194: How Unsecured Lending Became More Viable in India | Vikram Vaidyanathan | Anish Patil
If you’re a founder working to solve for an underserved market in unsecured lending, this episode is required listening! Vikram Vaidyanathan and Anish Patil trade trendlines in unsecured credit landscape, and highlight four key insights that underpin the Z47 thesis for this sector.
👥Solving for Under-served Market Potential
Borrowers with low, but stable incomes and good credit culture have been under-served by traditional lenders, presenting an opportunity for new lenders.
🗂️Forecasting with Robust Payments Data
The evolution of UPI, account aggregators, and GST has streamlined underwriting…
The skinny
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