Latest / Fintech Conversations with Fexingo: Banking, Payments, and Financial Software Companies
How Fintechs Are Using BNPL for B2B Procurement
Episode 71 of Fintech Conversations with Fexingo explores the rise of buy-now-pay-later in business-to-business purchasing. Lucas and Luna break down how startups like Billie and Hokodo are offering net-30 and net-60 payment terms at checkout for small businesses, using AI underwriting to approve merchants in seconds. They compare the model to traditional trade credit and discuss why BNPL for B2B is growing faster than consumer BNPL. Specific numbers include the $680 billion global B2B BNPL market opportunity projected by 2028, and how Billie's default rates have stayed below 1.5…
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