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Retire Smarter in Turbulent Markets | San Antonio News

When markets wobble, retirees should ease up on spending—even skipping one inflation-adjusted expense can add up over decades. If you’re not yet retired, audit your budget for cuts. Over 50? Max out catch-up contributions; if you’re 60–63, you can stash up to $35,750 in 2026. Protect your portfolio with the “Bucket” strategy: leave stocks alone in downturns, draw from safer assets. Don’t ignore Social Security—delaying benefits (especially if you’re the higher earner with a younger spouse) can massively boost lifetime income, especially if you expect to live long. Combat inflation’s bite with…

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