They should be able to explain
43:15
their plan. They should be able to
43:18
answer reasonable questions all the
43:21
time. It doesn't matter. They should be
43:22
able to answer because if they have a
43:24
proposal, tell me how I'm going to get
43:26
to where you what you're proposing. How
43:28
are you gonna it's affecting me and my
43:30
family. So, how am I going to get there?
43:32
So, informed participation makes our
43:34
democracy stronger and that's what it's
43:36
all about. This is a democratic nation.
43:40
Okay? This is a United States is a is
43:43
democratic. So, you know, we have a
43:45
right to ask questions regardless of
43:47
which candidate votes ultimately choose.
43:50
It doesn't matter who you choose.
43:52
>> All right. Once again, guys, big shout
43:55
outs to our top gifters and everybody
43:58
that's sharing the live tonight. We
43:59
really appreci everybody that tapped the
44:03
screen, everybody that gave a comment
44:06
and every person that's helping this
44:08
conversation reach more and more people
44:10
by sharing this live. Make sure you're
44:13
following our top gifters, please. Um,
44:16
and that would be, give me a second
44:20
here. We got Ernest Howard, we got um
44:23
Par, we got Jordy, Tran still around,
44:26
Nick, Isabelle, Coco, Honey. Appreciate
44:29
you guys. Make sure you guys are
44:30
following them. Um, you know, we we we
44:34
really thank you guys so much for
44:36
supporting the J&B Live podcast. So, Doc
44:39
B, let's get into those final thoughts.
44:41
>> Okay, guys. So, as we approach the
44:43
midterms,
44:44
I can't stress it enough. Please get out
44:48
and vote if you have not already voted
44:51
uh on Tuesday, which is the midterm
44:53
elections. It is my my prayer that you
44:57
guys have already voted um early voting
45:01
uh which ends here in Georgia uh on the
45:04
30th, which ends tomorrow. Okay? and or
45:08
you've already mailed in um your
45:11
absentee ballot because you know a lot
45:14
of people decided not to mail their
45:16
absentee ballot. They wanted to hand
45:18
deliver it and I think that's an
45:19
excellent idea as well. In Georgia we
45:22
broke the record. I think they mentioned
45:24
last night we have I don't know if it
45:27
was 2 million or 4 million um absentee
45:30
ballots that were mailed in which we've
45:32
broken the record. So, a lot of people
45:35
are getting out there doing the early
45:37
voting and sending in those absentee
45:40
ballots. So, make sure you do that as
45:42
well. So, you know, I want everyone to
45:44
remember that voting is more than
45:46
choosing a political party. Okay? You
45:49
notice that we did not stress that you
45:52
should vote either way. is choosing
45:54
people to carry out the specific
45:56
responsibilities that affect you, that
46:00
affect our lives, that affect our
46:01
families, our children, particularly in
46:04
our communities. We must be more
46:07
knowledgeable
46:09
about government and more intentional
46:12
about the questions that we ask. You
46:15
know, just because they tell us you got
46:17
to ask questions to find out how they're
46:19
going to deliver on those promises.
46:21
Don't confuse a good speech or a joke
46:25
when you know a lot of politicians like
46:27
to make you laugh, okay, with a good
46:29
plan. And don't mistake influence for
46:32
authority. The most informed uh voter,
46:35
that's going to be you guys, is not
46:37
necessarily the loudest person in the
46:39
room, but the person who understands
46:42
what they're voting for and why. That's
46:45
very important. Understand what you're
46:48
voting for and why. Yeah, you know, Dr.
46:52
B, um, when it come down to this subject
46:55
tonight, you know, whether you red or
46:57
blue, you know, my final thoughts is
47:01
simple.
47:03
You know, don't let political colors
47:06
blind your everyday reality.
47:09
Red or blue, that mortgage payment still
47:13
do. Those groceries still cost money.
47:16
>> That's right. and your family, they
47:19
still need healthcare.
47:21
So before everybody wins your vote with
47:24
another campaign promise, find out
47:27
whether they can even have the power to
47:30
even make it happen.
47:32
Ask questions,
47:34
research the facts, and hold people
47:37
accountable for their responsibilities
47:40
that they actually have.
47:42
>> Because your vote is too valuable to
47:46
spend on promises for people that don't
47:49
even have a plan.
47:50
>> That's right. That's right. So guys, we
47:53
want to thank you for joining us uh
47:57
tonight. You know, you could have been
47:59
anywhere else. There's thousands of
48:01
podcasts, but you decided to spend a
48:03
little time with us and for that we are
48:05
grateful. So, um this has been an very
48:09
important conversation because you know
48:11
we want everyone to um get out and vote.
48:16
Let your voice be heard. It is your
48:18
obligation, your responsibility to do
48:20
so. So, thank you for joining us uh for
48:24
another episode here at the JB Live
48:26
podcast.
48:27
>> All right, guys. Um thank you. Thank you
48:29
guys um that's live with us right now.
48:31
Thank you guys for sharing the live. And
48:34
if you guys are joined us on the replay,
48:37
thank you so much. We really appreciate
48:39
all you guys on Spotify, um Apple
48:42
Podcast and iHeart Radio. Uh uh the JB
48:46
Live podcast has has gotten over 250,000
48:51
downloads. Guys, thank you so much for
48:52
the love and the support. Um, and if you
48:56
are listening on uh the podcast
48:58
platforms, you can always catch us on
49:01
any of the platforms at J&B live um
49:05
podcast. And make sure make sure make
49:08
sure guys that you head over to YouTube
49:10
if you haven't already uh at live with
49:14
J&B. And make sure you guys subscribe.
49:15
It's free. That's where you'll find all
49:17
of our content. Um everything. Uh you
49:20
guys would absolutely love it at live
49:22
with J&B. help B and I um get to 20,000
49:27
subscribers. We're we're real close to
49:29
being there. So, we really appreciate
49:31
you guys support. So, remember
49:34
>> election day is November 3rd, 2026. You
49:38
know when that is? Almost what? A month
49:41
away. No, it's not a month away. It's
49:45
next Tuesday.
49:45
>> Next Tuesday.
49:47
>> Uhhuh. Hey. Hey. Some people Some people
49:49
be thinking, "Oh, November, that's next
49:51
month." No, we talking about next
49:53
Tuesday.
49:54
>> Next Tuesday, November 3rd, 2026. Now,
49:58
check your own voter information and
50:01
find out who's on your ballot because
50:03
everybody ballot is going to be slightly
50:05
different based on the county or state
50:07
that you guys are living in. And again,
50:10
we thank you so much for joining the JB
50:11
Live podcast. I am your host, your boy,
50:14
you know, Broker J3.
50:16
>> Okay, guys. And I am your girl, Dr. B.
50:20
Thank you guys for joining us and we
50:22
appreciate you and go vote. And you know
50:26
what we do here on the J&B live podcast.
50:29
>> Let's talk about it.
50:29
>> We talked about it. Go vote.
50:31
>> You know it.