How Inflation Is Quietly Eating Your Brokerage Cash Sweep

Inflation and Your Money with Fexingo: Protecting Purchasing Power and Beating Inflation · Jul 28, 2026 · 7m · transcript

If you've got cash sitting idle in a brokerage account, you could be losing hundreds of dollars a year in purchasing power. Most brokerages pay near-zero interest on uninvested cash sweeps, while money market funds yield over 3.6%. With inflation still running above the Fed's 2% target — the breakeven rate sits at 2.21% — that gap is quietly eroding your savings. In this episode, Lucas and Luna break down exactly how the cash sweep mechanism works, why brokerages get away with such low rates, and three concrete steps you can take to stop the leak. They walk through the math using…