Most People PROTECT Their House, Car and Phone, But NOT THEIR INCOME: Why It's a MISTAKE and Why It's a Cornerstone of FINANCIAL PLANNING

Prime Property Finance Podcast · Apr 24, 2026 · 18m

Most people insure their home, their car and even their phone, but very few properly protect the thing that pays for it all, their income.

In Episode 90 of the Prime Property Finance Podcast, Gareth Morgan breaks down why income protection is one of the most important, and most overlooked, parts of financial planning. This short solo episode explores what actually happens if your income stops, how quickly the financial impact can hit, and why relying on savings or employer sick pay often is not enough.

Gareth explains how income protection works, how it compares to life insurance and critical…