The Real Reason You’re Overspending (And How To Fix It) | 534

Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans · Mar 2, 2026 · 14m

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1) Overspending is the norm… and shame is lying to us

A lot of people walk around thinking:

“I’m terrible with money.”

“I can’t do math.”

“I have no discipline.”

But y’all… that’s not the real issue. The real issue is not knowing what’s safe to spend in the moment. So we guess. And guessing gets expensive.

2) The rebellious spending spiral is real

When we feel like we never have money, we get that “fine, whatever, future me can deal with it” energy:

drain the account

swipe the card

turn it into a later…