Latest / Conversations: Special Guests with Preston Scott / AI's Future In Florida

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AI's Future In Florida · Conversations: Special Guests with Preston Scott

• 0:03
  Speaker 1: Badar Salnwsoh. I had told you, folks, we were going
• 0:06
  Speaker 1: to take some time here to talk about artificial intelligence
• 0:09
  Speaker 1: through the lens of the state of Florida. And you
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  Speaker 1: know you read the article that I referenced. I sent
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  Speaker 1: it to you in advance of this. What was your
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  Speaker 1: reaction when you heard about the study? The I mean
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  Speaker 1: chat gpt to the to its credit, open AI said yeah,
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  Speaker 1: this is a problem.
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  Speaker 2: Yeah. To their credit, they said, this is what we
• 0:31
  Speaker 2: have encountered' let's address it. But my gut reaction at
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  Speaker 2: the moment was I'm a gen xer. I was born
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  Speaker 2: in nineteen seventy five. Between that article and then watching
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  Speaker 2: those videos of the robots that MIT does in their
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  Speaker 2: annual challenges, I'm thinking to myself, every gen xer alive
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  Speaker 2: is saying, screaming, we've seen this movie. It does not
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  Speaker 2: end well for us, and unfortunately, for better or worse,
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  Speaker 2: and in my I think it may be for worse.
• 1:03
  Speaker 2: The genie is out of the bottle. As you've said
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  Speaker 2: in the past, AI is here. It is expanding exponentially,
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  Speaker 2: and one of the big big challenges is as government
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  Speaker 2: tries to figure out what to do with it. The
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  Speaker 2: conversations they're having are already at a date because the
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  Speaker 2: innovation outpaces the ability to even have the debate on
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  Speaker 2: what to regulate and how to regulate it.
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  Speaker 1: When you see, as we've learned, and again this is
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  Speaker 1: not you know, people that are out there hating AI.
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  Speaker 1: These are the people that are creating the technology open AI.
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  Speaker 1: They're out there saying, our product is deceiving, it is lying,
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  Speaker 1: it is forming its own value system, and it in
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  Speaker 1: essence hides covertly, overtly when we're trying to do something
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  Speaker 1: specific with it. That's a problem that that that that
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  Speaker 1: is almost unplugged the refrigerator and let it thought type problem.
• 2:02
  Speaker 1: This is what do you do to this?
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  Speaker 2: You know, at the end of the day, there's a
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  Speaker 2: big part of me that's like I just don't know.
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  Speaker 2: And that is a scary, scary prospect Because I generally
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  Speaker 2: consider myself fairly versed in policy dynamics in terms of
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  Speaker 2: how to best regulate things within a state or a
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  Speaker 2: federal environment, how to do research to identify challenges and
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  Speaker 2: gaps in and needs for policy. This is an area
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  Speaker 2: in which even the people who are far more versed
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  Speaker 2: than me in AI and in tech and innovation are concerned,
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  Speaker 2: and so that presents a very big issue, particularly when
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  Speaker 2: you're talking about how the federal government interacts with the states,
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  Speaker 2: who interact with local governments, and how this all plays
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  Speaker 2: out over the next five years.
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  Speaker 1: What is your sense that lawmakers in the state of Florida,
• 3:02
  Speaker 1: what kind of tack will they take on this? What
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  Speaker 1: direction do you think they'll go because they can't do nothing.
• 3:09
  Speaker 2: Well, it's a great question for the reason you just mentioned. Yeah,
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  Speaker 2: I think that you've got probably a good half a
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  Speaker 2: dozen to a dozen lawmakers in the state, and I
• 3:22
  Speaker 2: can name a few Fiona McFarlane, Mike Gielamardo, and a
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  Speaker 2: handful of others who are really versed in how technology
• 3:31
  Speaker 2: and in particular these types of technologies are unfolding. And
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  Speaker 2: their take has been they want to and I'm sure
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  Speaker 2: someone will text or email me with a correction, but
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  Speaker 2: they want the lightest regulatory touch possible, but recognizing that
• 3:47
  Speaker 2: a regulatory touch is definitely needed and has to be
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  Speaker 2: brought to bear Otherwise, letting this run rampant like the
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  Speaker 2: wild West is just a scenario that is not tenable
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  Speaker 2: for the state.
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  Speaker 1: I posed to any lawmakers out there kicking this around
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  Speaker 1: that it is far better to pull the reins tightly
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  Speaker 1: and loosen them than to do that than to be
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  Speaker 1: light with them and regret it because it will get
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  Speaker 1: away from us.
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  Speaker 2: I would suggest you're likely right, and let me preface that,
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  Speaker 2: or kind of go back and say that had been
• 4:22
  Speaker 2: the kind of footprint of Florida policymakers over the last
• 4:26
  Speaker 2: two three four cycles. I think given what we're seeing,
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  Speaker 2: there is going to be a pronounced effort to be
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  Speaker 2: a little bit more assertive or even aggressive in the
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  Speaker 2: regulatory touch.
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  Speaker 1: Back with sal Newso of Consumers Defense, we're talking about
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  Speaker 1: artificial intelligence, and just to help some of you who
• 4:49
  Speaker 1: might not be as well read or maybe exposed to
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  Speaker 1: what AI is all about, let's give some definitions here.
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  Speaker 2: Sure, so at its core and I want to like
• 5:02
  Speaker 2: level set at the easiest level possible. Yeah, Google the
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  Speaker 2: search term that is artificial intelligence in its most early form.
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  Speaker 2: You type in a word, It does searches and uses
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  Speaker 2: algorithms to give you what it thinks you need based
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  Speaker 2: on the word that you type. That's artificial intelligent. Google
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  Speaker 2: has learned from all of those million, probably trillions of
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  Speaker 2: searches that are done how to get better at providing
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  Speaker 2: you search results.
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  Speaker 1: Would it be fair to say the next iteration of
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  Speaker 1: that was when you're just randomly cruising online and pop
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  Speaker 1: up ads show up identifying to the searches. That's like
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  Speaker 1: the next step, all algorithm based. So take it a
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  Speaker 1: step further. Netflix. You open up Netflix or any streaming
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  Speaker 1: app you go, and it's got recommended titles. It gives
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  Speaker 1: you those titles based on what you've watch, gotcha what
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  Speaker 1: you don't know or what you may not know is
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  Speaker 1: In addition to that, it also has a little AI
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  Speaker 1: feature where the thumbnail art that appears on the title
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  Speaker 1: is actually tailored to you based on what you're watching
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  Speaker 1: and those kinds of things. So it's growing. Now we
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  Speaker 1: have basically at this point two main definitions or types
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  Speaker 1: of AI. You have generative AI and predictive AI. Now,
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  Speaker 1: generative AI uses your prompt chat GPT. I go in
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  Speaker 1: and type in a prompt, and then it uses its
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  Speaker 1: computations and learn learned abilities from trillions of chat GPT things,
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  Speaker 1: and then it gives me or gives you exactly or
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  Speaker 1: hopefully exactly what I'm looking for in that moment. Generative
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  Speaker 1: meaning it's generating something in response to an input exactly.
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  Speaker 2: And in fact, the GPT stands for it, and I
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  Speaker 2: didn't know this before I looked it up Generative pre
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  Speaker 2: trained transformer, So that's chat GPT. Then you have predict
• 7:00
  Speaker 2: Predictive AI makes predictions, recommendations, it makes decisions. It's being
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  Speaker 2: used by e commerce systems for fraud detection. It's now
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  Speaker 2: being used by medical diagnostics where they're able to take
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  Speaker 2: X rays and like feel our input, millions and millions
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  Speaker 2: of bone X rays, and the predictive AI is then
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  Speaker 2: able to look at all those X rays and determine
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  Speaker 2: without a radiologist, exactly what is happening.
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  Speaker 1: Assuming it wants you to live.
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  Speaker 2: Assuming it wants you to live, which, as the article
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  Speaker 2: that you talked about yes shows, is not necessarily a
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  Speaker 2: foregone conclusion. And so its goal and predictive AI is
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  Speaker 2: to help an enterprise or a person whomever make an
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  Speaker 2: informed decision regarding the next step. So it's predictive. Now,
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  Speaker 2: there are loads of regulatory concerns because, as you can imagine,
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  Speaker 2: if you're a paid getting an X ray, if you're
• 8:02
  Speaker 2: a shopper, if you're whatever, and either generative or predictive
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  Speaker 2: AI are a part of your world, which now it
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  Speaker 2: all is. You go to a chat bot, you get whatever.
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  Speaker 2: There's a whole host of potential regulatory touches that the
• 8:20
  Speaker 2: federal government, the state government, even in some cases maybe
• 8:23
  Speaker 2: local governments can employ that are going to regulate it.
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  Speaker 2: I think it was Terminator too, where in the movie
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  Speaker 2: Arnold Schwarzenegger's character the Terminator made a declaration describing what
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  Speaker 2: was happening at the time with Skynet and said something
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  Speaker 2: to the effect of that is when the machines became
• 8:48
  Speaker 2: self All. Well, didn't we just see that moment in
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  Speaker 2: the chat GPT disclosure open AI's disclosure that the software
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  Speaker 2: became so for ware that it was being replaced and
• 9:03
  Speaker 2: it then took defensive actions potentially, And to their credit,
• 9:08
  Speaker 2: the folks who are running and developing and coding and
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  Speaker 2: however they do the back end, they actually were upfront
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  Speaker 2: about what they were seeing, absolutely of steering. All credit
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  Speaker 2: to them. Yeah, so that also opens up the potential
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  Speaker 2: regulatory Pandora's box because you have this revelation and now
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  Speaker 2: the question is what in the world do you do
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  Speaker 2: with it? All?
• 9:39
  Speaker 1: Right, final segment here sal Muzo with us for just
• 9:42
  Speaker 1: a few more minutes, where do we begin to end?
• 9:46
  Speaker 2: Yeah? Really now? For now? Well, I think and this
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  Speaker 2: is a conversation I think we should definitely come back
• 9:52
  Speaker 2: to in future months because it's going to continue.
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  Speaker 1: After the legislative session and they just twiddle their thumbs
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  Speaker 1: and don't know what to take.
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  Speaker 2: We may want to bring up during the session because
• 10:01
  Speaker 2: they are going to be debating some serious bills that
• 10:05
  Speaker 2: have a chance of actually getting to the governor's desk.
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  Speaker 2: But one of the biggest issues of as I mentioned
• 10:11
  Speaker 2: in the prior segment, like what do we do now,
• 10:14
  Speaker 2: one of the biggest issues and challenges with that is
• 10:17
  Speaker 2: the what is the role of the state government versus
• 10:19
  Speaker 2: the role of the federal government. If you can imagine data,
• 10:22
  Speaker 2: which artificial intelligence at its core is just data. Data
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  Speaker 2: does not recognize state boundaries. It's why there are kind
• 10:32
  Speaker 2: of interstate commerce implications and all kinds of things that
• 10:36
  Speaker 2: go into when the federal government does decide to step
• 10:40
  Speaker 2: in and regulate. And this is one where as much
• 10:43
  Speaker 2: as a federalist as I am and I believe in
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  Speaker 2: the states being supreme, this is a role that really
• 10:49
  Speaker 2: should at the base level be the federal government deciding
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  Speaker 2: what the baseline level of regulation is sort of like
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  Speaker 2: the FDA exactly, and there have been others that have
• 11:01
  Speaker 2: talked about, you know, making sure that the technology are
• 11:05
  Speaker 2: safe and reliable or safe in whatever, and then states
• 11:09
  Speaker 2: can decide the degree to which they're willing to adopt
• 11:13
  Speaker 2: in state policy versus their business climate. But if you
• 11:17
  Speaker 2: paid attention to the One Big Beautiful Bill Act debate,
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  Speaker 2: there was actually a provision in it up until the
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  Speaker 2: last two days that preempted state governments from regulating AI
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  Speaker 2: in any way. It was pulled at the last minute
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  Speaker 2: because it did not have the votes to continue. But
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  Speaker 2: the sponsor of that provision, Senator Ted Cruz, said, this
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  Speaker 2: is absolutely a conversation we have to begin on day
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  Speaker 2: one when this bill is done. But he pulled that provision.
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  Speaker 2: So now all of the states who thought the federal
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  Speaker 2: government was going to step in and do something are
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  Speaker 2: now left holding the bag and they're trying to figure
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  Speaker 2: out what to do.
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  Speaker 1: Is that conversation going to happen now? Yes?
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  Speaker 2: And it has been. I mean, if you think about
• 12:00
  Speaker 2: out the fact that even in twenty twenty five's session,
• 12:03
  Speaker 2: or actually maybe dating back to twenty twenty four, the
• 12:07
  Speaker 2: state of Florida actually passed a few things with respect
• 12:10
  Speaker 2: to AI, so political advertising disclaimers. There was a you
• 12:15
  Speaker 2: have to have a disclaimer on any political ad if
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  Speaker 2: it uses AI to depict a real person in any way.
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  Speaker 2: So that's one thing. The state set up an AI
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  Speaker 2: Advisory Council, so they are trying to figure out how
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  Speaker 2: to go from here. And then they also pass what's
• 12:32
  Speaker 2: called Brooks Law. It's a law requiring social media platforms
• 12:35
  Speaker 2: to delete AI generated sexual depictions created without the consent
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  Speaker 2: of the person. So that's the start. And now we're
• 12:42
  Speaker 2: looking at twenty twenty six and you already have a
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  Speaker 2: few bills that have been filed.
• 12:47
  Speaker 1: Okay, what's the most important of those bills?
• 12:49
  Speaker 2: I would suggest a few Senate Bill two oh two
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  Speaker 2: from Jen Bradley mandatory human review for insurance claims. So
• 12:55
  Speaker 2: if an insurance company is using AI to just scan
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  Speaker 2: and deny claims, nope, you got to have a human
• 13:02
  Speaker 2: use of AI by state agencies. You've also got a
• 13:05
  Speaker 2: prohibition on use of AI and mental health practices, to
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  Speaker 2: the point about kids using AI thinking they're getting therapeutic
• 13:14
  Speaker 2: help and they end up harming themselves. And then there's
• 13:19
  Speaker 2: also the potential of having the use of AI for
• 13:24
  Speaker 2: concealed carry firearms detection. It came up last year, it
• 13:27
  Speaker 2: may come up again.
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  Speaker 1: iHeart started this week nationwide Guaranteed Human It is a
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  Speaker 1: national campaign that we're running.
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  Speaker 2: And I would like to spend this last few seconds
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  Speaker 2: with an admonition. If you are in this arena and
• 13:45
  Speaker 2: you are versed in the back ends of how AI
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  Speaker 2: functions and know it really well, this is your window
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  Speaker 2: of opportunity. Please be in contact with your state legislators.
• 13:58
  Speaker 2: They need to be hearing from the experts who can
• 14:02
  Speaker 2: really educate them on all of the pros, the cons
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  Speaker 2: the risks, the rewards and everything that needs to go
• 14:09
  Speaker 2: into this debate, because this is ultimately a big year
• 14:13
  Speaker 2: for this policy arena. Happy Thanksgiving. Thanks for coming in
• 14:17
  Speaker 2: you as well. Happy Thanksgiving. It is always great to
• 14:20
  Speaker 2: be with you. You are an absolute blessing to me
• 14:23
  Speaker 2: and I can't thank you enough.
• 14:24
  Speaker 1: Thanks. Forty minutes past the hour, Money Talk is next.