Latest / Rock My Finances / Love, Trust & Money: The Conversations Nobody Teaches Us How to Have
Transcript
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- 0:40Speaker 2: Welcome to the Rock My Finances show on k for
- 0:42Speaker 2: HD Radio and Talk for TV, where we put the
- 0:45Speaker 2: fund in finance. Join Powerhouse Jeffer josp CDFA CMC and
- 0:51Speaker 2: private Wealth advisor as she collaborates with you to create clarity,
- 0:56Speaker 2: control and compidence with your money, your way.
- 1:00Speaker 3: It's not about the zeros, So what is it all about?
- 1:03Speaker 3: Let's find out. Now. Here's your host and weekly friend,
- 1:07Speaker 3: Jennifer Jose.
- 1:10Speaker 1: Hey, y'all, welcome back to another wonderful episode. Today, we're
- 1:13Speaker 1: going to be talking about love, trust, and money, the
- 1:17Speaker 1: conversations that no one teaches us how to have. Okay,
- 1:20Speaker 1: most of us are taught to balance a checkbook, maybe
- 1:23Speaker 1: even pay a bill, and maybe save, and they always
- 1:26Speaker 1: say day for retirement. So who cares about retirement when
- 1:29Speaker 1: you're nineteen, twenty twenty one and twenty five, thirty thirty five? Like,
- 1:33Speaker 1: we don't think of those things, right? And I remember
- 1:35Speaker 1: in high school, they told us how to write a check.
- 1:37Speaker 1: No one was teaching us how to actually manage money
- 1:41Speaker 1: or what does that even mean. Nobody talked about compound growth,
- 1:45Speaker 1: Nobody talked about saving money for now and for retirement
- 1:51Speaker 1: for later in life. Very few of us were even
- 1:54Speaker 1: taught are taught how to talk about money, especially with
- 1:58Speaker 1: someone that we love. No one taught us how to
- 2:01Speaker 1: discuss debt without shame. No one taught us how to
- 2:05Speaker 1: discuss spending without judgment or financial fears without creating some
- 2:11Speaker 1: type of conflict. Yet money touches almost every part of
- 2:15Speaker 1: our relationship. It influences decisions about where we live, how
- 2:19Speaker 1: we travel, when we retire, how we retire, whether we're
- 2:24Speaker 1: going to help our children out how much are we
- 2:26Speaker 1: going to help our children? What kind of future are
- 2:28Speaker 1: we going to create together? I mean all the way
- 2:30Speaker 1: down to are we going to shop at Whole Foods
- 2:32Speaker 1: or Costco or Walmart or write Trader Joe's, Like do
- 2:37Speaker 1: we care about health? Do we care about spending money
- 2:39Speaker 1: on organic food? It could be literally, is that like
- 2:42Speaker 1: what kind of gas we put in our car? Every day?
- 2:44Speaker 1: The car says that it needs the higher octane? Are
- 2:47Speaker 1: you going to do that? Are you going to go
- 2:48Speaker 1: for the inletted the cheap one? Like it is in
- 2:51Speaker 1: our face every day, like at least ten to fifteen
- 2:53Speaker 1: times a day. So today we're going to explore the
- 2:56Speaker 1: connection between love, trust, and money, and I'm going to
- 2:59Speaker 1: give you simple daily practices that you can start using immediately.
- 3:03Speaker 1: Just strengthen both your finances and strengthen your relationships, because
- 3:07Speaker 1: that's what life's all about, right, We're here for our relationship.
- 3:10Speaker 1: So part one, money is often a trust issue. When
- 3:14Speaker 1: many people think of arguments about dollars, it's not about
- 3:17Speaker 1: the darros, y'all. It's about trust. So when a partner
- 3:21Speaker 1: hides spending, the issues are not the purchase, it's the trust.
- 3:26Speaker 1: So that's The biggest mistake people can make is hide.
- 3:30Speaker 1: It's just lends into more issues around trust, and it
- 3:33Speaker 1: just gets the big mountain bigger and bigger and bigger.
- 3:36Speaker 1: When one partner refused to talk about money, when they
- 3:39Speaker 1: just don't even want to talk about finances, it isn't
- 3:42Speaker 1: about the budget, It's about trust. They don't trust their
- 3:46Speaker 1: partner is going to be safe to have a conversation
- 3:49Speaker 1: with them. When one partner feels left out of financial decisions,
- 3:53Speaker 1: the issue isn't the investment account, it's actually trust. Trust
- 3:58Speaker 1: is created when people feel safe, So we need we
- 4:02Speaker 1: all need to be able to feel safe to ask questions.
- 4:05Speaker 1: Here's one. We actually need to feel safe to make mistakes.
- 4:10Speaker 1: Y'all like we're gonna make mistakes. We've all made mistakes.
- 4:15Speaker 1: I've been in the industry for decades. I've been a
- 4:16Speaker 1: business owner for thirty something years. I still make mistakes.
- 4:21Speaker 1: It's just gonna happen. We need to feel safe to
- 4:24Speaker 1: be honest and be honest about how we feel, honest
- 4:28Speaker 1: about our past mistakes, honest about what we really want
- 4:32Speaker 1: going forward. I'm an a number one code of penalty
- 4:34Speaker 1: and recovery for decades, right, but to be able to
- 4:36Speaker 1: share what I really really want and when I really
- 4:39Speaker 1: see my future, that could be embarrassing to share that
- 4:43Speaker 1: with someone our new partner. So with money without trust
- 4:49Speaker 1: comes battle. It comes like contentious conversations and guess what.
- 4:55Speaker 1: It spills out in all areas of our life. Yes,
- 4:58Speaker 1: it builds out in our sex life with our partners,
- 5:01Speaker 1: bills out on our parenting relationships with our kids. Even
- 5:05Speaker 1: for me, it fills out on the eight hundred number
- 5:07Speaker 1: that just they call me and try to sell something.
- 5:11Speaker 1: I'm just mean to them and I'm like, I don't
- 5:12Speaker 1: mean to be mean to you, but I'm doing this
- 5:14Speaker 1: right now or whatever. It comes in all different shapes
- 5:18Speaker 1: and sizes. So daily practice number one, ask yourself every morning,
- 5:24Speaker 1: what can I do today to build trust instead of fear. Now,
- 5:28Speaker 1: if you live alone, I'm talking to myself right well,
- 5:32Speaker 1: the first thing I can do is make my bed.
- 5:35Speaker 1: If I say I'm going to go to the exercise class,
- 5:37Speaker 1: go to the exercise class, have my protocol, I have
- 5:41Speaker 1: my collagen or my protein shape. After my exercise class,
- 5:44Speaker 1: I tell myself, I trust myself to make the right
- 5:47Speaker 1: decisions instead of fear. Fear creeps in when we don't
- 5:53Speaker 1: do what we say we're going to do or respect ourselves.
- 5:56Speaker 3: Right.
- 5:56Speaker 1: So now when we're in a couple, we want to
- 5:58Speaker 1: make sure that we share inform openly. You can ask yourself,
- 6:02Speaker 1: can I share information openly with my partner today? Tell
- 6:05Speaker 1: the truth, even though it's very uncomfortable. Tell the truth.
- 6:09Speaker 1: Include your partner in making decisions like, hey, what do
- 6:13Speaker 1: you think about this? This is what I think? You know,
- 6:15Speaker 1: without criticism, without judgment, just hey, what do you think?
- 6:19Speaker 1: Maybe even have a couple conversations around something, so that
- 6:22Speaker 1: it's not just I don't know about you, but I
- 6:25Speaker 1: change my mind, right, I'm like, okay, with that education,
- 6:27Speaker 1: that what I know at that point, this is what
- 6:30Speaker 1: I would do. But the more I know, I might
- 6:32Speaker 1: change my mind and have a different feeling about it.
- 6:34Speaker 1: So let's include our partner in these decisions and ask
- 6:37Speaker 1: questions instead of making assumptions. We take information in and
- 6:41Speaker 1: we assume we think we know what they're feeling or thinking,
- 6:45Speaker 1: but we really don't. We want to get asked clarifying questions.
- 6:49Speaker 1: So what I'm hearing you say is no, no, no, no,
- 6:51Speaker 1: not right. Small acts of transparency create enormous trust over
- 6:56Speaker 1: time and We want to just keep dropping pebbles in
- 6:59Speaker 1: the trust bucket so that when something the stuff does
- 7:03Speaker 1: hit the fan and you have to talk about money,
- 7:06Speaker 1: you can and you have that relationship that you can Okay,
- 7:08Speaker 1: Part two. Everyone has financial fears, doesn't matter, not about
- 7:13Speaker 1: the zeros. Everyone has a relationship with money and an
- 7:16Speaker 1: emotional relationship with money, and we all have financial fears.
- 7:19Speaker 1: Even very highly successful people have money fears. Some fear
- 7:23Speaker 1: running out of money, some fear losing their freedom, fear
- 7:27Speaker 1: having too much money, like it's going to change their
- 7:29Speaker 1: life too much. Some fear becoming dependent on someone else.
- 7:33Speaker 1: Some fear repeating mistakes from the past. Many relationship conflicts
- 7:37Speaker 1: begin because one person's fear triggers another person's fear. So
- 7:41Speaker 1: when they do this, then they know that triggers their fear.
- 7:45Speaker 1: So one partner might want to save more and the
- 7:48Speaker 1: other one wants to enjoy life more. Neither is wrong.
- 7:51Speaker 1: Neither is wrong. We just have to talk about why
- 7:53Speaker 1: we're feeling the way we're feeling and doing what we're doing.
- 7:56Speaker 1: So simply responding differently to fears is all The lack
- 8:00Speaker 1: of communication is the healthiest relationships create faith for both perspectives,
- 8:05Speaker 1: Because what are an amazing life you could have? Right
- 8:08Speaker 1: if you respect your money, it's flowing in. Your abundance
- 8:11Speaker 1: is coming in and you're not just hanging on to
- 8:13Speaker 1: it and saving it for anything, but you actually are
- 8:17Speaker 1: making memories with life and enjoying life and traveling and
- 8:21Speaker 1: seeing your friends and family and creating memories along with
- 8:24Speaker 1: being respectful of money and knowing what's happening, right, we
- 8:28Speaker 1: can do both. So here's your daily practice. When financial
- 8:31Speaker 1: stress appears. Pause, trust yourself. What am I actually afraid of?
- 8:36Speaker 1: Right now? Write it down? Get your money journal out,
- 8:38Speaker 1: Write it down? What am I actually afraid of? Right now?
- 8:42Speaker 1: Not what's my partner doing wrong? Why did they do that?
- 8:46Speaker 1: And if they would have done this, it should have
- 8:48Speaker 1: would it could? Right? No, Instead, we want to say,
- 8:51Speaker 1: what fear is being triggered in myself right now when
- 8:55Speaker 1: my partner does this? What fear is being triggered with myself?
- 8:59Speaker 1: That's something we can changes ourselves. Right, Is this fear
- 9:03Speaker 1: based on facts or something that I'm absolutely assuming, Like, well,
- 9:07Speaker 1: if they just spent that, that means they're going to
- 9:09Speaker 1: do this every week and we can't afford that every week.
- 9:11Speaker 1: That's an assumption that I might be making. So is
- 9:14Speaker 1: fear based on facts or assumptions? And what would help
- 9:18Speaker 1: me feel safer? It might be, hey, this is making
- 9:22Speaker 1: me feel very anxious when you go out and willing
- 9:24Speaker 1: nearly spend Costco. You know we all spend more at Costco, right,
- 9:28Speaker 1: so that conversation might look like, you know, let's when
- 9:31Speaker 1: we when we plan on going somewhere, let's have some
- 9:34Speaker 1: type of a spending budget. I don't like the word
- 9:36Speaker 1: budget is it restricts. But let's have a spending plan
- 9:38Speaker 1: for Costco and then we give ourselves a ceiling and
- 9:42Speaker 1: that we promise each other that we're not going to
- 9:44Speaker 1: spend over that amount, and if we do, there needs
- 9:47Speaker 1: to be a conversation something like that. Just awareness reduces
- 9:51Speaker 1: emotional reactions. It's awesome, okay. Part three. Communication creates connection.
- 9:56Speaker 1: Don't we all want more connection? When people listen to
- 9:59Speaker 1: respond and you're not really hearing, so we want to
- 10:03Speaker 1: listen to understand. When discussing money, people often prepare their
- 10:07Speaker 1: defense before the other person's even done speaking. This creates distance,
- 10:11Speaker 1: creates anger, frustration. Healthy communication begins with curiosity. Imagine replacing
- 10:18Speaker 1: this is that's a terrible idea with help me understand
- 10:21Speaker 1: your thinking. Imagine replacing with you always overspend with what
- 10:25Speaker 1: feels important to you about that purchase. Curiosity lowers defenses,
- 10:29Speaker 1: right judgment raises them. So here's your daily practice. One
- 10:33Speaker 1: each day, ask someone that you love or ask yourself
- 10:37Speaker 1: tell me more about them. You could do that around
- 10:40Speaker 1: any issue whatsoever, and then listening to understand, not to judge. Now,
- 10:46Speaker 1: let me spit this out there. You're never going to
- 10:49Speaker 1: be able to understand me one hundredcent. You haven't lived
- 10:51Speaker 1: in my shoes. You haven't lived in my life. God
- 10:53Speaker 1: bless you, but you haven't and I haven't in yours.
- 10:56Speaker 1: So I don't have to agree with you to understand you.
- 11:00Speaker 1: And I don't have to know everything about that to
- 11:02Speaker 1: understand that. That's how you feel, period, Like that's just
- 11:06Speaker 1: the way it is. You don't need to You don't
- 11:10Speaker 1: need to agree with everything to understand everything. Like, I
- 11:13Speaker 1: just don't understand that, So it's wrong. A lot of
- 11:15Speaker 1: people do that. We want to not do that. We
- 11:17Speaker 1: want to just listen. We do not want to give advice,
- 11:21Speaker 1: We do not want to correct. That is so aggravating
- 11:24Speaker 1: when you're trying to share from your heart. I mean
- 11:27Speaker 1: it starts simple, like when you're just sharing a story
- 11:29Speaker 1: that you both rat and then one spouse is always
- 11:31Speaker 1: correct in the other's spouse. Okay, that's literally criticism and
- 11:34Speaker 1: a put down. It doesn't matter if you're right, if
- 11:37Speaker 1: it was black instead of blue, Who cares. This person
- 11:40Speaker 1: is telling a story. That's where it starts. So let's
- 11:43Speaker 1: not do it there on the basic story and let's
- 11:46Speaker 1: not correct someone, take a breath, look at yourself. Yes,
- 11:51Speaker 1: you might see it differently, it doesn't matter. They're telling
- 11:54Speaker 1: a story. Show them that you value their words, that
- 11:58Speaker 1: you value their understand they're they're thinking of things. By
- 12:03Speaker 1: understanding them, we're not fixing or correcting, we're just listening.
- 12:07Speaker 1: Listening is the highest form of respect. And when we
- 12:10Speaker 1: can't even listen to someone or even their silly little story,
- 12:14Speaker 1: we're literally telling them that we don't respect them and
- 12:16Speaker 1: we don't value them. Like it is like a dagger
- 12:18Speaker 1: to the heart when we're interrupted and when we're corrected.
- 12:23Speaker 1: So that's how I feel. So y'all know someone in
- 12:26Speaker 1: your life feels the same way. Okay. Part four. Financial
- 12:29Speaker 1: honesty creates intimacy. Don't we want to you know into me,
- 12:34Speaker 1: see right, I want you to see me. That's why
- 12:37Speaker 1: we're in relationships is so that we can have an
- 12:39Speaker 1: intimate relationship. And we want emotional intimate, spiritual intimacy. We
- 12:45Speaker 1: want to, you know, have the whole gamut. So many
- 12:48Speaker 1: couple share a bed, a home, and a life, yet
- 12:51Speaker 1: their financial worlds they hide and they hide their fears.
- 12:55Speaker 1: Why because they're afraid of being judged. They're afraid of
- 12:58Speaker 1: disappointing someone appearing irresponsible. Seek reci creates distance. We don't
- 13:05Speaker 1: want that distance. The worst thing you could do is
- 13:07Speaker 1: having ships passing in the night, not even knowing each
- 13:09Speaker 1: other and not even talking about money, because next comes divorce,
- 13:12Speaker 1: right comes no sex, no talking, then divorce. So we
- 13:16Speaker 1: want to have honesty because that creates intimacy. You don't
- 13:19Speaker 1: build trust by being perfect. God bless us all. There's
- 13:23Speaker 1: no way. We do not need to be perfect. We
- 13:25Speaker 1: just need to be truthful. And if your partner doesn't react, right,
- 13:30Speaker 1: that's your job to heal yourself. That's not their job
- 13:33Speaker 1: to heal you. It's our job to heal ourselves. And
- 13:36Speaker 1: then come back and say, last time, I would appreciate
- 13:39Speaker 1: you last time when this happened. I'd appreciate you answering
- 13:42Speaker 1: me this way because that hurt my feeling like we
- 13:45Speaker 1: have to own our responsibility, but we got to heal
- 13:48Speaker 1: ourselves because they might not be able to do what
- 13:51Speaker 1: we need them to do because they're being triggered.
- 13:53Speaker 3: Right.
- 13:53Speaker 1: So here's our daily practice each evening, ask yourself, is
- 13:57Speaker 1: there anything I'm avoid discussing with my partner. If the
- 14:01Speaker 1: answer is yes, write it down. You don't need to
- 14:03Speaker 1: solve it immediately. You might need to hash it around
- 14:05Speaker 1: a little bit, but just simply acknowledge it. Like there is.
- 14:09Speaker 1: The secrets create shame, So we want to see if
- 14:13Speaker 1: there's anything that we're we're hiding. I do this with
- 14:15Speaker 1: my girlfriends. I have a soul sister group, and I
- 14:18Speaker 1: want them to know like almost everything about me, right,
- 14:22Speaker 1: And so there's sometimes when I'm ashamed of something, or
- 14:24Speaker 1: if I'm finding something like oh wow, I haven't said
- 14:27Speaker 1: that to anybody because that's embarrassing or I could be
- 14:31Speaker 1: wrong or I'm not perfect, I will say the words
- 14:34Speaker 1: to them and say I don't need any feedback from
- 14:37Speaker 1: this because I just need to say it out loud,
- 14:40Speaker 1: because sometimes we just don't say things out loud, and
- 14:42Speaker 1: it feels so good when we do. So awareness is
- 14:45Speaker 1: the first step to honest conversation. Okay, Park five. Gratitude
- 14:51Speaker 1: changes money conversations immediately. So a lot of couples finish
- 14:56Speaker 1: focus on what's wrong and what happened in the past,
- 14:58Speaker 1: not enough income, savings, progress the problem. The attention goes
- 15:02Speaker 1: on what we're focusing on. So I'm a big believer
- 15:04Speaker 1: in law of attraction, so I don't want to focus
- 15:06Speaker 1: on all of that. So when you focus on lack,
- 15:08Speaker 1: you're going to get lack. When you focus on appreciation,
- 15:11Speaker 1: guess what you're going to get more appreciation. So gratitude
- 15:15Speaker 1: changes the emotional tone of money conversations. Here's your daily
- 15:19Speaker 1: practice every day share one financial appreciation examples. Thank you
- 15:24Speaker 1: so much for working so hard today. Thank you so
- 15:27Speaker 1: much for paying attention to the small details. Thank you
- 15:30Speaker 1: for supporting our family. Thank you for keeping your business
- 15:33Speaker 1: running and always trying to come up with new ideas
- 15:36Speaker 1: and new marketing ideas to get more people to come
- 15:38Speaker 1: into your business. Thank you so much for driving and
- 15:40Speaker 1: commuting to get to work and to come back. Thank
- 15:43Speaker 1: you so much for helping us save money by cooking
- 15:47Speaker 1: on Sundays and taking your lunch to work. Thank you
- 15:49Speaker 1: for being responsible and investing our money and talking with
- 15:52Speaker 1: the financial advisor and the financial planner and the insurance
- 15:55Speaker 1: guy and the Jack gud Thank you. I mean, there's
- 15:57Speaker 1: so many ways that we can say I appreciate you.
- 16:00Speaker 1: I appreciate that small acknowledgment, strength and relationships. Part six,
- 16:05Speaker 1: Create a shared vision.
- 16:07Speaker 3: I have all my.
- 16:08Speaker 1: Clients have a mission for their household. You have kids,
- 16:11Speaker 1: Bring the kids in on the conversation. Each family needs
- 16:14Speaker 1: a mission. So we're going to create a shared financial vision.
- 16:18Speaker 1: Money works best when it served a purpose like we can't.
- 16:21Speaker 1: I'm just saying this to a client the other day.
- 16:24Speaker 1: When we want to save, we save for retirement. Who cares? Right? However,
- 16:28Speaker 1: if I save for scaling down that house and having
- 16:32Speaker 1: my gourmet kitchen for the rest of my life that
- 16:34Speaker 1: I can cooking in my sixties, seventies and eighties when
- 16:37Speaker 1: I feel like cooking, that's different than saving money for retirement.
- 16:41Speaker 3: Right.
- 16:41Speaker 1: Saving money to travel the world a month at a
- 16:44Speaker 1: time and save money for that, and instead of saving
- 16:48Speaker 1: for retoilrement, I'm actually saving for staying in Italy for
- 16:52Speaker 1: three months when I retire, like, how fun is that
- 16:55Speaker 1: going to be? That's very different than souving for retoirement, right,
- 16:59Speaker 1: especially a lot of business owners, We're not going to retire,
- 17:01Speaker 1: or might scale back and have more fun and have
- 17:04Speaker 1: more free time. But retirement really just doesn't make sense, right,
- 17:08Speaker 1: So we want to not just focus on the numbers.
- 17:11Speaker 1: The healthiest couples focus on more than the numbers. They
- 17:15Speaker 1: focus on what the numbers make possible. So the zeros
- 17:19Speaker 1: make life possible. We want to look at experiences, the
- 17:23Speaker 1: feeling of freedom, the feeling of security, traveling, giving giving
- 17:30Speaker 1: is very important to me. What causes do I want
- 17:33Speaker 1: to make a difference in? So I also handle life
- 17:35Speaker 1: insurance right. So I have clients that come to me
- 17:38Speaker 1: and they want to do charitable giving. Well. Instead of
- 17:41Speaker 1: doing a small donation each week, we do a life
- 17:44Speaker 1: insurance policy. So they will be sending millions to their
- 17:47Speaker 1: charity when they pass. So it's not just about the
- 17:49Speaker 1: small things, but you can literally change your charitable organization's
- 17:53Speaker 1: lives if you do more giving planning.
- 17:56Speaker 3: I call it.
- 17:58Speaker 1: We want to talk more about our family, or we
- 17:59Speaker 1: can be those grandparents that are around all the time
- 18:03Speaker 1: for the gains and the gymnastics and the plays at
- 18:06Speaker 1: school and all of that. Well, what will that take
- 18:08Speaker 1: to do that? Do we live by all the grandkids?
- 18:11Speaker 1: I have a friend here that has, like she like
- 18:14Speaker 1: so many different household five or six different households around
- 18:17Speaker 1: the country that she flies and goes and sees all
- 18:19Speaker 1: the grandkids and that's important to her. So is that
- 18:22Speaker 1: important to you? And what does your uh when you're
- 18:26Speaker 1: finally financially free instead of retirement, but you're financially free,
- 18:31Speaker 1: what does your life look like like? Let's talk about that.
- 18:34Speaker 1: We can always talk about the zeros, but we also
- 18:37Speaker 1: want to dream. I always start my clients off with that.
- 18:41Speaker 1: I start them off with dreaming, then creating their goals.
- 18:44Speaker 1: Then we look at where they're at now, and then
- 18:47Speaker 1: what do we have to do to get them to
- 18:48Speaker 1: their dreams? And our dreams change as well. Right, So
- 18:53Speaker 1: when people solely focus on zeros, the motivation disappears, and
- 18:57Speaker 1: then they're going to start spending again and seek again
- 19:01Speaker 1: and not really planning. So we want to focus on
- 19:04Speaker 1: our vision and what money means to you. How does
- 19:08Speaker 1: it feel? So here's our daily practice. Spend five minutes
- 19:12Speaker 1: a day. I always have my clients to do it
- 19:14Speaker 1: before they get out of bed. Like, as soon as
- 19:16Speaker 1: you open your eyes, close them back again, because that's
- 19:18Speaker 1: our dream like state, as close as we can get.
- 19:21Speaker 1: And ask yourself what do I want my life to
- 19:24Speaker 1: look like? When I'm creating a financial plan for someone,
- 19:27Speaker 1: I say, what do I want my year to look like?
- 19:30Speaker 1: One year? For now? When I wake up? What do
- 19:32Speaker 1: I want it to look like? Who am I going
- 19:34Speaker 1: to be when I walk into the room. What is
- 19:36Speaker 1: my lifestyle going to be? Right? Then five years, then
- 19:40Speaker 1: ten years, and then in the future. What do I
- 19:43Speaker 1: want our relationship to look like? What do I want
- 19:46Speaker 1: it to feel like? These are great, yummy questions, right,
- 19:50Speaker 1: What does financial freedom mean to me? What does that
- 19:54Speaker 1: mean to me? How's how am I going to feel?
- 19:56Speaker 1: How's my body going to feel when I'm financially free?
- 20:00Speaker 1: And what experiences matter the most? We might need to
- 20:03Speaker 1: prioritize them, right, So what's the most important thing? So
- 20:08Speaker 1: for me? I really do you know? I mean they
- 20:10Speaker 1: talk about bucket list, but I really do want to
- 20:13Speaker 1: go do the airbnb in Italy and be there for
- 20:16Speaker 1: at least a month, if not more, and just hang
- 20:18Speaker 1: out and cook there with the fresh food there and
- 20:21Speaker 1: the pasta and vegetables, and you know, and have people
- 20:24Speaker 1: come and go. You know, get an AIRBB with a
- 20:26Speaker 1: couple of bedrooms so people can can spend a week
- 20:29Speaker 1: like I love. That vision creates direction. So we need
- 20:33Speaker 1: to have a vision. We can't have a really cool
- 20:35Speaker 1: vision if we're still scared to death. So we have
- 20:38Speaker 1: to get around our fear. Calm our field fear, heal
- 20:42Speaker 1: ourselves in order to create our vision. Okay, number seven,
- 20:45Speaker 1: last one. Love is not a financial plan, y'all, and
- 20:49Speaker 1: I'm a financial plan. Love is beautiful, it's powerful, it's important.
- 20:55Speaker 1: It's one of the hardest truths. But love alone does
- 20:58Speaker 1: not solve financial problem. Healthy relationships we need love for sure,
- 21:04Speaker 1: and trust and communication and honesty and planning for the future.
- 21:10Speaker 1: They all matter. The goal isn't perfect finances. The goal
- 21:14Speaker 1: is creating a relationship with both people feel heard, respected
- 21:17Speaker 1: and formed and valued and supported. So here's your last
- 21:21Speaker 1: daily practice. Am I creating partnership with creating or am
- 21:26Speaker 1: I creating pressure? Am I creating a strong relationship? And
- 21:30Speaker 1: am I building this one conversation out of time? Your
- 21:33Speaker 1: last closing exercise the seven day Love, Trust and Money
- 21:37Speaker 1: challenge for the next seven days. Day one, Share a
- 21:40Speaker 1: financial goal, Day two, Share one fear, Day three, Express
- 21:47Speaker 1: a financial appreciation, Day four, Share your money, your money
- 21:52Speaker 1: story with your partner, Day five, discuss a future dream.
- 21:57Speaker 1: Day sixth review one area of funancial progress, and day
- 22:01Speaker 1: seven celebrate all the things you're doing right okay quick.
- 22:06Speaker 1: Day one, Share a financial goal, Day two, financial fear,
- 22:09Speaker 1: Day three, Financial appreciation, Day four, your money story with
- 22:13Speaker 1: your partner, Day five, a future Dream, Day six your
- 22:17Speaker 1: financial progress, and day seven celebrate y'all. I want you
- 22:20Speaker 1: to enjoy this. I want you to have a good
- 22:23Speaker 1: time with this week, and then after day seven you celebrate.
- 22:26Speaker 1: I want you all to be able to say I
- 22:29Speaker 1: rock my finances.
- 22:31Speaker 2: We appreciate you joining us today, and don't forget to
- 22:34Speaker 2: subscribe to the rock my Finances YouTube channel for more
- 22:38Speaker 2: engagement and bonus content. Tell me what is your money story?
- 22:43Speaker 2: Let's find out with Jennifer right here on K four
- 22:45Speaker 2: HD Radio and Talk for TV. It's not about the zero,
- 22:49Speaker 2: It's about the F word, feelings, feelings.
- 22:52Speaker 3: Jennifer can't wait to explore with you next week. Until then,
- 22:56Speaker 3: let's all say I rock my finance.
- 23:00Speaker 2: Six