Challenges to an early retirement

Something More with Chris Boyd · Feb 17, 2025 · 29m

Challenges to an early retirement – Chris Boyd and Jeff Perry explore the risks and challenges to retiring early. Chris and Jeff start the episode with how some clients have an undefined desire to retire early, and frequently fail to consider the various details. Chris outlines why savings must be abundant as an earlier retirement means not only spending sooner, but also fewer years of savings and less compounding as you spend assets. Chris and Jeff discuss the need for greater tax diversification, especially if retiring before age 59 ½. Chris explains the option of using Equal Periodic…