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How Homeownership Is Beating the New Rent Inflation
Lucas and Luna break down why rent is rising faster than CPI in 2026, and how homeownership—specifically a 3.5% FHA loan locked in 2020—has quietly become the best inflation hedge for millions of Americans. They examine the divergence between owner's equivalent rent and actual shelter costs, the Fed's new rate regime under Kevin Warsh, and why buying a home in 2020-2021 is outperforming gold and TIPS. The episode uses the latest CPI data from May 2026 and the 10-year breakeven inflation rate of 2.25% to show how housing has decoupled from official inflation metrics. A must-listen…
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