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Louisiana Commercial Drivers Get Insurance Break | Lafayette Louisiana News
Louisiana’s new Rule 138 is giving commercial vehicle owners a financial boost—insurance discounts on liability premiums if you equip your fleet with real-time telematics and a 1080p dash cam. Passed in 2025, this law aims to slash fraud, reduce claims, and improve road safety. The gear must be installed at policy start or renewal and stay active the whole term—otherwise, the discount vanishes. Savings vary by insurer and claims history, but it’s only for liability, not collision or comprehensive. The state’s Department of Insurance sees this as a tech-driven win-win: safer roads and lower…
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