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Am I Ready for My Next Level of Financial Confidence? · Becoming Financially Confident

• 0:38
  I
• 0:38
  got
• 0:38
  a
• 0:38
  question
• 0:38
  from
• 0:38
  a
• 0:39
  listener
• 0:39
  the
• 0:39
  other
• 0:39
  day
• 0:39
  that
• 0:39
  said
• 0:40
  this,
• 0:40
  Ralph,
• 0:41
  I
• 0:41
  feel
• 0:41
  like
• 0:41
  I've
• 0:41
  built
• 0:42
  some
• 0:42
  momentum
• 0:42
  with
• 0:43
  my
• 0:43
  money,
• 0:43
  but
• 0:44
  now
• 0:44
  I'm
• 0:44
  asking
• 0:44
  myself,
• 0:45
  what's
• 0:45
  next?
• 0:46
  Do
• 0:46
  I
• 0:46
  just
• 0:46
  stay
• 0:47
  here
• 0:47
  or
• 0:48
  is
• 0:48
  God
• 0:48
  nudging
• 0:49
  me
• 0:49
  to
• 0:49
  trust
• 0:49
  him
• 0:49
  more?
• 0:50
  I
• 0:50
  thought
• 0:50
  that
• 0:50
  was
• 0:51
  a
• 0:51
  great
• 0:51
  question.
• 0:51
  And
• 0:52
  I
• 0:52
  thought,
• 0:52
  that's
• 0:52
  exactly
• 0:53
  what
• 0:53
  I'm
• 0:53
  talking
• 0:53
  about
• 0:53
  on
• 0:53
  today's
• 0:54
  show.
• 0:54
  Because,
• 0:55
  friend,
• 0:55
  you
• 0:55
  might
• 0:56
  be
• 0:56
  listening
• 0:56
  right
• 0:56
  now.
• 0:56
  You're
• 0:57
  asking
• 0:57
  the
• 0:57
  exact
• 0:58
  same
• 0:58
  question.
• 0:58
  Trust
• 0:59
  me,
• 0:59
  I've
• 0:59
  asked
• 0:59
  that
• 0:59
  a
• 1:00
  million
• 1:00
  times.
• 1:01
  And
• 1:01
  here's
• 1:02
  the
• 1:02
  truth.
• 1:03
  And
• 1:03
  you
• 1:03
  need
• 1:03
  to
• 1:03
  hear
• 1:03
  this.
• 1:04
  Financial
• 1:05
  peace
• 1:05
  isn't
• 1:06
  a
• 1:06
  finish
• 1:06
  line.
• 1:07
  A
• 1:07
  lot
• 1:07
  of
• 1:07
  people
• 1:07
  think,
• 1:08
  well,
• 1:08
  I'm
• 1:08
  going
• 1:08
  to
• 1:08
  pay
• 1:08
  this
• 1:09
  debt
• 1:09
  off.
• 1:09
  I'm
• 1:09
  going
• 1:09
  to
• 1:09
  make
• 1:10
  that
• 1:10
  emergency
• 1:10
  savings
• 1:11
  account,
• 1:11
  I'm
• 1:11
  going
• 1:11
  to
• 1:12
  save
• 1:12
  for
• 1:12
  retirement.
• 1:13
  And
• 1:13
  you've
• 1:13
  hit
• 1:13
  the
• 1:13
  finish
• 1:14
  line,
• 1:14
  you've
• 1:14
  broken
• 1:15
  the
• 1:15
  ribbon
• 1:15
  and
• 1:16
  everybody
• 1:16
  cheers
• 1:17
  you
• 1:17
  on.
• 1:18
  But
• 1:18
  that's
• 1:18
  not
• 1:18
  how
• 1:19
  financial
• 1:19
  peace
• 1:19
  works.
• 1:20
  It's
• 1:20
  not
• 1:21
  some
• 1:21
  one
• 1:21
  and
• 1:21
  done
• 1:21
  check
• 1:22
  the
• 1:22
  box
• 1:22
  thing.
• 1:23
  It's
• 1:23
  truly
• 1:24
  a
• 1:24
  lifelong
• 1:24
  walk
• 1:25
  with
• 1:25
  God.
• 1:26
  And
• 1:26
  every
• 1:26
  step
• 1:27
  you've
• 1:27
  taken
• 1:27
  so
• 1:27
  far,
• 1:28
  even
• 1:28
  those
• 1:28
  messy
• 1:29
  ones,
• 1:29
  we
• 1:29
  talked
• 1:29
  about
• 1:29
  that
• 1:30
  on
• 1:30
  yesterday's
• 1:30
  show.
• 1:31
  Even,
• 1:31
  even
• 1:31
  those
• 1:31
  ones
• 1:32
  that
• 1:32
  felt
• 1:32
  like
• 1:32
  you
• 1:32
  were
• 1:33
  stuck
• 1:33
  in
• 1:33
  that
• 1:33
  quagmire,
• 1:34
  Shame.
• 1:35
  Have
• 1:35
  been
• 1:35
  preparing
• 1:36
  you
• 1:36
  for
• 1:36
  what's
• 1:36
  ahead.
• 1:37
  So
• 1:37
  on
• 1:37
  today's
• 1:38
  show,
• 1:38
  let's
• 1:39
  talk
• 1:39
  about
• 1:39
  what's
• 1:39
  ahead
• 1:40
  and
• 1:40
  how
• 1:40
  to
• 1:40
  really
• 1:41
  maintain
• 1:41
  and
• 1:41
  gain
• 1:42
  even
• 1:42
  stronger
• 1:43
  financial
• 1:43
  confidence.
• 1:46
  This
• 1:46
  is
• 1:46
  Financially
• 1:47
  Confident
• 1:48
  Christian,
• 1:48
  your
• 1:49
  daily
• 1:49
  dose
• 1:49
  of
• 1:49
  gospel,
• 1:50
  grounded
• 1:50
  insight
• 1:51
  and
• 1:51
  faith
• 1:51
  driven
• 1:52
  tips
• 1:52
  to
• 1:52
  help
• 1:53
  you
• 1:53
  break
• 1:53
  the
• 1:53
  cycle
• 1:53
  of
• 1:54
  financial
• 1:54
  shame
• 1:54
  with
• 1:55
  confidence.
• 1:58
  Hello
• 1:58
  there
• 1:59
  and
• 1:59
  welcome
• 1:59
  to
• 1:59
  Financially
• 2:00
  Confident
• 2:00
  Christian.
• 2:01
  I'm
• 2:01
  Ralph
• 2:02
  and
• 2:02
  this
• 2:02
  is
• 2:02
  your
• 2:02
  daily
• 2:02
  show
• 2:03
  where
• 2:03
  we
• 2:03
  work
• 2:03
  to
• 2:04
  help
• 2:04
  you
• 2:04
  become
• 2:05
  that
• 2:05
  financially
• 2:05
  confident
• 2:06
  Christian.
• 2:07
  If
• 2:07
  you're
• 2:07
  like
• 2:07
  me,
• 2:08
  you've
• 2:08
  hit
• 2:08
  that
• 2:08
  wall
• 2:09
  before.
• 2:10
  There
• 2:10
  are
• 2:10
  times
• 2:10
  in
• 2:10
  my
• 2:10
  life
• 2:11
  when
• 2:11
  I
• 2:11
  thought,
• 2:11
  I've
• 2:12
  done
• 2:12
  enough.
• 2:12
  Maybe
• 2:12
  I'm
• 2:13
  just
• 2:13
  going
• 2:13
  to
• 2:13
  coast
• 2:13
  now,
• 2:14
  set
• 2:14
  up
• 2:14
  that
• 2:14
  savings
• 2:15
  account.
• 2:15
  I
• 2:15
  paid
• 2:15
  off
• 2:16
  that
• 2:16
  mountain
• 2:16
  of
• 2:17
  credit
• 2:17
  card
• 2:17
  debt.
• 2:17
  Let
• 2:17
  me
• 2:18
  tell
• 2:18
  you,
• 2:18
  that
• 2:18
  was
• 2:18
  a
• 2:19
  challenge.
• 2:19
  You
• 2:19
  might
• 2:19
  be
• 2:19
  saying,
• 2:19
  ralph,
• 2:20
  I'm
• 2:20
  right
• 2:21
  there
• 2:21
  with
• 2:21
  you.
• 2:22
  But
• 2:23
  then
• 2:23
  God
• 2:23
  gently
• 2:23
  reminded
• 2:24
  me
• 2:24
  of
• 2:24
  something.
• 2:25
  There's
• 2:26
  always
• 2:26
  another
• 2:27
  level
• 2:27
  of
• 2:27
  trust,
• 2:27
  another
• 2:28
  step
• 2:28
  of
• 2:28
  confidence
• 2:29
  to
• 2:29
  walk
• 2:29
  into.
• 2:30
  Reminded
• 2:31
  me
• 2:31
  of
• 2:31
  a
• 2:31
  family
• 2:31
  that
• 2:32
  I
• 2:32
  work
• 2:32
  with
• 2:32
  who
• 2:33
  came
• 2:33
  to
• 2:33
  me.
• 2:33
  They
• 2:33
  were
• 2:33
  in
• 2:34
  debt.
• 2:34
  I'm
• 2:34
  talking
• 2:34
  about
• 2:35
  they
• 2:35
  were
• 2:35
  in
• 2:36
  serious
• 2:36
  debt.
• 2:36
  I
• 2:37
  mean,
• 2:37
  they
• 2:37
  had
• 2:38
  every
• 2:38
  card
• 2:38
  on
• 2:39
  the
• 2:39
  planet
• 2:39
  and
• 2:40
  they
• 2:40
  owed
• 2:40
  everybody.
• 2:41
  And
• 2:42
  we
• 2:42
  sat
• 2:42
  down,
• 2:42
  we
• 2:42
  put
• 2:43
  together
• 2:43
  a
• 2:43
  debt
• 2:43
  restructuring
• 2:44
  plan.
• 2:44
  And
• 2:44
  I
• 2:44
  love
• 2:44
  to
• 2:44
  say
• 2:45
  it
• 2:45
  happened
• 2:45
  overnight.
• 2:45
  We
• 2:45
  fixed
• 2:46
  it.
• 2:46
  It
• 2:46
  didn't
• 2:46
  take
• 2:46
  it.
• 2:46
  It
• 2:47
  took
• 2:47
  months
• 2:47
  and
• 2:47
  it
• 2:48
  actually
• 2:48
  took
• 2:48
  a
• 2:48
  couple
• 2:48
  years.
• 2:49
  But
• 2:50
  there
• 2:50
  came
• 2:50
  A
• 2:50
  point
• 2:50
  when
• 2:51
  they
• 2:51
  finally
• 2:51
  made
• 2:51
  that
• 2:52
  last
• 2:52
  payment,
• 2:52
  I
• 2:52
  remember
• 2:53
  the
• 2:53
  husband
• 2:53
  called
• 2:53
  me,
• 2:53
  said,
• 2:54
  ralph,
• 2:54
  you're
• 2:54
  never
• 2:54
  going
• 2:54
  to
• 2:55
  believe
• 2:55
  this.
• 2:55
  Guess
• 2:55
  what
• 2:55
  today
• 2:55
  is?
• 2:56
  He
• 2:56
  said,
• 2:56
  today
• 2:57
  is
• 2:57
  my
• 2:57
  liberation
• 2:58
  day.
• 2:58
  And
• 2:59
  I
• 2:59
  was
• 2:59
  like,
• 2:59
  that's
• 2:59
  an
• 2:59
  awesome
• 3:00
  feeling,
• 3:00
  isn't
• 3:00
  it?
• 3:01
  They
• 3:01
  were
• 3:01
  thrilled.
• 3:01
  It
• 3:02
  was
• 3:02
  a
• 3:02
  huge
• 3:02
  victory.
• 3:04
  But
• 3:04
  then
• 3:04
  even
• 3:04
  before
• 3:05
  he
• 3:05
  hung
• 3:05
  up
• 3:05
  the
• 3:05
  call,
• 3:05
  he
• 3:06
  said
• 3:06
  to
• 3:06
  me,
• 3:06
  Ralph,
• 3:06
  he
• 3:06
  goes,
• 3:06
  so
• 3:07
  what's
• 3:07
  next
• 3:07
  on
• 3:07
  the
• 3:07
  agenda
• 3:08
  here
• 3:08
  today?
• 3:09
  And
• 3:09
  I
• 3:09
  said
• 3:09
  to
• 3:09
  him,
• 3:10
  it's
• 3:10
  great
• 3:10
  that
• 3:10
  you
• 3:10
  asked
• 3:11
  that
• 3:11
  question
• 3:11
  because
• 3:11
  that's
• 3:12
  the
• 3:12
  question
• 3:12
  we've
• 3:12
  all
• 3:12
  got
• 3:13
  to
• 3:13
  ask.
• 3:14
  You're
• 3:14
  listening
• 3:15
  right
• 3:15
  now.
• 3:15
  You've
• 3:15
  got
• 3:15
  to
• 3:15
  ask
• 3:16
  that
• 3:16
  question.
• 3:16
  Maybe
• 3:17
  you're
• 3:17
  one
• 3:17
  of
• 3:17
  those
• 3:17
  folks
• 3:17
  that
• 3:18
  don't
• 3:18
  struggle
• 3:19
  with
• 3:19
  finances.
• 3:19
  And
• 3:19
  for
• 3:20
  that
• 3:20
  I
• 3:20
  say
• 3:20
  God
• 3:20
  bless
• 3:21
  you.
• 3:21
  Amen.
• 3:21
  That
• 3:21
  is
• 3:21
  a
• 3:22
  beautiful
• 3:22
  thing.
• 3:23
  But
• 3:23
  there's
• 3:24
  always
• 3:24
  something
• 3:24
  else
• 3:25
  you
• 3:25
  can
• 3:25
  do.
• 3:25
  There's
• 3:25
  always
• 3:26
  another
• 3:26
  level
• 3:26
  of
• 3:27
  trust
• 3:28
  that
• 3:28
  you
• 3:28
  can
• 3:28
  place
• 3:28
  in
• 3:29
  God.
• 3:30
  So
• 3:30
  for
• 3:30
  this
• 3:30
  particular
• 3:31
  crime,
• 3:31
  we
• 3:31
  talked
• 3:31
  about
• 3:31
  that
• 3:32
  next
• 3:32
  step.
• 3:32
  And
• 3:32
  for
• 3:32
  them,
• 3:32
  it
• 3:33
  was
• 3:33
  building
• 3:33
  that
• 3:33
  savings
• 3:34
  account.
• 3:34
  Yes,
• 3:34
  they
• 3:34
  had
• 3:35
  paid
• 3:35
  off
• 3:35
  their
• 3:35
  debts,
• 3:35
  which
• 3:36
  was
• 3:36
  beautiful,
• 3:37
  but
• 3:37
  now
• 3:37
  they
• 3:37
  really
• 3:38
  need
• 3:38
  to
• 3:38
  start
• 3:38
  saving,
• 3:39
  start
• 3:39
  putting
• 3:39
  away
• 3:40
  for
• 3:40
  retirement.
• 3:41
  We
• 3:41
  talked
• 3:41
  about
• 3:41
  investing.
• 3:42
  I'm
• 3:42
  getting
• 3:42
  ready
• 3:42
  to
• 3:42
  launch
• 3:43
  a
• 3:43
  brand
• 3:43
  new
• 3:43
  30
• 3:44
  day
• 3:44
  series
• 3:45
  tomorrow
• 3:45
  on
• 3:45
  Investing.
• 3:46
  So
• 3:46
  stay
• 3:46
  tuned.
• 3:46
  We're
• 3:46
  going
• 3:46
  to
• 3:47
  talk
• 3:47
  about
• 3:47
  that
• 3:47
  later
• 3:47
  in
• 3:47
  the
• 3:47
  show.
• 3:48
  And
• 3:48
  for
• 3:49
  this
• 3:49
  family,
• 3:49
  we
• 3:49
  really
• 3:50
  talked
• 3:50
  about
• 3:50
  giving.
• 3:50
  Because
• 3:51
  if
• 3:51
  you've
• 3:51
  listened
• 3:52
  to
• 3:52
  me,
• 3:52
  you
• 3:52
  know,
• 3:52
  I
• 3:52
  really
• 3:53
  think
• 3:53
  that
• 3:53
  giving
• 3:54
  is
• 3:54
  the
• 3:54
  key
• 3:55
  success
• 3:55
  point
• 3:56
  to
• 3:56
  really
• 3:56
  being
• 3:57
  in
• 3:57
  financial
• 3:58
  peace.
• 3:59
  But
• 3:59
  the
• 3:59
  big
• 3:59
  takeaway
• 4:00
  was
• 4:00
  this.
• 4:00
  Their
• 4:01
  story
• 4:01
  didn't
• 4:01
  end
• 4:01
  with
• 4:02
  freedom
• 4:02
  from
• 4:02
  debt.
• 4:03
  That
• 4:03
  wasn't
• 4:04
  the
• 4:04
  end
• 4:04
  of
• 4:04
  the
• 4:04
  story.
• 4:05
  It
• 4:05
  was
• 4:06
  all
• 4:06
  just
• 4:06
  part
• 4:06
  of
• 4:06
  the
• 4:06
  journey.
• 4:07
  But
• 4:08
  their
• 4:08
  story
• 4:08
  expanded
• 4:09
  into
• 4:09
  freedom
• 4:09
  to
• 4:09
  dream
• 4:10
  even
• 4:10
  bigger
• 4:11
  and
• 4:11
  dream
• 4:11
  even
• 4:12
  bigger
• 4:12
  with
• 4:12
  God
• 4:13
  because
• 4:13
  he's
• 4:13
  the
• 4:13
  central
• 4:14
  part
• 4:14
  of
• 4:14
  this.
• 4:15
  So
• 4:15
  I
• 4:15
  want
• 4:16
  you
• 4:16
  to
• 4:16
  hear
• 4:16
  this
• 4:16
  right
• 4:17
  now.
• 4:17
  Your
• 4:17
  financial
• 4:18
  journey
• 4:18
  has
• 4:18
  stages.
• 4:20
  In
• 4:20
  the
• 4:20
  Bible,
• 4:20
  they
• 4:21
  talk
• 4:21
  about
• 4:21
  seasons.
• 4:22
  Well,
• 4:22
  your
• 4:22
  financial
• 4:22
  journey
• 4:23
  is
• 4:23
  very
• 4:23
  much
• 4:24
  a
• 4:24
  time
• 4:24
  of
• 4:24
  seasons.
• 4:26
  But
• 4:26
  here's
• 4:26
  the
• 4:26
  best
• 4:27
  part,
• 4:27
  here's
• 4:27
  the
• 4:27
  most
• 4:28
  important
• 4:28
  part.
• 4:29
  God
• 4:30
  meets
• 4:30
  you
• 4:30
  at
• 4:30
  each
• 4:30
  one
• 4:31
  of
• 4:31
  those
• 4:31
  seasons.
• 4:33
  And
• 4:33
  the
• 4:33
  Book
• 4:33
  of
• 4:33
  Proverbs,
• 4:34
  chapter
• 4:34
  4,
• 4:34
  verse
• 4:35
  18,
• 4:35
  says
• 4:35
  this.
• 4:36
  The
• 4:36
  path
• 4:36
  of
• 4:37
  the
• 4:37
  righteous
• 4:37
  is
• 4:37
  like
• 4:37
  the
• 4:38
  morning
• 4:38
  sun,
• 4:39
  shining
• 4:40
  ever
• 4:40
  brighter
• 4:40
  till
• 4:41
  the
• 4:41
  full
• 4:41
  light
• 4:41
  of
• 4:41
  day.
• 4:41
  You
• 4:42
  might
• 4:42
  be
• 4:42
  thinking,
• 4:42
  Ralph,
• 4:42
  why'd
• 4:43
  you
• 4:43
  pick
• 4:43
  that
• 4:43
  one?
• 4:44
  Well,
• 4:44
  think
• 4:45
  about
• 4:45
  what
• 4:45
  that
• 4:45
  morning
• 4:45
  looks
• 4:46
  like.
• 4:47
  It's
• 4:47
  the
• 4:47
  start
• 4:47
  of
• 4:48
  something
• 4:48
  new.
• 4:49
  And
• 4:49
  I
• 4:49
  just
• 4:49
  want
• 4:49
  to
• 4:50
  encourage
• 4:50
  you
• 4:50
  right
• 4:50
  now
• 4:50
  because
• 4:50
  you
• 4:51
  might
• 4:51
  be
• 4:51
  feeling
• 4:51
  like,
• 4:51
  man,
• 4:52
  I
• 4:52
  just
• 4:52
  got
• 4:52
  past
• 4:53
  that
• 4:53
  hurdle,
• 4:53
  Ralph.
• 4:54
  I
• 4:54
  thought
• 4:54
  it
• 4:54
  was
• 4:54
  going
• 4:54
  to
• 4:54
  take
• 4:54
  me
• 4:55
  forever
• 4:55
  to
• 4:55
  get
• 4:55
  past
• 4:55
  this.
• 4:56
  And
• 4:57
  that
• 4:57
  new
• 4:57
  day
• 4:57
  is
• 4:58
  done.
• 4:58
  And
• 4:58
  that
• 4:58
  sun
• 4:58
  is
• 4:59
  coming
• 4:59
  up
• 4:59
  over
• 4:59
  the
• 4:59
  rise.
• 5:00
  And
• 5:01
  just
• 5:01
  look
• 5:01
  to
• 5:01
  Scripture,
• 5:02
  because
• 5:02
  what
• 5:02
  is
• 5:02
  it
• 5:03
  telling
• 5:03
  you?
• 5:03
  Your
• 5:03
  path
• 5:04
  just
• 5:04
  keeps
• 5:04
  getting
• 5:04
  brighter.
• 5:05
  You're
• 5:05
  walking
• 5:05
  in
• 5:06
  closer
• 5:06
  communion
• 5:07
  with
• 5:07
  Christ.
• 5:08
  We
• 5:08
  should
• 5:08
  all
• 5:08
  celebrate
• 5:09
  that.
• 5:11
  Here's
• 5:11
  another
• 5:11
  thing
• 5:11
  I
• 5:11
  want
• 5:11
  you
• 5:12
  to
• 5:12
  hear.
• 5:13
  Momentum
• 5:13
  builds
• 5:14
  confidence
• 5:14
  to
• 5:14
  take
• 5:15
  that
• 5:15
  next
• 5:15
  step.
• 5:15
  Yes,
• 5:16
  it
• 5:16
  takes
• 5:16
  confidence
• 5:17
  to
• 5:17
  make
• 5:17
  that
• 5:17
  next
• 5:17
  step.
• 5:18
  Because
• 5:19
  maybe
• 5:19
  it
• 5:19
  took
• 5:19
  you
• 5:19
  a
• 5:19
  long
• 5:19
  time
• 5:20
  to
• 5:20
  master
• 5:20
  that.
• 5:20
  I
• 5:20
  remember
• 5:21
  working
• 5:21
  with
• 5:21
  that
• 5:21
  family
• 5:22
  to
• 5:22
  get
• 5:22
  out
• 5:22
  of
• 5:22
  debt.
• 5:23
  It
• 5:23
  took
• 5:23
  a
• 5:24
  lot
• 5:24
  of
• 5:24
  time.
• 5:24
  It
• 5:24
  took
• 5:25
  a
• 5:25
  lot
• 5:25
  of
• 5:25
  effort.
• 5:26
  It
• 5:26
  took
• 5:27
  a
• 5:27
  lot
• 5:27
  of
• 5:27
  blood,
• 5:27
  sweat
• 5:28
  and
• 5:28
  tears
• 5:28
  to
• 5:29
  make
• 5:29
  better
• 5:29
  decisions.
• 5:30
  They
• 5:30
  had
• 5:30
  to
• 5:30
  sacrifice.
• 5:31
  They
• 5:32
  had
• 5:32
  to
• 5:32
  go
• 5:32
  without
• 5:32
  things.
• 5:33
  But
• 5:34
  they
• 5:34
  saw
• 5:34
  that
• 5:34
  goal
• 5:35
  at
• 5:35
  the
• 5:35
  end.
• 5:36
  They
• 5:36
  saw
• 5:36
  what
• 5:37
  that
• 5:37
  would
• 5:37
  look
• 5:37
  like.
• 5:37
  And
• 5:37
  that
• 5:38
  built
• 5:38
  confidence.
• 5:39
  And
• 5:39
  that
• 5:40
  momentum
• 5:40
  that
• 5:40
  we're
• 5:40
  talking
• 5:41
  about
• 5:41
  today,
• 5:41
  that
• 5:42
  momentum
• 5:42
  helps
• 5:42
  build
• 5:42
  confidence
• 5:43
  to
• 5:43
  take
• 5:43
  that
• 5:43
  next
• 5:44
  step.
• 5:45
  Let's
• 5:45
  look
• 5:45
  at
• 5:45
  the
• 5:46
  beautiful
• 5:46
  verse
• 5:46
  of
• 5:46
  Philippians,
• 5:47
  chapter
• 5:47
  1,
• 5:47
  verse
• 5:48
  6.
• 5:48
  It
• 5:48
  says,
• 5:49
  being
• 5:49
  confident
• 5:50
  of
• 5:50
  this,
• 5:51
  that
• 5:51
  he
• 5:51
  who
• 5:52
  began
• 5:52
  a
• 5:52
  good
• 5:52
  work
• 5:52
  and
• 5:52
  you
• 5:53
  will
• 5:53
  carry
• 5:53
  it
• 5:53
  on
• 5:53
  to
• 5:53
  completion
• 5:54
  until
• 5:54
  the
• 5:55
  day
• 5:55
  of
• 5:55
  Christ
• 5:55
  Jesus.
• 5:56
  See,
• 5:56
  the
• 5:56
  Lord
• 5:57
  has
• 5:57
  created.
• 5:57
  He
• 5:58
  started
• 5:59
  this
• 5:59
  good
• 5:59
  work
• 5:59
  in
• 5:59
  you.
• 6:00
  God
• 6:01
  isn't
• 6:01
  finished
• 6:02
  with
• 6:02
  you
• 6:02
  yet.
• 6:03
  He's
• 6:03
  building
• 6:04
  layer
• 6:04
  by
• 6:04
  layer
• 6:05
  and
• 6:05
  season
• 6:05
  by
• 6:06
  season.
• 6:07
  He's
• 6:07
  got
• 6:07
  more
• 6:08
  for
• 6:08
  you.
• 6:08
  There's.
• 6:08
  Believe
• 6:09
  it
• 6:09
  or
• 6:09
  not,
• 6:09
  you
• 6:09
  might
• 6:10
  be
• 6:10
  like
• 6:10
  Ralph,
• 6:10
  I'm
• 6:10
  ecstatic
• 6:11
  right
• 6:11
  now.
• 6:11
  I'm
• 6:11
  out
• 6:11
  of
• 6:12
  debt.
• 6:12
  I've
• 6:12
  got
• 6:12
  that
• 6:12
  emergency
• 6:13
  savings
• 6:13
  account.
• 6:13
  I'm
• 6:14
  finally
• 6:14
  putting
• 6:15
  money
• 6:15
  into
• 6:15
  my
• 6:15
  401k.
• 6:16
  I
• 6:16
  have
• 6:16
  arrived.
• 6:18
  But
• 6:18
  let
• 6:18
  me
• 6:18
  tell
• 6:18
  you
• 6:18
  right
• 6:18
  now,
• 6:19
  God
• 6:19
  isn't
• 6:19
  finished
• 6:19
  with
• 6:20
  you
• 6:20
  yet.
• 6:20
  He's
• 6:21
  still
• 6:21
  building
• 6:21
  you
• 6:22
  layer
• 6:22
  by
• 6:22
  layer.
• 6:22
  And
• 6:23
  here's
• 6:23
  the
• 6:23
  thing
• 6:23
  you
• 6:23
  need
• 6:23
  to
• 6:24
  understand.
• 6:25
  Every
• 6:25
  step,
• 6:26
  every
• 6:26
  single
• 6:26
  one
• 6:26
  of
• 6:27
  these
• 6:27
  prepares
• 6:28
  you
• 6:28
  for
• 6:28
  that
• 6:28
  next
• 6:29
  step.
• 6:29
  And,
• 6:29
  and
• 6:29
  that
• 6:30
  next
• 6:30
  step,
• 6:31
  there's
• 6:31
  always
• 6:32
  another
• 6:32
  level
• 6:32
  of
• 6:33
  confidence
• 6:33
  when
• 6:34
  you
• 6:34
  really
• 6:34
  set
• 6:35
  your
• 6:35
  sights
• 6:35
  on
• 6:36
  him.
• 6:37
  So
• 6:37
  I
• 6:37
  just
• 6:37
  want
• 6:37
  to
• 6:37
  encourage
• 6:38
  you
• 6:38
  today.
• 6:38
  Don't
• 6:38
  stop
• 6:39
  where
• 6:39
  you
• 6:39
  are.
• 6:40
  Yes.
• 6:40
  Celebrate
• 6:41
  your
• 6:41
  progress.
• 6:42
  You've
• 6:42
  come
• 6:42
  a
• 6:42
  long
• 6:43
  way.
• 6:43
  Think
• 6:43
  about
• 6:43
  over
• 6:44
  the
• 6:44
  last
• 6:44
  30
• 6:45
  days
• 6:45
  or
• 6:45
  60
• 6:45
  days
• 6:46
  or
• 6:46
  90
• 6:46
  days,
• 6:46
  all
• 6:47
  the
• 6:47
  things
• 6:47
  that
• 6:47
  you're
• 6:47
  doing
• 6:48
  now.
• 6:48
  That
• 6:48
  is
• 6:48
  fantastic.
• 6:49
  That
• 6:49
  is
• 6:49
  a
• 6:49
  beautiful
• 6:50
  thing.
• 6:51
  Celebrate,
• 6:52
  yes,
• 6:53
  but
• 6:53
  lean
• 6:54
  into
• 6:54
  God.
• 6:54
  He's
• 6:55
  got
• 6:55
  more
• 6:55
  for
• 6:55
  you.
• 6:56
  How
• 6:56
  about
• 6:57
  we
• 6:57
  pray
• 6:57
  together
• 6:57
  right
• 6:57
  now?
• 6:59
  Lord,
• 6:59
  we
• 6:59
  just
• 6:59
  thank
• 6:59
  you
• 7:00
  for
• 7:00
  every
• 7:00
  step
• 7:00
  we've
• 7:01
  taken.
• 7:01
  We
• 7:01
  know
• 7:01
  that
• 7:01
  you've
• 7:01
  been
• 7:02
  right
• 7:02
  there
• 7:02
  alongside
• 7:03
  of
• 7:03
  us.
• 7:04
  We
• 7:04
  thank
• 7:04
  you
• 7:04
  even
• 7:05
  for
• 7:05
  the
• 7:05
  small
• 7:05
  ones,
• 7:06
  even
• 7:06
  those
• 7:06
  messy
• 7:06
  ones,
• 7:07
  those
• 7:07
  ones
• 7:07
  that
• 7:07
  felt
• 7:08
  like
• 7:08
  misery
• 7:08
  when
• 7:08
  we
• 7:08
  were
• 7:09
  going
• 7:09
  through
• 7:09
  them.
• 7:09
  Lord.
• 7:10
  And
• 7:10
  Lord,
• 7:11
  I
• 7:11
  just
• 7:11
  ask
• 7:11
  that
• 7:11
  You
• 7:11
  would
• 7:12
  remind
• 7:12
  my
• 7:12
  friend
• 7:12
  today
• 7:13
  that
• 7:13
  You
• 7:13
  are
• 7:14
  not
• 7:14
  finished
• 7:14
  with
• 7:14
  them.
• 7:14
  Lord.
• 7:15
  Show
• 7:16
  them
• 7:16
  the
• 7:16
  next
• 7:16
  step
• 7:17
  of
• 7:17
  trust,
• 7:17
  Lord.
• 7:18
  Build
• 7:19
  their
• 7:19
  confidence
• 7:19
  not
• 7:19
  in
• 7:20
  money,
• 7:20
  because
• 7:20
  that's
• 7:20
  the
• 7:20
  key
• 7:20
  to
• 7:21
  the
• 7:21
  whole
• 7:21
  thing,
• 7:21
  Lord.
• 7:22
  Because
• 7:22
  build
• 7:22
  their
• 7:22
  confidence
• 7:23
  in
• 7:23
  You,
• 7:23
  Lord.
• 7:24
  Give
• 7:24
  them
• 7:25
  confidence.
• 7:25
  Give
• 7:26
  them
• 7:26
  the
• 7:26
  power.
• 7:26
  Give
• 7:27
  them
• 7:27
  the
• 7:27
  strength
• 7:28
  to
• 7:28
  take
• 7:28
  that
• 7:28
  next
• 7:28
  step,
• 7:29
  Lord.
• 7:29
  Build
• 7:29
  that
• 7:30
  confidence
• 7:30
  in
• 7:30
  them
• 7:31
  to
• 7:31
  move
• 7:31
  forward
• 7:32
  with
• 7:32
  You
• 7:32
  at
• 7:32
  their
• 7:32
  side.
• 7:33
  And
• 7:33
  we
• 7:33
  ask
• 7:33
  this
• 7:33
  in
• 7:34
  confidence
• 7:35
  in
• 7:35
  the
• 7:35
  name
• 7:35
  of
• 7:35
  Jesus.
• 7:37
  Amen.
• 7:38
  Friends,
• 7:38
  you're
• 7:39
  ready
• 7:39
  for
• 7:39
  the
• 7:39
  next
• 7:39
  step.
• 7:40
  But
• 7:41
  remember,
• 7:41
  God
• 7:41
  has
• 7:42
  more
• 7:42
  for
• 7:42
  you.
• 7:43
  And
• 7:43
  while
• 7:43
  we're
• 7:44
  talking
• 7:44
  about
• 7:44
  more,
• 7:44
  tomorrow,
• 7:44
  we're
• 7:44
  going
• 7:45
  to
• 7:45
  shift
• 7:45
  gears.
• 7:45
  We're
• 7:45
  going
• 7:45
  to
• 7:45
  step
• 7:46
  into
• 7:46
  a
• 7:46
  brand
• 7:46
  new
• 7:47
  series
• 7:47
  on
• 7:47
  investing.
• 7:48
  We're
• 7:49
  going
• 7:49
  to
• 7:49
  talk
• 7:49
  about
• 7:49
  what
• 7:49
  are
• 7:50
  investments,
• 7:50
  what
• 7:50
  are
• 7:50
  the
• 7:51
  different
• 7:51
  pieces
• 7:51
  of
• 7:51
  this.
• 7:52
  So
• 7:52
  many
• 7:52
  people
• 7:52
  have
• 7:53
  this
• 7:53
  false
• 7:53
  sense
• 7:53
  of
• 7:54
  investment.
• 7:54
  So.
• 7:54
  Well,
• 7:54
  that's
• 7:54
  just
• 7:55
  for
• 7:55
  rich
• 7:55
  people.
• 7:55
  I'm
• 7:55
  going
• 7:55
  to
• 7:56
  debunk
• 7:56
  that
• 7:56
  myth
• 7:57
  right
• 7:57
  off
• 7:57
  the
• 7:57
  jump
• 7:58
  tomorrow.
• 7:58
  So
• 7:58
  make
• 7:59
  sure
• 7:59
  you
• 7:59
  join
• 7:59
  me
• 7:59
  for
• 7:59
  tomorrow's
• 8:00
  show.
• 8:01
  And
• 8:01
  if
• 8:01
  this
• 8:02
  episode
• 8:02
  has
• 8:02
  encouraged
• 8:03
  you,
• 8:03
  hey,
• 8:03
  if
• 8:03
  this
• 8:03
  show
• 8:03
  has
• 8:04
  encouraged
• 8:04
  you,
• 8:05
  would
• 8:05
  you
• 8:05
  share
• 8:06
  with
• 8:06
  somebody
• 8:06
  who
• 8:06
  needs
• 8:06
  to
• 8:07
  hear
• 8:07
  it?
• 8:07
  Somebody
• 8:08
  out
• 8:08
  there
• 8:08
  right
• 8:08
  now
• 8:09
  is
• 8:09
  stuck.
• 8:09
  They're
• 8:10
  stuck
• 8:10
  in
• 8:10
  that
• 8:10
  cycle
• 8:11
  of
• 8:11
  financial
• 8:11
  shame
• 8:12
  and
• 8:12
  they
• 8:12
  don't
• 8:12
  know
• 8:13
  how
• 8:13
  to
• 8:13
  break
• 8:13
  free
• 8:13
  of
• 8:13
  this.
• 8:14
  And
• 8:15
  you're
• 8:15
  sharing
• 8:15
  the
• 8:15
  show
• 8:16
  with
• 8:16
  them
• 8:16
  could
• 8:17
  really
• 8:17
  be
• 8:17
  that
• 8:17
  point
• 8:18
  for
• 8:18
  them
• 8:18
  to
• 8:18
  break
• 8:19
  free.
• 8:19
  Just
• 8:19
  send
• 8:19
  them
• 8:19
  to
• 8:19
  our
• 8:20
  website,
• 8:20
  that's
• 8:21
  financiallyconfidentchristian.com
• 8:23
  and
• 8:23
  listen,
• 8:24
  if
• 8:24
  you've
• 8:24
  got
• 8:24
  a
• 8:24
  question
• 8:24
  for
• 8:25
  me,
• 8:25
  I
• 8:25
  would
• 8:25
  love
• 8:25
  to
• 8:26
  answer
• 8:26
  it
• 8:26
  on
• 8:26
  the
• 8:26
  show.
• 8:27
  You
• 8:27
  can
• 8:27
  go
• 8:27
  to
• 8:28
  justaskralph.com
• 8:29
  and
• 8:30
  send
• 8:30
  it
• 8:30
  in
• 8:30
  again,
• 8:30
  that's
• 8:31
  justaskralp.com
• 8:32
  and
• 8:33
  send
• 8:33
  me
• 8:33
  your
• 8:33
  question.
• 8:33
  I
• 8:34
  would
• 8:34
  love
• 8:34
  to
• 8:34
  feature
• 8:34
  on
• 8:35
  the
• 8:35
  show
• 8:35
  and
• 8:36
  I've
• 8:36
  got
• 8:36
  something
• 8:36
  very
• 8:37
  special
• 8:37
  for
• 8:37
  you.
• 8:37
  I've
• 8:37
  been
• 8:37
  talking
• 8:38
  about
• 8:38
  this
• 8:38
  for
• 8:38
  the
• 8:38
  last
• 8:38
  couple
• 8:39
  weeks.
• 8:39
  I
• 8:39
  just
• 8:40
  finished
• 8:40
  writing
• 8:40
  my
• 8:40
  third
• 8:41
  book
• 8:41
  and
• 8:41
  I
• 8:41
  would
• 8:41
  absolutely
• 8:42
  love
• 8:42
  to
• 8:42
  give
• 8:42
  you
• 8:43
  a
• 8:43
  free
• 8:43
  copy,
• 8:43
  a
• 8:44
  free
• 8:44
  downloadable
• 8:44
  copy
• 8:45
  of
• 8:45
  that.
• 8:45
  Just
• 8:45
  go
• 8:45
  to
• 8:46
  this
• 8:46
  website,
• 8:47
  go
• 8:47
  to
• 8:47
  financiallyconfidentchristian.com
• 8:50
  becoming
• 8:51
  again,
• 8:51
  that's
• 8:51
  financiallyconfidentchristian.com/Becoming.
• 8:55
  And
• 8:55
  you
• 8:55
  can
• 8:55
  download
• 8:56
  a
• 8:56
  copy
• 8:56
  of
• 8:56
  my
• 8:57
  book.
• 8:57
  It's
• 8:57
  called
• 8:57
  How
• 8:57
  to
• 8:58
  Become
• 8:58
  a
• 8:58
  Financially
• 8:59
  Confident
• 8:59
  Christian.
• 9:00
  And
• 9:00
  it's
• 9:01
  my
• 9:01
  30
• 9:01
  year
• 9:01
  collection
• 9:02
  of
• 9:02
  all
• 9:02
  the
• 9:03
  stories
• 9:03
  and
• 9:03
  all
• 9:03
  the
• 9:04
  things
• 9:04
  that
• 9:04
  I've
• 9:04
  helped
• 9:04
  people
• 9:05
  finally
• 9:05
  break
• 9:06
  free
• 9:06
  of
• 9:06
  that
• 9:06
  financial
• 9:06
  shame
• 9:07
  and
• 9:07
  build
• 9:08
  on
• 9:08
  that
• 9:09
  financially
• 9:10
  confident
• 9:10
  Christian
• 9:10
  base.
• 9:11
  So
• 9:11
  go
• 9:11
  get
• 9:11
  that
• 9:11
  copy
• 9:11
  of
• 9:11
  that
• 9:12
  book
• 9:12
  today
• 9:13
  because
• 9:13
  there's
• 9:13
  no
• 9:13
  financial
• 9:14
  shame
• 9:14
  in
• 9:14
  this.
• 9:15
  I
• 9:15
  encourage
• 9:15
  you
• 9:15
  right
• 9:16
  now.
• 9:16
  Walk
• 9:16
  in
• 9:16
  wisdom.
• 9:17
  I
• 9:18
  have
• 9:18
  confidence
• 9:18
  in
• 9:18
  you.
• 9:19
  Have
• 9:19
  confidence
• 9:19
  in
• 9:19
  yourself.
• 9:20
  Go
• 9:20
  out
• 9:21
  there
• 9:21
  today
• 9:21
  and
• 9:22
  be
• 9:22
  that
• 9:22
  financially
• 9:23
  confident
• 9:23
  Christian.
• 9:24
  Stay
• 9:24
  financially
• 9:25
  savvy.
• 9:25
  God
• 9:26
  bless
• 9:26
  you.
• 9:26
  Make
• 9:26
  sure
• 9:26
  you
• 9:26
  join
• 9:27
  me
• 9:27
  tomorrow
• 9:27
  as
• 9:27
  we
• 9:27
  launch
• 9:27
  this
• 9:28
  new
• 9:28
  investment
• 9:28
  series,
• 9:29
  and
• 9:29
  you
• 9:29
  have
• 9:30
  a
• 9:30
  great
• 9:30
  day
• 9:30
  today.