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Most Workers Miss Out on Roth 401(k) | Raleigh News
Most workers miss out on the Roth 401(k) — a powerful retirement tool that lets you pay taxes now for tax-free withdrawals later. Though nearly all plans now offer it thanks to new laws, only 18% of eligible workers actually use it. Even high earners making over $150K — who’ll soon be forced under SECURE 2.0 to make catch-up contributions as Roth — still only convert about 21%. Plus, in-plan Roth conversions are widely available but rarely used. Time’s running out for employers to adapt — and for workers to act before they lose out on tax-free growth. Listen in comfort:Get a discount on a…
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