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Why Do I Feel My Income is Never Enough for My Needs? · Becoming Financially Confident

• 0:38
  How
• 0:38
  much
• 0:38
  money
• 0:38
  do
• 0:38
  you
• 0:39
  need
• 0:39
  to
• 0:39
  make
• 0:39
  you
• 0:40
  finally
• 0:40
  feel
• 0:40
  comfortable?
• 0:41
  It's
• 0:42
  a
• 0:42
  great
• 0:42
  question,
• 0:42
  isn't
• 0:43
  it?
• 0:43
  But
• 0:44
  are
• 0:44
  we
• 0:44
  asking
• 0:44
  the
• 0:45
  wrong
• 0:45
  question?
• 0:46
  Because
• 0:47
  here's
• 0:47
  a
• 0:47
  controversial
• 0:48
  truth
• 0:48
  I've
• 0:48
  got
• 0:48
  to
• 0:48
  share
• 0:49
  today.
• 0:50
  It's
• 0:50
  not
• 0:50
  about
• 0:50
  how
• 0:51
  much
• 0:51
  you
• 0:51
  make,
• 0:52
  it's
• 0:53
  about
• 0:53
  how
• 0:53
  much
• 0:53
  you
• 0:53
  think
• 0:54
  you
• 0:54
  need.
• 0:54
  See,
• 0:54
  culture
• 0:55
  has
• 0:55
  lied
• 0:55
  to
• 0:55
  us.
• 0:57
  They've
• 0:57
  told
• 0:57
  us
• 0:57
  this
• 0:58
  lie.
• 0:58
  And
• 0:58
  today
• 0:58
  I'm
• 0:59
  going
• 0:59
  to
• 0:59
  flip
• 0:59
  this
• 0:59
  conversation
• 1:00
  upside
• 1:00
  down.
• 1:01
  It's
• 1:01
  going
• 1:01
  to
• 1:01
  be
• 1:01
  a
• 1:01
  great
• 1:01
  show
• 1:02
  today.
• 1:04
  This
• 1:04
  is
• 1:04
  Financially
• 1:05
  Confident
• 1:05
  Christian,
• 1:06
  your
• 1:06
  daily
• 1:07
  dose
• 1:07
  of
• 1:07
  gospel,
• 1:08
  grounded
• 1:08
  insight
• 1:08
  and
• 1:09
  faith
• 1:09
  driven
• 1:10
  tips
• 1:10
  to
• 1:10
  help
• 1:10
  you
• 1:11
  break
• 1:11
  the
• 1:11
  cycle
• 1:11
  of
• 1:11
  financial
• 1:12
  shame
• 1:12
  with
• 1:13
  confidence.
• 1:17
  Welcome
• 1:17
  back
• 1:17
  to
• 1:17
  Financially
• 1:18
  Confident
• 1:18
  Christian.
• 1:19
  I'm
• 1:19
  Ralph
• 1:19
  and
• 1:19
  I'm
• 1:20
  so
• 1:20
  happy
• 1:20
  you've
• 1:20
  chosen
• 1:20
  to
• 1:21
  join
• 1:21
  me
• 1:21
  today
• 1:21
  as
• 1:21
  we
• 1:22
  continue
• 1:22
  in
• 1:22
  our
• 1:22
  series
• 1:23
  Breaking
• 1:23
  that
• 1:24
  Financial
• 1:24
  shame
• 1:25
  and
• 1:25
  Breaking
• 1:25
  those
• 1:26
  chains
• 1:26
  that
• 1:26
  are
• 1:26
  holding
• 1:26
  us
• 1:27
  back.
• 1:27
  And
• 1:28
  yesterday
• 1:28
  we
• 1:28
  talked
• 1:28
  about
• 1:29
  the
• 1:29
  stress
• 1:29
  of
• 1:29
  taxes.
• 1:30
  I
• 1:30
  mentioned
• 1:30
  there
• 1:31
  are
• 1:31
  two
• 1:31
  certainties
• 1:31
  in
• 1:32
  life.
• 1:32
  We
• 1:32
  covered
• 1:33
  one
• 1:33
  the
• 1:33
  other
• 1:33
  day,
• 1:33
  we
• 1:34
  covered
• 1:34
  the
• 1:34
  other
• 1:34
  yesterday.
• 1:35
  That's
• 1:35
  death
• 1:35
  and
• 1:35
  taxes.
• 1:36
  So
• 1:37
  if
• 1:37
  you
• 1:37
  missed
• 1:37
  either
• 1:37
  of
• 1:37
  those
• 1:37
  shows,
• 1:38
  you
• 1:38
  can
• 1:38
  check
• 1:38
  out
• 1:38
  all
• 1:38
  of
• 1:38
  our
• 1:39
  shows@financiallyconfidentchristian.com
• 1:42
  but
• 1:43
  today
• 1:43
  we're
• 1:43
  going
• 1:43
  to
• 1:43
  dig
• 1:43
  a
• 1:44
  little
• 1:44
  deeper.
• 1:44
  We're
• 1:44
  going
• 1:44
  to
• 1:44
  go
• 1:44
  into
• 1:45
  that
• 1:45
  income
• 1:45
  dilemma.
• 1:46
  So
• 1:46
  many
• 1:46
  people
• 1:47
  say
• 1:47
  to
• 1:47
  me,
• 1:47
  Ralph,
• 1:48
  it
• 1:48
  seems
• 1:48
  like
• 1:48
  no
• 1:49
  matter
• 1:49
  what
• 1:49
  I
• 1:49
  do,
• 1:49
  I
• 1:49
  can't
• 1:50
  make
• 1:50
  enough
• 1:50
  money.
• 1:51
  So
• 1:51
  today
• 1:51
  we're
• 1:52
  going
• 1:52
  to
• 1:52
  talk
• 1:52
  about
• 1:52
  income,
• 1:53
  we're
• 1:53
  going
• 1:53
  to
• 1:53
  talk
• 1:53
  about
• 1:54
  work.
• 1:54
  But
• 1:54
  more
• 1:55
  importantly
• 1:55
  than
• 1:55
  all
• 1:56
  those
• 1:56
  things,
• 1:56
  we're
• 1:57
  going
• 1:57
  to
• 1:57
  talk
• 1:57
  about
• 1:57
  purpose.
• 1:58
  Because
• 1:58
  I
• 1:58
  really
• 1:59
  think
• 1:59
  that's
• 1:59
  the
• 2:00
  piece
• 2:00
  that
• 2:00
  we're
• 2:00
  missing.
• 2:01
  So
• 2:02
  today
• 2:02
  on
• 2:02
  the
• 2:02
  show,
• 2:02
  I
• 2:02
  want
• 2:02
  to
• 2:02
  answer
• 2:03
  this
• 2:03
  vital
• 2:04
  question.
• 2:05
  Why
• 2:05
  do
• 2:05
  I
• 2:05
  feel
• 2:05
  my
• 2:06
  income
• 2:06
  is
• 2:06
  never
• 2:07
  enough
• 2:08
  for
• 2:08
  my
• 2:08
  needs?
• 2:09
  I'm
• 2:10
  gonna
• 2:10
  share
• 2:10
  a
• 2:10
  personal
• 2:10
  story
• 2:11
  right
• 2:11
  now.
• 2:11
  I
• 2:11
  remember
• 2:11
  when
• 2:12
  I
• 2:12
  first
• 2:12
  started
• 2:12
  working
• 2:13
  at
• 2:13
  the
• 2:13
  credit
• 2:13
  union,
• 2:14
  I
• 2:14
  was
• 2:14
  right
• 2:14
  out
• 2:14
  of
• 2:14
  college.
• 2:15
  I
• 2:15
  had
• 2:15
  left
• 2:15
  working
• 2:16
  for
• 2:16
  my
• 2:16
  family
• 2:16
  accounting
• 2:17
  practice.
• 2:17
  I
• 2:17
  wanted
• 2:18
  to
• 2:18
  venture
• 2:18
  out
• 2:18
  on
• 2:18
  my
• 2:19
  own
• 2:19
  and
• 2:19
  I
• 2:19
  got
• 2:19
  this
• 2:19
  job
• 2:20
  at
• 2:20
  the
• 2:20
  credit
• 2:20
  union.
• 2:21
  I
• 2:21
  started
• 2:21
  as
• 2:21
  the
• 2:21
  accountant.
• 2:22
  Never
• 2:22
  forget
• 2:23
  this
• 2:23
  job
• 2:23
  because
• 2:23
  they
• 2:24
  put
• 2:24
  me
• 2:24
  in
• 2:24
  a
• 2:24
  room
• 2:24
  without
• 2:25
  a
• 2:25
  window.
• 2:25
  Man,
• 2:26
  I
• 2:26
  thought
• 2:26
  I
• 2:26
  was
• 2:26
  dying
• 2:27
  in
• 2:27
  there.
• 2:27
  I'm
• 2:27
  one
• 2:28
  of
• 2:28
  these
• 2:28
  guys
• 2:28
  that
• 2:28
  need
• 2:29
  sunlight.
• 2:29
  Well,
• 2:29
  anyway,
• 2:30
  Fast
• 2:30
  forward
• 2:31
  about
• 2:31
  12
• 2:31
  months
• 2:31
  and
• 2:32
  I
• 2:32
  got
• 2:32
  offered
• 2:32
  a
• 2:33
  promotion.
• 2:33
  And
• 2:33
  I
• 2:33
  was
• 2:33
  like,
• 2:33
  you
• 2:34
  know
• 2:34
  what?
• 2:34
  This
• 2:34
  is
• 2:34
  going
• 2:35
  to
• 2:35
  be
• 2:35
  great.
• 2:35
  I'm
• 2:35
  finally
• 2:36
  able
• 2:36
  to
• 2:36
  meet
• 2:37
  my
• 2:37
  bills.
• 2:37
  I'm
• 2:37
  not
• 2:37
  going
• 2:38
  to
• 2:38
  stress
• 2:38
  about
• 2:38
  money
• 2:39
  anymore.
• 2:39
  It
• 2:40
  came
• 2:40
  with
• 2:40
  a
• 2:40
  big
• 2:40
  raise
• 2:41
  and
• 2:41
  I
• 2:41
  thought,
• 2:42
  hey,
• 2:42
  this
• 2:42
  is
• 2:42
  going
• 2:42
  to
• 2:43
  finally
• 2:43
  be
• 2:43
  enough
• 2:44
  income.
• 2:45
  And
• 2:46
  maybe
• 2:46
  as
• 2:46
  you're
• 2:46
  listening
• 2:47
  right
• 2:47
  now
• 2:47
  you're
• 2:47
  thinking,
• 2:47
  ralph,
• 2:48
  I've
• 2:48
  been
• 2:48
  there.
• 2:48
  You're
• 2:48
  speaking
• 2:49
  to
• 2:49
  the
• 2:49
  choir,
• 2:49
  dude.
• 2:50
  But
• 2:51
  like,
• 2:51
  almost
• 2:52
  everybody,
• 2:53
  even
• 2:53
  though
• 2:53
  your
• 2:53
  paycheck's
• 2:54
  higher,
• 2:55
  it's
• 2:55
  always
• 2:55
  gone
• 2:56
  too
• 2:56
  soon.
• 2:57
  And
• 2:57
  for
• 2:58
  so
• 2:58
  many
• 2:58
  of
• 2:58
  us,
• 2:58
  we
• 2:58
  make
• 2:59
  more
• 2:59
  than
• 2:59
  we
• 2:59
  made
• 2:59
  last
• 3:00
  year,
• 3:00
  but
• 3:01
  it's
• 3:01
  still
• 3:01
  not
• 3:01
  enough.
• 3:03
  And
• 3:03
  it
• 3:03
  leaves
• 3:03
  us
• 3:03
  in
• 3:03
  this
• 3:04
  state
• 3:04
  of
• 3:04
  feeling
• 3:04
  trapped.
• 3:05
  It
• 3:05
  leads
• 3:05
  us
• 3:06
  in
• 3:06
  a
• 3:06
  state
• 3:06
  of
• 3:06
  feeling
• 3:07
  anxious.
• 3:07
  And
• 3:08
  for
• 3:08
  many
• 3:08
  of
• 3:08
  us,
• 3:09
  and
• 3:09
  this
• 3:09
  is
• 3:09
  me
• 3:09
  included,
• 3:10
  it
• 3:10
  always
• 3:11
  feels
• 3:11
  like
• 3:11
  we're
• 3:11
  one
• 3:11
  step
• 3:12
  behind.
• 3:13
  So
• 3:14
  here's
• 3:14
  my
• 3:14
  hard
• 3:14
  question.
• 3:15
  This
• 3:15
  is
• 3:15
  where
• 3:15
  I
• 3:15
  really
• 3:16
  want
• 3:16
  to
• 3:16
  spend
• 3:16
  a
• 3:16
  couple
• 3:17
  moments
• 3:17
  and
• 3:17
  really
• 3:17
  dive
• 3:18
  into
• 3:18
  today.
• 3:19
  I
• 3:19
  want
• 3:20
  to
• 3:20
  really
• 3:20
  talk
• 3:20
  about,
• 3:21
  is
• 3:21
  it
• 3:21
  really
• 3:21
  the
• 3:22
  numbers?
• 3:23
  See,
• 3:23
  so
• 3:24
  many
• 3:24
  people
• 3:24
  think
• 3:24
  it's
• 3:24
  the
• 3:24
  numbers.
• 3:25
  It's
• 3:25
  the
• 3:25
  amount
• 3:25
  of
• 3:26
  income
• 3:26
  that's
• 3:26
  coming
• 3:26
  in
• 3:27
  the
• 3:27
  door.
• 3:28
  It's
• 3:28
  how
• 3:28
  many
• 3:28
  hours
• 3:29
  you're
• 3:29
  getting
• 3:29
  at
• 3:29
  work.
• 3:30
  It's
• 3:30
  that
• 3:30
  big
• 3:30
  raise
• 3:31
  you've
• 3:31
  got.
• 3:32
  But
• 3:32
  is
• 3:32
  it
• 3:33
  really
• 3:33
  the
• 3:33
  numbers?
• 3:35
  Or
• 3:35
  is
• 3:35
  it
• 3:35
  more
• 3:36
  importantly
• 3:36
  the
• 3:37
  definition
• 3:37
  of
• 3:37
  enough?
• 3:39
  Because
• 3:39
  I
• 3:39
  think
• 3:40
  that's
• 3:40
  really
• 3:40
  where
• 3:40
  the
• 3:40
  secret
• 3:41
  is.
• 3:42
  See,
• 3:42
  these
• 3:42
  financial
• 3:43
  gurus
• 3:43
  all
• 3:44
  around
• 3:44
  town
• 3:44
  are
• 3:45
  going
• 3:45
  to
• 3:45
  tell
• 3:45
  you
• 3:45
  to
• 3:45
  earn
• 3:46
  more.
• 3:46
  Go
• 3:46
  get
• 3:47
  more
• 3:47
  income.
• 3:47
  Get
• 3:48
  that
• 3:48
  side
• 3:48
  hustle.
• 3:49
  Go
• 3:49
  find
• 3:50
  that
• 3:50
  thing
• 3:50
  that's
• 3:50
  going
• 3:50
  to
• 3:51
  subsidize
• 3:51
  your
• 3:51
  income.
• 3:52
  Just
• 3:52
  work
• 3:52
  harder.
• 3:53
  Put
• 3:53
  your
• 3:53
  head
• 3:53
  to
• 3:54
  the
• 3:54
  stone,
• 3:54
  as
• 3:54
  they
• 3:55
  say.
• 3:56
  But
• 3:56
  in
• 3:56
  my
• 3:57
  experience,
• 3:57
  and
• 3:57
  I
• 3:57
  bet
• 3:58
  you're
• 3:58
  listening
• 3:58
  right
• 3:58
  now,
• 3:59
  you're
• 3:59
  thinking
• 3:59
  the
• 3:59
  exact
• 4:00
  same
• 4:00
  thing.
• 4:01
  More
• 4:01
  money
• 4:02
  doesn't
• 4:02
  always
• 4:03
  fix
• 4:03
  it.
• 4:04
  And
• 4:04
  I
• 4:04
  can
• 4:04
  prove
• 4:05
  it
• 4:05
  right
• 4:05
  now.
• 4:05
  Think
• 4:05
  about
• 4:06
  how
• 4:06
  many
• 4:06
  billionaires
• 4:07
  you
• 4:07
  see.
• 4:08
  They're
• 4:08
  always
• 4:09
  chasing
• 4:09
  that
• 4:09
  next
• 4:10
  thing.
• 4:10
  Listen,
• 4:10
  I
• 4:11
  don't
• 4:11
  know
• 4:11
  any
• 4:11
  billionaires,
• 4:12
  but
• 4:12
  I
• 4:12
  know
• 4:12
  a
• 4:13
  few
• 4:13
  millionaires
• 4:13
  in
• 4:13
  my
• 4:14
  practice.
• 4:14
  And
• 4:15
  I'm
• 4:15
  going
• 4:15
  to
• 4:15
  tell
• 4:15
  you
• 4:15
  right
• 4:15
  now,
• 4:16
  some
• 4:16
  of
• 4:16
  those
• 4:16
  millionaires
• 4:17
  are
• 4:17
  some
• 4:18
  of
• 4:18
  the
• 4:18
  most
• 4:18
  miserable
• 4:19
  people
• 4:19
  I
• 4:19
  have
• 4:19
  ever
• 4:20
  met.
• 4:21
  And
• 4:21
  I
• 4:21
  hate
• 4:21
  to
• 4:21
  say
• 4:21
  that
• 4:22
  because
• 4:22
  most
• 4:22
  of
• 4:22
  us
• 4:23
  are
• 4:23
  sitting
• 4:23
  and
• 4:23
  listen,
• 4:23
  I'm
• 4:24
  not
• 4:24
  a
• 4:24
  billionaire,
• 4:24
  not
• 4:25
  a
• 4:25
  millionaire
• 4:25
  either.
• 4:26
  But
• 4:26
  most
• 4:27
  of
• 4:27
  us
• 4:27
  are
• 4:27
  sitting
• 4:27
  there
• 4:27
  thinking,
• 4:28
  you
• 4:28
  know
• 4:28
  what,
• 4:28
  Ralph?
• 4:28
  If
• 4:29
  I
• 4:29
  had
• 4:29
  that
• 4:29
  kind
• 4:30
  of
• 4:30
  money,
• 4:30
  man,
• 4:30
  I
• 4:30
  would
• 4:31
  be
• 4:31
  happy.
• 4:31
  I
• 4:31
  would
• 4:31
  be
• 4:31
  content.
• 4:32
  I
• 4:32
  wouldn't
• 4:32
  be
• 4:33
  worrying
• 4:33
  about
• 4:33
  chasing
• 4:33
  that
• 4:34
  next
• 4:34
  dollar.
• 4:35
  But
• 4:35
  the
• 4:36
  problem
• 4:36
  is,
• 4:37
  it's
• 4:37
  not
• 4:38
  about
• 4:38
  the
• 4:38
  money,
• 4:40
  because
• 4:40
  money
• 4:40
  doesn't
• 4:40
  fix
• 4:41
  it.
• 4:41
  Let's
• 4:41
  get
• 4:41
  right
• 4:41
  into
• 4:42
  the
• 4:42
  word
• 4:42
  of
• 4:42
  God
• 4:42
  today.
• 4:42
  I
• 4:43
  want
• 4:43
  to
• 4:43
  get
• 4:43
  right
• 4:43
  to
• 4:43
  the
• 4:43
  book
• 4:44
  of
• 4:44
  Luke,
• 4:44
  chapter
• 4:45
  12.
• 4:47
  And
• 4:47
  this
• 4:47
  is
• 4:47
  Jesus
• 4:48
  talking.
• 4:48
  He
• 4:48
  said,
• 4:48
  watch
• 4:49
  out.
• 4:49
  Listen,
• 4:50
  when
• 4:50
  Jesus
• 4:50
  says,
• 4:51
  watch
• 4:51
  out,
• 4:51
  guess
• 4:52
  what?
• 4:52
  You
• 4:52
  better
• 4:52
  watch
• 4:52
  out.
• 4:53
  Be
• 4:53
  on
• 4:54
  your
• 4:54
  guard
• 4:54
  against
• 4:54
  all
• 4:55
  kinds
• 4:55
  of
• 4:55
  greed.
• 4:56
  And
• 4:57
  then
• 4:57
  he
• 4:57
  ends
• 4:57
  with
• 4:57
  this.
• 4:58
  And
• 4:58
  this
• 4:58
  is
• 4:58
  what
• 4:58
  I
• 4:58
  really
• 4:59
  think
• 4:59
  we
• 4:59
  need
• 4:59
  to
• 5:00
  ground
• 5:00
  ourselves
• 5:00
  in
• 5:01
  scripture
• 5:01
  today.
• 5:02
  Life
• 5:02
  does
• 5:03
  not
• 5:03
  consist
• 5:03
  in
• 5:04
  abundance
• 5:04
  of
• 5:05
  possessions
• 5:06
  and
• 5:07
  I
• 5:07
  just
• 5:07
  want
• 5:07
  to
• 5:07
  park
• 5:07
  there
• 5:08
  for
• 5:08
  a
• 5:08
  second.
• 5:09
  Jesus
• 5:10
  himself's
• 5:10
  warning
• 5:10
  us.
• 5:11
  He's
• 5:12
  warning
• 5:12
  us
• 5:12
  about
• 5:12
  what?
• 5:12
  Greed,
• 5:14
  making
• 5:14
  more
• 5:14
  money
• 5:14
  and
• 5:14
  getting
• 5:15
  more
• 5:15
  stuff.
• 5:16
  And
• 5:16
  he's
• 5:17
  given
• 5:17
  us
• 5:17
  the
• 5:17
  answer
• 5:17
  to
• 5:18
  the
• 5:18
  question,
• 5:19
  see,
• 5:19
  so
• 5:20
  many
• 5:20
  times,
• 5:20
  I
• 5:20
  think
• 5:20
  culture
• 5:21
  lies
• 5:21
  to
• 5:21
  us.
• 5:21
  It
• 5:21
  tells
• 5:22
  us,
• 5:22
  well,
• 5:22
  if
• 5:22
  you
• 5:22
  just
• 5:22
  get
• 5:23
  more
• 5:23
  stuff,
• 5:23
  you're
• 5:23
  going
• 5:24
  to
• 5:24
  be
• 5:24
  content.
• 5:25
  But
• 5:26
  that's
• 5:26
  not
• 5:26
  what
• 5:26
  the
• 5:26
  Bible
• 5:27
  is.
• 5:27
  That's
• 5:27
  not
• 5:27
  what
• 5:27
  scripture
• 5:28
  says.
• 5:29
  If
• 5:30
  you
• 5:30
  want
• 5:30
  to
• 5:30
  have
• 5:30
  an
• 5:30
  abundant
• 5:31
  life,
• 5:32
  it's
• 5:32
  not
• 5:32
  in
• 5:33
  an
• 5:33
  abundance
• 5:33
  of
• 5:33
  possession.
• 5:34
  So
• 5:34
  we
• 5:34
  got
• 5:34
  to
• 5:34
  start
• 5:34
  there.
• 5:34
  Let's
• 5:35
  move
• 5:35
  right
• 5:35
  on
• 5:35
  to
• 5:36
  Paul
• 5:36
  speaking.
• 5:36
  This
• 5:37
  is
• 5:37
  in
• 5:37
  the
• 5:37
  book
• 5:37
  of
• 5:38
  Philippians,
• 5:38
  chapter
• 5:38
  4,
• 5:39
  verse
• 5:39
  12.
• 5:40
  And
• 5:40
  I've
• 5:40
  used
• 5:40
  this
• 5:41
  on
• 5:41
  the
• 5:41
  show
• 5:41
  a
• 5:41
  few
• 5:41
  times
• 5:41
  because
• 5:42
  this
• 5:42
  one
• 5:42
  is
• 5:43
  really
• 5:43
  a
• 5:43
  great
• 5:43
  verse
• 5:44
  to
• 5:44
  really
• 5:44
  ponder
• 5:45
  on
• 5:45
  when
• 5:46
  you're
• 5:46
  feeling
• 5:46
  like,
• 5:46
  is
• 5:46
  it
• 5:47
  enough?
• 5:47
  I
• 5:47
  can't,
• 5:48
  Ralph.
• 5:48
  I
• 5:48
  don't
• 5:48
  feel
• 5:48
  like
• 5:48
  I'm
• 5:49
  ever
• 5:49
  getting
• 5:49
  ahead
• 5:50
  again.
• 5:50
  Philippians
• 5:51
  4:12.
• 5:52
  This
• 5:52
  is
• 5:52
  Paul
• 5:52
  speaking.
• 5:53
  I
• 5:54
  know
• 5:54
  what
• 5:54
  it
• 5:54
  is
• 5:54
  to
• 5:55
  be
• 5:55
  in
• 5:55
  need,
• 5:56
  and
• 5:56
  I
• 5:56
  know
• 5:56
  what
• 5:57
  it
• 5:57
  is
• 5:57
  to
• 5:57
  have
• 5:57
  plenty.
• 5:58
  I've
• 5:59
  learned
• 5:59
  the
• 5:59
  secret.
• 5:59
  All
• 6:00
  right,
• 6:00
  let's
• 6:00
  hear
• 6:00
  the
• 6:00
  secret,
• 6:00
  Paul.
• 6:01
  I've
• 6:02
  learned
• 6:02
  the
• 6:02
  secret
• 6:02
  of
• 6:02
  being
• 6:03
  content
• 6:03
  in
• 6:03
  any
• 6:04
  and
• 6:04
  every
• 6:05
  situation.
• 6:07
  And
• 6:07
  here's
• 6:07
  my
• 6:07
  big
• 6:07
  takeaway
• 6:08
  for
• 6:08
  today.
• 6:08
  This
• 6:09
  simple
• 6:09
  phrase,
• 6:10
  contentment
• 6:11
  is
• 6:11
  learned,
• 6:12
  it's
• 6:13
  not
• 6:13
  earned.
• 6:14
  That
• 6:15
  is
• 6:15
  really
• 6:15
  the
• 6:15
  secret
• 6:16
  to
• 6:16
  our
• 6:16
  special
• 6:17
  discussion
• 6:18
  today.
• 6:19
  Contentment
• 6:19
  is
• 6:20
  learned
• 6:21
  and
• 6:21
  not
• 6:21
  earned.
• 6:23
  Because
• 6:23
  if
• 6:23
  you
• 6:23
  feel
• 6:23
  like
• 6:24
  you're
• 6:24
  never
• 6:24
  enough,
• 6:25
  if
• 6:26
  it
• 6:26
  feels
• 6:26
  like
• 6:26
  your
• 6:26
  income
• 6:27
  is
• 6:27
  never
• 6:27
  enough,
• 6:29
  the
• 6:29
  problem's
• 6:30
  not
• 6:30
  your
• 6:30
  income.
• 6:31
  It's
• 6:31
  your
• 6:32
  definition
• 6:32
  of
• 6:33
  what
• 6:33
  enough
• 6:33
  is.
• 6:35
  So
• 6:35
  every
• 6:35
  day
• 6:35
  on
• 6:35
  the
• 6:35
  show,
• 6:36
  I
• 6:36
  want
• 6:36
  to
• 6:36
  give
• 6:36
  you
• 6:36
  an
• 6:36
  action
• 6:37
  step.
• 6:37
  I
• 6:37
  want
• 6:37
  to
• 6:37
  give
• 6:38
  you
• 6:38
  some
• 6:38
  action
• 6:38
  items
• 6:39
  to
• 6:39
  help
• 6:39
  turn
• 6:40
  this
• 6:40
  upside
• 6:40
  down
• 6:41
  and
• 6:41
  make
• 6:41
  your
• 6:41
  financial
• 6:42
  life
• 6:43
  better.
• 6:43
  So
• 6:44
  I
• 6:44
  want
• 6:44
  to
• 6:44
  encourage
• 6:44
  you
• 6:45
  right
• 6:45
  now,
• 6:45
  stop
• 6:45
  asking
• 6:46
  this
• 6:46
  question.
• 6:47
  Stop
• 6:47
  asking,
• 6:48
  how
• 6:48
  do
• 6:48
  I
• 6:48
  get
• 6:48
  more
• 6:48
  money?
• 6:49
  That
• 6:50
  is
• 6:50
  not
• 6:50
  the
• 6:50
  question
• 6:50
  that
• 6:51
  you
• 6:51
  need
• 6:51
  to
• 6:51
  answer.
• 6:52
  You
• 6:52
  need
• 6:52
  to
• 6:53
  start
• 6:53
  asking
• 6:53
  the
• 6:54
  question,
• 6:54
  what
• 6:54
  has
• 6:55
  God
• 6:55
  already
• 6:55
  given
• 6:56
  me?
• 6:57
  You
• 6:57
  see
• 6:57
  what
• 6:57
  I
• 6:57
  did
• 6:58
  there
• 6:58
  just
• 6:58
  flipped
• 6:59
  the
• 6:59
  script
• 6:59
  completely.
• 7:00
  Stop
• 7:00
  asking,
• 7:01
  how
• 7:01
  do
• 7:01
  I
• 7:02
  get
• 7:02
  more
• 7:02
  money?
• 7:03
  That's
• 7:03
  not
• 7:03
  the
• 7:03
  answer.
• 7:04
  It's
• 7:04
  not
• 7:04
  about
• 7:04
  the
• 7:05
  money.
• 7:06
  And
• 7:06
  start
• 7:06
  asking,
• 7:07
  what
• 7:07
  has
• 7:07
  God
• 7:08
  already
• 7:08
  given
• 7:08
  me?
• 7:10
  See,
• 7:10
  not
• 7:10
  enough
• 7:11
  is
• 7:12
  spiritual
• 7:13
  before
• 7:13
  it's
• 7:14
  ever
• 7:14
  financial.
• 7:15
  And
• 7:16
  until
• 7:16
  you
• 7:16
  break
• 7:16
  that
• 7:16
  chain,
• 7:17
  until
• 7:17
  you
• 7:17
  break
• 7:17
  away
• 7:18
  from
• 7:18
  that
• 7:18
  mentality
• 7:19
  of
• 7:19
  money
• 7:20
  and
• 7:20
  possessions
• 7:21
  and
• 7:21
  abundance,
• 7:22
  I
• 7:22
  don't
• 7:22
  care
• 7:23
  what
• 7:23
  raise
• 7:23
  you
• 7:23
  get.
• 7:24
  I
• 7:24
  don't
• 7:24
  care
• 7:24
  what
• 7:24
  hustle
• 7:25
  you
• 7:25
  make.
• 7:25
  I
• 7:25
  don't
• 7:26
  care
• 7:26
  what
• 7:26
  windfall
• 7:26
  you
• 7:27
  could
• 7:27
  win
• 7:27
  the
• 7:27
  lottery.
• 7:28
  It's
• 7:29
  never
• 7:29
  going
• 7:29
  to
• 7:29
  feel
• 7:29
  like
• 7:30
  enough.
• 7:31
  So
• 7:31
  here's
• 7:31
  your
• 7:31
  one
• 7:31
  action
• 7:32
  step
• 7:32
  today.
• 7:32
  It's
• 7:32
  Really
• 7:32
  a
• 7:33
  challenge.
• 7:33
  I
• 7:34
  want
• 7:34
  you
• 7:34
  to
• 7:34
  do
• 7:34
  this.
• 7:34
  I
• 7:34
  want
• 7:34
  you
• 7:35
  to
• 7:35
  write
• 7:35
  down
• 7:35
  your
• 7:36
  true
• 7:36
  needs.
• 7:36
  Now
• 7:37
  listen,
• 7:37
  this
• 7:37
  is
• 7:37
  going
• 7:37
  to
• 7:38
  be
• 7:38
  a
• 7:38
  soul
• 7:38
  searching
• 7:39
  exercise.
• 7:40
  Write
• 7:40
  down
• 7:40
  your
• 7:41
  true
• 7:42
  needs.
• 7:42
  I'm
• 7:43
  talking
• 7:43
  about
• 7:43
  food,
• 7:43
  I'm
• 7:44
  talking
• 7:44
  about
• 7:44
  shelter,
• 7:45
  I'm
• 7:45
  talking
• 7:45
  about
• 7:45
  utilities,
• 7:46
  and
• 7:47
  I'm
• 7:47
  talking
• 7:47
  about
• 7:47
  transportation.
• 7:49
  Those
• 7:49
  are
• 7:49
  your
• 7:49
  true
• 7:50
  needs.
• 7:50
  Listen,
• 7:50
  if
• 7:50
  you
• 7:50
  don't
• 7:51
  have
• 7:51
  those,
• 7:51
  you
• 7:51
  can't
• 7:52
  make
• 7:52
  it.
• 7:53
  Once
• 7:53
  you
• 7:53
  do
• 7:53
  that,
• 7:54
  list
• 7:54
  some
• 7:54
  extras,
• 7:55
  maybe
• 7:56
  for
• 7:56
  you
• 7:56
  that's
• 7:56
  a
• 7:56
  vacation.
• 7:57
  Or
• 7:57
  those
• 7:57
  streaming
• 7:58
  services
• 7:58
  that
• 7:58
  everybody's
• 7:59
  got
• 7:59
  to
• 7:59
  have.
• 8:00
  Maybe
• 8:00
  it's
• 8:00
  eating
• 8:01
  out
• 8:01
  or
• 8:01
  hey,
• 8:01
  maybe
• 8:01
  it's
• 8:02
  a
• 8:02
  new
• 8:02
  car.
• 8:03
  It's
• 8:04
  not
• 8:04
  wrong
• 8:04
  to
• 8:05
  want
• 8:05
  these
• 8:05
  things.
• 8:06
  A
• 8:06
  lot
• 8:06
  of
• 8:07
  financial
• 8:07
  gurus
• 8:07
  say,
• 8:07
  oh,
• 8:08
  you
• 8:08
  know,
• 8:08
  you
• 8:08
  just
• 8:08
  got
• 8:08
  to
• 8:08
  stick
• 8:09
  to
• 8:09
  your
• 8:09
  needs.
• 8:09
  No,
• 8:09
  that's
• 8:10
  ridiculous.
• 8:11
  It's
• 8:11
  okay
• 8:11
  to
• 8:12
  have
• 8:12
  once.
• 8:12
  It's
• 8:13
  okay
• 8:13
  to
• 8:13
  have
• 8:13
  a
• 8:13
  desire
• 8:14
  to
• 8:14
  have
• 8:15
  these
• 8:15
  things.
• 8:16
  It's
• 8:16
  not
• 8:17
  wrong.
• 8:17
  But
• 8:17
  those
• 8:18
  are
• 8:18
  not
• 8:19
  needs,
• 8:19
  those
• 8:20
  are
• 8:20
  wants.
• 8:21
  And
• 8:21
  here's
• 8:22
  the
• 8:22
  challenge
• 8:22
  for
• 8:22
  today
• 8:22
  is
• 8:23
  start
• 8:23
  to
• 8:23
  draw
• 8:23
  that
• 8:24
  line,
• 8:24
  because
• 8:25
  that's
• 8:25
  really
• 8:25
  the
• 8:26
  answer.
• 8:26
  Define
• 8:27
  where
• 8:27
  enough
• 8:27
  begins
• 8:28
  and
• 8:28
  where
• 8:29
  enough
• 8:29
  ends.
• 8:31
  And
• 8:31
  I'm
• 8:31
  going
• 8:31
  to
• 8:31
  encourage
• 8:32
  you
• 8:32
  to
• 8:32
  do
• 8:32
  this.
• 8:32
  Pray
• 8:32
  for
• 8:33
  contentment.
• 8:34
  It's
• 8:35
  not
• 8:35
  more,
• 8:35
  it's
• 8:36
  not
• 8:36
  a
• 8:36
  little
• 8:36
  extra.
• 8:38
  It's
• 8:38
  time
• 8:38
  to
• 8:38
  start
• 8:39
  praying
• 8:39
  for
• 8:39
  a
• 8:39
  heart
• 8:40
  that
• 8:40
  trusts
• 8:40
  God.
• 8:42
  As
• 8:42
  we
• 8:42
  talk
• 8:42
  about
• 8:42
  that.
• 8:42
  Let's
• 8:43
  pray
• 8:43
  together
• 8:43
  right
• 8:43
  now.
• 8:44
  Father
• 8:44
  God,
• 8:45
  we
• 8:45
  confess
• 8:45
  that
• 8:46
  we
• 8:46
  believe
• 8:46
  a
• 8:46
  lie,
• 8:47
  that
• 8:47
  more
• 8:47
  money
• 8:47
  will
• 8:48
  fix
• 8:48
  our
• 8:48
  worries.
• 8:48
  That's
• 8:49
  the
• 8:49
  cultural
• 8:49
  lie,
• 8:49
  Lord,
• 8:50
  and
• 8:50
  we've
• 8:50
  bought
• 8:50
  into
• 8:50
  it
• 8:51
  hook,
• 8:51
  line
• 8:51
  and
• 8:51
  sinker,
• 8:52
  as
• 8:52
  my
• 8:52
  grandfather
• 8:52
  used
• 8:53
  to
• 8:53
  say.
• 8:54
  So
• 8:54
  teach
• 8:54
  us
• 8:54
  to
• 8:54
  see
• 8:55
  the
• 8:55
  difference
• 8:55
  between
• 8:55
  needs
• 8:56
  and
• 8:56
  wants,
• 8:56
  Lord.
• 8:57
  Help
• 8:57
  us
• 8:58
  to
• 8:58
  steward
• 8:58
  faithfully
• 8:59
  when
• 8:59
  you've
• 8:59
  already
• 8:59
  provided.
• 9:00
  Give
• 9:00
  us
• 9:00
  the
• 9:01
  peace
• 9:01
  of
• 9:01
  Paul,
• 9:01
  Lord,
• 9:02
  as
• 9:02
  he
• 9:02
  says,
• 9:02
  I
• 9:03
  found
• 9:03
  peace
• 9:03
  in
• 9:04
  all
• 9:04
  things
• 9:04
  to
• 9:05
  be
• 9:05
  content
• 9:05
  in
• 9:06
  all
• 9:06
  circumstances.
• 9:07
  And
• 9:08
  Lord,
• 9:08
  we
• 9:08
  just
• 9:08
  ask
• 9:08
  that
• 9:08
  you
• 9:09
  would
• 9:09
  allow
• 9:09
  us
• 9:09
  to
• 9:09
  trust
• 9:10
  in
• 9:10
  your
• 9:10
  perfect
• 9:11
  provision.
• 9:12
  And
• 9:12
  we
• 9:12
  ask
• 9:13
  this
• 9:13
  in
• 9:13
  confidence.
• 9:13
  And
• 9:14
  the
• 9:14
  only
• 9:14
  name
• 9:14
  that
• 9:14
  matters
• 9:15
  in
• 9:15
  Jesus
• 9:16
  name,
• 9:17
  amen.
• 9:18
  Friends,
• 9:18
  your
• 9:19
  income
• 9:19
  is
• 9:19
  a
• 9:20
  tool
• 9:21
  and
• 9:21
  you
• 9:21
  need
• 9:21
  to
• 9:21
  hear
• 9:21
  that.
• 9:22
  You
• 9:22
  need
• 9:22
  to
• 9:22
  hear
• 9:22
  it
• 9:22
  loud
• 9:22
  and
• 9:23
  clear.
• 9:23
  It's
• 9:23
  just
• 9:23
  a
• 9:23
  tool.
• 9:24
  It's
• 9:24
  not
• 9:24
  your
• 9:25
  security.
• 9:25
  Income
• 9:26
  will
• 9:26
  never
• 9:26
  make
• 9:27
  you
• 9:27
  secure.
• 9:27
  I
• 9:28
  don't
• 9:28
  care
• 9:28
  how
• 9:28
  much
• 9:28
  you
• 9:29
  get.
• 9:29
  It's
• 9:29
  all
• 9:30
  about
• 9:30
  your
• 9:30
  mindset.
• 9:31
  It's
• 9:31
  all
• 9:31
  about
• 9:32
  defining
• 9:32
  what
• 9:32
  is
• 9:33
  enough
• 9:33
  for
• 9:33
  you.
• 9:34
  And
• 9:34
  here's
• 9:34
  the
• 9:35
  best
• 9:35
  part
• 9:35
  of
• 9:35
  this
• 9:35
  whole
• 9:36
  thing.
• 9:36
  God
• 9:37
  is
• 9:37
  your
• 9:37
  provider.
• 9:38
  He's
• 9:38
  not
• 9:38
  your
• 9:38
  paycheck.
• 9:39
  You
• 9:39
  got
• 9:39
  to
• 9:40
  realize
• 9:40
  God
• 9:41
  is
• 9:41
  providing
• 9:41
  everything
• 9:42
  you
• 9:42
  need,
• 9:43
  not
• 9:43
  just
• 9:44
  your
• 9:44
  paycheck.
• 9:45
  So
• 9:45
  it's
• 9:46
  time
• 9:46
  to
• 9:46
  redefine
• 9:46
  enough
• 9:47
  in
• 9:47
  his
• 9:47
  terms
• 9:48
  and
• 9:48
  break
• 9:48
  that
• 9:49
  chain
• 9:49
  of
• 9:49
  never
• 9:49
  enough.
• 9:51
  And
• 9:51
  While
• 9:51
  we're
• 9:51
  talking
• 9:51
  about
• 9:52
  chains,
• 9:52
  I
• 9:52
  would
• 9:52
  love
• 9:52
  for
• 9:52
  you
• 9:53
  to
• 9:53
  share
• 9:53
  this
• 9:53
  show
• 9:54
  with
• 9:54
  somebody
• 9:54
  else.
• 9:55
  There
• 9:55
  are
• 9:55
  a
• 9:55
  lot
• 9:55
  of
• 9:55
  people
• 9:56
  who
• 9:56
  are
• 9:56
  struggling
• 9:56
  right
• 9:57
  now
• 9:57
  with
• 9:57
  their
• 9:57
  finances.
• 9:58
  They're
• 9:58
  in
• 9:58
  that
• 9:58
  same
• 9:59
  cycle
• 9:59
  of
• 10:00
  financial
• 10:00
  shame.
• 10:01
  They're
• 10:01
  just
• 10:01
  holding
• 10:02
  them
• 10:02
  down.
• 10:02
  They
• 10:02
  think
• 10:03
  if
• 10:03
  they
• 10:03
  make
• 10:03
  more
• 10:03
  money,
• 10:04
  they
• 10:04
  think
• 10:04
  if
• 10:04
  they
• 10:04
  get
• 10:05
  that
• 10:05
  side
• 10:05
  hustle,
• 10:06
  they
• 10:06
  think
• 10:06
  if
• 10:06
  they
• 10:06
  get
• 10:07
  that
• 10:07
  stuff,
• 10:07
  they're
• 10:07
  going
• 10:07
  to
• 10:08
  finally
• 10:08
  find
• 10:09
  contentment.
• 10:10
  But
• 10:10
  you
• 10:11
  know
• 10:11
  as
• 10:11
  well
• 10:11
  as
• 10:11
  I
• 10:11
  do
• 10:12
  that
• 10:12
  the
• 10:12
  culture
• 10:12
  is
• 10:12
  telling
• 10:13
  them
• 10:13
  a
• 10:13
  lie.
• 10:14
  So
• 10:14
  I
• 10:14
  just
• 10:14
  encourage
• 10:15
  you
• 10:15
  share
• 10:15
  this
• 10:15
  show
• 10:15
  with
• 10:15
  them.
• 10:16
  You
• 10:16
  can
• 10:16
  send
• 10:16
  them
• 10:16
  a
• 10:17
  text,
• 10:17
  you
• 10:17
  can
• 10:17
  send
• 10:17
  them
• 10:17
  an
• 10:18
  email,
• 10:18
  put
• 10:18
  them
• 10:18
  right
• 10:19
  to
• 10:19
  our
• 10:19
  website.
• 10:20
  That's
• 10:20
  financially
• 10:21
  confident
• 10:21
  Christian.com
• 10:22
  and
• 10:23
  while
• 10:23
  you're
• 10:23
  there,
• 10:23
  I
• 10:23
  want
• 10:24
  to
• 10:24
  give
• 10:24
  you
• 10:24
  a
• 10:24
  free
• 10:24
  gift.
• 10:25
  I
• 10:25
  just
• 10:25
  finished
• 10:26
  pending
• 10:26
  my
• 10:26
  third
• 10:27
  book.
• 10:27
  It
• 10:27
  was
• 10:28
  really
• 10:28
  a
• 10:28
  labor
• 10:28
  of
• 10:28
  love
• 10:29
  for
• 10:29
  me
• 10:29
  and
• 10:29
  it's
• 10:30
  called
• 10:30
  how
• 10:30
  to
• 10:30
  Become
• 10:30
  a
• 10:30
  Financially
• 10:31
  Confident
• 10:31
  Christian.
• 10:32
  And
• 10:32
  I'm
• 10:32
  going
• 10:32
  to
• 10:32
  give
• 10:33
  it
• 10:33
  to
• 10:33
  everyone
• 10:33
  for
• 10:33
  free.
• 10:34
  You
• 10:34
  just
• 10:34
  got
• 10:34
  to
• 10:34
  go
• 10:34
  right
• 10:34
  to
• 10:35
  this
• 10:35
  website.
• 10:35
  That's
• 10:36
  financiallyconfidentchristian.com/becoming.
• 10:40
  You
• 10:40
  can
• 10:40
  download
• 10:41
  the
• 10:41
  book
• 10:41
  right
• 10:41
  there.
• 10:41
  I'm
• 10:41
  going
• 10:41
  to
• 10:41
  give
• 10:41
  it
• 10:41
  to
• 10:42
  you
• 10:42
  one
• 10:42
  more
• 10:42
  time.
• 10:42
  That's
• 10:43
  financiallyconfidentchristian.com/becoming
• 10:47
  and
• 10:47
  start
• 10:47
  to
• 10:47
  break
• 10:48
  those
• 10:48
  cycle
• 10:48
  of
• 10:49
  financial
• 10:49
  shame
• 10:49
  and
• 10:50
  do
• 10:50
  it
• 10:50
  with
• 10:50
  confidence.
• 10:51
  Now
• 10:52
  tomorrow
• 10:52
  on
• 10:52
  the
• 10:52
  show,
• 10:52
  we're
• 10:53
  going
• 10:53
  to
• 10:53
  continue
• 10:53
  our
• 10:53
  talk
• 10:54
  about
• 10:54
  income.
• 10:55
  We're
• 10:55
  going
• 10:55
  to
• 10:55
  talk
• 10:55
  about
• 10:55
  what
• 10:56
  happens
• 10:56
  when
• 10:56
  income
• 10:57
  jumps
• 10:57
  around
• 10:58
  and
• 10:58
  you
• 10:58
  can't
• 10:58
  play.
• 10:59
  In
• 10:59
  my
• 10:59
  head,
• 10:59
  I'm
• 10:59
  thinking
• 11:00
  that
• 11:00
  jump
• 11:00
  around
• 11:01
  song.
• 11:01
  But
• 11:02
  tomorrow
• 11:02
  is
• 11:02
  going
• 11:02
  to
• 11:02
  be
• 11:02
  a
• 11:02
  show
• 11:03
  you
• 11:03
  don't
• 11:03
  want
• 11:03
  to
• 11:03
  miss
• 11:04
  because
• 11:04
  so
• 11:04
  many
• 11:04
  people
• 11:05
  in
• 11:05
  the
• 11:05
  gig
• 11:05
  economy,
• 11:06
  so
• 11:06
  many
• 11:06
  people
• 11:07
  who
• 11:07
  are
• 11:07
  in
• 11:07
  the
• 11:08
  sales
• 11:08
  economy
• 11:09
  have
• 11:09
  income
• 11:09
  that
• 11:09
  just
• 11:09
  fluctuates
• 11:10
  month
• 11:10
  to
• 11:10
  month.
• 11:11
  And
• 11:11
  culture
• 11:12
  tells
• 11:12
  you
• 11:12
  to
• 11:12
  handle
• 11:12
  it
• 11:13
  one
• 11:13
  way.
• 11:13
  Well,
• 11:13
  I'm
• 11:14
  going
• 11:14
  to
• 11:14
  tell
• 11:14
  you
• 11:14
  right
• 11:14
  now,
• 11:14
  I'm
• 11:14
  going
• 11:15
  to
• 11:15
  flip
• 11:15
  the
• 11:15
  script
• 11:15
  tomorrow
• 11:16
  completely.
• 11:16
  I'm
• 11:16
  going
• 11:16
  to
• 11:16
  upend
• 11:17
  that
• 11:17
  so
• 11:17
  that
• 11:18
  just
• 11:18
  show
• 11:18
  you
• 11:18
  don't
• 11:18
  want
• 11:18
  to
• 11:19
  miss.
• 11:19
  And
• 11:20
  as
• 11:20
  I
• 11:20
  close
• 11:20
  today,
• 11:21
  remember
• 11:21
  this.
• 11:22
  Enough
• 11:22
  isn't
• 11:23
  a
• 11:23
  number.
• 11:24
  Enough
• 11:25
  is
• 11:25
  a
• 11:25
  person.
• 11:26
  And
• 11:27
  that
• 11:27
  person
• 11:27
  is
• 11:28
  Jesus
• 11:28
  Christ.
• 11:29
  So
• 11:29
  I
• 11:29
  want
• 11:29
  to
• 11:30
  encourage
• 11:30
  you,
• 11:30
  you
• 11:30
  can
• 11:31
  do
• 11:31
  this.
• 11:31
  I
• 11:32
  have
• 11:32
  confidence
• 11:32
  in
• 11:33
  you.
• 11:33
  Have
• 11:33
  confidence
• 11:34
  in
• 11:34
  yourself.
• 11:34
  Stay
• 11:34
  financially
• 11:35
  savvy
• 11:35
  out
• 11:35
  there
• 11:36
  today.
• 11:36
  God
• 11:37
  bless
• 11:37
  you.