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Latest / The Investor Shed Podcast

S6E5: The $175/Month Mortgage Hack That Saved Me $21,605 & 4 Years

Nick breaks down exactly how mortgage payments work, why extra principal is the highest “guaranteed” return most investors ignore, and whether the new 50-year mortgage is genius or suicide.

We run the real numbers live:

Nick’s $306k @ 3 % → extra $175/mo saves $21.6k & knocks 4 years off

$40k credit-card flip at 26 % interest → how to pay 0 % if you know the grace-period hack

50-year mortgage math: same interest rate = you pay TRIPLE over the life of the loan

Why renting is still the most expensive option long-term

Perfect for real estate agents, investors, flippers, and anyone who wants to…

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