Latest / The College Savings Podcast with Fexingo: 529 Plans, Education Funding, and Student Costs
How 529 Plans Are Changing K12 Education
We look at how the SECURE Act 2.0 changed education funding by allowing rollovers from 529 plans to Roth IRAs. This episode explores the specific mechanics, the five-thousand-dollar annual limit, and the lifetime cap of thirty-five thousand dollars per beneficiary. Lucas and Luna break down who benefits most from this shift, comparing it to traditional college savings strategies. They discuss the tax implications for families in high-tax states and how this new flexibility changes long-term financial planning for parents who might not send their children to a four-year university. The…
The skinny
The skinny isn't ready yet — notes appear once the transcript is processed.