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Episode 08: The $8000 lesson: Why your worst insurance decision might save your life

When a marathoner chose the cheapest health insurance because she “never planned to use it,” she had no idea cancer would teach her that the healthcare bureaucracy is the hardest race of all.

This runner’s journey from healthy athlete to cancer navigator reveals the shocking financial realities patients face: surprise $416 bills, geographic prescription restrictions, PT session limits despite multiple surgeries, and insurance systems designed to confuse rather than help. Her story illuminates the hidden costs and bureaucratic nightmares that catch even informed patients off…

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