Latest / Perfect Game Retirement
Use Target-Date Funds or Customize Your Portfolio?
Target-date funds are one of the most common investments inside retirement plans, largely because they’re simple and automatic. But are they really the best option for your long-term portfolio? In this episode, Ryan explains how these funds work, why they’ve become so popular, and where they may fall short for investors who want a strategy tailored to their situation.
Here’s what we discuss in this episode:
🎯 Target-Date Basics: Funds automatically adjust risk over time
⚠️ One-Size Limits: Age alone doesn’t define risk tolerance
🧩 Portfolio Customization: Personalized portfolios can better…
The skinny
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