Latest / Your Mortgage Minute | Onlendhub
30-Year Amortization for First-Time Buyers: Your Secret Weapon in 2026 | Your Mortgage Minute
The 30-year amortization is a game-changer for first-time buyers in 2026—but most Canadians don't know it exists. This policy lets you stretch your mortgage over 30 years instead of 25, saving ~$220/month on a $450K mortgage. We cover who qualifies, the interest trade-off, and the smart strategy: qualify with 30 years for lower payments, then use prepayment privileges to pay it off faster. Perfect for first-time buyers struggling with affordability. OnLendHub compares 65+ lenders to find you the best 30-year terms.
Send us Fan Mail
About Your Mortgage Minute:
Your Mortgage Minute delivers…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.