Latest / Without the Bank Podcast
The Real Numbers Behind Infinite Banking (It's Not What You Think) (Ep. 283)
Has your accountant "never heard of" infinite banking and your financial advisor calls whole life insurance a "scam"?
In this episode, Mary Jo Irmen pulls up the actual policy numbers and breaks down why they're wrong — and how structure changes everything.
⚠️ Warning: this episode comes with a dose of German passion. Mary Jo walks through the real numbers behind three policy structures — traditional whole life, 10-pay, and paid-up-at-65 — and shows exactly what a policy built for infinite banking does differently.
$20,000 in premium can mean $0 cash value in year one… or $14,000 of access in…
The skinny
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