Latest / Seth Rudin | Business Broker | Dealmaker
New 2026 SBA Loan Rules Explained: What Buyers & Sellers Must Know
In this episode of Entrepreneurship Unlocked, Seth Rudin sits down with SBA loan expert Paul Long to break down the major 2026 SBA rule changes and SOP updates.They unpack how the new 1.25x Debt Service Coverage Ratio (DSCR) requirement eliminates projection-based business acquisition financing, mandatory Quality of Earnings (QOE) reports for deals over $3M, updated citizenship rules, and new limits on equity injections and seller earnouts.Key Topics Covered:00:00 - Introduction & 2026 SBA Rule Changes Overview01:46 - Combining 7(a) & 504 Loans to Borrow Up to $10M03:29 - The 1.25x DSCR…
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