Latest / The Financial Freedom Podcast with Fexingo: Quitting Your Job, Living Off Investments, Independence
How Early Retirees Handle Sequence Risk With a Rising Equity Glidepath
In this episode of The Financial Freedom Podcast with Fexingo, Lucas and Luna explore a specific strategy for managing sequence-of-returns risk in early retirement: the rising equity glidepath. They break down how starting with a lower stock allocation and gradually increasing it over the first decade can protect a portfolio from early losses that derail long-term returns. Using a concrete example of a $1 million portfolio with a 4% withdrawal rate, they show how a 30/70 stock-bond split that ratchets up to 70/30 over ten years compares to a static 60/40 portfolio. Lucas explains the math…
The skinny
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