Ex-Fed Researcher: Why Stablecoins Will Replace Banks by 2030
Stablecoins are quietly becoming the backbone of a new financial system: faster, cheaper, and more efficient than banks.
For the 4th episode of Stabled Up, we sit down with former Fed researcher Thomas Cowan (Head of Tokenization @ Galaxy Digital) to unpack how stablecoins could outcompete banks, close the onchain/offchain gap, and redefine global capital efficiency.
We discuss:
- Fed Researcher → Stablecoin Builder: Thomas's Journey
- Stablecoins vs CBDCs: What's the Real Difference?
- Why Regulatory Clarity Is Finally Here
- Europe's Stablecoin Play: AllUnity Launch
- Capital Efficiency…
The skinny
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