Edward Jones Presents Financial Focus with Ryan Painter: 'Does the 4% Rule Still Make Sense for Your Retirement?'

Radio Monmouth · Aug 18, 2025 · 3m

You may have heard of the “4% rule” when it comes to retirement. The idea is simple: After you retire, you withdraw 4% of your investment portfolio each year. In theory, this helps ensure your savings last for your lifetime. While this rule can be a helpful starting point, it's not a one-size-fits-all — and it's definitely not a substitute for a plan tailored to your specific needs, wants and wishes.