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We’ve Got You Covered: Rebooting American Health Care — Why Patches Keep Failing

America has spent decades trying to close gaps in health insurance. Einav and Finkelstein argue that the repeated need for new fixes may itself reveal the deeper problem.

Welcome to Crisis in Perception, where we examine the systems shaping our world.

Using We’ve Got You Covered: Rebooting American Health Care by economists Liran Einav and Amy Finkelstein as our lens, this investigation examines how American health-insurance policy became a layered collection of employer coverage, public programs, subsidies, eligibility rules, emergency protections, and targeted exceptions.

The authors argue…

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